The Finance Buff

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The Finance Buff
Born Harry Sit
Occupation Certified Employee Benefits Specialist, Author
Notable work Explore TIPS
Website The Finance Buff
The Finance Buff a.k.a. TFB is a pseudonym used by a blogger who writes a blog by the same name at He has been sharing his thoughts and experience about personal finance with online readers since 2006. Today, more than 50,000 people visit his blog in any month.

— from Editor review at Amazon[1]

TFB joined the Bogleheads Forum in 2007 as its 5th registered user. He is the author of the chapter on defined benefit pension plans in Bogleheads' Guide to Retirement Planning (John Wiley & Sons, 2009). He also regularly contributes to the forum and wiki.

TFB holds an MBA degree in Finance. He has a Certified Employee Benefits Specialist (CEBS) designation from the International Foundation of Employee Benefit Plans and the Wharton School of Business, University of Pennsylvania.


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The Finance Buff avatar.

TFB - The Finance BuffRSS Feed icon - 200px.png RSS feed

Best International Money Transfer: TransferWise, OFX, Zenbanx (17 January 2017)

A case study of which international money transfer provider had the lowest all-in cost for sending money to Canada, UK, Euro zone, and India.

Joining Navy Federal Credit Union Without Military Affiliation (10 January 2017)

Detailed steps to join Navy Federal Credit Union when you have no military affiliation.

Stress Goes Away When You Stop Wanting The Best (03 January 2017)

You don't have to comparison-shop and look for the best for your money all the time. Choose something that works and worry about things that truly make a difference.

Health Care Expenses Bunching (20 December 2016)

When you are flexible in scheduling health care services, doing it this year or next year can make a difference in how much you will pay out of pocket.

Calculator: Sell Your Home For Tax Free Capital Gains (13 December 2016)

This calculator helps you decide whether you should sell and re-buy your home in order to eliminate or reduce future capital gains tax.


External links


  1. Amazon editor review