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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1701 new posts and replies over 219 topics in last day (sorted by Creation time). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
0hWhy were my taxes so low for cashless exercise of ISOs?16:14 mjm21 
1pLine of credit16:11 RoadRat16:13 whodidntante
2pPay down principal to kill PMI or invest?15:42 Clarice15:53 Grt2bOutdoors
1hCan we coast-ish contributing just to the TSP match?15:05 crabcakedc15:47 makeitcount
1pBuyer Rep Letter - New House15:02 amindu15:14 ResearchMed
5pWhat to do with my HSA before a job change before year end14:28 PikaPika15:36 PikaPika
2hEmployer switched 401k to Ameriprise - need advice14:11 Mattyman14:54 tashnewbie
6hhow to buy IPO as soon as it's available14:05 FunTimes15:39 arcticpineapple
6pCost Basis for Gifted Car13:54 daheld14:22 Gill
1hLeaving Valic/AIG for Vanguard13:49 Cara14:59 Silk McCue
2hFidelity U.S. bond index, Inflation Protected bond index, or intermediate treasury index?13:37 mesaverde14:37 dbr
1pMechanics of In-Service Distribution/Rollover (Schwab)13:37 TetrisCollider15:35 Alan S.
2hHelp with 403B choices13:15 Itsamearhea15:21 deikel
12pAdvice when moving to single income12:52 sunnyside684915:54 sunnyside6849
2hNew Job 401k Stock Options12:43 aker14:21 aker
2hshould I dump PIMCO Total Return from 401k12:32 loggerboots15:44 deikel
2hAdvice for TSP Account12:24 Texasyank4815:14 Texasyank48
2hAdvice/recommendations for gift trusts from my parent to my children12:07 ems201316:09 retired@50
2pDelay SS COLA12:05 Ana-Maria5712:36 FactualFran
7cFoundation for shed11:57 28fe614:24 mhc
30cYour Recommendation for New Toilet. New Construction.11:29 VeryBlessedCali16:09 helloeveryone
1pAdvice Needed for Selling Rental Property in CA11:24 VeryBlessedCali11:33 homebuyer6426
2pWindfall Elimination Provision’s Effect on a Foreign-Born Spouse’s US Social Security Benefits Calculation11:19 MichDad12:08 pshonore
3cVegetable seeds11:01 papermario11:19 Big Heart
1pS corp and out of state 109910:55 EnjoyIt12:55 MP123
14cThoughts / Recommendation on Buying "As-Is" House10:51 outlierZ12:45 outlierZ
5cDo you need to give out SSN for prepaid phone plans?10:30 Caduceus12:45 iamlucky13
7tLiquid LEAPs/Warrants?10:20 psteinx13:05 AllomancerJack
4hTIAA Basics with a GSRA10:13 Maris6115:22 student
3pWhen does step-up in basis occur?10:10 vtMaps13:07 vtMaps
3fHelp with changing username09:51 sunnyside684911:58 LadyGeek
2tAA Strategy :: Individual vs Target Date/Target Strategy Funds09:50 BMWrider198610:39 Silk McCue
1tVanguard Export Cost Basis Available09:46 runninginvestor11:43 retired@50
11tCan a Brokerage Firm Screw Up an Index Fund?09:44 GoneOnTilt16:10 shess
30pConvert to Roth Now?09:17 Leesbro6315:44 willthrill81
12hIs VTIP the best bond option right now?08:37 CIPHERSTONE10:09 retired@50
5cHome Owner Insurance, thinking of switching. Looking for recommendations07:37 MortgageOnBlack13:42 talzara
2pAnyone have CIGNA and HSA BANK and use with doss13:23 hotscot
42pMy son fell for a Paypal phishing scam - what to do now?06:33 privateID16:12 Northern Flicke
18tBond Index Philosophy06:31 danierrr13:32 Portfolio7
134pHow Does One Come to Terms on a Very Large Toy Purchase (140K Toy)?05:42 sjl33316:11 helloeveryone
0tTax-loss harvesting and foreign individual stocks04:41 occambogle 
12hGetting a vanguard authorized signature/pension refund rollover question04:39 dalbright12:06 Silk McCue
2t529 funds for private Tutions?04:12 Jimsad04:33 dukeblue219
3hIs it a good portfolio for long-term investement?02:16 alex133306:48 z3r0c00l
4pStrange cashback loophole in bank of america cash rewards card?22:34 addicoe23:22 madbrain
15pACA Subsidy / Roth Conversion21:35 spartyfanaa14:49 celia
1pACE Flare Account by MetaBank®21:25 md80only21:49 JoMoney
2tInterest rate sensitivity of tax-exempt index bond fund (VTEAX)21:01 godatadog23:20 retired@50
5hStable value fund—thoughts about Utah 529 pimco interest stable value fund20:41 Splitz02:08 FoundingFather
28cChanging Old Truck to Full Synthetic Oil?19:34 Fordguy8815:05 illumination
5pNew Florida Resident taking an IRA distribution19:28 Talfred12:08 hotscot
2hTransferring $ from Vanguard Individual 401k to an IRA19:21 hcs7713513:52 hcs77135
18cWhy is my golf watch so far off?18:26 dodgy5514:11 TN_Boy
13cDo provider "rebates" on smart phones provide real value?18:02 calmaniac13:55 calmaniac
0cChase Business cards18:00 JBTX 
2hMarcus by GS ...terrible service17:15 Swimmer17:25 Flyer24
19pJob Offer w/ Baby on the Way - How to Handle?17:13 BHawks8712:13 humblecoder
3pOverpayment on return + amended return with additional taxes17:05 zeugmite20:51 Retired Bill
10pHelp me Retire...16:56 Max_Monetti09:34 Escapevelocity
5hHSA for Dental / Orthadontia16:34 brocker22:41 terran
3pAdding spouse to brokerage account....which type of account?16:28 jfmiii18:44 runninginvestor
21pAll these stupid subscriptions [monthly credit card charges]09/15 SpiritualAlp00:42 marcopolo
22cLaptop Backpack Recommendations?09/15 DidItMyWay15:24 anon_investor
25c[Will Police use private neighborhood] Surveillence Video?09/15 arf141009:12 LadyGeek
26cPossible iPhone 13 deal?09/15 Barefootgirl15:56 Broken Man 1999
52c[Grill and garbage can cleaning services.] Are they worth it?09/15 davebo12:01 GT99
65pDog bit someone - contact insurance now or wait?09/15 asnlc13:06 dodecahedron
9cAtlantic city - first time, what to do?09/15 Faith2087918:24 Bill2020
11pHow much house can I afford? And other mistakes to fix09/15 RunawayDaft22:27 anoop
25hDutch bros IPO09/15 UTgrad11:07 RSIdaho
3pHow to split capital gains on condo owned by siblings?09/15 Straitlover16:35 Straitlover
5cIda aftermath and thoughts on flood insurance and disaster relief09/15 vveat20:34 Tubes
13hOlder and Wealthier Portfolio True Up09/15 nchunter09:22 protagonist
4pIRS Letter 4883C09/15 MN Finance06:10 Chip
42pTaxes in Retirement - 401K withdrawals09/15 radeon96214:26 wrongfunds
6hPlease review my financial plan and portfolio09/15 Bikealot00:08 Watty
36pGetting a Handle on Expenses09/15 MrCheapo13:07 wrongfunds
14pMy BCBS health insurance is deactivated annually?09/15 azanon14:56 OpenMinded1
3nCant quote VWRD price at google sheet09/15 2badguy18:07 2badguy
37cWinter grill storage09/15 Tom_T16:47 barnaclebob
32cNeed highly-durable leather dress shoes recommendations09/15 homebuyer642611:10 homebuyer6426
19cWatertight Door or Flood Doors09/15 virginiabirdie13:00 virginiabirdie
5pSafe Harbor - income tax or total tax09/15 vtMaps16:47 secondcor521
13hFirst time 401K investment question09/14 karun12:59 ruralavalon
25h4%, or 25x annual withdrawal-- adjusting for later retirement?09/14 togb15:36 deikel
14cAudio Video Receiver09/14 Almost there17:35 BanquetBeer
17pBuy house now or wait?09/14 dumb_lucky_2011:16 willthrill81
7hOnly partially claiming Foreign Earned Income Exclusion09/14 FlyingMoose19:18 Alan S.
17cQuality work gloves / boots?09/14 Darth Xanadu14:05 Candor
17cBeautiful Porcelain Tiles. Leftover. What to do?09/14 VeryBlessedCali08:29 NAVigator
30cMini-split installation09/14 chet9609:53 Tubes
35cHow to maximize privacy when buying a home?09/14 ScubaV15:43 Planner01
28hGreater focus on cash in this environment: opinions?09/14 diabelli09:36 bltn
24tNeed a financial advisor?09/14 jamesrs14:26 dbr
10hChoosing later date target funds09/14 Brand0n21:09 etfan
33hEstimating Space for Roth Conversions09/14 HeelaMonster12:20 Leif
108pshould daughter negotiate first job offer?09/14 gips12:01 AllMostThere
31tVanguard recommends commodities to combat sudden inflation09/14 Kevin K14:32 willthrill81
12pStrange auto-pay incident09/14 AQ16:26 AQ
43pFeeling forced into becoming a reluctant landlord09/14 Lynx31065020:31 Lynx310650
9pMany questions on refinancing09/14 Big Heart18:43 Big Heart
28tParking Free cash in MMF on Schwab. Best MMF?09/14 NewInvestor30615:36 Atilla
11tOrigin of the backdoor Roth?09/14 poundwise15:26 Eagle33
7pHow to handle deceased Federal retiree 1099-R, Line 5?09/14 swampwiz05:54 Chip
75pI told him to Retire! - How to Convince A Friend It's Too Early To Retire09/14 MrCheapo20:55 quantAndHold
11pShould I compare mortgage APRs?09/14 tomwood19:26 MrJedi
92pRetired at 61 why do I feel guilty09/14 rramaswa15:56 tj
10tSchwab class-action complaint filed09/14 bondsr4me07:26 BitTooAggressiv
17pAvoid Penalty Tax?09/14 socialforums20112:18 FactualFran
32pBuilding a House -- Advice09/14 ThisDinosaur16:27 dodecahedron
116tIs COMPLETE retirement overrated?09/14 ramram2215:32 randomguy
47cGenerator/Extension Cord Question09/13 d0gerz21:09 TexasPE
19tInvesting Influences09/13 chris31910:49 Forester
11pWhat insurance is similar to Masshealth?09/13 AG2Pupsters06:07 JoeRetire
9hFor Fee Advisors09/13 m@ver1ck00:54 tibbitts
3pMechanics of shopping for a mortgage09/13 CalculatedRisk17:32 Golf maniac
34hFisher Investments09/13 BertandErnie15:13 CZjc1330
14cBattery for CPAP09/13 bhwabeck353310:46 bhsince87
73tLocked and merged threads on proposed budget09/13 hotscot04:44 Fudgie
17h2 teacher household with a low income year coming in 2022 due to 3rd child09/13 BashDash09:09 Ron Ronnerson
93hIs Tax Diversification Overrated?09/13 ThankYouJack16:16 iceport
26h401k Roth or Traditional09/13 Shanzeh1913:53 willthrill81
32hTransfer Rejected09/13 KAR197104:54 Luckywon
21cHelp me choose a desktop PC09/13 hmw09:09 tamudude
24hFixed-income asset allocation09/12 JMG12:24 UpperNwGuy
61pAt what amount would you cap a 529 for an only child (2-years old)?09/12 Trying2learn12:28 mikejuss
50pHow much money will I save if I keep my car an extra year or two?09/12 Afty19:29 Beensabu
89cWays to lower electricity costs?09/12 I-Know-Nothing16:26 LittleMaggieMae
165pI’m Planning to Claim SS @62… Well, Why Not?09/12 iceport16:08 cashboy
23pHome Insurance09/12 abuss36810:30 Rob5TCP
41tRetirees quick response please! Age, Xpenses & SWR09/12 Wannaretireearl14:00 Wannaretireearl
58tDoes anyone else not use a fixed asset allocation?09/12 BitTooAggressiv21:11 BitTooAggressiv
102csurprise $7000 rental car damage bill09/11 Drewman14:33 vitaflo
35tPortfolios for long term investors09/11 Robert T14:42 jeffyscott
15cUniversal Roku Remote?09/11 DTalos12:31 earlywynnfan
76cElectric Bike09/11 almostretired1910:56 stoptothink
16hModel Fixed Income Portfolio09/11 K7213:11 #Cruncher
28h7M NW, suggestions mind shift and planning for next phase of life09/11 deemma01:42 celia
26hBest international fund for taxable at Fidelity?09/10 notmyhand06:59 UpperNwGuy
21hOur Approach to FIRE!!!09/10 PAonFIRE10:05 bltn
13cGas boiler/water heater repair/replacement09/10 SlowMovingInves14:31 SlowMovingInves
80pQuitting job, taking a pay cut and forfeiting large bonus09/10 deanmoriarty15:46 SubPar
16hFirst time Roth Conversion. How does this plan look?09/09 NorCalGaal16:12 NorCalGaal
37hRoth Conversion for 73 Year Old09/09 athan16:12 retired@50
15tS&P 500, but ex-US! Is there such an ETF or mutual fund?09/09 VTI23:43 redbarn
31cXfinity internet promo expired- best strategy going forward?09/08 protagonist09:20 protagonist
15h529: high cost funds, kid isn't seeking education09/08 shyplastic08:13 shyplastic
8cStrange Mail At Our PO Box?09/08 Harry Livermore18:42 Harry Livermore
77tSomething good from Wade Pfau09/08 afan13:19 LeeMKE
9pIRS 5071 C (Identity Verification) - resolved09/08 Da5id12:36 Da5id
18pDo you include your extra income taxes on Roth conversions when you look at your SWR?09/06 GenawithanE14:11 celia
22p1040X, abatement, and IRS interest all at once?09/06 Cecelio18:51 Cecelio
125tIs anyone tempted by value investing right now?09/04 K8ya10:56 imak
146tModified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory09/03 skierincolorado16:11 skierincolorado
11tIncome Statement vs Balance Sheet - Earnings and Dividends09/03 tomdickorharry15:49 tomdickorharry
107hLow income earner seeking advice- need to move my money around but where and in what?09/02 ralphboy13:19 ruralavalon
22hadding a roth 401k to my portfolio at age 5508/29 jtmooch211:28 sailaway
177cLandlord won't fix contaminated water in the apartment08/28 yosemite_mounta20:46 mchampse
31pJohn Hancock raises LTCI premium again (and again) -- this time with a twist: "Paid-Up Policy"08/27 Bammerman16:10 Bammerman
12hTransitioning to Boglehead strategy.08/23 shyplastic13:18 shyplastic
54cHow to Attract Hummingbirds08/18 jeanpierremelvi06:33 Tubes
282pI'm 70 Years Old and I Can't Spend My Savings08/17 Small Law Survi20:11 wrongfunds
243cAnyone buying cars right now?08/16 Hogan77311:15 Valuethinker
88c"Beacon," Vanguard's new mobile app08/12 nisiprius14:45 heartwood
14p[Update] Calpers LTC Insurance Increase -- Advice?08/10 WoodSpinner16:00 FoolStreet
113tLifecycle Investing vs. Hedgefundie's Excellent Adventure08/08 millennialmilli15:43 Lee_WSP
71cCar battery replacement interval advice08/08 SteadyOne18:48 willthrill81
36hIs anyone intentionally overpaying the IRS to get IBONDS?08/08 Whitecap15:55 Mel Lindauer
12pInterative Brokers: How to Send Money Overseas?08/05 Ken.14:01 EddyB
184tSchwab Information Thread with FAQ, Links, Tips and Q&A08/05 galawdawg14:52 sycamore
87tWellington Fund Reopening [also, two new active bond funds]07/30 yakers10:45 tibbitts
1138t[Vanguard may remove secure messages, members transitioning out of Vanguard]07/30 runninginvestor14:33 Tom_T
43hFee-only Advisor, Vanguard PAS or ???07/13 Working2notWork20:10 Clammypollack
56hRoth Conversion (with spreadsheet!)07/10 NancyABQ13:21 NancyABQ
51tNew Avantis ETFs06/23 brademac14:47 muffins14
70lRoll Call for the Retirement Class of 2022!06/09 Miriam219:47 LiveSimple
17hFinal Update: Inherited a Qualified Annuity - What option for payment06/08 AllMostThere10:09 Stinky
272tWhat's the catch with I Bonds?06/02 Buy_N_Hold15:56 AnEngineer
149fSearching for Lost Contributors04/28 RovenSkyfall19:23 ResearchMed
136tStock Bubble? History Argues the Contrary03/21 sapphire9610:05 asif408
33hApplying Ramit Sethi's advice to my current situation03/20 aspiringinvesto18:15 wrongfunds
50hPersonal Capital pressures03/15 bbradb15:58 sljted
381p[Third stimulus payment - mega-thread]03/12 OnTrack202015:25 Nyc10036
969pWashington State Long Term Care Trust Act - 0.58% payroll tax - $36,500 lifetime maximum benefit02/16 Soon2BXProgramm15:38 willthrill81
35pSo you all have me considering opening a Merrill Lynch edge account along with the BoA preferred rewards card.02/15 Clammypollack17:00 spammagnet
83hCASH versus BONDS02/14 SemiRetire11:48 hudson
9pVanguard Mobile Check Deposits01/31 drzzzzz14:53 heartwood
108h1.3M at 30 - what would you do?10/31 qwerty12312:20 Macrame
625cPC Build Thread - 2020... and beyond!!!2020 Independent Geo16:50 Independent Geo
126tThe death of nominal bonds? All Weather without bonds?2020 DollarvsGold15:52 GoneOnTilt
162pAny Chase Sapphire Reserve cardholders planning on cancelling? [annual fee increasing]2020 totallynotsure13:58 Da5id
73tRay Dalio: Is He Saying Bonds Are Done?2020 Leesbro6316:01 Grt2bOutdoors
152tRay Dalio: ‘you’d be pretty crazy to hold bonds’ right now2020 petilon14:18 james12345
1471cBird watchers – what birds are you seeing?2020 JAZZISCOOL12:38 f35phixer
20tHow will Ray Dalio's All-Weather Portfolio perform when interest rates get near zero?2020 teelainen14:21 james12345
2217cWhat are you listening to now2020 Artful Dodger19:00 rob
113pBofA ShopSafe going away2019 indexfundfan13:46 peter-dg
12284pRefinance Mega Thread2019 AZAttorney1109:37 BrandonBogle
10054tHEDGEFUNDIE's excellent adventure Part II: The next journey2019 HEDGEFUNDIE16:12 occambogle
154p80-100k boat purchase??2019 TarHeel200214:06 TarHeel2002
1007pRelationship mortgage discounts for moving a million assets2019 softwaregeek21:08 bogey44
45pMortgage with Spouse or Separate?2019 AmanecerHorizon19:58 bluebolt
67nany experience with these US bank accounts for [US] ex-pat living abroad2019 asset_chaos10:26 occambogle
355tSimulating Returns of Leveraged ETFs2019 EfficientInvest14:46 skierincolorado
1968pFidelity as a one stop shop2018 BogleMelon22:28 Artsdoctor
563pQuicken 2019 and forward2018 Scorpion15:02 Eagle33
17776tU.S. stocks continue to soar!2018 GoldStar16:06 lostdog
2632lPost your Financial Milestone Announcements Here2017 VAslim1613:47 L84SUPR
218hMy dad is taking Social Security at 62, why would anyone not? (If they already quit working)2017 CnC10:52 smitcat
649tVanguard's Wellesley Income fund is incredible2017 willthrill8119:48 Jerry55
198cCostco rotisserie chicken2016 Pete1212:38 nisiprius
5477pWhat's Your Credit Card Rewards Strategy?2016 guitarguy21:00 spammagnet
1615pBank of America/Merrill Edge - Preferred Rewards2014 navyitaly13:30 anon_investor
98cWill not using my dishwasher cause problems?2014 zaplunken14:07 8foot7
31cHave you used Ramit Sethi's Courses?2014 kayanco18:38 wrongfunds
1237pRetiree Portfolio Model2012 BigFoot4817:27 DSBH
24032tU.S. stocks in free fall2011 Lbill09:39 Marseille07
1230tSimba's backtesting spreadsheet [a Bogleheads community project]2007 simba16:07 skierincolorado

Subforum key:
h = Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
n = Non-US Investing
s = Spain
u = United Arab Emirates
c = Personal Consumer Issues
l = US Local Chapters
I = Non-US Local Chapters
f = Forum Issues and Administration

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