Talk:Lazy portfolios

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Proposed Merge of all Lazy Portfolio Pages

After spending some time in the various lazy portfolio sections, I think it may be useful to combine all lazy portfolios onto one page called "Lazy Portfolios" and then divide the page into subsections. The current division into three distinct pages of "3 Fund Lazy Portfolios," the "Core Four," and "Other Lazy Portfolios seems largely arbitrary. danwalk 19:34, 26 February 2009 (UTC)

The page looks very good after the merge. Good work, Barry. danwalk 05:23, 27 February 2009 (UTC)

Thanks for the good suggestion and your fine work on the ISavings Bonds and Resources pages. Blbarnitz 05:37, 27 February 2009 (UTC)

Anthau comments:Shouldn't the Frank Armstrong portfolio in the lazy portfolio section of the wiki be 9% small value, 6% small blend instead of visa-versa?

I have edited the correct values into the table; however revising the graphic needs to be done by someone skilled enough with graphics to reproduce a corrected version. --Blbarnitz 05:27, 1 July 2009 (UTC)
Graphic corrected to fix transposed percentages. --CyberBob 22:15, 8 July 2009 (UTC)
Thanks Bob, --Blbarnitz 23:47, 8 July 2009 (UTC)

Light Housecleaning - But What About SB&H?

I don't have the graphics skill/program to add a portfolio - and am also not sure if Trev H's Simplified Buy & hold qualifies as a 'professional' portfolio, but it may be worth including here. Basically, the concern I have is that folks will think they need 8 to 10 funds to accomplish some simple tilting that can be done with far fewer. --Noobvester 14:38, 11 November 2010 (EST)

How does Trev H's Simplified Buy & Hold differ from the rest of the portfolios on this page? I'm concerned that there may be too many choices here. The idea is to keep this simple. New investors will get confused because they won't know which Lazy Portfolio to select. Instead, perhaps one of them should be replaced (versus add a new one)?

Don't worry about the graphics/program skills. If modifying an existing table (suggested) is too difficult, just type what you want and someone else make the table for you (including a nice graphic if you want). No big deal. You can also create a "Portfolio Test Page" for testing. --LadyGeek 17:53, 11 November 2010 (EST)

Footnotes and References

How do I add a reference inside a footnote? I wanted ideally to have the following wiki markup so that the footnote also had a reference in it, but it failed:

<ref group="note"> Rick has stated that "The mix between U.S. stocks and international stocks can be changed to suit your preference for dollar exposure. Another option is to swap the total bond market index fund for an investment-grade corporate bond index fund that provides higher yield or a Treasury Inflation Protected (TIPs) fund the provides inflation protection."<ref name="Rick Ferri Index Portfolios"/></ref> --Assumer 09:30, 23 May 2013 (CDT)

I've never been able to do that, either. I just insert the reference directly, e.g. See: "Rick Ferri Reference." It's not a clean way to do it, but it works. --LadyGeek 19:56, 23 May 2013 (CDT)

Proposed correction to Coffeehouse portfolio

A suggestion from btenny via PM (summarized): The first big figure on Three Fund Portfolios lists a 33/33/34 portfolio and references Bill S and The Coffeehouse Portfolio. This title is incorrect. Bill S may mention a Three fund portfolio in his book but the 33/33/34 is not the Coffeehouse, it is a variation of the Three Fund Portfolio. So a quick easy fix would be to just this relabel this part of the figure. And also relabel the overall figure as "Three Different -- Three Fund Portfolios"

Similarly the pie chart associated with these three fund portfolios is inconsistent. Put in more pie charts to reflect the other alternatives...

Additionally, note that the current version of the Coffehouse portfolio consists of 40% in an intermediate bond index and 10% in each of the six stock funds: Coffeehouse - Lazy Portfolios -

--LadyGeek 16:34, 11 December 2013 (CST)

Should the table be fixed as suggested, or should the portfolio be readjusted to the current composition? The reference for the 3-fund variation is from 2007 and needs a subscription to view. Although there are 7 funds in this portfolio (complex to manage), I believe it still falls under the "Lazy portfolio" category. --LadyGeek 16:39, 11 December 2013 (CST)

Reader feedback: Include an indicator of the ... posted this comment on 27 January 2014 (view all feedback).

Include an indicator of the risk of each portfolio.

Any thoughts?

Blbarnitz 04:12, 28 January 2014 (CST)

I also don't think a risk indicator is appropriate as it implies that past performance implies future performance. It's also difficult to quantify. I think this is best discussed in the forum. --LadyGeek 21:19, 20 February 2014 (CST)

Reader feedback: What index funds represent t... posted this comment on 27 July 2014 (view all feedback).

What index funds represent the funds in the portfolios talked about? Example: What is a sample "Small Blend" index fund?

Any thoughts?

Blbarnitz 18:07, 27 July 2014 (CDT)

Two-fund portfolio

Would it be appropriate to add SPDR ETFs? For stocks, SPGM (MSCI ACWI IMI Index) tracks a different index than VT (FTSE All-World Index through December 18, 2011, and FTSE Global All Cap Index thereafter).

For bonds, SPAB (Bloomberg Barclays U.S. Aggregate Bond Index) tracks a different index than BND (Spliced BloomBarc USAgg Flt AdjIx).

(Also note that the number of holdings for SPGM is closer to 2k than the 1k shown in Global stock.)

--LadyGeek 20:49, 8 July 2021 (EDT)

Done; added to Swensen portfolio as well. I don't think they can be added to the others since SPDR lacks a Total International fund. (Have also updated holdings.)
--Okwriter 00:21, 9 July 2021 (EDT)