User:TedSwippet/Non-US flowchart



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Mermaid configuration: { "theme":"forest" }

Mermaid code: flowchart TD

T0("Start") T0-->Q1

Q1{"Q1. US Citizen?"} Q1-->|Yes|Q3A Q1-->|No|Q2

Q2{"Q2. Green card holder?"} Q2-->|Yes|Q3C Q2-->|No|Q3B

Q3A{"Q3. US resident?"} Q3A-->|Yes|A1 Q3A-->|No|A2

Q3B{"Q3b. US tax resident?"} Q3B-->|Yes|Q5 Q3B-->|No|Q10

Q3C{"Q3. US resident?"} Q3C-->|Yes|Q4 Q3C-->|No|A2

Q4{"Q4. Plan to retire in the US?"} Q4-->|Yes|A1 Q4-->|No|A3

Q5{"Q5. Plan to get a green card?"} Q5-->|Yes|Q4 Q5-->|No|A3

subgraph USP [ ] A1("A1. This chart does not apply to you") A2("A2. Avoid non-US domiciled ETFs") A3("A3. Create a move-resistant portfolio") A3-.->|"While a US resident or green card holder"|A2 end

Q10{"Q6. US income tax treaty?"} Q10-->|Yes|Q11 Q10-->|No|A4 Q10<-.->|"After leaving the US"|A3

subgraph NRA [ ] A4("A4. Avoid US ETFs, prefer Ireland") A5("A5. Consider preferring US ETFs") A6("A6. Choose for best local tax outcome") end

Q11{"Q7. US estate tax treaty?"} Q11-->|Yes|Q12 Q11-->|No|Q13

Q12{"Q8. Treaty tax rate?"} Q12-->|"Below 15% (rare)"|A5 Q12-->|"15% (usual)"|A6 Q12-->|"Above 15%"|A4

Q13{"Q9. Holding above $60k?"} Q13-->|Yes|A4 Q13-->|No|A6 Q13-.->|"For holdings below $60k"|Q12

classDef pink fill:#ffb6c1 class Q1,Q2,Q3A,Q3B,Q3C,Q4,Q5 pink class Q10,Q11,Q12,Q13 pink

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d="M1711.3004536725796,1598.5895161725796L1701.0895707688162,1610.848034310483C1690.8786878650528,1623.1065524483863,1670.4569220575265,1647.623588724193,1633.1871103361289,1676.3654957527954C1595.9172986147305,1705.1074027813972,1541.799440979461,1738.0741805627943,1514.740512161826,1754.5575694534928L1487.6815833441915,1771.0409583441915"> </g><g class="edgeLabels"><g class="edgeLabel"><g transform="translate(0, 0)" class="label"><foreignObject height="0" width="0"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml">  </foreignObject></g></g><g transform="translate(207.33984375, 723.71875)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(716.546875, 288.765625)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(444.5078125, 723.71875)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(834.828125, 582.78125)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(106.12890625, 1408.734375)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(549.0546875, 1552.9375)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(681.0703125, 864.65625)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(1053.25, 864.65625)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(357.04296875, 1140.40625)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(657.83203125, 1408.734375)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(338.98046875, 1408.734375)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(750.88671875, 1408.734375)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(576.0859375, 1140.40625)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(864.46875, 1274.5703125)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(864.46875, 1672.140625)" class="edgeLabel"><g transform="translate(-145.96875, -12)" class="label"><foreignObject height="24" width="291.9375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> While a US resident or green card holder  </foreignObject></g></g><g transform="translate(1425.78125, 1140.40625)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(1070.578125, 1552.9375)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(972.22265625, 1274.5703125)" class="edgeLabel"><g transform="translate(-72.0078125, -12)" class="label"><foreignObject height="24" width="144.015625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> After leaving the US  </foreignObject></g></g><g transform="translate(1295.20703125, 1552.9375)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(1747.8515625, 1408.734375)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(1405.45703125, 1968.140625)" class="edgeLabel"><g transform="translate(-60.171875, -12)" class="label"><foreignObject height="24" width="120.34375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Below 15% (rare)  </foreignObject></g></g><g transform="translate(1623.46875, 1968.140625)" class="edgeLabel"><g transform="translate(-40.0234375, -12)" class="label"><foreignObject height="24" width="80.046875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> 15% (usual)  </foreignObject></g></g><g transform="translate(1127.9296875, 1968.140625)" class="edgeLabel"><g transform="translate(-37.3515625, -12)" class="label"><foreignObject height="24" width="74.703125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Above 15%  </foreignObject></g></g><g transform="translate(1212.79296875, 1807.640625)" class="edgeLabel"><g transform="translate(-11.328125, -12)" class="label"><foreignObject height="24" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(1800.984375, 1807.640625)" class="edgeLabel"><g transform="translate(-9.3984375, -12)" class="label"><foreignObject height="24" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(1650.03515625, 1672.140625)" class="edgeLabel"><g transform="translate(-86.265625, -12)" class="label"><foreignObject height="24" width="172.53125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> For holdings below $60k  </foreignObject></g></g></g> <g transform="translate(1107.60546875, 2049.640625)" id="flowchart-A4-68272" class="node default default"><rect height="39" width="252.84375" y="-19.5" x="-126.421875" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-118.921875, -12)" style="" class="label"><foreignObject height="24" width="237.84375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A4. Avoid US ETFs, prefer Ireland </foreignObject></g></g><g transform="translate(1405.45703125, 2049.640625)" id="flowchart-A5-68276" class="node default default"><rect height="39" width="242.859375" y="-19.5" x="-121.4296875" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-113.9296875, -12)" style="" class="label"><foreignObject height="24" width="227.859375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A5. Consider preferring US ETFs </foreignObject></g></g><g transform="translate(1721.28515625, 2049.640625)" id="flowchart-A6-68277" class="node default default"><rect height="39" width="288.796875" y="-19.5" x="-144.3984375" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-136.8984375, -12)" style="" class="label"><foreignObject height="24" width="273.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A6. Choose for best local tax outcome </foreignObject></g></g><g transform="translate(207.33984375, 1552.9375)" id="flowchart-A1-68240" class="node default default"><rect height="39" width="274.515625" y="-19.5" x="-137.2578125" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-129.7578125, -12)" style="" class="label"><foreignObject height="24" width="259.515625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A1. This chart does not apply to you </foreignObject></g></g><g transform="translate(693.3828125, 1807.640625)" id="flowchart-A2-68242" class="node default default"><rect height="39" width="249.375" y="-19.5" x="-124.6875" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-117.1875, -12)" style="" class="label"><foreignObject height="24" width="234.375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A2. Avoid non-US domiciled ETFs </foreignObject></g></g><g transform="translate(864.46875, 1552.9375)" id="flowchart-A3-68257" class="node default default"><rect height="39" width="283.421875" y="-19.5" x="-141.7109375" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-134.2109375, -12)" style="" class="label"><foreignObject height="24" width="268.421875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A3. Create a move-resistant portfolio </foreignObject></g></g><g transform="translate(600.12109375, 19.5)" id="flowchart-T0-68225" class="node default default"><rect height="39" width="50.015625" y="-19.5" x="-25.0078125" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-17.5078125, -12)" style="" class="label"><foreignObject height="24" width="35.015625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Start  </foreignObject></g></g><g transform="translate(600.12109375, 170.3828125)" id="flowchart-Q1-68227" class="node default pink"><polygon style="" transform="translate(-81.3828125,81.3828125)" class="label-container" points="81.3828125,0 162.765625,-81.3828125 81.3828125,-162.765625 0,-81.3828125"> <g transform="translate(-54.3828125, -12)" style="" class="label"><foreignObject height="24" width="108.765625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q1. US Citizen? </foreignObject></g></g><g transform="translate(207.33984375, 1274.5703125)" id="flowchart-Q3A-68230" class="node default pink"><polygon style="" transform="translate(-85.6875,85.6875)" class="label-container" points="85.6875,0 171.375,-85.6875 85.6875,-171.375 0,-85.6875"> <g transform="translate(-58.6875, -12)" style="" class="label"><foreignObject height="24" width="117.375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q3. US resident? </foreignObject></g></g><g transform="translate(716.546875, 435.7734375)" id="flowchart-Q2-68232" class="node default pink"><polygon style="" transform="translate(-110.0078125,110.0078125)" class="label-container" points="110.0078125,0 220.015625,-110.0078125 110.0078125,-220.015625 0,-110.0078125"> <g transform="translate(-83.0078125, -12)" style="" class="label"><foreignObject height="24" width="166.015625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q2. Green card holder? </foreignObject></g></g><g transform="translate(444.5078125, 1002.53125)" id="flowchart-Q3C-68235" class="node default pink"><polygon style="" transform="translate(-85.6875,85.6875)" class="label-container" points="85.6875,0 171.375,-85.6875 85.6875,-171.375 0,-85.6875"> <g transform="translate(-58.6875, -12)" style="" class="label"><foreignObject height="24" width="117.375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q3. US resident? </foreignObject></g></g><g transform="translate(834.828125, 723.71875)" id="flowchart-Q3B-68237" class="node default pink"><polygon style="" transform="translate(-103.9375,103.9375)" class="label-container" points="103.9375,0 207.875,-103.9375 103.9375,-207.875 0,-103.9375"> <g transform="translate(-76.9375, -12)" style="" class="label"><foreignObject height="24" width="153.875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q3b. US tax resident? </foreignObject></g></g><g transform="translate(681.0703125, 1002.53125)" id="flowchart-Q5-68245" class="node default pink"><polygon style="" transform="translate(-100.875,100.875)" class="label-container" points="100.875,0 201.75,-100.875 100.875,-201.75 0,-100.875"> <g transform="translate(-61.875, -24)" style="" class="label"><foreignObject height="48" width="123.75"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q5. Plan to get a green card? </foreignObject></g></g><g transform="translate(1053.25, 1002.53125)" id="flowchart-Q10-68247" class="node default pink"><polygon style="" transform="translate(-91.3046875,91.3046875)" class="label-container" points="91.3046875,0 182.609375,-91.3046875 91.3046875,-182.609375 0,-91.3046875"> <g transform="translate(-52.3046875, -24)" style="" class="label"><foreignObject height="48" width="104.609375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q6. US income tax treaty? </foreignObject></g></g><g transform="translate(440.19140625, 1274.5703125)" id="flowchart-Q4-68250" class="node default pink"><polygon style="" transform="translate(-97.1640625,97.1640625)" class="label-container" points="97.1640625,0 194.328125,-97.1640625 97.1640625,-194.328125 0,-97.1640625"> <g transform="translate(-58.1640625, -24)" style="" class="label"><foreignObject height="48" width="116.328125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q4. Plan to retire in the US? </foreignObject></g></g><g transform="translate(1425.78125, 1274.5703125)" id="flowchart-Q11-68270" class="node default pink"><polygon style="" transform="translate(-87.90625,87.90625)" class="label-container" points="87.90625,0 175.8125,-87.90625 87.90625,-175.8125 0,-87.90625"> <g transform="translate(-48.90625, -24)" style="" class="label"><foreignObject height="48" width="97.8125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q7. US estate tax treaty? </foreignObject></g></g><g transform="translate(1425.78125, 1807.640625)" id="flowchart-Q12-68280" class="node default pink"><polygon style="" transform="translate(-98.5,98.5)" class="label-container" points="98.5,0 197,-98.5 98.5,-197 0,-98.5"> <g transform="translate(-71.5, -12)" style="" class="label"><foreignObject height="24" width="143"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q8. Treaty tax rate? </foreignObject></g></g><g transform="translate(1747.8515625, 1552.9375)" id="flowchart-Q13-68282" class="node default pink"><polygon style="" transform="translate(-82.203125,82.203125)" class="label-container" points="82.203125,0 164.40625,-82.203125 82.203125,-164.40625 0,-82.203125"> <g transform="translate(-43.203125, -24)" style="" class="label"><foreignObject height="48" width="86.40625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q9. Holding above $60k? </foreignObject></g></g></g></g></g>