Nevada 529 plan

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The Nevada 529 plan page provides information on direct-sold 529 plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents. If you would like to compare this plan with other direct sold plans, use these Compare by Plan Name and Compare by Feature tools.

  • Open to Residents
  • Open to non-residents
Nevada 529 Plan [1]
Program match on contributions: none
State tax deduction or credit for contributions: Not applicable. Nevada does not have a personal income tax
State tax recapture provisions: none
Age-based investment options: The Age-Based Option offers a choice among three different risk levels (Aggressive, Moderate, or Conservative) each containing five portfolios of underlying mutual funds. Contributions are placed into the portfolio corresponding to the selected risk level and number of years to expected enrollment, and later reassigned to more conservative portfolios as the beneficiary approaches college age. The age based portfolios have a 0.25% expense ratio.
Static investment options: Select among five multi-fund portfolios (Aggressive Growth, Growth, Moderate Growth, Conservative Growth, and Income) and 14 individual-fund portfolios.
Expenses: 0.25% - 0.55%; maintenance fee: $20 annually on accounts below $3,000.
Minimums: Minimum initial investment is $3,000 (or $50 if enrolled in employer automatic investment plan); minimum additional investment is $50.
Policy Regarding Ownership Changes: Accepts requests to transfer account ownership.

Investment options

Age-based

The Nevada 529 savings plan offers three age-based investment plans. The constituent portfolios for the Aggressive, Moderate, and Conservative plans are detailed in the static multi-fund table below.

Age-Based Index Portfolios
Underlying Vanguard Funds
Age 0-5 Age 6-10 Age 11-15 Age 16-18 Age 19+
Aggressive Aggressive Growth
100/0
Growth
75/25
Moderate Growth
50/50
Conservative Growth
25/75
Income
0/100
Moderate Growth
75/25
Moderate Growth
50/50
Conservative Growth
25/75
Income
0/100
Income
0/100
Conservative Moderate Growth
50/50
Conservative Growth
25/75
Income
0/100
Income
0/100
Interest Accumulation
0/100

Static

The Nevada 529 savings plan offers the following static multi-fund portfolios.

Static Multi-Asset Class Funds
Vanguard funds
Aggressive Growth Growth Moderate Growth Conservative Growth Income Vanguard STAR Portfolio
  • Institutional Total Stock Market Index (70%)
  • Total International Stock Index(30%)
  • Institutional Total Stock Market Index (52.5%)
  • Total International Stock Index (22.5%)
  • Institutional Total Bond Market Index (25%)
  • Institutional Total Stock Market Index (35%)
  • Total International Stock Index (15%)
  • Institutional Total Bond Market Index (50%)
  • Institutional Total Stock Market Index (17.5%)
  • Total International Stock Index (7.5%)
  • Institutional Total Bond Market Index (75%)


  • Institutional Total Bond Market Index (50%)
  • Inflation-Protected Securities (25%)
  • Short-Term Reserves Account (25%)
STAR Fund (100%) (ER 0.55%) (60–70% stocks, 20–30% bonds, 10–20% cash investments)


Standalone

The plan also offers these standalone individual funds.

Standalone funds
Vanguard funds
Funds Expense ratio
Total Stock Market Index 0.25%
Total International Stock Index 0.55%
Institutional 500 Index Fund 0.25%
Value Index 0.31%
Growth Index 0.31%
Windsor 0.43%
Morgan Growth 0.54%
Mid-Cap Index 0.31%
Small-Cap Index 0.31%
High-Yield Corporate Fund 0.38%
Inflation-Protected Securities Fund 0.32%
Institutional Total Bond Market Index Fund 0.28%
Prime Money Market Fund 0.25%


External links

References