File:World and bonds=age.png

This graph shows investment growth of both the S&P 500 index and a combined index of the MSCI World index and intermediate-term treasury bonds. The combined index allocation follows a varying bond percentage equal to age, starting with 28 at the beginning of the graph and ending at 65, which assumes a typical investment horizon prior to retirement at age 65. The time period shown is 1972-2008 and the initial investment is $100,000. XIRR and STDEVP values are shown below the graph.