The Finance Buff

From Bogleheads
Jump to: navigation, search
The Finance Buff
Born Harry Sit
Occupation Certified Employee Benefits Specialist, Author
Notable work Explore TIPS
Website The Finance Buff
The Finance Buff a.k.a. TFB is a pseudonym used by a blogger who writes a blog by the same name at He has been sharing his thoughts and experience about personal finance with online readers since 2006. Today, more than 50,000 people visit his blog in any month.

— from Editor review at Amazon[1]

TFB joined the Bogleheads Forum in 2007 as its 5th registered user. He is the author of the chapter on defined benefit pension plans in Bogleheads' Guide to Retirement Planning (John Wiley & Sons, 2009). He also regularly contributes to the forum and wiki.

TFB holds an MBA degree in Finance. He has a Certified Employee Benefits Specialist (CEBS) designation from the International Foundation of Employee Benefit Plans and the Wharton School of Business, University of Pennsylvania.


Any purchases made at will result in a small referral fee for us. It does not cost you anything extra.


The Finance Buff avatar.

TFB - The Finance BuffRSS Feed icon - 200px.png RSS feed

Splitting The Advisor’s Alpha (21 September 2017)

Explore the relationship between value and price.

2018 Social Security COLA (19 September 2017)

A low Social Security COLA caused by low inflation is good for seniors.

Roth 401k Makes People Have More Money To Spend In Retirement (12 September 2017)

Roth 401k makes it easy for people to fool themselves into contributing more.

Xfinity Mobile: ~$3/month Unlimited Talk & Text On Verizon Network (29 August 2017)

Xfinity Mobile offers great prices for mobile phone service on Verizon network.

Vanguard Proxy Voting 2017 (22 August 2017)

How I voted on the Vanguard 2017 proxy proposals.


External links


  1. Amazon editor review