Texas 529 plan archive

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The Texas 529 plan archive page provides information on direct-sold 529 plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents. If you would like to compare this plan with other direct sold plans, use these Compare by Plan Name and Compare by Feature tools.

  • Open to Residents
  • Open to non-residents
Texas 529 Plan:
Program match on contributions: none
State tax deduction or credit for contributions: Not applicable. Texas does not have a personal income tax.
State tax recapture provisions: Not applicable. Texas does not have a personal income tax.
Age-based investment options: Select either the Blended Age-based Portfolios, which offers underlying investments that are both actively and passively managed, or the Index Age-Based Portfolios, which offers passively managed investments. Each option consists of six portfolios of underlying investments. Contributions are placed into the portfolio that corresponds to the age of the beneficiary. The portfolios automatically shift to a more conservative investment allocation over time.
Static investment options: Select among four multi-fund portfolios: two Equity portfolios and two Balanced portfolios. Each allocation offers the choice between an active/passive blend of underlying investments and an all-index portfolio.
Single funds: The Texas 529 plan provides for two indexed fund of funds portfolios and three individual bond fund portfolios.
Expenses: 0.46%-0.83%. Index funds: 0.51% - 0.70%. Portfolios that invest in Vanguard Index funds and the TIAA-CREF S&P 500 Index Fund are charged an additional administrative fee of 0.25% - 0.32% of assets invested in those funds.
Policy Regarding Ownership Changes: Accepts requests to transfer account ownership.

Investment options

Age-based option

The Texas 529 savings plan utilizes the indexed age-based portfolio listed below.

Age-Based Index Portfolios
Funds
0-6
90/10

Texas0-6.gif
7-9
70/30

Texas7-9.gif
10-11
60/40

Texas10-11.gif
  • TIAA-CREF S&P 500 Index Fund (dark gray)
  • Vanguard Extended Market Index Fund (medium gray)
  • Vanguard Developed Markets Index Fund (light gray)
  • Dreyfus Bond Market Index Fund (deep yellow)
  • Vanguard Inflation-Protected Securities Fund (light yellow)
  • Oppenheimer Institutional Money Market Fund (red)
12-14
50/50

Texas12-14.gif
15-17
30/70

Texas15-17.gif
18+
10/90

Texas18+.gif


Static

The following table shows the constituent funds for the Texas 529 savings plan's equity index and balanced index portfolios.

Static Multi-Fund Portfolios
Index 100% Equity Portfolio (ER 0.54%)

TexasEquityIndex.png

Balanced Index Portfolio (ER 0.55%)

TexasBalancedIndex.gif

  • TIAA-CREF S&P 500 Index (55%)
  • Vanguard Extended Market Index (12%)
  • Vanguard Developed Market International Index (33%)
  • TIAA-CREF S&P 500 Index (34%)
  • Vanguard Extended Market Index (6%)
  • Vanguard Developed Market International Index (20%)
  • Dreyfus Bond Market Index (25%}
  • Vanguard Inflation Protected Securities Fund (15%)


External links