Checklist of important retirement dates

🇺🇸  lists important age markers for investment and retirement planning. The list includes age specifications affecting retirement plans, social security, college funding, and health savings accounts.

Important retirement dates


Other retirement milestones
Your Social security benefits are calculated on your top 35 years of earning adjusted for inflation. After 35 years of full time work you will not have any zero years so working more may have minimal impact on your Social security benefits.
 * 35 years of full time work.

Significant financial life events:
 * When your pension and employer retirement plan contributions become vested.
 * When mortgage will be paid off.
 * When children will be in college.
 * When kids move out and become financially independent.
 * Child's wedding as a possible large expense.

Special cases
Money you contributed to a 403(b) before January 1 1987 has special RMD rules that may be to your advantage.