Arizona 529 plan archive

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The Arizona 529 plan archive page provides information on direct-sold 529 plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents. If you would like to compare this plan with other direct sold plans, use these Compare by Plan Name and Compare by Feature tools.

  • Open to Residents
  • Open to non-residents
Arizona 529 Plan [1]
Program match on contributions: none
State tax deduction or credit for contributions: Contributions to Arizona and non-Arizona 529 plans of up to $750 per year for an individual taxpayer, and $1,500 per year for a married couple filing jointly, are deductible in computing Arizona taxable income.
State tax recapture provisions: The principal portion of nonqualified withdrawals from this plan are included in Arizona taxable income to the extent of prior Arizona tax deductions. Nonqualified withdrawals for this purpose do not include withdrawals made as the result of the beneficiary's death or disability, withdrawals made on account of the beneficiary's receipt of a scholarship, or rollovers.
Age-based investment options: Choose between two age-based options, one invested in actively-managed mutual funds and the other invested in index mutual funds. Contributions are placed into the portfolio corresponding to the beneficiary’s age. The portfolios automatically shift to a more conservative investment allocation over time.
Static investment options: Select among six multi-fund portfolios and five individual-fund portfolios.
Single funds: The Arizona 529 plan provides for three fund of funds portfolios and four individual fund portfolios.
Expenses: 0.19% - 1.44%. Index portfolios 0.19%–0.29%.

No annual account maintenance fee.

Policy Regarding Ownership Changes: Accepts requests to change account ownership. However, the program may report an owner change as a nonqualified distribution subject to all applicable federal and state taxes and penalties.
Policy Regarding Beneficiary Changes: Accepts requests to change designated beneficiary.
Policy Regarding Rollovers: Allows indirect rollovers.

Investment options

Age-based

The Arizona 529 savings plan offers the following age-based index portfolios.


Age-based Funds
Fidelity funds
Portfolio 2030
88/12
Portfolio 2027
85/15
Portfolio 2024
75/25
Portfolio 2021
62/38
Portfolio 2018
45/51
Portfolio 2015
35/65
Portfolio 2012
20/80
  • Spartan Total Market Index Fund (59.50%)
  • Commodity Strategy Fund (3.00%)
  • Spartan International Index Fund (25.50%)
  • Spartan U.S. Bond Index Fund (12.00%)


  • Spartan Total Market Index Fund (57.20%)
  • Commodity Strategy Fund (3.00%)
  • Spartan International Index Fund (24.51%)
  • Spartan U.S. Bond Index Fund (15.29%)
  • Spartan Total Market Index Fund (50.51%)
  • Commodity Strategy Fund (3.00%)
  • Spartan International Index Fund (21.64%)
  • Spartan U.S. Bond Index Fund (24.85%)
  • Spartan Total Market Index Fund (41.47%)
  • Commodity Strategy Fund (3.00%)
  • Spartan International Index Fund (17.78%)
  • Spartan U.S. Bond Index Fund (33.01%)
  • Institutional Money Market (4.74%)
  • Spartan Total Market Index Fund (31.89%)
  • Commodity Strategy Fund (3.00%)
  • Spartan International Index Fund (13.67%)
  • Spartan U.S. Bond Index Fund (39.01%)
  • Institutional Money Market (12.43%)
  • Spartan Total Market Index Fund (21.99%)
  • Commodity Strategy Fund (3.00%)
  • Spartan International Index Fund (9.42%)
  • Spartan U.S. Bond Index Fund (41.12%)
  • Institutional Money Market (24.47%)
  • Spartan Total Market Index Fund (12.60%)
  • Commodity Strategy Fund (2.00%)
  • Spartan International Index Fund (5.40%)
  • Spartan U.S. Bond Index Fund (40.00%)
  • Institutional Money Market (40.00%)

Static

The Arizona 529 savings plan offers the following indexed multi-fund and standalone index portfolios.


Fidelity Index Portfolios
Aggressive Growth
(ER 0.30%)
Moderate Growth
(ER 0.34%)
Conservative
(ER 0.38%)
Fidelity Stand-alone Funds
  • Spartan Total Stock Market Index Fund (67.9%)
  • Commodity Strategy Fund (3%)
  • International Index Fund (29.1%)
  • Spartan Total Stock Market Index Fund (49%)
  • Commodity Strategy Fund (3%)
  • Spartan International Index Fund (21%)
  • Spartan U.S. Bond Index Fund (27%)


  • U.S. Bond Index Fund (45%)
  • Money Market Fund (55%)
  • Spartan Total Stock Market Index (ER 0.25%)
  • Spartan 500 Index Fund (ER 0.25%)
  • Spartan International Index Fund (ER 0.35%)
  • Spartan Intermediate Treasury Index Fund (ER 0.35%)


References

  1. Arizona 529 Plan, savinforcollege.com.


External links