Bogleheads:Template messages

Instructions
To display any of these messages, insert on the appropriate page. For example, insert to the top of a page that needs expansion.

If a Template is added here, it will automatically be added to the list on the Cleanup page.

Can improvements be made easily?
Before placing templates on a page, it is worthwhile to cast a critical eye over the page to determine whether or not the improvements could be made easily, thus eliminating the need for a tag.