Talk:Bogleheads' Guide to Retirement Planning

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Chapter 7: Single-Premium Immediate Annuities (Dan Smith)
This chapter makes extensive use of the term SPIA (Single Premium Immediate Annuity). The chapter correctly defines this term as the surrender of a capital payment in return for an immediate lifetime income stream. However, this income stream can come in one of two forms:
 * A fixed income stream (either fixed, graded, or inflation-indexed) based on an insurer's general account ( a Fixed SPIA), or
 * A variable income stream based on a set of subaccounts ( a Variable SPIA).

The chapter never considers a Variable SPIA, and furthermore continually misappropriates the term SPIA to mean a Fixed SPIA. --Blbarnitz 22:31, 6 October 2009 (UTC)

Chapter 10: Funding Your Retirement Accounts (David Grabiner and Ian Forsythe)
As the author of Table 10.2, I concur with the posted correction. The last entry on the third row should be $1,000, not $1,333. I don't have a copy of the book yet, but I have this table from the drafts and the number was $1,000 in the draft table.Grabiner 23:50, 4 October 2009 (UTC)

Chapter 15: Health Insurance (Lee E. Marshall)
From EmergDoc, a clarification to the last paragraph of page 246, ending on page 247:
 * Emergency departments (and hospitals with emergency departments) are NOT required to provide any level of care for most medical problems. They are required to 1) Determine if an emergency (including labor) exists and 2) if it does, to stabilize it. Patients will receive a bill for the visit, which is sent to collections if it is not paid.

Response from mephistophles:
 * I tend to disagree with doc's interpretation of the remarks on emergency room care. Federal law requires that patients receive screening, emergency medical care and transfer, if appropriate. This certainly constitues 'minimal care' and 'some level of treatment ' for everyone. Also, from a practical standpoint, many ER's provide care beyond the minimum required. Also, this section does not imply that ER care is free. Of course ER's bill insurance and individuals. Also, the context of the chapter is showing ER's as a last choice or option for those who may not have care available anywhere else. LadyGeek 21:32, 6 October 2009 (UTC)