Kentucky 529 plan

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The Kentucky 529 plan page provides information on direct-sold 529 plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents. If you would like to compare this plan with other direct sold plans, use these Compare by Plan Name and Compare by Feature tools.

  • Open to Residents
  • Open to non-residents
Kentucky 529 Plan
Program match on contributions: none
State tax deduction or credit for contributions: none
Age-based investment options: The Managed Allocation Option contains six portfolios of up to 10 underlying mutual funds. The 5 equity funds are indexed as is a bond fund. Contributions are placed into the portfolio corresponding to the beneficiary’s age and later reassigned to more conservative portfolios as the beneficiary approaches college age. These portfolios have an expense ratio of 0.65%.
Static investment options: The 100% Equity Index Option (a multi-fund portfolio with a 0.55% expense ratio) and the Guaranteed Option.
Expenses: 0.55% - 0.91%; None for Guaranteed Option
Policy Regarding Ownership Changes: Accepts requests to transfer account ownership.

Investment options

The underlying funds in the Kentucky 529 plan's indexed portfolios are listed in the table below.

Managed Allocation
TIAA-CREF Underlying Funds

KYagebased.jpg

100% Equity Option
TIAA-CREF Underlying Funds

Chart equity index.jpg

Large-Cap Growth Index Equity Index Fund
Large-Cap Value Index International Index Fund
Small-Cap Blend Index
International Equity Index
Emerging Markets Equity Index
Real Estate Securities
Inflation-Linked Bond
Bond Index
Short-Term Bond
Money Market

External links