Talk:Vanguard funds: life strategy funds vs target retirement funds

The [ Vanguard Asset Allocation Fund] (Admiral and Investor classes) is closed to new investors. Vanguard is distributing these funds into the Vanguard Balanced Index fund; this move also affects the LifeStrategy fund. News of the fund closing was just released, see this forum thread: Vanguard Eliminating Asset Allocation Fund

I don't know how to proceed, but I did a google search. This will affect:
 * Vanguard LifeStrategy Funds
 * Vanguard Asset Allocation Fund Tax Distributions
 * Vanguard LifeStrategy Fund Tax Distributions
 * Vanguard Fund Info
 * Tactical asset allocation
 * Vanguard Balanced Index Fund Tax Distributions
 * and possibly Vanguard Target Retirement Funds

--LadyGeek 16:20, 30 September 2011 (EDT)


 * I have attempted revisions in most of these pages. As always, review and revision by additional editors is encouraged:

--Blbarnitz 17:44, 30 September 2011 (EDT)
 * Vanguard LifeStrategy Funds; revised/ please review
 * Vanguard Asset Allocation Fund Tax Distributions;revised/ please review
 * Vanguard LifeStrategy Fund Tax Distributions;revised/ please review
 * Vanguard Fund Info-- once Asset Allocation fund is merged this page will need revision
 * Tactical asset allocation-- needs revision
 * Vanguard Balanced Index Fund Tax Distributions; will require an historical note if fund merger is accepted by shareholders.
 * and possibly Vanguard Target Retirement Funds;looks fine to me/ please review

My reviews: I don't understand how the LifeStrategy Funds Target Asset Mix table is derived, as I can't get the percentages to match Vanguard's fund composition (effective 8/31/11) or the press release of 9/30/11. The Asset Allocation fund is 90% stock. (I see what I did wrong, the table is fine.) Note that the changes are to be put in effect sometime in the next few months. I modified the introduction formatting and added a reference to the press release.
 * Vanguard LifeStrategy Funds;
 * Vanguard Asset Allocation Fund Tax Distributions;

I don't understand this reference:
 * Vanguard LifeStrategy Fund Tax Distributions;
 * Until late 2011 the funds also included an investment grade short term bond fund; along with an allocation into the Vanguard Asset Allocation fund, which provides access to a degree of tactical asset allocation...

It's not clear that the change applies to the Vanguard Asset Allocation fund only (should it)? The updated tables are OK. Looks OK. --LadyGeek 21:15, 30 September 2011 (EDT), revised: --LadyGeek 21:27, 30 September 2011 (EDT), --LadyGeek 22:18, 30 September 2011 (EDT), --LadyGeek 10:53, 1 October 2011 (EDT)
 * Vanguard Fund Info - to review after page updated
 * Tactical asset allocation - to review after page updated
 * Vanguard Balanced Index Fund Tax Distributions; - to review after page updated
 * and possibly Vanguard Target Retirement Funds;


 * While the table numbers are technically incorrect for the moment; they reflect the upcoming allocations, which will be fixed. Rather than having to fiddle with the numbers countless times to reflect the actual transitional allocations while Vanguard tweaks the allocations to the intended targets it is easier to edit the permanent allocation with one edit. The table title reflects that this is the target allocation. The tax distribution pages include the information that prior allocations included asset allocation and short term investment grade allocations. --Blbarnitz 21:42, 30 September 2011 (EDT)

My original question was due to an interpretation error on my part (simple to understand, once I saw it). I see your approach now, will keep that in mind. --LadyGeek 21:52, 30 September 2011 (EDT)

''I don't understand this reference:
 * Until late 2011 the funds also included an investment grade short term bond fund; along with an allocation into the Vanguard Asset Allocation fund, which provides access to a degree of tactical asset allocation...

It's not clear that the change applies to the Vanguard Asset Allocation fund only (should it)?''


 * Both funds --the short term investment grade fund (held by the income/conservative funds) and the asset allocation fund (held by all four portfolios) are being dropped from the funds' strategic asset allocations. --Blbarnitz 08:25, 1 October 2011 (EDT)