Talk:Budget models of retirement spending

Bottom-up approach
--ThePrune 20:01, 26 August 2011 (EDT) I feel it's important to include links to 3 types of budgeting documents:  Paper format, Internet, and Downloadable spreadsheet. I've given a few links, and I really wouldn't want to give more than 3 links in each category. But I'm not really sure that I've found the best examples of each. (But I am partial to the Excel file Simple Budget Worksheets since it's what I use in the retiremet classes I teach). I'd appreciate it if other would post links to their favorite budgeting documents so that the Wiki community can select the very best ones for the article.

The wiki is not the right vehicle for poll taking; that's for the forum. You'll never get agreement on what "best" really means, as everyone uses what they are comfortable with. The intent is to teach the concepts, not worksheet mechanics. If I like the paper example better, I'll enter it into Excel (or LibreOffice / OpenOffice, the free alternatives). I would just use what you are comfortable with; the student can always choose something different after the course is over.

Giving too many choices (8 shown here) can be confusing to the student. Only four budgets have explanations (is good for infrequent purchases, etc.).

The Standard & Poor budget is a calculator, not a budget. I would delete it, explain why, or move it to the External links section.--LadyGeek 21:23, 26 August 2011 (EDT)