News and blogs contains the RSS feeds for news sites and site participant's blogs. (Podcasts can be found here.)
We asked our global chief economist, Joseph Davis, for his perspective on the recent financial and economic headlines.
In the most recent Vanguard fund reports, which cover the six months ended July 31, 2015, our bond fund managers offered their insights on the current state of the market as well as perspective on the future, and our CEO noted that investors have more control over how much they pay to invest in the markets.
James P. Barrow will pass the portfolio management responsibilities of the Vanguard Windsor II Fund and the Vanguard Diversified Value Portfolio of the Vanguard Variable Insurance Fund to Jeff G. Fahrenbruch and David W. Ganucheau, effective January 1, 2016.
Vanguard European Stock Index Fund and Vanguard Pacific Stock Index Fund will begin tracking new FTSE benchmark indexes when the markets open on October 1, 2015. The new benchmarks reflect the addition of small-capitalization equity exposure to both funds. Adding small-cap exposure will bring the funds closer to market-cap weightings and is expected to offer diversification benefits to investors..
When saving for retirement a deferred variable annuity can be a useful tool. The money you invest grows tax-deferred so you won't owe taxes on your earnings until they're withdrawn. Yet annuities come with costs. So why not control what you can?
Vanguard News RSS feed
Jim Dahle (a.k.a. EmergDoc, for medical professionals)
The White Coat Investor - Helping those who wear the white coat get a "fair shake"
[Editor’s Note: This guest post is an interview of Diane Kennedy (USTaxAid.com) by real estate investor and physician Dennis Bethel (NestEggRx), who is a previous advertiser here at WCI. Dennis sent me this excerpt from the interview as a guest post as he thought it might be useful to WCI readers. I agreed. I have no current financial relationship with either of them.] Diane Kennedy is a best selling author, CPA, tax-strategist, business consultant, and … Continue reading →
I run into people all the time who argue that Social Security is not going to be there for them, so they’re not counting on it. As near as I can tell, few of those folks actually understand what that means. Social Security Isn’t Going Anywhere First of all, I don’t personally think Social Security is going anywhere. In my opinion, this is one of the best government programs we have. Even if you don’t … Continue reading →
The winner of the first ever White Coat Investor scholarship, funded entirely by profits from The White Coat Investor website and contributions from blog sponsors and readers, is Landon Woolf at the Indiana University School of Medicine who entitled his essay, “Why My Wife Deserves This Scholarship.” His humor, difficult financial circumstances, and useful financial tips won over both regular readers, the ten judges, and Cindy, my business manager, who told me before I even … Continue reading →
[Editor’s Note: This is an essay from one of the finalists in our scholarship competition. I have no financial relationship with any of the finalists, except the eventual winner, who will get a big check from WCI.] My Favorite Shirt The alarm sounds! I’m greeted by the replenishing feelings of restfulness, achieved by eight hours of uninterrupted sleep. I stretch my arms towards the eggshell-colored ceiling to kick start the chemicals of cellular restoration as … Continue reading →
[Editor’s Note: This is an essay from one of the finalists in our scholarship competition. I have no financial relationship with any of the finalists, except the eventual winner, who will get a big check from WCI.] Why My Wife Deserves This Scholarship She’s been cooking for four full years without beaters. She whips cream in the blender. She went through an entire pregnancy without purchasing any maternity clothes. We have six forks and four … Continue reading →
The White Coat Investor Blog RSS feed
Laura Dogu is a contributor to The Bogleheads® View blog on Forbes.com.
Laura Dogu, Mel Lindauer: The Bogleheads - Advice Inspired by Jack Bogle
On the Bogleheads.org forum, we’re constantly faced with questions from investors who want to start investing, but are concerned about the list of mediocre high-cost funds available to them. They want to know if they should contribute or simply skip investing in their 401k. Our answer: “It all depends.” SOME CONSIDERATIONS Does the company provide […]
After the good stock market returns of the past six years, where the stock market, as measured by the S&P 500 has more than tripled, many investors may well find that their portfolios now contain a much larger percentage of equities than they originally determined they were comfortable with. As a result, now might be the ideal […]
On February 19th, the Bogleheads.org forum will celebrate its eighth birthday. What an amazing trip it’s been! BACKGROUND The website was originally set up and funded by two long-time Bogleheads, Alex Frakt and Larry Auton. For several years, the site served as a front-end index for the old Vanguard Diehards forum at .com. Bogleheads.org was […]
On behalf of the entire Bogleheads Community, I’d like to wish each and every one of our readers all the very best in this holiday season. For now, I’ll leave you with some steps you can take in the New Year that can help lead to your financial success. Obviously, these steps can only come […]
Because I was one of the most vocal supporters of I when they were first introduced, I’m often asked for my thoughts on today’s I Bond offerings. The most common question I get is “Are today’s I a good investment?” While we can reminisce about the “good old days” when one could purchase up to […]
The Bogleheads® View
Rick Ferri Blog
Investment discipline isn’t easy. Despite best intentions and claims to the contrary, many investors chase performance, react emotionally to market moods, and generally incur far more trading costs than good discipline would suggest. Even when there is a long-term plan in place, if it’s not followed, the plan is useless. Over the years, I’ve seen [...]
The Feds may or may not raise interest rates in 2015. China’s economy may or may not recover anytime soon. The correction in August caused some investors to panic and others to benefit from the dip. It’s business as usual in the markets, with the usual mixed messages tempting individual investors into trying to time [...]
“Ignorance is bliss,” or so the saying goes. Unfortunately, as it applies to Wall Street, that bliss is more likely to go to those preying on investors’ ignorance than by those who remain financially naïve. That’s why it’s so important for investors to arm themselves with understanding, at least of the financial basics. For example, [...]
In the market’s never-ending story, we never know how its most recent action will play out. One thing we do know is that when the market is more volatile than usual, investors who lack a personalized, long-term plan to guide their way are far more likely to make the wrong moves by the time the [...]
You’ve just received a lump sum of cash. Perhaps it was from a rollover retirement account, the sale of assets, or an inheritance. Now what do you do? Your first thought may be to spend it. That’s always an option – and probably the most fun option. The less-fun decision is to invest it. This [...]
Rick Ferri RSS feed
Mel Lindauer is a contributor to The Bogleheads® View blog on Forbes.com. The Bogleheads® View RSS feed is listed above.
Mike Piper - Oblivious Investor
A reader writes in, asking: “I am currently receiving Social Security from my first spouse. If I get remarried, will I still be able to collect benefits from that spouse?” The answer depends on whether this former spouse is “former” because he/she is deceased or because you got divorced. Effect of Remarriage on Surviving Spouse Benefits One […]
As long-time readers of this blog know, I’m a fan of basic lifetime annuities as a tool for reducing the amount of money necessary in order to provide a certain level of safe income during retirement. Recently, there’s been a lot of discussion about a somewhat similar product — the tontine — and whether it […]
A reader writes in, asking: “I graduated in May and immediately started contributing to the 401k at my new job. Fidelity runs the 401k. I am using the Spartan 500 Fund, the Spartan U.S. Bond Fund, and a small amount in the Total International Equity Fund. I thought my portfolio was diversified. But the Spartan 500 fund […]
Disability insurance can be expensive. Unfortunately, a part of the reason it costs so much is that a significant portion of the people that buy policies end up receiving benefits. (Or, said differently, it’s not entirely unlikely that you’ll become disabled at some point during your career.) This week, Jim Dahle asks when it makes sense to refrain from […]
A reader writes in, asking: “I am just getting into investing. It would be very helpful for folks like me, if you can write about where to buy, how to buy, when to sell and how to sell. I have read few investment related books and searched online but could not find this kind of […]
Oblivious Investor RSS feed
Bill Schultheis - The Coffeehouse Investor
What’s the point of an advisor if I can do it myself? We get this question all of the time and the answer can be fairly straight forward.
If you have watched any of the recent debates you know Donald Trump isn’t shy to controversy nor an opportunity to debate. What if we told you he could be even richer if he would have only invested in index funds in 1988 rather than his current holdings?
We all have different ideas about what retirement may look like and at what point we will be ready or forced to retire. The one common denominator we probably all can agree on is that we do not want to stress about money shortages during retirement nor create undue financial hardships for our loved ones in […]
With the recent retirement of Jon Stewart from The Daily Show, we thought we would share a small part of his volatile interview in 2009 with Wall Street guru, Jim Cramer.
In light of the recent economic turmoil in Greece and China, Bill sheds some light on a few common sense strategies to embrace. He reminds investors that it is really “all about the checkbook” and has little to do with European or Asian markets.
Coffeehouse Investor RSS feed
The Finance Buff
TFB - The Finance Buff
Start-up Jet.com offers good prices, free shipping on $35+ and free returns.
After you do tax loss harvesting, should you get back to the original fund after 30 days?
There will be no Social Security COLA in 2016. And that's good for retirees.
When stocks are down, rebalancing and tax loss harvesting beat literally doing nothing.
Free $75 if you have this offer on your American Express card.
The Finance Buff RSS feed
Retirement Researcher Blog by Wade Pfau
Retirement Researcher Blog RSS feed