Talk:I Bonds vs TIPS

Reader feedback: A table describing the diffe...
128.227.244.234 posted this comment on 29 January 2014 (view all feedback).

"A table describing the differences between TIPS and I-Bonds would be useful."

Any thoughts?

Blbarnitz 00:28, 30 January 2014 (CST)

Source:Individual - Comparison of TIPS and Series I Savings Bonds, TreasuryDirect, viewed 30 January, 2014 --Blbarnitz 03:11, 30 January 2014 (CST)


 * I have incorporated the table into the main article. --LadyGeek 16:05, 30 January 2014 (CST)

Reader feedback: Entries like this suffer fro...
98.204.68.190 posted this comment on 29 August 2014 (view all feedback).

"Entries like this suffer from the same problem as most articles and descriptions of investment opportunities -- they are not simplified as much as they can be. As someone who is new to investing, and looking to manage risk, the Treasury Direct site is simply awful in explaining (or failing to explain) things simply. This wiki entry is a little better, but measured against Treasury Direct that's not much of a compliment.  Give plain english descriptions with example.  'The fixed rate component of both TIPS and I-Bonds is based on real interest rates, which are normally positive' is gobbly gook.  Explain.  Give an example.  'After TIPS are issued, they can be bought and sold on the secondary market. If the real interest rate goes down, the previously-issued TIPS with higher real rates go up in value. They can be sold on the secondary market for their true market value.'  Care to explain key terms of art here? 'Secondary Market'; 'Real interest rate'; 'true market value'."

Any thoughts?

Blbarnitz 12:26, 29 August 2014 (CDT)