Talk:IRA distribution tables

Reader feedback: find all three RMD tables
50.82.78.179 posted this comment on 23 January 2014 (view all feedback).

"find all three RMD tables"

Any thoughts?

Blbarnitz 12:29, 23 January 2014 (CST)

I added an example calculation so the reader can calculate the withdrawal rate for him/herself. These tables are lengthy, Table II is not amenable to be put in the wiki. Consider replacing these tables with a summary description and a few entries as example calculations.

--LadyGeek 16:23, 23 January 2014 (CST)


 * Given the fixation that is constantly expressed about "safe withdrawal rates" having these tables is a valuable service for the 90% of the population that has trouble with fractions. A discussion of examples is clearly desirable and warranted, but consider collapsing the tables for space considerations --Blbarnitz 17:28, 23 January 2014 (CST)

To optimize available space, I put the 2 tables side-by-side and collapsed them. I have implemented Table II in a Google Drive spreadsheet. --LadyGeek 20:47, 23 January 2014 (CST)

Reader feedback: Can you have the RMD given t...
67.8.164.216 posted this comment on 28 June 2015 (view all feedback).

"Can you have the RMD given to a charity to avoid paying taxes on it?"

Under current law, the last day for making a qualified charitable donation from an IRA was December 31, 2014 (no longer applies). Prior to December 31, 2014, RMD contributions would have been permitted. See: Charitable Donations from IRAs, from the IRS.

--LadyGeek 22:48, 29 June 2015 (CDT)