User:Whaleknives/retirement calculators

Free retirement calculators

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 * align = "center" width="15%" rowspan = "2"|Calculator Name
 * align = "center" width="10%" rowspan = "2"|Calculator Type
 * align = "center" width="10%" rowspan = "2"|Initial Retirement Spending
 * align = "center" width="50%" colspan = "5"|Spending Model as Retirement Progresses
 * align = "center" width="15%" rowspan = "2"|Inflation
 * align = "center" width="10%"|Constant Real
 * align = "center" width="10%"| Retirement Stages
 * align = "center" width="10%"|Returns Dependent
 * align = "center" width="10%"|Flexible Spending
 * align = "center" width="10%"|Life Cycle
 * align = "center" width="10%"|Life Cycle


 * AARP Retirement Calculator
 * align = "center"|Det
 * align = "center"|RepR
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * American Funds Retirement Planning Calculator
 * align = "center"|Det
 * align = "center"|RepR
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * AnalyzeNow! Free Retirement Planner
 * align = "center"|Det
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * Ballpark E$timate Calculator
 * align = "center"|Det
 * align = "center"|RepR
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Crowdsourced FIRE Simulator
 * align = "center"|HRet, Det, MC
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * ESPlannerBASIC
 * align = "center"|Det
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|X
 * Fidelity Retirement Income Planner
 * align = "center"|MC
 * align = "center"|DTot, DWks
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * Financial Engines
 * align = "center"|MC
 * align = "center"|RepR, DWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * FINRA Retirement Calculator
 * align = "center"|Det
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * FIRECalc 3.0
 * align = "center"|HRet, Det, MC
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * Flexible Retirement Planner
 * align = "center"|MC, Det
 * align = "center"|STot, DTot
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * Forecaster for Retirement and Estate Planning
 * align = "center"|Det, MC
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * HARS – Historical Actuarial Retirement Simulator
 * align = "center"|HRet
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * ING Retirement Needs Calculator
 * align = "center"|Det
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Mainstay Retirement Planner
 * align = "center"|Det
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Moneychimp M.C. Calculator
 * align = "center"|MC
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Money-Zine.com Retirement Calculator
 * align = "center"|Det
 * align = "center"|RepR
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Motley Fool "Am I Saving Enough?"
 * align = "center"|Det
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * MSN Money Retirement Planner
 * align = "center"|Det
 * align = "center"|RepR
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Nestful Financial Planner
 * align = "center"|Det
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Optimal Retirement Planner
 * align = "center"|Det, MC
 * align = "center"|N/A
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * Prudential Retirement Planning Calculator
 * align = "center"|Det
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Reality Retirement Calculator
 * align = "center"|Det
 * align = "center"|RepR
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Retiree Portfolio Model (Forum discussion thread)
 * align = "center"|Det
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * Retrian Expert/Family/Lifetime
 * align = "center"|
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Schwab Retirement Savings Calculator
 * align = "center"|MC
 * align = "center"|RepR, STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Scottrade Retirement Calculator
 * align = "center"|MC
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * SmartMoney Retirement Planner
 * align = "center"|Det
 * align = "center"|RepR, STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * TD Ameritrade WealthRuler
 * align = "center"|MC
 * align = "center"|STot, RepR
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * T. Rowe Price Retirement Income Calculator
 * align = "center"|MC
 * align = "center"|RepR, STot, SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * TIP$TER
 * align = "center"|HRet, MC
 * align = "center"|STot, DTot
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * Ultimate Retirement Calculator
 * align = "center"|Det
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * U.S. Dept. of Labor Retirement Calculator
 * align = "center"|Det
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Vanguard Nest Egg Calculator
 * align = "center"|MC
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Vanguard Retirement Income Calculator
 * align = "center"|Det
 * align = "center"|RepR
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Variable percentage withdrawal
 * align = "center"|HRet,HStr
 * align = "center"|N/A
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * Voyant Financial Calculator
 * align = "center"|Det, MC, HRet
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * }
 * align = "center"|
 * TIP$TER
 * align = "center"|HRet, MC
 * align = "center"|STot, DTot
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * Ultimate Retirement Calculator
 * align = "center"|Det
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * U.S. Dept. of Labor Retirement Calculator
 * align = "center"|Det
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Vanguard Nest Egg Calculator
 * align = "center"|MC
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Vanguard Retirement Income Calculator
 * align = "center"|Det
 * align = "center"|RepR
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * Variable percentage withdrawal
 * align = "center"|HRet,HStr
 * align = "center"|N/A
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * Voyant Financial Calculator
 * align = "center"|Det, MC, HRet
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * }
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * Voyant Financial Calculator
 * align = "center"|Det, MC, HRet
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * }
 * align = "center"|
 * }
 * }

Purchased retirement calculators
Most of these retirement calculators have Trial Versions that can be used before a final purchase decision. Sometimes the trial version has restricted capabilities. In other cases the trial version is fully functional, but only works for a limited time period.


 * {|border="2" cellspacing="0" cellpadding="4" width="100%"


 * align = "center" width="15%" rowspan = "2"|Calculator Name
 * align = "center" width="10%" rowspan = "2"|Calculator Type
 * align = "center" width="10%" rowspan = "2"|Initial Retirement Spending
 * align = "center" width="50%" colspan = "5"|Spending Model as Retirement Progresses
 * align = "center" width="15%" rowspan = "2"|Inflation
 * align = "center" width="10%"|Constant Real
 * align = "center" width="10%"| Retirement Stages
 * align = "center" width="10%"|Returns Dependent
 * align = "center" width="10%"|Flexible Spending
 * align = "center" width="10%"|Life Cycle
 * align = "center" width="10%"|Life Cycle


 * AnalyzeNow! Pre & Post Retirement Planner
 * align = "center"|Det, HStr
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * eFinPLAN
 * align = "center"|Det, MC
 * align = "center"|SWks, RepR
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * ESPlannerBASIC
 * align = "center"|Det, MC
 * align = "center"|STot
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * ESPlanner
 * align = "center"|Det
 * align = "center"|SWks
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * ESPlannerPLUS
 * align = "center"|Det, MC
 * align = "center"|SWks
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * J&L Financial Planner Professional
 * align = "center"|Det, MC, HRet
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * Money Tree: Silver Financial Planner
 * align = "center"|Det, MC
 * align = "center"|SWks, DWks
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * Money Tree: TOTAL Planning Suite
 * align = "center"|Det, MC
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * Otar Retirement Calculator
 * align = "center"|HRet
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * Pralana Retirement Calculator
 * align = "center"|MC
 * align = "center"|SWks
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|X
 * Real World Retirement (RWR)
 * align = "center"|Det, MC
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|X
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * Simple Planning Retirement Planner
 * align = "center"|Det
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * VeriPlan
 * align = "center"|Det
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * }
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * Simple Planning Retirement Planner
 * align = "center"|Det
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * align = "center"|
 * VeriPlan
 * align = "center"|Det
 * align = "center"|SWks
 * align = "center"|X
 * align = "center"|
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * }
 * align = "center"|
 * align = "center"|X
 * align = "center"|
 * }
 * }