Abbreviations and acronyms

A-C

 * AA - Asset Allocation
 * AAGR - Annual Growth Rate
 * AFFO - Adjusted Funds From Operations
 * AGI - Adjusted Gross Income
 * AMT - 	Alternative Minimum Tax
 * APY - 	Annual Percentage Yield
 * APR - 	Annual Percentage Rate
 * AUM - Assets Under Management
 * CAGR - Compound Annual Growth Rate
 * CAPM - Capital Asset Pricing Model
 * CCF - Collaterized Commodity Futures
 * CD - Certificate of Deposit
 * CFP - Certified Financial Planner
 * CG - Capital Gains
 * CGT - Capital Gains Tax
 * CMA - Cash Managed Account
 * COLA - Cost of Living Adjustments
 * CPI - 	Consumer Price Index
 * CRSP - Center for Research in Security Prices
 * DCA - Dollar Cost Averaging

D-F

 * DDM - Dividend Discount Model
 * DFA - 	Dimensional Fund Advisors
 * DI - Debt Instrument
 * DPSP - Deferred Profit Sharing Plan
 * EAFE - Europe, Australia and Far East
 * EBITA - Earnings Before Interest, Taxes and Amoritization
 * EM - Emerging Market
 * EMH - Efficient Market Hypothesis
 * EMT - Efficient Market Theory (same as EMH)
 * EPS - 	Earnings Per Share
 * ERISA - Employee Retirement Income Security Act
 * ERP - Equity Risk Premium
 * ER - Expense Ratio
 * ESA - Education Savings Account
 * ETF - Exchange Traded Fund
 * FF3FM - Fama/French 3-factor model
 * FFO - 	Funds From Operations
 * FIFO - First-In, First-Out
 * FTC - Foreign Tax Credit

G-K

 * GAAP - Generally Accepted Accounting Principles
 * GARP - Growth at a reasonable price
 * GDP - Gross Domestic Product
 * GNMA- Goverment National Mortgage Association
 * GO - General Obligation (municipal bond)
 * HIFO - Highest In, First Out
 * HmL - High minus Low (High B/P return - Low B/P return) Value Premium
 * HSA - Health Savings Account
 * IIRC - If I Recall Correctly
 * ILB - International Large Blend
 * ILG - International Large Growth
 * ILV - International Large Value
 * IPS - Investment Policy Statement
 * IRA - Individual Retirement Accoun
 * iREIT - International REIT
 * IRS - Internal Revenue Service
 * ISB - International Small Blend
 * ISG - International Small Growth
 * ISV - International Small Value
 * KISS - Keep It Simple, Stupid

L-Q

 * LB - Large Blend
 * LG - Large Growth
 * LT - Long Term
 * LV - Large Value
 * MMF - Money Market Fund
 * MPT - 	Modern Portfolio Theory
 * MSCI - Morgan Stanley Capital International Inc
 * MVO - Mean Variance Optimization
 * NAREIT- National Association of Real Estate Investment Trusts
 * NASD - National Association of Securities Dealers
 * NAV - Net Asset Value
 * OP - Original Poster
 * P/B - Price Book Ratio
 * P/E - Price Earnings Ratio
 * PM - Precious Metals or Private Message
 * QDI - Qualifying Dividend Income
 * QJSA -	Qualified Joint and Survivor Annuity (pension plans)

R-T

 * RE - Real Estate
 * RMD - Required Minimum Distributions
 * RTM - Reversion to the Mean
 * SARSEP - Salary Reduction Simplified Employee Pension Plan
 * SCV - Small Cap Value
 * SD - Standard Deviation
 * SDBA - Self Directed Brokerage Account
 * S&D - Slice and Dice
 * SEC - Securities and Exchange Commission
 * SEP - Simplified Employee Plan
 * SmB - Small minus Big (Small stock return - Large stock return) Size premium
 * S&P - Standard and Poors
 * SPIA - Single Premium Immediate Annuity
 * SRI - Socially Responsibility Investing
 * SS - Social Security
 * SSI - Supplemental Security Income
 * ST - Short Term
 * SWF - Sovereign Wealth Fund
 * SWR - Safe Withdrawal Rate
 * TDF - Target Date Fund
 * TIAA-CREF - Teachers Insurance and Annuity Association - College Retirement Equities Fund
 * TIPS - Treasury Inflation Protected Securities
 * TLH - Tax Loss Harvesting
 * TR - Target Retirement or Total Return
 * TSM - Total Stock Market
 * TSP - Thrift Savings Plan
 * TT

U-Z

 * USD - US Dollar
 * VA - Variable Annuity
 * VBMFX, VFSVX, VFWIX, VTSMX, etc. - Tickers for Vanguard mutual funds
 * VEU, VNQ, VSS, VTI, VWO, etc. - Tickers for Vanguard ETFs
 * WSJ - Wall Street Journal
 * YTD - Year to Date