Variable percentage withdrawal

This  (VPW) retirement planning spreadsheet uses a variable rate to determine withdrawals from a portfolio during retirement. The spreadsheet allows backtesting on two data sets: U.S. (1871-2013) and Canada (1970-2013).

Download location
{{Notice|Download the latest VPW spreadsheet:

Dropbox

 * Click on: VPW Spreadsheet (version: June 28, 2014).

GoogleDocs
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 * Click on: VPW Spreadsheet (version: June 28, 2014).
 * Hover your mouse near the top of the page and click on the Arrow-Download-4-icon.png icon to download the file.
 * Ignore the "Whoops! There was a problem loading more pages." message.

The spreadsheet is developed using the free LibreOffice Calc software.
 * Users have reported that some charts do not display as nicely with Microsoft Excel.
 * Google Docs is unable to correctly display the file.

Support
On-going discussion and support is in this forum thread: [ Variable Percentage Withdrawal]