Abbreviations and acronyms


 * AA - Asset Allocation
 * AGI
 * AMT
 * CD - Certificate of Deposit
 * CG
 * CGT
 * EM
 * ER - Expense Ratio
 * ESA - Education Savings Account
 * ETF - Exchange Traded Fund
 * FF3FM - Fama/French 3-factor model
 * FTC - Foreign Tax Credit
 * GO - General Obligation (municipal bond)
 * HSA - Health Savings Account
 * IF
 * IPS - Investment Policy Statement
 * ISCV
 * KISS
 * LT
 * MMF - Money Market Fund
 * NAV - Net Asset Value
 * OP
 * P/B - Price Book Ratio
 * P/E - Price Earnings Ratio
 * PM - Precious Metals
 * RE - Real Estate
 * SARSEP - Salary Reduction Simplified Employee Pension Plan
 * SCV - Small Cap Value
 * SD - Standard Deviation
 * SPIA - Single Premium Immediate Annuity
 * SS - Social Security
 * ST
 * SWR - Safe Withdrawal Rate
 * TIPS - Treasury Inflation Protected Securities
 * TLH - Tax Loss Harvesting
 * TR - Target Retirement
 * TSP - Thrift Savings Plan
 * TT
 * USD
 * VA - Variable Annuity
 * WSJ