Connecticut 529 plan archive

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The Connecticut 529 plan archive page provides information on direct-sold 529 plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents. If you would like to compare this plan with other direct sold plans, use these Compare by Plan Name and Compare by Feature tools.

  • Open to Residents
  • Open to non-residents


Connecticut 529 Plan
Program match on contributions: none
State tax deduction or credit for contributions: Contributions to the Connecticut 529 plan of up to $5,000 per year for an individual taxpayer, and $10,000 per year for a married couple filing jointly, are deductible in computing Connecticut taxable income, with a five-year carryforward of excess contributions. Rollover contributions are not deductible. Contribution deadline is December 31 postmark if by mail, or final business day of the year if by electronic payment.
State tax recapture provisions: none
Age-based investment options: Three age-based options,the Conservative, Moderate, and Aggressive Managed Allocation Options, are offered, each containing six portfolios of underlying mutual funds. Contributions are placed into the portfolio corresponding to the beneficiary’s age and later reassigned to more conservative portfolios as the beneficiary approaches college age.
Static investment options: Six options are offered in addition to the Principal Plus Interest and the Money Market options.
Expenses: 0.32% - 0.95%; Principal Plus Interest Option: 0.00%
Policy Regarding Ownership Changes: Accepts requests to transfer account ownership.
Policy Regarding Beneficiary Changes: Accepts requests to change designated beneficiary.
Policy Regarding Rollovers: Accepts incoming direct and indirect rollovers.

Allows outgoing direct and indirect rollovers.

Investment options

Age-based

The Connecticut 529 savings plan offers an age-based option which is primarily indexed (active funds include Real Estate, Inflation-Linked, Global Bond, and Short-Term bond funds).

Age-Based Index Portfolios Underlying Funds
Age 0-3 Age 4-7 Age 8-11 Age 12-14 Age 15-17 Age 18+
Aggressive Conn ag 0-3.jpg Connag 4-7.jpg Connag 8-11.jpg Connag 12-14.jpg Connag 15-17.jpg Connag 18plus.jpg
Moderate Connmod0-3.jpg Connmod 4-7.jpg Connmod 8-11.jpg Connmod12-14.jpg Connmod15-17.jpg Connmod18plus.jpg
Conservative Conn con 0-3.jpg Conn con 4-7.jpg Conncon 8-11.jpg Conncon 12-14.jpg Conncon 15-17.jpg Conncon 18plus.jpg
Managed Allocation (Age-Based) Underlying Funds
TIAA-CREF Equity Index
TIAA-CREF International Equity Index
DFA Emerging Markets Core Equity Portfolio
TIAA-CREF Real Estate Securities
TIAA-CREF Bond Index
TIAA-CREF Inflation- Linked Bond
Templeton Global Bond Fund
TIAA-CREF Short-Term Bond Fund
TIAA-CREF Money Market Fund

Static portfolios

The Connecticut 529 savings plan offers three static multi-fund portfolios: an all Equity fund that is indexed; a High Equity fund that is mostly indexed; and an actively managed Bond fund.

Static Multi-fund Portfolios
Equity Index Option
(ER 0.34%)

Connecticutequityindex.jpg

High Equity Option
(ER 0.44%)

Connecticuthighequity.jpg

Active Fixed Income Option
(ER 0.57%)

Connecticutactfixed.jpg

  • TIAA-CREF Equity Index Fund (50%)
  • TIAA-CREF International Index Fund (40%)
  • DFA Emerging Markets Core Equity Portfolio (10%)
  • TIAA-CREF S&P 500 Index Fund (30%)
  • TIAA-CREF Mid Cap Growth Fund (3.20%)
  • TIAA-CREF Mid Cap Value Fund (3.20%)
  • GE Institutional Small Cap Fund (3.60%)
  • TIAA-CREF International Index Fund (32.0%)
  • DFA Emerging Markets Core Equity Portfolio (8%)
  • TIAA-CREF Bond Fund (13%)
  • TIAA-CREF Inflation Linked Bond Fund (4%)
  • Templeton Global Bond Fund (3%)


  • TIAA-CREF Bond Index Fund (55%)
  • TIAA-CREF Inflation Linked Bond Fund (20%)
  • TIAA-CREF High Yield Fund (10%)
  • Templeton Global Bond Fund (15%)


Standalone

The plan also offers four standalone single asset class portfolios. These include an indexed bond fund linked to the Barclays Capital US Aggregate Bond Index.

Standalone Single Portfolios
TIAA-CREF Social Choice Fund (ER 0.39%)
TIAA CREF Index Fixed-Income (ER 0.32%)
TIAA-CREF Money Market Fund (ER 0.34%)
TIAA Principal Plus Interest Option (ER 0%)


External links