Talk:Traditional versus Roth

Major Rewrite April 2019
I decided to do a major rewrite of this article. Major changes so far:


 * Reorganized to flow better. Higher level of discussion marginal rates at the top, followed by considerations for current and future marginal rates. Tax considerations not directly related are moved to their own section.
 * Example provided of how to predict future marginal tax rates, along with example and Excel formulas.
 * More detailed example provided for bracket straddling.
 * Added detail for the Social Security "spike" based on my own calculations. I'd like to move this to other pages as well; I may later if I have time.
 * Added notes about estate planning, RMDs, and tax diversification.
 * Added a calculation comparing Traditional and Roth with different fees

I plan to continue to edit, particularly the section "Examples of Investment Choices and Conversion" but I wanted to get these changes loaded in first. Any comments appreciated!--Fyre4ce 01:22, 27 April 2019 (UTC)
 * Major edits should be first discussed in the wiki editor's forum. Per Wikipedia policy, I have created a draft user page for your proposed updates. See: User:Fyre4ce/Traditional versus Roth (No content has been modified). Please discuss your changes in the wiki editor's forum thread titled "Wiki page needed: Traditional vs Roth" --LadyGeek 01:43, 27 April 2019 (UTC)
 * Understood. Added post in editor's forum. Feedback appreciated!--Fyre4ce 01:52, 27 April 2019 (UTC)