|This page deals specifically with investing in the United Kingdom|
Personal and stakeholder pensions are private pensions that you arrange yourself. You pay money into a pension fund which you use to buy a regular income when you retire.
Sometimes employers set up group personal or stakeholder pensions for their employees.
The earliest age you can get a personal or stakeholder pension is usually 55, depending on your arrangements with the pension provider or pension trust. You don’t have to be retired from work.