The Finance Buff

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The Finance Buff
Born Harry Sit
Occupation Certified Employee Benefits Specialist, Author
Notable work Explore TIPS
Website The Finance Buff
The Finance Buff a.k.a. TFB is a pseudonym used by a blogger who writes a blog by the same name at He has been sharing his thoughts and experience about personal finance with online readers since 2006. Today, more than 50,000 people visit his blog in any month.

— from Editor review at Amazon[1]

TFB joined the Bogleheads Forum in 2007 as its 5th registered user. He is the author of the chapter on defined benefit pension plans in Bogleheads' Guide to Retirement Planning (John Wiley & Sons, 2009). He also regularly contributes to the forum and wiki.

TFB holds an MBA degree in Finance. He has a Certified Employee Benefits Specialist (CEBS) designation from the International Foundation of Employee Benefit Plans and the Wharton School of Business, University of Pennsylvania.


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MassMutual Whole Life Legacy 10 Pay With LISR Review (30 November 2016)

A case study of a whole life policy as a tax-free investment vehicle with no stock market risk.

Calculator: Break One CD To Buy Another CD (22 November 2016)

Here's a calculator to help you decide whether you should take an early withdrawal from an existing CD to buy a new longer-term CD.

Gift To Adult Children’s Roth IRA (15 November 2016)

Can you contribute to your adult children's Roth IRA? Yes, but ...

Now With Small Caps: New Fidelity International Stock Index Fund (08 November 2016)

Fidelity introduced a new international stock index fund that is more diversified than its previous funds.

Do The Math: HMO/PPO vs High Deductible Plan With HSA (01 November 2016)

When the premiums between a high deductible and a low deductible health plan are close, the bulk of the savings come from the tax deduction on HSA contributions.


External links


  1. Amazon editor review