Personal Pensions

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Personal and stakeholder pensions are private pensions that you arrange yourself. You pay money into a pension fund which you use to buy a regular income when you retire.[1]

Sometimes employers set up group personal or stakeholder pensions for their employees.

Contribution Limits

Tax Considerations

Accumulation Stage

Distribution Stage

The earliest age you can get a personal or stakeholder pension is usually 55, depending on your arrangements with the pension provider or pension trust. You don’t have to be retired from work.[1]

See also


External links