Welcome to the Bogleheads® wiki, a collaborative undertaking by members of the Bogleheads Community. This wiki is a reference resource for investors. Bogleheads emphasize starting early, living below one's means, regular saving, broad diversification, and sticking to one's investment plan.
If all this seems a bit overwhelming, relax and don't panic. A good place to begin is getting started
. Returning visitors may be interested in our new pages
Investing FAQ for the Bogleheads® forum provides short answers, and links to longer answers, for questions which often come up in the Bogleheads forum, in order to avoid repetitive discussions and to provide a quick reference for common answers. If you would like to ask one of these questions but have follow-up questions or an unusual situation which may not be covered by the FAQ, feel free to ask it. (more...)
This week in financial history
- 1910 - The Postal Savings System was established by an Act of Congress. The system paid two percent interest per year. The legislation aimed to get money out of hiding, attract the savings of immigrants accustomed to saving at Post Offices in their native countries, provide safe depositories for people who had lost confidence in banks, and furnish more convenient depositories for working people. Initially, the minimum deposit was $1, and the balance in an account could not exceed $500, excluding interest. The system ended officially on July 1, 1967. Source: Postal Savings System, The United States Postal Service.
- 1934 - The US Federal Credit Union Act was signed into law. This act authorized the formation of federally chartered credit unions in all states, helping to make more credit available, and promote the principle thrift through a national system of nonprofit, cooperative credit unions. Source: Federal Credit Union Act
Can't find what you're looking for?
Anyone can read the wiki. If you would like to edit it, you must first join the Bogleheads forum. Once you've joined, send a private message requesting access, and you can then become an editor. Information on editing the wiki is available on the left sidebar of every wiki page. Suggestions are welcome by posting in Suggestions for the Wiki.
If you see content in need of improvement
, or a new page on a topic not yet covered, consider becoming an editor so that you can contribute to the site. If you find yourself writing a reply to a forum question that's been discussed a number of times before, consider creating a wiki page with the answer. Then you and others can reply to subsequent questions on that topic with a link and a quote of your text. That way, the Bogleheads Community both preserves our knowledge base and makes it more accessible, particularly to those using search engines.