User:TedSwippet/Non-US flowchart



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Mermaid configuration: { "theme":"forest" }

Mermaid code: graph TD

T0("Start") T0-->Q1

Q1{"Q1. US Citizen?"} Q1-->|Yes|Q3A Q1-->|No|Q2

Q2{"Q2. Green card holder?"} Q2-->|Yes|Q3C Q2-->|No|Q3B

Q3A{"Q3. US resident?"} Q3A-->|Yes|A1 Q3A-->|No|A2

Q3B{"Q3b. US tax resident?"} Q3B-->|Yes|Q5 Q3B-->|No|Q10

Q3C{"Q3. US resident?"} Q3C-->|Yes|Q4 Q3C-->|No|A2

Q4{"Q4. Plan to retire in the US?"} Q4-->|Yes|A1 Q4-->|No|A3

Q5{"Q5. Plan to get a green card?"} Q5-->|Yes|Q4 Q5-->|No|A3

A1("A1. This chart does not apply to you") A2("A2. Avoid non-US domiciled ETFs") A3("A3. Create a move-resistant portfolio") A3-.->|"While a US resident or green card holder"|A2

Q10{"Q6. US income tax treaty?"} Q10-->|Yes|Q11 Q10-->|No|A4 Q10-.-|"After leaving the US"|A3

A4("A4. Avoid US ETFs, prefer Ireland")

Q11{"Q7. US estate tax treaty?"} Q11-->|Yes|Q12 Q11-->|No|Q13

Q12{"Q8. Treaty tax rate?"} Q12-->|"Below 15% (rare)"|A5 Q12-->|"15% (usual)"|A6 Q12-->|"Above 15%"|A4

Q13{"Q9. Holding above $60k?"} Q13-->|Yes|A4 Q13-->|No|A6 Q13-.->|"For holdings below $60k"|Q12

A5("A5. Consider preferring US ETFs") A6("A6. Choose for best local tax outcome")

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d="M1355.3939035628202,1686.7103098128202L1343.30025817735,1700.90963317735C1331.2066127918802,1715.10895654188,1307.01932202094,1743.50760327094,1287.8259839552688,1769.5864006219356C1268.6326458895976,1795.665197972931,1254.4332605291954,1819.424145945862,1247.333567848994,1831.3036199323276L1240.233875168793,1843.183093918793"> </g><foreignObject height="0" width="0"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml">  </foreignObject></g></g><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(-11.328125, -9.5)" class="label"><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(1299.82421875, 832.15625)" class="edgeLabel"><g transform="translate(-9.3984375, -9.5)" class="label"><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(317.7734375, 1159.171875)" class="edgeLabel"><g transform="translate(-11.328125, -9.5)" class="label"><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(658.25390625, 1478.75)" class="edgeLabel"><g transform="translate(-9.3984375, -9.5)" class="label"><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(384.0078125, 1478.75)" class="edgeLabel"><g transform="translate(-11.328125, -9.5)" class="label"><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(751.30859375, 1478.75)" class="edgeLabel"><g transform="translate(-9.3984375, -9.5)" class="label"><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(562.4453125, 1159.171875)" class="edgeLabel"><g transform="translate(-11.328125, -9.5)" class="label"><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(877.70703125, 1318.9609375)" class="edgeLabel"><g transform="translate(-9.3984375, -9.5)" class="label"><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(877.70703125, 1771.90625)" class="edgeLabel"><g transform="translate(-145.96875, -9.5)" class="label"><foreignObject height="19" width="291.9375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> While a US resident or green card holder  </foreignObject></g></g><g transform="translate(1271.1484375, 1159.171875)" class="edgeLabel"><g transform="translate(-11.328125, -9.5)" class="label"><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(1562.56640625, 1625.328125)" class="edgeLabel"><g transform="translate(-9.3984375, -9.5)" class="label"><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(979.11328125, 1318.9609375)" class="edgeLabel"><g transform="translate(-72.0078125, -9.5)" class="label"><foreignObject height="19" width="144.015625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> After leaving the US  </foreignObject></g></g><g transform="translate(1161.8671875, 1625.328125)" class="edgeLabel"><g transform="translate(-11.328125, -9.5)" class="label"><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(1406.08984375, 1478.75)" class="edgeLabel"><g transform="translate(-9.3984375, -9.5)" class="label"><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(1036.98828125, 2032.609375)" class="edgeLabel"><g transform="translate(-60.171875, -9.5)" class="label"><foreignObject height="19" width="120.34375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Below 15% (rare)  </foreignObject></g></g><g transform="translate(1229.69921875, 2032.609375)" class="edgeLabel"><g transform="translate(-40.0234375, -9.5)" class="label"><foreignObject height="19" width="80.046875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> 15% (usual)  </foreignObject></g></g><g transform="translate(1644.515625, 2032.609375)" class="edgeLabel"><g transform="translate(-37.3515625, -9.5)" class="label"><foreignObject height="19" width="74.703125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Above 15%  </foreignObject></g></g><g transform="translate(1701.8671875, 1902.2578125)" class="edgeLabel"><g transform="translate(-11.328125, -9.5)" class="label"><foreignObject height="19" width="22.65625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Yes  </foreignObject></g></g><g transform="translate(1406.08984375, 1902.2578125)" class="edgeLabel"><g transform="translate(-9.3984375, -9.5)" class="label"><foreignObject height="19" width="18.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> No  </foreignObject></g></g><g transform="translate(1282.83203125, 1771.90625)" class="edgeLabel"><g transform="translate(-86.265625, -9.5)" class="label"><foreignObject height="19" width="172.53125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> For holdings below $60k  </foreignObject></g></g></g> <g transform="translate(759.3046875, 17)" id="flowchart-T0-144" class="node default default"><rect height="34" width="50.015625" y="-17" x="-25.0078125" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-17.5078125, -9.5)" style="" class="label"><foreignObject height="19" width="35.015625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Start  </foreignObject></g></g><g transform="translate(759.3046875, 162.8828125)" id="flowchart-Q1-146" class="node default pink"><polygon style="" transform="translate(-78.8828125,78.8828125)" class="label-container" points="78.8828125,0 157.765625,-78.8828125 78.8828125,-157.765625 0,-78.8828125"> <g transform="translate(-54.3828125, -9.5)" style="" class="label"><foreignObject height="19" width="108.765625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q1. US Citizen? </foreignObject></g></g><g transform="translate(137.1171875, 1318.9609375)" id="flowchart-Q3A-149" class="node default pink"><polygon style="" transform="translate(-83.1875,83.1875)" class="label-container" points="83.1875,0 166.375,-83.1875 83.1875,-166.375 0,-83.1875"> <g transform="translate(-58.6875, -9.5)" style="" class="label"><foreignObject height="19" width="117.375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q3. US resident? </foreignObject></g></g><g transform="translate(888.54296875, 418.2734375)" id="flowchart-Q2-151" class="node default pink"><polygon style="" transform="translate(-107.5078125,107.5078125)" class="label-container" points="107.5078125,0 215.015625,-107.5078125 107.5078125,-215.015625 0,-107.5078125"> <g transform="translate(-83.0078125, -9.5)" style="" class="label"><foreignObject height="19" width="166.015625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q2. Green card holder? </foreignObject></g></g><g transform="translate(489.46484375, 995.6640625)" id="flowchart-Q3C-154" class="node default pink"><polygon style="" transform="translate(-83.1875,83.1875)" class="label-container" points="83.1875,0 166.375,-83.1875 83.1875,-166.375 0,-83.1875"> <g transform="translate(-58.6875, -9.5)" style="" class="label"><foreignObject height="19" width="117.375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q3. US resident? </foreignObject></g></g><g transform="translate(1019.640625, 696.21875)" id="flowchart-Q3B-156" class="node default pink"><polygon style="" transform="translate(-101.4375,101.4375)" class="label-container" points="101.4375,0 202.875,-101.4375 101.4375,-202.875 0,-101.4375"> <g transform="translate(-76.9375, -9.5)" style="" class="label"><foreignObject height="19" width="153.875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q3b. US tax resident? </foreignObject></g></g><g transform="translate(137.1171875, 1625.328125)" id="flowchart-A1-159" class="node default default"><rect height="34" width="274.234375" y="-17" x="-137.1171875" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-129.6171875, -9.5)" style="" class="label"><foreignObject height="19" width="259.234375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A1. This chart does not apply to you </foreignObject></g></g><g transform="translate(674.41796875, 1902.2578125)" id="flowchart-A2-161" class="node default default"><rect height="34" width="248.5" y="-17" x="-124.25" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-116.75, -9.5)" style="" class="label"><foreignObject height="19" width="233.5"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A2. Avoid non-US domiciled ETFs </foreignObject></g></g><g transform="translate(751.66015625, 995.6640625)" id="flowchart-Q5-164" class="node default pink"><polygon style="" transform="translate(-129.0078125,129.0078125)" class="label-container" points="129.0078125,0 258.015625,-129.0078125 129.0078125,-258.015625 0,-129.0078125"> <g transform="translate(-104.5078125, -9.5)" style="" class="label"><foreignObject height="19" width="209.015625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q5. Plan to get a green card? </foreignObject></g></g><g transform="translate(1299.82421875, 995.6640625)" id="flowchart-Q10-166" class="node default pink"><polygon style="" transform="translate(-117.9140625,117.9140625)" class="label-container" points="117.9140625,0 235.828125,-117.9140625 117.9140625,-235.828125 0,-117.9140625"> <g transform="translate(-93.4140625, -9.5)" style="" class="label"><foreignObject height="19" width="186.828125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q6. US income tax treaty? </foreignObject></g></g><g transform="translate(395.59375, 1318.9609375)" id="flowchart-Q4-169" class="node default pink"><polygon style="" transform="translate(-125.2890625,125.2890625)" class="label-container" points="125.2890625,0 250.578125,-125.2890625 125.2890625,-250.578125 0,-125.2890625"> <g transform="translate(-100.7890625, -9.5)" style="" class="label"><foreignObject height="19" width="201.578125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q4. Plan to retire in the US? </foreignObject></g></g><g transform="translate(877.70703125, 1625.328125)" id="flowchart-A3-176" class="node default default"><rect height="34" width="283.421875" y="-17" x="-141.7109375" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-134.2109375, -9.5)" style="" class="label"><foreignObject height="19" width="268.421875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A3. Create a move-resistant portfolio </foreignObject></g></g><g transform="translate(1271.1484375, 1318.9609375)" id="flowchart-Q11-189" class="node default pink"><polygon style="" transform="translate(-114.515625,114.515625)" class="label-container" points="114.515625,0 229.03125,-114.515625 114.515625,-229.03125 0,-114.515625"> <g transform="translate(-90.015625, -9.5)" style="" class="label"><foreignObject height="19" width="180.03125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q7. US estate tax treaty? </foreignObject></g></g><g transform="translate(1673.19140625, 2084.109375)" id="flowchart-A4-191" class="node default default"><rect height="34" width="251.953125" y="-17" x="-125.9765625" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-118.4765625, -9.5)" style="" class="label"><foreignObject height="19" width="236.953125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A4. Avoid US ETFs, prefer Ireland </foreignObject></g></g><g transform="translate(1203.45703125, 1902.2578125)" id="flowchart-Q12-197" class="node default pink"><polygon style="" transform="translate(-95.8515625,95.8515625)" class="label-container" points="95.8515625,0 191.703125,-95.8515625 95.8515625,-191.703125 0,-95.8515625"> <g transform="translate(-71.3515625, -9.5)" style="" class="label"><foreignObject height="19" width="142.703125"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q8. Treaty tax rate? </foreignObject></g></g><g transform="translate(1406.08984375, 1625.328125)" id="flowchart-Q13-199" class="node default pink"><polygon style="" transform="translate(-112.078125,112.078125)" class="label-container" points="112.078125,0 224.15625,-112.078125 112.078125,-224.15625 0,-112.078125"> <g transform="translate(-87.578125, -9.5)" style="" class="label"><foreignObject height="19" width="175.15625"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> Q9. Holding above $60k? </foreignObject></g></g><g transform="translate(1036.98828125, 2084.109375)" id="flowchart-A5-202" class="node default default"><rect height="34" width="242.859375" y="-17" x="-121.4296875" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-113.9296875, -9.5)" style="" class="label"><foreignObject height="19" width="227.859375"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A5. Consider preferring US ETFs </foreignObject></g></g><g transform="translate(1352.81640625, 2084.109375)" id="flowchart-A6-204" class="node default default"><rect height="34" width="288.796875" y="-17" x="-144.3984375" ry="5" rx="5" style="" class="basic label-container"> <g transform="translate(-136.8984375, -9.5)" style="" class="label"><foreignObject height="19" width="273.796875"><div style="display: inline-block; white-space: nowrap;" xmlns="http://www.w3.org/1999/xhtml"> A6. Choose for best local tax outcome </foreignObject></g></g></g></g></g> @import url("https://cdnjs.cloudflare.com/ajax/libs/font-awesome/5.15.2/css/all.min.css");