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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1862 new posts and replies over 234 topics in last day (sorted by Creation time). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
0hHelp needed:Correct way for 52901:41 darkhorse 
3hVMMXX Tax Efficiency00:54 eschersenigma01:50 eschersenigma
4hAny tool to help predict net worth in N years?23:04 cuihang00:13 aaja
11cWhat to do in Seattle around Christmas?23:00 cuihang01:31 Misenplace
1pCheapest Home Insurance ?22:56 confusedinvesto00:40 OnBoard
2hWithdrawal rate and tax-adjusted asset allocation22:05 RetiredCSProf23:04 Peter Foley
23hElderly Relative Short on Money21:45 bajdygba101:05 CurlyDave
2tHere's what has happened to value since FF 3-factor21:43 CULater00:21 Theoretical
9pQuant / Financial Technology Job Opportunities / companies in New York City21:32 LiveSimple22:37 LiveSimple
2hInvesting fractional dollars in small (Vanguard) accounts21:26 limeyx21:51 limeyx
2pMaternity Leave and Open Enrollment - Insurance costs21:13 rasputin23:29 mega317
3cNeed advice on where to keep safe money21:06 aquamarine00:31 StormShadow
4h401k Advice20:50 div21:55 PFInterest
2hStarting a 529 question19:35 MCS2320:24 bligh
6pWife turning 65. Need to enroll in medicare?19:16 dave105422:42 wanderer
4hRoth or Traditional 401k? + Roth IRA19:14 mford59223:11 BL
1hAnother timing the market thread18:59 stocknoob411119:39 arcticpineapple
11pFeedback requested on plan to lower income to qualify for ACA Subsidy17:54 Ron Ronnerson00:05 Ron Ronnerson
12hQuestion on Source of Roth Funding17:54 soazfree23:19 soazfree
4pBuying car - help with closing the deal17:17 sman0919:58 foamypirate
4hRan out of space in Roth. Where should I put Small Cap Value fund now?17:10 joo2lo19:37 joo2lo
5hBetter Behavioural Finance Books?17:09 Expro20:46 totesmagotes
2pRental home and paying off debt by refinancing primary home cash out17:08 Xrayman6919:14 Jablean
19cLock Suitcases on International Flight or Not?17:02 magazinewriter22:55 delamer
14cBoglehead Birthday Gift for 50th B Day - Fine Spirits16:56 DelcoEE01:10 MJW
1pBill Wrongly Sent to Collections16:52 jpa16:53 dm200
4hAggressive asset allocation16:46 milosz1923:06 letsgobobby
12pNon-owner contributing to home renovations: what's fair?16:40 Kryten22:38 Watty
1pSell taxable to contribute to solo 401k nrats16:24 jessikaur00:21 Jablean
4pADP and ACP tests16:21 llessac1519:51 tfb
6cCostco penny install sale & road hazard terms16:09 susa21:59 3dream3
6hTreasury Direct vs Vanguard for purchase16:05 jpohio18:30 jhfenton
7pDisability Insurance - Total vs Partial/Residual Disability16:02 CuriousTacos20:29 CuriousTacos
18hEnough. How do I invest in Australia.15:54 TomCat9623:18 financeperchanc
8cMaster bathroom addition question15:47 BashDash16:47 Rupert
20tHow to Underperform the Market15:11 Cartographer01:25 buylowbuyhigh
0tS&P 500 Foreign Sales for 201715:04 jbranx 
5cRecent Trip to Naples, Italy14:53 seychellois_lib23:52 navyitaly
3pBuy a condo or invest the money saved?14:18 Singlemoi18:17 Singlemoi
2hPension Rollover to TIRA, does it affect backdoor ROTH?14:16 onyxlinkia14:36 onyxlinkia
1tWhat is the settlement time for T-bills held in a brokerage account?14:15 hotpancakes16:39 Doc
9t"Fidelity Zero vs Vanguard: Which index fund is better?"14:14 Rowan Oak16:15 goingup
4hDCA investing or going into debt ?13:55 airelleofmusic01:02 airelleofmusic
1hHow to rebalance broad ETF categories in an overcooked market13:51 popeti16:10 bloom2708
5pDeferred annuity inheritance13:49 Dave C.15:25 vested1
8cBest (cheapest) way to book a flight well in advance13:41 MittensMoney16:06 adamthesmythe
4hPay for Deductible Education Expense with 529 Funds?13:32 beefey20:01 Flyer24
0hWhat are the cons of multi-family housing investments?13:24 fastrak99 
6tUS small cap ETF: MSCI US small, S&P600 or Russell 2000? (UK based investor)13:23 steve32100:02 frequentflyer
3cwithdraw home insurance claim13:23 audioaxes13:42 lthenderson
11cOld Acura TL vs new Honda Accord13:15 Torger15:59 mhalley
2pISO Social security strategy13:15 Zea Mays19:03 susa
32tFidelity 401(k) millionaires hits record high13:08 JoMoney23:13 redhotlama
13hInheritance question - beneficiary is a spend thrift12:49 CrazyCatLady23:11 celia
2pWSJ: NYU makes tuition free for all medical students12:46 rjbraun19:29 LadyGeek
7hHelping elderly mother with her finances - 2 issues12:41 Stick5vw21:57 Ace1
20pSavings rate per month???12:35 Bhairston201823:08 orhkaf
8p401(k): Roth vs Non-Roth12:32 CrownVic22:51 FiveK
9hTax loss harvesting international funds at Fidelity12:21 SillyRabbit20:27 John Laurens
16pTeachers Who Have Net Worth of $1 million +12:01 Gardner's Son21:42 e5116
5tWorkers on Corporate Boards - Principal-Agent Problem11:27 zmaqoptyxbglp15:26 JackoC
11cHow much did you pay to relocate laundry from basement to upstairs?11:26 daheld19:51 michaeljc70
7pBarclay Card with American Airlines11:03 ResearchMed12:50 mageedge
24pInherited House Sale as Capital Loss11:02 PSM00:13 Jablean
2pIs 401k Roth conversion included in MAGI?11:01 scotsman13:15 Alan S.
6hSpreadsheet Question10:56 CarlZ99313:55 nolesrule
17hAdvantages of I-Bonds vs CD ?10:38 kaeltor23:26 protagonist
0hSimple estate: Is 1041 filing is required.10:23 DelcoEE 
17cCar alarm '98 Camry ?10:08 dm20017:43 dm200
40cMail order pharmacy09:52 tc10116:48 dm200
6pSS benefits and work history question09:50 jehovasfitness11:28 AlmstRtrd
30cQuote from Electrician09:35 maggabelle20:51 maggabelle
6hAdvice Request: Considering removing advisor from IRA09:25 Peppermint15:45 Peppermint
1hDoes anyone do any pre-market trading in particular ETF's?09:17 gullit1809:38 triceratop
9tArticle: A family of 3 gets by in San Francisco without anyone working a job09:12 jainn10:21 prudent
1pRoth Conversion due to first year in Fiscal Year End? end09:10 Spedward11:39 FiveK
1hinvesting while living abroad09:08 chAabw10:33 BeBH65
39cSign - Speed checked by Radar09:08 FB0116:15 Determined
52hWhy the Yale Endowment Hate?09:04 mbenoit11622:34 AlphaLess
7cFuji FC 440 Carbon Bike Fork and Fuji C7 Carbon Frame09:01 KlangFool09:27 caffeperfavore
14hStudent Loans or "special" Mortgage payments08:20 newDDS23:31 mortfree
43cCelebrating the day you retired07:40 bfizz21:24 MJS
8pRefusing a Portion of Inherited IRA07:29 LHDS17:33 camden
15hHow Best to Utilize Permanent Life Insurance Upon Retirement07:03 delrinson01:09 gotester2000
10pWhat do you do with your interest from your ER fund?06:04 NextMil00:55 FunnelCakeBob
4hWithdraw money from Investments05:48 indexonlyplease11:12 delamer
2hNewbie [Where to start?]08/16 Jkdman8116:53 retiredjg
19pAre Roth conversions a no-brainer for me?08/16 catdude01:45 FiveK
9pMarriage Name Change Logistics08/16 Goal3323:30 Watty
5cLA weather in April - Planning Disney08/16 FB0106:07 JMacDonald
13hFirst time investing(401k)08/15 Guacamole20:39 PFInterest
7hAdvisor Dumped, Now How to Best Simplify08/15 ElwoodBlues22:35 BL
2p[Highly Compensated Employee - 401(k) refund]08/15 bellavia09:59 bellavia
12tAnyone try to tax loss harvest and fail?08/15 Messy_Orchid_5113:31 deltaneutral83
53cTerminating an employee with company car08/15 renue7401:04 j0nnyg1984
8hLaddering I bonds as emergency fund08/15 ztq74821:44 ztq748
29hHigh tax bracket - Go 100% Roth in tax advantaged?08/15 ALostCause223:01 letsgobobby
6hAdvice on re-balancing efforts08/15 Blimpalot00:05 Blimpalot
4pHow does rental property profit effect MAGI?08/15 Sasquatch08:29 clutchied
7hNeed basic advice on organizing portfolio08/15 PFM17:07 ruralavalon
5hTaking stock of current financial state and way forward08/15 engineerAndPara23:11 WanderingDoc
7hConvert TSP to roth on retirement?08/15 mortal17:43 mortal
10hDo we change our self-managed investments/brokerage today assuming we might become non-USA residents in future?08/15 srsnerdshack19:58 guliver
2hBuilding a basic portfolio from a Merrill Lynch 401k08/15 McClane14:38 carmonkie
5hWhat is the best way to invest my fixed income allocation within my IRA?08/15 Richard158022:28 mega317
8hMoving within Fidelity08/15 moneywise321:15 Jablean
44pSeattle- mandatory affordable housing units affect single family home values?08/15 Jackson1200:25 Jackson12
6hSelling/Exchanging Tax Implications08/15 rokeefe16:03 Silk McCue
45cMen’s Underwear recommendation08/15 Rexindex23:01 AerialWombat
5tVanguard Total Bond vs Schwab Aggregate Bond: Moving in opposition08/15 AerialWombat07:45 jhfenton
19tOK, maybe Vanguard's website IS a little old... "56K dial-up..."08/15 nisiprius14:31 linenfort
6hOverwhelmed! Inherited Tax-Exempt Bonds/MM/Cash in Taxable Accounts08/15 Ilikesparklers21:11 Jablean
31pHelp with inheritance choice08/15 Newtothis23:17 WannabeAgAlum
28cTime for new phone, Buy or Lease?08/15 MNGopher16:23 bob60014
22hNewly Married and Hoping to Start on the Right Foot08/15 EngineerAndNurs15:37 PFInterest
35hOctogenarian father in law's idea of balance: AAPL + CASH08/15 buffetedbythewi18:37 Kenkat
35cWhere to buy white, athletic fit dress shirt?08/15 ThankYouJack13:46 jesscj
11tLarry Swedroe: Betting Against Beta08/15 Random Walker12:07 ThrustVectoring
17cTrip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?08/15 ChinchillaWhipl14:09 VictoriaF
10hContemplating moving to Vanguard08/15 FAR1515:41 FAR15
17cChevy Volt for Commute08/15 PaulAtreides07:37 BostonButterfly
28hShould I Max Out Tax-Deferred Accounts?08/15 bryanm13:19 FiveK
44tBullish/bearish on GE? Make your case here - new lows today08/15 tmcc23:23 WildBill
28cTravel delay: Can I *easily* get $60 back?08/15 VictoriaF17:58 Kompass
13tSince you would want to eventually reinvest dividends/distros anyways, why wouldn't you make them automatic for TLH?08/15 foodhype19:08 dratkinson
10tMistake done [Europe - Have you ever regretted a trade that you made?]08/15 leachim20:16 Grt2bOutdoors
8hWhen do you change your IPS?08/15 BuckyBadger12:24 g2morrow
17tThe Case for Multifactor Funds08/15 vineviz00:30 jalbert
23tTake your canes out in Emerging Markets08/15 hdas15:42 Theoretical
78pTake auto loan 0.9% if I can afford cash?08/15 markfaix22:41 mega317
9hCan you place VPAIX in taxable account?08/15 Bigbinvestment14:25 bloom2708
29cDiscarding dead cell phone without purging my data08/15 gd01:59 CurlyDave
10hIndex Fund Investing in Sweden, for Swede's08/15 SailingAway15:00 passive-winning
3cMoving company - arbitration experience?08/14 ragnathor07:26 rich126
6hHSAs08/14 dachshund23:01 Spirit Rider
10pCredi card balance transfer offer08/14 rjbraun13:13 mayday23
31pCivil service: Long Shot Interview.. Would you go?08/14 kjvmartin13:53 rjbraun
51cAdult piggy bank08/14 BWildt18:08 ETFwhisperer
24hWife got a new job! Please evaluate my portfolio...08/14 vpotus13:05 iceport
26pBrokerage checking: Fidelity, Schwab, or Vanguard08/14 Elysium21:48 47Percent
16cSolutions for Printing from a Chromebook08/14 Finridge22:47 Gadget
13tHow do index funds affect stock valuations?08/14 Esq12310:11 BeBH65
88cAs an American, where are some great places in the world to retire?08/14 Colorado2921:45 Jazztonight
12cReturn Protection: Citi Doublecash08/14 Alexa915:54 nalor511
10hAssistance with simplicity and asset allocation, in mid-20s08/14 bts041522:29 bts0415
15cPlan us a trip !08/14 BashDash17:12 RudyS
24cBiking with 2 young children - what gear to get?08/14 rcjchicity16:25 fourwheelcycle
29pNegative Insurance Discount with United Health Care and Sentara08/14 almostretired1917:54 tmcc
21hSolo 401k / TD Ameritrade08/14 naaduve13:12 nyclon
95pUsing ACA for early retirement years08/14 smithmmark20:34 MikeG62
50cTravel over thanksgiving holiday, drive or fly?08/14 veindoc15:03 protagonist
26hWhy bonds when they return nothing over inflation?08/14 andrew9999907:36 jainn
426tIt's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!08/14 HuckFinn01:31 dual
33pAlmost 30 - Check In08/13 acejacksingh17:07 e5116
10pHelp! Yet Another WL insurance question [Whole Life]08/13 ascbc1811:32 Nate79
94cRetire in Florida or Alabama?08/13 Colorado2922:37 Beehave
17tChinese ETF or Gold or something else?08/13 gougou18:11 Valuethinker
31hWhat am I missing about bonds...08/13 aerosurfer08:59 Admiral
3hAvoid unqualified dividends by selling a lot too quickly when TLH.08/13 EdLaFave13:00 House Blend
11cMarriott Free Certificate08/13 SlowMovingInves07:11 SlowMovingInves
24cBooks - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)08/13 Finridge03:52 Breakaway72
18hMaking money last through retirement08/12 pinebath08:31 pinebath
19cRental House Issue08/12 biscuit13:30 TropikThunder
9hQuestion/Update on my Situation08/12 soazfree23:31 soazfree
11tFreedom Credit Union 30 Month 3.56%APY CD (Closed))08/12 pc9519:26 mur44
33pExperian email alert! "Your score decreased"08/12 racy21:40 Jimbo9911
14tSchwab Intelligent Portfolio experiment08/12 moehoward09:37 lazydavid
19cPop up tent camper08/12 CWRadio23:24 FoolStreet
15h[How can I simplify rebalancing across multiple accounts?]08/11 RIMDBogle01:00 gostars
73pHousing affordability - what is your take?08/12 stocknoob411122:54 youdiditr2
95tImportance of sequence of real returns for SWR, CAPE valuation, and Luck08/12 CULater16:10 Random Walker
6fMulti Quote08/12 WhatsIRR19:01 LadyGeek
7pDistributions for mega-back door08/12 llessac1502:03 llessac15
80pHouse Value & Mortgage as a Percentage of Net Worth08/11 bligh13:23 KlangFool
77cHow often do you check your brokerage accounts08/11 RagnarRahl12:05 jehovasfitness
6pAnecdote: PMI Removed08/11 og15F120:56 Cyclone
111t[New Vanguard website layout starting Saturday, August 11]08/11 am13:10 linenfort
35hBuy back service time on pension08/10 Rogue123:00 TheDDC
25hBrokerage Account for Minor08/10 bgyt00:24 Iridium
24hPortfolio Review/How are we doing?08/10 daheld10:54 daheld
44pShould I accept a large cash gift from my mother?08/10 Grogs08:51 FBN2014
28tVanguard Switch to Brokerage Accounts08/09 cowdogman02:00 celia
58pTrust Investment Policy Statement08/09 FBN201416:50 afan
16hTotal Stock and Total Bond Market(s) at Vanguard08/09 yousha14:56 stvyreb
20hPoor HSA Investment Options08/09 mrrr080921:53 Angst
201tLarry Swedroe: Valuations Too High?08/08 Random Walker00:12 danielc
10hfund choices for roth08/08 sleevelessjerry19:53 DSInvestor
3cEnd of life planning cost08/06 vpm888911:36 taojaxx
10ceBay seller issue08/05 Carl5317:52 visualguy
36cDecided on Chromebook, now need spec help08/04 Coolstavi18:28 FrugalInvestor
8cReplacing the cartridge in a kitchen faucet08/03 jwblue20:37 RudyS
5hVTEAX - a good tax advantaged bond fund?08/02 OtterBee14:08 OtterBee
48hHelp with rollover into IRA and future retirement plans08/01 NBKCF18:27 BL
625tFidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)08/01 jhfenton19:44 mervinj7
6hUS citizen living abroad in Europe and attempting to invest - help?07/29 capnnismo14:44 jminv
32pChase Sapphire Reserve travel insurance07/27 kanu15:14 BogleMelon
26csteel cut oats wash/rinse before cooking07/27 atlanta_dad10:27 shell921
4hNeed advice on establishing Roth accounts07/21 Busdrvr22:03 Busdrvr
7pTurbo Tax -- Forms 8814 and 8962 (Household income calculations for PTC)07/16 47Percent16:20 47Percent
23hPortfolio Alignment Guidance07/14 RIMDBogle08:47 ExitStageLeft
35pBig 4 Who Jumped to Industry - Compensation07/13 HardHitter12:28 carorun
115cAny Boglehead powerlifters?07/02 corn1818:35 trumpet83
200tVanguard to offer non-Vanguard ETFs commission-free07/02 Ever Ready15:30 tfb
5pAdding Spouse to Real Estate Deed06/30 SpringMountainF11:56 ChicagoBear7
39cVacation- home precautions?06/29 Howie04:58 Trism
109tVery confused with the current market06/17 capcase09:50 CyclingDuo
14tBill Gross' fund, lately...06/16 nisiprius07:50 nova1968
20tHow to calculate Real Estate in your Asset Allocation06/11 InvestInLife18:33 InvestInLife
179p"Open Social Security" calculator: feature requests, bug reports, etc06/06 ObliviousInvest20:39 LadyGeek
28pMega backdoor Roth & self directed solo 401k06/04 metrunt14:16 RIMDBogle
10pMissed RMD for 2017: IRS Form 5329. Accountant told me to file next year06/03 bzcti21:09 bzcti
45tMaturing Credit Union 3% CD's this year06/01 dollarsaver10:57 Kevin M
25h[Europe] [Belgium] Investing with DEGIRO05/16 victor0nl1n310:51 riskless
21tNRIA.NET - Real Estate Private Placement - 16% return05/15 aqan17:03 sillysaver
96cWarning: avoid Windows 10 update 180305/04 samsoes11:49 2015
32hFor i401k, Vanguard does not allow investment into Admiral Shares04/09 socal77716:50 JDDS
103hWho uses the 3 fund portfolio ?04/05 aaja20:36 RIMDBogle
337tInvest in Tesla?03/28 BradJ22:45 Jeff Albertson
340cMy 2017 CRV is a victim of the dreaded oil gas-dilution issue03/14 CULater08:23 CULater
57pThis is not a typical medical collections issue- what to do?03/09 Jackson1218:08 Jackson12
16pTrust account at Vanguard with 2 trustees with separate logins01/28 celia18:15 celia
478lPost your Financial Milestone Announcements Here01/09 Alex Frakt10:53 TierArtz
69pRetirement accounts and physician SCorps and Tax Reform12/24 gasdoc18:50 gasdoc
46pDownloadable Social Security Benefit Estimator (repost)11/09 neurosphere10:20 neurosphere
347cMoviePass-Too good to be true, but it's legit.10/04 denovo13:56 Nate79
42cMost Effective Rat Poison2017 Cruise05:00 Trism
1131tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab00:43 FunnelCakeBob
83tJack Bogle - Two Fund Portfolio2016 abuss36806:43 arf30
773c[What TV Show Have You Recently Watched?]2016 dbCooperAir17:01 DelcoEE
3hInvesting VA Disability Benefits vs Maxing out 401K2015 littlejohn30919:14 LadyGeek
342lMaster Thread for Metro Boston's Chapter2014 siamond06:18 mrmass
3654cWhat Movie Have You Recently Watched?2014 abuss36822:36 3wood
14tSam Zell2012 abuss36807:51 abuss368
6752tU.S. stocks in freefall2011 Lbill10:43 ruralavalon

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t = Investing - Theory, News & General
p = Personal Finance
c = Personal Consumer Issues
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