Retirement risk

This article will be integrated with the Retirement spending series.

Pre-retirement risks
Pre-retirement risks affecting your ability to save for retirement.

Examples: job loss, health/medical crisis, unanticipated expenses for children or parents, etc.

Post-retirement income risks
Examples: living too long, death-of-spouse induced loss of pension, high inflation, financial market meltdowns, etc.

Post-retirement spending risks
Examples: long-term care without insurance coverage, unanticipated expenses for children or parents, etc.

Society of Actuaries (SOA)
From the Society of Actuaries (SOA):
 * Post Retirement Needs and Risks. Research related to financial risks and needs after retirement
 * Key Findings and Issues–Understanding and Managing the Risks of Retirement, 2009 report.
 * Retirement Planning Software and Post-Retirement Risks, 2009 report.