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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1773 new posts and replies over 245 topics in last day (sorted by Creation time). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
1pThe difficulty of discarding frugality?08:12 midareff08:20 Raybo
1pQuestion on personal accounting costs for tax preparation08:04 couchpotatoadop08:12 Silk McCue
6hStrategy for transitioning to Bogle07:28 bethesda07:58 Wiggums
1hNew financial responsibilities - a young couple seeking advice07:18 Baxxter08:20 Stinky
4fError Message while PMing06:28 bhwabeck353307:47 ResearchMed
6cCraigslist vs Kelley Blue Book cash offer for car06:04 EnjoyTheJourney06:44 runner3081
0p250k Live off of or put in Index funds05:56 snowox 
1pRetiring in early 2020, want to stuff preferred tax vehicles?04:33 TresBelle6505:26 cas
6tVanguard and basketball04:11 asset_chaos07:54 JoMoney
15hHow to combine finances with your spouse? Recently married/early30s03:28 DualMotors08:18 daheld
4hRetiring soon and need help02:27 Newlearner1907:10 Deblog
3nBeginner - US/JP dual citizen in Tokyo02:16 whizzo06:59 TedSwippet
19pAre complicated credit card cash back strategies worth it?01:52 hungrywave07:45 Jack FFR1846
7cApple TV vs Competitors01:25 DTalos08:12 Jags4186
12tDefined contribution vs defined benefit retirement plans00:02 danielc02:40 iamlucky13
20hSIL retirement puzzle23:44 gips08:02 deltaneutral83
3hFund similar to Fidelity FFIZX?23:11 sugarandspice23:49 sugarandspice
9hRecently married, early 30's portfolio/fire advice?22:55 fresh_boglehead02:00 mortfree
5pHow do wills work (in a case like mine)22:49 oldguy08:08 fourwheelcycle
2pRelationship between the 1 and 3 mo LIBOR, utility of refinancing variable rate loans22:48 mrfoxdoc06:43 fallingeggs
3pHSA questions22:17 kinaokole02:16 Chris K Jones
15pOnline MBA - Worth It?22:15 KandT08:14 StandingRock
5hMoving Roth IRA from Vanguard to TIAA Brokerage22:05 IowaNative06:55 obafgkm
1pRisk analysis of having HSA vs. PPO Plan20:58 haranoth21:56 grabiner
0cwould appreciate your thoughts [circuit maker]20:57 micooch 
4nPortfolio Review (Australia)20:15 alex12371105:08 andrew99999
13pLooking at buying a foreclosure Dallas area cash19:52 totallystudly07:28 jucor
1hGetting comfortable with AA heading into retirement19:27 Tjb19:41 MotoTrojan
6hIs this too simple19:05 Laker108:19 Wiggums
6hTaxable account18:47 Eastcoaster21221:34 HomeStretch
13cacura rdx or mercedes glc300 small luxury suv18:37 lomarica0121:09 tim1999
4cHearing Aid Question18:27 Bigfish07:01 carolinaman
3pHow much can I contribute to an HSA?18:15 CoastalWinds18:37 CoastalWinds
1pHSA/HDHP18:13 AzleaHeights18:56 fabdog
2pShould DW go down to 11 month contract?18:10 fortfun18:31 fortfun
3hNew member, Portfolio review help17:58 mrtbhf23:53 retired@50
11hSearching for broad ETF that tilts value17:53 yaqub21:36 yaqub
4nReceiving an International Bank Wire Transfer Questions17:50 waltman30007:10 RubyTuesday
4hPortfolio Advice - Near Retirement - New Investor Needs Help!17:44 dogbros19:49 HomeStretch
4p401k Catch Up Contributions17:39 SurfCityBill18:55 Stinky
18tAlly savings rate changing17:12 Gnirk06:20 mx711yam
0pBuying(or leasing) a car with OOS ID17:10 OCDinvestor 
5cHow does receiving ACA subsidies work?16:43 LesBleus**17:15 Workable Goblin
8pHow to shop for term life insurance16:19 28fe619:20 Brianmcg321
20cWould you buy a Galaxy S9 now?16:17 BogleFanGal07:58 Johnny Thinwall
14hBRK.B16:10 Bernard06:12 carolinaman
1pWhat is "VC Potential?"16:09 renue7416:44 356Fan
6pHigh deductible insurance vs basic16:06 Abarn23:09 toofache32
8tDow closing15:58 theduke22:37 rocket354
5pPaying for Medicare Via Monthly Social Security Distribution15:41 muddlehead18:59 Stinky
27tThe End Is Near....Isn't It ?15:23 ejezee16:41 LadyGeek
10pAttorney Career Advice needed15:12 CorradoJr08:18 CorradoJr
5hNew Employer - 401(k)14:27 ammck14:40 lakpr
17tFlaws with 4% Rule?14:08 AverageInvestor08:06 Garfieldthecat
42cBlankets/Bedding for Cold Winter Nights14:05 CaptainSaver07:24 mrmass
13pBeneficiary Settings in brokerage accounts13:58 fm304019:31 mptfan
14tMOM is real, too bad it doesn't work13:40 garlandwhizzer06:48 lazyday
9pHealth Reimbursement Account (company funded HRA)13:25 big bang17:46 Ron
7pHSA catch-up contribution to 2 separate accounts13:14 Clarice07:04 Clarice
14hBuy some VYM [Vanguard High Dividend Yield]?13:07 LilyFleur03:48 birdog
0tTicker symbols for mutual funds - historical question13:02 Makefile 
10hRegular investing into taxable while maintaining AA12:59 ma21n208:20 retiredjg
4hTo Roth or not to Roth, that is the question12:58 Skeeter101:40 celia
7pWhat do I do with S corp money?12:57 stranded2x14:31 niceguy7376
3cCondensate pump recommendations wanted12:24 dalbright06:11 Tecktser
11h401k rollover IRA by end of year12:24 TheWiz15:11 Spirit Rider
7cCarbon Monoxide Alarms12:10 boater0719:32 Pugs1351
4pFlex Spending Accounts & Retirement Year?12:10 LuigiLikesPizza13:22 H-Town
10hVanguard Index Funds vs Fidelity Managed Assets Program11:54 keep_the_change20:59 dbr
7pH&R Block Tax 2019 is Available on Amazon11:51 mervinj712:29 jhfenton
0tBond Sectors - JP Morgan Fixed Income Asset Allocation Portfolio?11:26 alluringreality 
13pMake donation through proxy (friend) and deduct?11:24 neatp16:51 LadyGeek
2tChanging AA in a 529 depending on spend-down11:12 tenkuky15:25 harvestbook
19hRoth IRA Portfolio Options11:11 thenovice07:37 retiredjg
13pGrandparents helping with college11:07 SocraticQuestio20:34 Spirit Rider
3pDonating RSUs and Options from StockPlan Connect11:03 HIMcDunnough12:18 mhc
38pSelling house with no commissions,fair deal?10:49 hoops77717:37 hoops777
3cPurchasing a used iPhone from Consumer Cellular?10:48 GiannaLuna11:38 protagonist
13h4 % Rule10:44 Eldorado18:01 ExitStageLeft
1pWhat really are the differences between the versions of TurboTax (deluxe, premier, home & business)?10:40 billthecat10:52 HomeStretch
7cScale of Lionel Trains Rolling Stock: Early 1950's vs. Current Vintage10:16 Strider18:34 mortfree
18hRoth IRA Rollover10:08 aristotelian18:43 David Jay
1cFormat a high schooler resume09:49 tenkuky13:43 CAsage
1nNon resident Alien considering relocation from US to EU09:47 Useful_Monk13:16 TedSwippet
5cSetting up a new android phone09:42 tc10108:06 michaeljc70
11pEvaluating going self employed, what to consider?09:37 Pitagoras15:36 Pitagoras
12cIs anyone else getting bogus subscriptions on Prime?09:33 montanagirl11:47 Silk McCue
2pIntra Family Loan tax consequences09:22 MrMojoRisin09:50 RickBoglehead
9hVanguard Market Outlook09:21 rockthisworld07:14 lazyday
6hTSP question09:21 tman994021:57 3504PIR
1pHSA and credit card cash back rewards09:03 fivedots09:06 jumbopapa
20cExperience/cost MLB spring training?08:54 dm20017:10 jlawrence01
5pQuestion re: COBRA and Health Insurance Plans08:48 OnTrack202010:41 HomeStretch
2nMy Portfolio - Seeking Advice. Romania. 4 Currencies.08:47 bravenewworld05:44 buylowbuyhigh
8p$10K wire transfer - loan to son - tax implications?08:33 chestnut11:46 HueyLD
16hSpeculating - Chesapeake Energy (CHK)08:28 Makaveli15:52 Grt2bOutdoors
8hTaxes on Long Term Capital Gains08:25 Laila1008:20 RubyTuesday
49c(Sigh) "Wasting" year-old smoke detector batteries...08:24 nisiprius18:50 nisiprius
2hPortfolio checkup11/12 Dadachihuahua10:29 lakpr
8pEducate myself with financial planning11/12 ig7713:34 GerryL
14pMonths Leading up to Retirement11/12 GiannaLuna04:10 GiannaLuna
5hHave a regular TSP, should I consider a Roth TSP?11/12 LuigiLikesPizza06:29 billfromct
29cRoku - is the Express sufficient?11/12 Triple digit go15:00 Triple digit go
5tMorningstar--Vanguard Won the Loser’s Game How an outsider conquered the fund industry.11/12 MFInvestor13:08 grettman
12hFIRE Roth Ladder Tax Question11/12 Paradise02:55 birdog
17pShould I do a cash out refinance?11/12 dmk39507:52 Watty
10hTIAA's real estate fund11/11 dmcmahon11:34 dodecahedron
13halternative investments11/11 smoothnobody22:44 nedsaid
18cLos Angeles to San Francisco Roadtrip11/11 aude19:19 Sandi_k
6hAsset allocation in Triditional 401k11/11 scooter10117:51 retired@50
34h"Tax advantaged Annuity" advised for friend11/11 Wenonah15:44 Stinky
20pOB/GYN Prepayment?11/11 sg206013:14 8foot7
4hESPP with short holding period - worth participating?11/11 kytt15:12 SDLinguist
9pDistribution of principal from a bypass trust11/11 ChrisLA19:55 ChrisLA
14hWhich BOND Fund in Taxable at 22% Tax Rate11/11 Rajsx07:25 rkhusky
7hPortfolio adjustment help11/11 gndibot21:35 gndibot
2hBond fund or ??11/11 Rosencrantz110:57 Rosencrantz1
12hDo you batch 529 reimbursement or match costs?11/11 shess07:20 rkhusky
11pCash In or Take Annual Leave11/11 HarleyGuy11:35 jbinpa59
21cSnow tires11/11 OldBallCoach07:56 kevinf
9hAdvice on Nest Egg draw down11/11 KatchABogle17:24 ResearchMed
22cHi Def Audio listening11/11 4nursebee09:20 adamthesmythe
17tRoth Conversion Calculation11/11 ColoRetiredGirl15:21 celia
2hUSRT For HSA11/11 gogent21:31 grabiner
24cWater hammer11/11 Swansea15:07 Housedoc
7pRetirement and Tax savings question11/11 Morgan8413:15 ExitStageLeft
23cAnyone had their house repiped?11/11 Jwulgaru22:23 travelnut11
4hVMATX (MA Tax Free) for proceeds from locking in LTCG?11/11 557880yvi17:36 557880yvi
28pHDHP over BCBS Basic for Feds?11/11 RJC07:50 RJC
114hInvesting $140k in cash at 1k per week11/11 timetraveler06:46 oldcomputerguy
4hBest bond fund for taxable11/11 qjoe17:06 qjoe
22cMobile finance apps - do you use them?11/11 JD277510:41 MiddleOfTheRoad
18hAdvice needed for unusual financial situation11/11 Jacksright22:31 JAZZISCOOL
54pHomebuying in Los Angeles - Advice Needed11/11 poppy4222:29 A-Commoner
20cIs LastPass still top in security, any reason to switch?11/11 squirm08:13 gd
46pWill I be audited?11/11 Ddd765108:07 NotWhoYouThink
11p29yr Big 4 Tech Consultant Pursuing Higher Earning Potential11/11 MrProcess17:48 fallingeggs
10h5 fund portfolio11/11 jos3f878718:18 AMJoshua
16hAbout to put $ in Fixed income, which one?11/11 William Million13:29 rossington
33hTax Gain Harvesting and Dividend Schedule11/11 LIGuy8221:28 grabiner
7pHas anyone been retro billed for IRMAA?11/11 Mitchell77714:51 cas
17pSimple Bank - ACH to/from a "Protected Goal" account11/11 Ricchan08:10 arf30
48pI think my friend is already financially independent (through a fantastic bitcoin investment), can you confirm?11/11 JacobTeach06:03 halfnine
13pStudent Loan Refinance Suggestions11/10 flyfishers8315:16 Lee_WSP
43cTech guys need help with Mesh wifi booster...11/10 Ykcor07:25 Userdc
10hUTMA v. 529 in no-tax state11/10 Cash21:18 Cash
17pNeed to add houseguests to homeowners or umbrella insurance?11/10 need403bhelp14:03 Lee_WSP
16hDad is looking to move money out of Fisher Investments...need advice11/10 PackersFan1215:37 pkcrafter
176cSaving seats on Southwest11/10 squirm07:55 JMacDonald
18hDilemma: After-tax 401K to Roth IRA, limited allocation for all 401K "types".11/10 corp_sharecropp10:16 nolesrule
14hQuestions about Fidelity Charitable DAF11/10 Saving$00:11 increment
19cOrganization supporting Veterans - Donation11/10 tranquility13:28 rotorhead
25hinheritance11/10 Schwing198519:26 Schwing1985
19cKindle/Paperwhite -E Reader11/10 GiannaLuna23:16 rj342
22cFruit Fly Problem11/10 runner921:22 sarahjane
9pTiming on self-employment and income tax11/09 socialforums20108:11 RubyTuesday
87tIf you were forced to pick an alternative asset...11/09 eleventhstreet03:37 DualCitizen
11hMuni guidance for $15m portfolio11/09 crossroads22:54 sfmurph
34cHard Wired smoke alarms. Recommendations.11/09 ram10:24 TrustButVerifyi
17tVTWAX/VTWSX availability at Fidelity11/09 yogesh18:05 mongstradamus
11cFully loaded 2016 Lexus RX350 for $34K - good deal?11/09 crossbow09:16 8foot7
148hSpend It All vs. Leave $$ for the Kids11/09 MaryO19:25 willthrill81
9pPension Lump Sum Offer - Monthly Big Mac in 2047?11/09 kinetic225506:19 Silk McCue
54cAfter 2 weeks on new job, I am wanting to return to my old job, this is a terrible idea right?11/09 tiburblium18:04 michaeljc70
47hWhat’s in your TSP?11/09 tomwood20:35 peseta
35tWhy no one created a etf of dividend free stocks11/09 sharukh19:20 aristotelian
18pSingles/DINKs in HCOL/VHCOL areas, can you please share your budget?11/08 Plz06:35 desafinado
145pDo you charge your employer for the time that you spend working on your off days?11/08 CobraKai23:36 Watty
117pSeller's agent not letting us use a buyer's agent11/08 jks198510:29 bsteiner
26toptimal strategy for exploiting robo-advisors11/08 ksJoe23:49 nedsaid
15hNew member, and advice seeker..11/08 Bankroll07:12 Olemiss540
30tSaving for a new vehicle11/08 Gretzky19:07 Horton
39pBasic Medicare Part B 2020 Premium $144.30 ??11/08 dm20013:02 Electron
16tWhy is VBTLX dropping?11/07 Tenesmus8316:29 arcticpineapple
5p2020 FEHB HDHP - how to calculate vs. traditional plan?11/07 ems201313:37 grabiner
10hAnyone ever appeal their Wells Fargo Advisors termination fee?11/07 ronno201817:25 F150HD
68tLong Term Bonds getting killed today11/07 hdas10:32 Lee_WSP
15nEU investor: 7M+ in VWRA vs SWDA + EIMI (or a combination) and partially hedged global govt bond ETF11/07 cafe7220:58 glorat
41cQuestion on refilling prescriptions11/06 MrMojoRisin11:51 dm200
37pAmica - Auto Policy, only 6 months11/06 grenadaRocks11:57 InMyDreams
34cSmart Garage Door Openers11/06 mtmingus19:05 WorldWanderer
263hWill we be OK at 3% WR?11/05 bhsince8714:19 Roothy
59cSpectrum Internet has a good scam going11/05 Inframan471217:00 RickBoglehead
12h[Help with my three-fund portfolio]05/04 Basel Hodge11:35 Taylor Larimore
47cWeddings - The good? The bad?11/05 skntwi23:28 Sandi_k
14pACA Marketplace11/04 typical.investo09:34 HomeStretch
2pOffsetting short-term loss with long-term capital gains to reset cost basis11/03 co49d0x07:23 MikeG62
53hRoth 401K or Taxable11/01 CCD20:51 bradpevans
92pTimeshare offer experience10/30 HEDGEFUNDIE10:02 HEDGEFUNDIE
91pH&R BLOCK Pre-Order 2019 Software Offer10/30 patrickscott23:42 avei
304hHolding bonds vs 100% equities10/29 irasymn1019:57 unclescrooge
17pHow to Calculate Qualified Expense (for 529 Plan) for College Student Living at Home10/27 HomeStretch01:32 FiveK
71pFirst Republic Bank doesn’t have physical coins10/25 DualCitizen08:03 samsoes
24tOrder or distributions on Roth IRA10/23 international0016:50 retiredjg
132tIsn't lack of transparency in China a huge risk for international stock index?10/15 Vision06:29 columbia
93pVanguard keeps pushing their financial advisors...why?10/11 meercat814:46 bondsr4me
86tFidelity to $0 Commissions10/10 Cash16:55 StandingRock
43pAlly Savings Rate drops to 1.8%10/09 Rob5TCP06:10 MikeG62
373tBest CD rates thread10/07 indexfundfan21:37 HEDGEFUNDIE
44nEuropean in the US wants to FIRE in 5 years. Questions.10/07 euinvestor123421:16 wineandplaya
7pFederal Employee Open Season: Which HDHP?10/04 Tdubs08:19 RJC
149tAre TIPS really a good inflation hedge? Pros and Cons09/15 CULater13:10 garlandwhizzer
136tRich people are hoarding cash09/09 hdas20:04 LadyGeek
6hExtra contributions to 401k ?? has anyone heard of this09/09 curious george08:57 HomeStretch
83pRefinance Mega Thread09/01 AZAttorney1106:04 F150HD
21pHow to start a business08/27 CraigSutta08:17 simas
40hIs CPOAX (Morgan Stanley Insight) the best growth fund out there?08/24 hdas08:22 hdas
1469tHEDGEFUNDIE's excellent adventure Part II: The next journey08/11 HEDGEFUNDIE01:23 Pandananana
41cAny Western CO Folks Here (Durango?)? - Would you Rec?08/11 TallBoy29er19:25 jello_nailer
149tChanges to Morningstar Website?07/18 Call_Me_Op23:50 TropikThunder
74tRetired: Do you withdraw from investments or cash ?07/03 sixtyforty09:44 Bir48die
136tA Simple Bogleheads Retirement Using Variable Percentage Withdrawals (VPW Forward Test)06/30 longinvest17:18 longinvest
49tBitcoin Talk06/22 Enganerd23:08 JoMoney
330tSmall Cap Value heads Rejoice !!!06/03 hdas08:05 Uncorrelated
53cSplitting fence cost with neighbor05/30 miamivice08:28 Broken Man 1999
241cMan’s life savings stolen from hijacked cellphone number04/28 cdu714:50 ARoseByAnyOther
57c2 days in New York City03/15 catdude10:25 sk2101
6pSocial Security Retirement Benefits02/27 WWO20:36 phornsby
60pDental Insurance02/24 Leesbro6309:40 jeffyscott
44tThings you should know about minimum volatility investing02/17 hdas13:06 GaryA505
41nEuropean, dutch investor here: Is investing in VTI and VXUS still a good choice?02/16 finrod_200207:04 finrod_2002
49hBuy pacific gas and electric?01/24 SarahS08:50 WWJBDo
9hCityVest investment12/25 BoomerSooner2408:50 elderwise
1202pFidelity as a one stop shop12/15 BogleMelon19:39 ARoseByAnyOther
127tDebunking Bonds in Taxable2018 Cartographer23:14 billthecat
67tNew era for TSP "I" Fund?2018 Darwin13:32 RanchHand
1879tU.S. stocks continue to soar!2018 GoldStar16:23 stocknoob4111
104lArizona Chapter2018 mabromovitz06:44 FHBoglehead
151pAnyone want to share their monthly budget? Here's ours2018 jehovasfitness21:56 catlady
358pHow to Minimize Your Emergency Care Expenses2018 White Coat Inve22:01 kinaokole
16tThe "Armchair Millionaire"- the "original" 3 fund portfolio?2018 sleepysurf05:22 augryphon
1008lPost your Financial Milestone Announcements Here2017 VAslim1607:24 Hopeful
35pMedicare [Can I contribute to a Health Savings Account?]2017 jazzbeat10123:57 TropikThunder
32hInternational Small Cap Value?2016 rattlenap06:44 dcabler
1965tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab00:26 placeholder
4135pWhat's Your Credit Card Rewards Strategy?2016 guitarguy00:03 cowbman
1551c[What TV Show Have You Recently Watched?]2016 dbCooperAir09:36 michaeljc70
14cphone bloop2015 mouses19:19 totallystudly
141lSeattle Area Chapter Meetings - Master Thread2015 delconte19:11 Elsebet
287pCollege Admission Time, What parents need to be aware and how to be helpful2015 LiveSimple09:05 KlangFool
4792cWhat Movie Have You Recently Watched?2014 abuss36812:11 sixtyforty
194lMaster thread for Washington DC Area Bogleheads2014 grabiner10:57 VictoriaF
77lMaster Thread for Austin Texas area Bogleheads2014 gotherelate12:20 chrisdds98
34cBuying Wall-to-Wall Carpet: What Do I Need to Know?2013 Oilburner00:45 bayareainvestor
2626tThe Three-Fund Portfolio2012 Taylor Larimore15:24 Triple digit go

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p = Personal Finance
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s = Spain
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