Vanguard variable annuity costs

The following tables compares the Vanguard Variable Annuity subaccount expense ratios with those of its corresponding investor class mutual funds. the first table looks at subaccount and mutual fund expense ratoions. The second table includes the VA insurance cost loadings. The third table provides the effective expense ratio of the VA for contracts valued below $25,000 and subject to the $25 annual maintenance fee.