Talk:Tools and calculators

Welcome to Tool Talk...

Lifestyle Calculators
The MSN money calculator includes driving habits, while the Living to 100 calculator asks many detailed questions about your diet.

If you have a good diet, exercise, sleep well, don't smoke, and drink moderately, you will live a long time. If you have a problematic family medical history, chances are you will, too. If you drive like a maniac (or talk on a cellphone while driving!), your life expectancy will be shortened.

Caveat: I have no medical background, but this is my review of life expectancy calculators. LadyGeek 19:24, 15 February 2009 (UTC) (updated)

Retirement Calculators
''Need someone knowledgeable to provide comment/rating of these. Some are monte carlo, others not. Each has pros and cons.''

IRA
A quick review of the RMD calculators: LadyGeek 22:35, 15 February 2009 (UTC)
 * Required Minimum Withdrawal and Stretch IRA Calculator
 * This calculator only appears to use the Uniform Life Expectancy table, which may not apply. Also, the effects of inflation are not taken into account.
 * Required Minimum Distribution (RMD) Calculator
 * This calculator appears to take all of Publication 590's tables into account. I could match the life expectancy against the Google Docs Pub 590 Life expectancy spreadsheet. It wouldn't hurt to compare the life expectancies for both this calculator and the spreadsheet to be sure you are using the right table. Understand that there are subtleties in determining the applicable table, so check against Publication 590 to be sure. The rate of inflation is not addressed.