Talk:IRA distribution tables

Reader feedback: find all three RMD tables
50.82.78.179 posted this comment on 23 January 2014 (view all feedback).

"find all three RMD tables"

Any thoughts?

Blbarnitz 12:29, 23 January 2014 (CST)

I added an example calculation so the reader can calculate the withdrawal rate for him/herself. These tables are lengthy, Table II is not amenable to be put in the wiki. Consider replacing these tables with a summary description and a few entries as example calculations.

--LadyGeek 16:23, 23 January 2014 (CST)


 * Given the fixation that is constantly expressed about "safe withdrawal rates" having these tables is a valuable service for the 90% of the population that has trouble with fractions. A discussion of examples is clearly desirable and warranted, but consider collapsing the tables for space considerations --Blbarnitz 17:28, 23 January 2014 (CST)

To optimize available space, I put the 2 tables side-by-side and collapsed them. I have implemented Table II in a Google Drive spreadsheet. --LadyGeek 20:47, 23 January 2014 (CST)

Reader feedback: Can you have the RMD given t...
67.8.164.216 posted this comment on 28 June 2015 (view all feedback).

"Can you have the RMD given to a charity to avoid paying taxes on it?"

Under current law, the last day for making a qualified charitable donation from an IRA was December 31, 2014 (no longer applies). Prior to December 31, 2014, RMD contributions would have been permitted. See: Charitable Donations from IRAs, from the IRS.

--LadyGeek 22:48, 29 June 2015 (CDT)

This has since been made a permanent part of the tax code. Those over 70.5 are again eligible to give their RMD to charity without it being taxed by the IRA owner or the charity.

Note that I wanted to add this to one of the wiki articles, but the "IRA distribution tables" wiki page is not the correct page where this should be discussed.

--Celia 21:06, 17 July 2016 (PST)

What is the correct page, or is a new page needed? I had the same question here: Talk:Donor advised fund --LadyGeek 21:22, 18 July 2016 (EDT)