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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1482 new posts and replies over 223 topics in last day (sorted by Reply Author). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
36pAre Credit Cards Actually Convenient?14:47 magister23:58 123
4pOnTrajectory12/02 240U18:44 240U
2pHow to apply safe withdraw rule?18:17 whodatheads19:37 2pedals
27pCollege savings plans - Roth vs. 52907/11 whatevernow19:24 47Percent
10pHealth insurance gap07/14 AAA14:35 AAA
0cGuardian Disability Insurance in California20:16 abcd12345 
14cTravel to Mainland China - Cyber Security13:42 mc722:28 AddingUp
8pSocial Security Tax Hump vs. Tax Torpedo07/14 aebknb14:41 aebknb
19cHow much furniture spending is ok?16:43 jayk23800:09 AerialWombat
13tA different take on retirement income: time segmentation17:36 willthrill8102:07 AlohaJoe
1cHR Monitors Fitbit vs. Garmin23:29 Sasquatch23:43 andrewphillipf
11pShifting from Intermediate to Short-term Bonds07/12 reisner03:55 anil686
33hRoth IRA basis2011 pointyhairedbos16:44 appleshampooid
11hInherited IRA with RMD strategy07/10 avg-bogler09:36 aristotelian
11tturnover rate impact on return15:08 omerthegrouch01:49 asset_chaos
2hSeeking help for investment allocation15:33 bakerjin19:57 bakerjin
40pWould you take a job in a less desirable city if you had to work fewer days?07/07 jastevenson08:48 banook
4tIdeas for intermediate-term savings07/13 TheRegulator3310:12 beanie
18hAfter-tax Roth conversion question07/14 BeckyfromBoston12:12 BeckyfromBoston
2705pWhat's Your Credit Card Rewards Strategy?2016 guitarguy01:19 Bfwolf
79pWould you trade experiences in your youth for early retirement07/13 TheTimeLord12:23 bhsince87
11hstock trading fee at fidelity and vanguard07/12 blackwhisker22:10 blackwhisker
0tTo extend out maturities or not?17:38 BlueEars 
4hTraditional IRA Withdrawal and Tax Stategy07/12 Bob B22:10 Bob B
35pHow often do you buy a primary residence?09:16 pomidoro21:31 BogleBike
25hAbundance came late, now I'm overwhelmed playing catch up07/12 NewTimes20:52 BogleBike
1pPersonal use of vacation property question13:01 Smokey2113:43 boglegirl
33hHow to buy T-Bills07/12 bgyt21:45 bost
61cRodents ate my car!07/03 Church Lady22:43 bubbadog
54pAffording a $1.8-2M house07/02 chenzi12:52 carguyny
22tOpinions on this new fund: suitability for EM small and value2016 whodidntante06:40 carguyny
3pCollege funds spendown...19:52 marshallv20:58 celia
16cSeeking advice about "defective" computer15:38 CFM30000:25 CFM300
6cDid I get ripoff by this car mechanic?19:35 jfgout00:05 CFM300
31cWhole Foods -- any drop in prices after Amazon takeover ?07/07 SlowMovingInves17:47 clast
3hTo Roll Over or Leave Vested?07/13 coffeecup33307:23 coffeecup333
4cAny Interior Designers Here? Looking for Japanese Bathroom/Kitchen Designs18:49 Cruise19:48 Cruise
15pAccepted new job, immediately laid off at old one?17:14 preciseman19:03 Cruise
36t1-year Treasury Bill auction07/13 Kevin M20:22 #Cruncher
6hSelecting retirement plan provider (TIAA/Fidelity/ICME) and supplemental plan (403b/457b)07/12 cupoftea13:31 cupoftea
51pFireCalc: How big a grain of salt?09:08 TheTimeLord23:40 curmudgeon
13ckayaking!07/12 k.erin2112:36 Cycle
13pMajor purchases - now or later?07/14 beanie10:02 CyclingDuo
8hGrade my portfolio please, newbie here20:09 NRB22:58 danielc
12tMath help: 401k vs debt payoff formula07/14 ray.james22:19 danielc
36pDeath Book2013 Steady5900:14 daveydoo
3pDuration of Sequence of Return risk for long retirements16:47 marcopolo19:32 David Jay
6hwant to improve returns by 1%/year on a portfolio20:21 sambb21:46 delamer
6pProperty tax + deductions02:27 hammond21:36 delamer
17hSplitting Monies between multiple investment houses07/13 nesdog13:46 delamer
0hWhat is the best three fund portfolio solution for EU citizen with non habitual residence status in Portugal23:05 DJN 
17hInlaws need $50k loan for new home, hard time finding lenders07/14 aadwen10:24 dm200
49tVanguard - You'll need to sign up for security codes soon06/12 KlingKlang15:21 Doc
32hLike Lifestrategy Funds but???07/12 Cody19:31 Doctor Rhythm
44h26 years old. Roth ira with edward jones last 3.5 years.07/13 Zoochadookdook12:06 donall
15pCash out 401K07/12 Randee10:18 Dottie57
40hPortfolio Analysis + 125K Cash to Invest11:55 SAY3720:21 drk
8hBlackRock Lifepath Fund?07/14 sapper137111:03 drk
26hRecurring investments in taxable account07/10 sapper137110:04 drk
92cWhat are you learning or studying?06/29 dentoid12:35 DVMResident
32cPeloton spin bike worth the high cost?05/27 Milo95322:04 DWesterb2iz2
2hAA Help07:00 fusspot07:32 dwickenh
9pThrift Savings Plan Loan Help/Withdrawl/Tax07/14 mattod12216:26 Earl Lemongrab
4hBackdoor Roth mess up07/14 Kimota16:19 Earl Lemongrab
208hVanguard Municipal Money Market VMSXX 1.39%04/05 Bimmer16:00 Electron
5hMy Annuity of now.16:45 Bronco Billy22:24 FBN2014
17pFixed Indexed Annuity2017 Retiringteacher19:52 FBN2014
5tWhy do small cap funds have very high PE ratio?17:55 vu821:47 fennewaldaj
12hThoughts on using an ETF for TIPS investing07/11 PalmQueen01:25 FIREchief
11pInherited retirement account07/14 Schooly D13:31 FIREchief
28tHow to determine weights within portfolio07/14 flroots17:31 flroots
292cMoviePass-Too good to be true, but it's legit.10/04 denovo23:51 focusedonwhatma
11cReading glasses for driving08:00 retire1415:30 Freefun
22hShould I simplify my portfolio and switch from 3 fund to 2 fund portfolio?05:40 Vision13:44 galeno
71hLooking for EUR holy grail bond strategy06/04 toine12:59 galeno
79tSaving 20% of paycheck isn't enough07/13 Marjimmy17:44 gilgamesh
407lPost your Financial Milestone Announcements Here01/09 Alex Frakt18:56 Glockenspiel
45tIn defense of short-term treasuries07/14 danielc23:37 gmaynardkrebs
341tCOMING SOON: BOGLEHEADS PODCASTS07/12 Mel Lindauer19:17 GoldenFinch
71tLarry Swedroe: Look Past Expense Ratios07/11 Random Walker21:51 golfCaddy
16cSuit Alterations - chain vs local tailor07/12 ThankYouJack09:42 golfCaddy
2hConsolidate and simplify20:03 LittleKnown01:35 gostars
1hHelp with consolidating DRIP stocks21:04 Loon1100:54 gostars
9hBond funds in taxable accounts?04/12 l1am00:44 gostars
2hStock, Bond, REIT allocation to traditional & Roth IRA21:02 achymoose00:30 gostars
4hFidelity Portfolio Advice Please20:09 teacherguy23:54 gostars
3pValue of Arizona State Retirement System19:24 JDofAZ22:51 gostars
7hMFs in India [Mutual Funds]07/13 arnott06:16 gotester2000
13hSingle Investment Fund07/09 tomd3717:12 grabiner
15pBraces: Keeping cost down and insurance questions.07/14 fortfun09:39 grabiner
15cHow do you back up Quicken?07/14 dbc4712:59 Grasshopper
2pThe Credit Card Song (1974)07/15 OkieIndexer08:27 grok87
13hRetirement Planning07/13 goodafternoon1911:22 Grt2bOutdoors
180hTorn between Vanguard, Fidelity and Schwab02/05 Wezzley7715:19 Hawaiishrimp
30hRetiring in early 2019.05/21 Streamer13:16 Hawaiishrimp
10cFedEx / UPS Vacation Hold?07/14 rgs9214:34 heartwood
40pHow can I obtain compensation data?12/25 MrJones02:10 HEDGEFUNDIE
6hStrategy to buy a north los altos house (SF Bay Area)?13:46 HEDGEFUNDIE
19hneed help pls13:05 noLegend18:55 hesson11
7pHow to find a good CPA?17:50 masonstone21:56 HIinvestor
24cDo insurance agents add value? How?07/13 FeesR-BullNotBu15:51 HIinvestor
12cChoosing a Used Car Model07/14 lump53216:32 Hulu
13pTake 5% of Folio age 75 Onward?07/13 SeeMoe16:43 Hyperborea
32tHistorical U.S. Portfolio Disasters — Wrapping It All Up07/13 SimpleGift07:19 ignition
33hA new investor has appeared! [Portugal]07/08 DrBlues17:52 international00
4poffice sublease without contract07/14 MN Finance23:06 inverter
6pBlowing off the dust - financial calculator07/14 Iowa David12:06 Iowa David
10hVTSAX vs. Fidelity Freedom Index Fund07/14 johnkgan22:11 jackk
6hNew To Being A Boglehead- Need Help With Last Index Fund!!21:47 GCK23:27 jalbert
86tWhy is leveraging property good but leveraging stocks bad?07/14 SpeculativeTrad23:58 JBTX
46cCostco Membership07/12 remomnyc12:18 jhawktx
37pLogging out 20 acre lot?07/13 twofeds09:00 jimb_fromATL
3cOld Costco American Express 2-Year Warranty Extension12/30 BHUser2713:39 jla956
175tTaylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio10/24 Mel Lindauer18:27 JoeRetire
40lNashville / Mid-TN Chapter Master Thread2013 mojorisin19:29 kaapie
45pWho are heirs? No will.11/30 lhwerdyt*1791c21:52 Katietsu
115tUS T bills - first time user05/22 duricka20:41 Kevin M
25pSalary Negotiation for New Position07/13 9liner16:21 kjvmartin
2cTrouble with Face ID on Vanguard App for iPhone X?07/14 Snert09:56 Kompass
16tBrokers sell ETF order flow used to trade against clients16:23 Rick Ferri00:16 KSActuary
35cSurface Pro(2017) vs 9.7" iPad 2018 (edited)07/03 wije16:01 KyleAAA
64tDirect Real Estate Returns07/12 InvestInLife13:17 KyleAAA
55cIs expensive olive oil worth it?07/12 tuningfork16:13 ladders11
136cWhen does frugal cross the line to cheapskate?07/12 McCharley21:40 LadyGeek
41hTell me what's wrong with my strategy07/13 JoeMontana1621:11 LadyGeek
6pPerpetual Withdrawal Rate18:22 skime20:33 LadyGeek
68cAmazon won't sell this book to me.07/09 vtMaps09:10 LadyGeek
1036tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab09:05 LadyGeek
94pEarly retirement07/13 skime15:58 larsm
3tAny source for: "If markets fall X%, a X/X portfolio will fall X%?22:06 hesson1122:43 LFKB
26hNeed to generate income07/14 canada6514:19 Longtermgrowth
51cGoing solar?07/06 barberakb01:22 madbrain
20pRental Property - Continue to Rent or Sell07/09 Wolfpack3409:20 magneto
5hU.S. expat starting to invest20:15 Mahler7801:46 Mahler78
13hWhen asking advice07/09 Mare01:50 Mare
94cTipping at non sit down places07/04 masonstone12:05 MBB_Boy
3hTransfer 529 Plan? Need Advice07/11 mcnulty13:46 mcnulty
3hInstitutional 457b versus Back-door Roth IRA07/12 DocJKF8413:11 megabad
3hsafe investment location for ~1-10+ years?07/14 jsmoove12312:59 megabad
3hFidelity PAS - starting the process to extricate20:58 bulkdataman23:54 mhalley
27cBounced check07/12 student13:38 michaeljc70
191cTop Shelf Liquor Overrated?05/31 Alexa910:08 michaeljc70
74tSix stocks make up 98% of S&P 500 gains in 201807/10 letsgobobby01:46 minimalistmarc
11p14 years with Bogleheads07/14 moneywise300:55 Miriam2
8hRealizing 85% of 401k contribution going to bonds19:34 Jermbo00:09 Miriam2
340pWhat is/ was your career and would you recommend it now?06/21 alex12371121:26 MJW
48pShould we sell our business?07/13 201621:19 MJW
50cBe Careful Using Mailboxes07/13 Yankuba16:26 moehoward
2tHigh cash percentage in Vanguard Total International Stock Index Fund?18:14 wwtas20:45 MotoTrojan
8hTax implication of exercising company stock options07/14 atj52019:25 MotoTrojan
5hFidelity Go vs. 3-fund portfolio vs FXIFX vs FSTVX09:11 jackk12:42 MotoTrojan
15tHas the range of expected stock market returns ever been larger than today?08:38 MrBeaver18:04 MrBeaver
1pGoogle Sheets has an easy to use Budget worksheets - tip10:13 timmy10:46 munemaker
22pHelp with No-Lapse Guarantee UL07/13 nage23417:37 nage234
3t3% APY 14 month CD (New England States Only)13:36 alpenglow16:35 nalor511
289cMy New Car Buying Tips2013 denovo10:57 namenloseblonde
12hInvesting vs Debt10:37 rootcanaldoc13:34 Nate79
4tSwedroe: Investing Lessons from a Top Poker Player07/14 heyyou21:35 nedsaid
8tMorgan Stanley Wealth Management07/13 Taylor Larimore21:26 nedsaid
1hMissed Secuties Class Action Claim Deadline13:19 Niam13:42 Niam
31hInvesting for my homeowner's association07/12 nlecaros21:49 nlecaros
3128cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt23:00 NYnative
15hThoughts on Switching to Target Retirement Funds07/12 oleblue18:26 oleblue
15pdisability insurance07/08 omerthegrouch15:28 omerthegrouch
0h(UK investing) Ethical / SRI bogling10:08 oscar_einstein 
1pCitizens Access 2% Savings rate10:42 Jim2171310:45 Pajamas
27hAll-In VTSAX14:20 Hawaiishrimp21:09 ParamedicProf
40pFiling Restricted SS Application - Language Check08/13 One Ping07:38 patandjames72
4tFlat real yield curve07/15 jalbert17:31 patrick013
41cBears!!!15:03 pezblanco23:40 pezblanco
13hProject - Where to park cashback rewards to accumulate and grow?07/13 SuperCrunchy17:18 proudsalad
108tHome ownership vs investing -- condos vs renting, etc07/10 danielc16:57 proudsalad
5hHelp with Personal Investment06/24 purplemountain18:43 purplemountain
3cTripAdvisor "Points" & "Levels" ?15:24 ResearchMed17:21 ResearchMed
38pDenied for an auto loan 2 weeks after purchase??07/12 SixAlpha12:43 ResearchMed
6hHelp with consolidating Retirement and taxable portfolio07/13 nish18:13 retiredjg
34tFinancial Newspapers & Publications06/27 abuss36822:02 rgs92
19hSpending profile in retirement07/14 corn1811:51 rgs92
64cBuilding a Pool2016 Smurf13:34 rich126
17cShould I cancel my Colorado trip due to wildfires??07/01 RudyS13:20 RudyS
0hNY Times reviews Taylor's Guide to the Three Fund Portfolio00:48 S&L1940 
90pWhat rate of return are you using for retirement projections?07/07 ronhh00:43 Sandi_k
29cWhich minivan?10/23 daave19:52 Sasquatch
27tReal Estate Investment: Yay or Nay?07/12 grayfox12:26 Sasquatch
23pIRS CP2000 on Backdoor Roth, Did I do it right?07/04 schrute21:06 schrute
14hAmerican in the EU -- problems with IB acct07/12 sean.mcgrath07:50 sean.mcgrath
25hNew and looking for help simplifying portfolio for FIRE(?)07/08 SerenityBlue14:18 SerenityBlue
62tThe value of international stocks, in pictures07/10 vineviz13:28 siamond
19pRMD + Federal taxes07/10 Almost there15:19 Silk McCue
0pBetterment account to get AA miles18:39 SlowMovingInves 
75hWhy [was] QSPIX steadily declining?2016 taojaxx16:37 SpaceCowboy
6p401k for 1099 income07/14 llessac1517:05 Spirit Rider
9pTaxes and sole proprietorship07/14 jdilla110716:36 Spirit Rider
197pHow Much in Your Emergency Fund And Is It Used?2017 Jcraz1308:11 SQRT
2hAdvice for a beginner with £100k07/13 Tom9011:59 stan1
3pLump Sum Tax Question07/14 ridonkulous5204:48 Stinky
13pWhere to get a $100 bill?20:58 cap39622:35 stlutz
11hBond Portfolio07/13 SlowMovingInves09:58 stlutz
9hPersonal Capital accounts problems...just me? good alternatives?07/11 AndMan04:54 student
10tGetting antsy with indexing? Reporter doing story.07/13 Mel Lindauer11:21 tadamsmar
18pBig 4 Who Jumped to Industry - Compensation07/13 HardHitter17:18 TDCumm16
23pQuestioning insurance valuation for homeowners07/14 tenkuky16:49 tenkuky
4hVanguard Life Cycle Fund19:22 sportsfreak98522:27 texasdiver
23cKitchen Remodel07/13 WhiteMaxima17:03 theplayer11
18tWhich Brokerage to use strictly for Brokered CDs07/14 dia13:53 TheTimeLord
6hGE Pension distribution questions13:24 tibbitts23:53 tibbitts
76pFor those of you who handle all the finances, how do you keep your spouse "in the know"2017 Jags418623:49 tibbitts
21tChange in Flagship Rep Service ?07/14 tomd3711:33 tibbitts
11hWhat to sell for Mom's RMD10:20 Ginny'sMom22:16 togb
84cAdvice on IT Certification program07/12 delamer00:01 tony5412
17chow to diagnose problem with cable internet speed07/05 gwe6723:54 toofache32
47pAnyone not have a Budget?17:56 masonstone23:41 toofache32
279cConcierge medicine Worth It????2016 Rexindex20:03 toofache32
4lLooking to start a chapter in Hershey, PA20:01 UncleBogle21:37 UncleBogle
39hPitfalls of real estate investing07/06 smalliebigs17:06 unclescrooge
14hHelping parent invest small windfall near retirement07/14 me216418:43 VaR
7pAm I dreaming or is there a possibility: Retire at 45?18:21 five2one20:20 warner25
14t[How do I transfer money from Vanguard New York Municipal Money Market Fund?]07/14 kkwupac10:41 welderwannabe
4hPlease help me get to 80/2011:20 Gemini16:29 whodidntante
17hTax-deductible 403b vs. taxable Vanguard ETF07/05 whompy18:14 whompy
59cAny kayakers here?07/09 daheld18:49 Wricha
2hAre the returns published annual or cumulative?13:18 jackk17:09 Xrayman69
7hAnyone Else Here Trying to Max Out 401k for the 1st Time in 2018?17:20 Daedalus19:46 youngpleb

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