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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1537 new posts and replies over 209 topics in last day (sorted by Reply Author). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
17915tU.S. stocks continue to soar!2018 GoldStar00:35 000
61tLong term low returns predicted09/22 alex12371100:33 000
6tWhy is there no Treasury Bill ETF?20:12 whereskyle21:07 000
9hBond Fund12:29 Iowa_Hawkeyes16:39 000
3322tThe Three-Fund Portfolio2012 Taylor Larimore14:27 ALinLI
11hACA/Covered California, how to avoid Medi-Cal?13:17 Fractalleaf00:30 AQ
11ptIRA 72(t) - start date and end date09/22 michaeljc7022:03 Alan S.
8pHow to lower federal income tax rates like the super rich?17:02 opus36017:29 Alex Frakt
2cBilberries: Possible to get frozen somewere?08:42 huzaing15:42 AllMostThere
8cFord Lightning: What's the status? 9/23/202111:32 IMO15:27 AllMostThere
27hAdvice for passing spouse08/07 divebums21:51 AnnetteLouisan
49pBig Trust Companies like Bessemer, US Trust etc09/19 AnnetteLouisan21:02 AnnetteLouisan
10pIRA early withdrawal first time home buyer clarification needed11:25 patrickscott12:46 Asyouwish
343t2021 I Bonds: what's your plan?12/22 CardinalRule06:23 Barefootgirl
7hHelp for recently widowed mother09:43 Baseball3020:55 Baseball30
107hMultiple years of expenses in cash when starting retirement04/13 2Scoops05:59 Beehave
1tHow to deal with volatile Turkish Lira when needed?11:31 vu811:44 Blueskies123
18hFor Fee Advisors09/13 m@ver1ck11:47 BogleFan510
541tWithdrawal rate for an early retirement11/17 nptit22:20 Brianjp18
6tHow much state tax defeats tax-gain harvesting?13:40 BrokerageZelda22:54 BrokerageZelda
21cPatio, cover, outdoor kitchen ideas & lessons learned.10/23 Bronko17:34 Bronko
11pNew Expected Family Contribution (EFC) laws & collegiate impact09/20 orthros19:49 Cali4en
320pHow quickly did you receive your 2020 tax refund?03/06 CardinalRule16:39 Carousel
23tHow to develop retirement goals09/19 Dantheman1913:12 Carousel
88tSomething good from Wade Pfau09/08 afan04:04 Chip
15hEmergency fund in retirement?09/21 sgr00003:52 Chip
2pWidow/Divorced Spousal SS Benefits09/09 Cigarman05:57 Cigarman
30cCosta Rica vacation in mid January, suggestions welcome!!09/19 Bbddl23:47 CrossOverGuy
33pToo Frugal?09/22 ert51023:21 CrossOverGuy
2pValuing donated stock share (What is the date of delivery)09/22 redmaw23:29 DJZ
3165c[What TV Show Have You Recently Watched?]2016 dbCooperAir16:38 Dantes
16tIf I transfer $1M into vanguard, does that get any resource perks?09/22 artpennypacker17:02 Eagle33
119tStock Market success2012 4nursebee05:42 Ed 2
33hUSA vs International Allocation and Confidence09/22 One More Thing14:43 EddyB
57pCareer crisis and advice08/17 Markalem05:58 F150HD
13pWash Sale reporting with two brokers09/20 LoveTheBogle15:02 FactualFran
13hCan I retire now?06:23 Jingles14:42 FlamePoint
25tA Musing - Market Trends - Thoughts?10:02 jakehefty1723:30 FoundingFather
23pAll these stupid subscriptions [monthly credit card charges]09/15 SpiritualAlp13:54 GaryA505
8hAs an employee What 401(k) Docs Should I be Familiar with?15:27 paulsalem19:23 HomeStretch
58tMost people [Is TSM not the best choice for informed investors?]09/22 bertilak18:22 HomerJ
11pBenefits/value of "free" company retirement health insurance vs ACA Plans08/12 MrCheapo12:42 ICMoney
23cBuying condo in beach area for personal use and rental09/22 BuckyBadger11:57 IMO
47cKindle Paperwhite vs. iPad/Similar Tablets?09/17 Barefootgirl22:49 Independent Geo
2cHome improvement contractors - still busy?16:59 psteinx18:38 Jeep4Life
56cWhat house maintenance thing did you do today?09/20 z9118:35 Jeep4Life
3fSite briefly offline, Thursday, 2021-09-23 after 8 PM PST09/22 LadyGeek20:39 LadyGeek
25pProposed Traditional vs. Roth automated tool (in Excel/VB)07/06 fyre4ce18:51 LadyGeek
26tHistory's Seductive Beliefs - Morgan Housel09/22 Rowan Oak14:43 LadyGeek
25c[Computer monitor for photo editing, some gaming]09/15 LadyGeek14:23 LadyGeek
102pWhen to gift money to kids -- sooner the better?09/17 ThankYouJack20:06 Lee_WSP
18pAuto accident Pain and suffering calculation?09/10 RIMDBogle13:58 Lee_WSP
17hCan you have VTIAX in both taxable and Roth IRA?09/22 bend_and_bloom10:13 Leif
3cAnyone have experience with Amex Extended Warranty on a laptop?09/22 MikeZ05:17 London
74tHow do you think Vanguard Wellesley Income Fund will do over the next ten years?2020 iamblessed08:18 MCSquared
4pClosing a solo 401k, concern for backdoor roth pro rata and SEP going forward09/22 sgadlin14:51 MP123
12tAnother ibond question12:47 G2123:16 Mel Lindauer
341lRoll Call for the Retirement Class of 2021!2020 Miriam223:59 Miriam2
72lRoll Call for the Retirement Class of 2022!06/09 Miriam213:20 Miriam2
6hInvest $1k/mo or refi to 2.125% 15-yr mortgage17:59 justsomeguy201800:58 Monsterflockste
13hHow much 401k at age 3819:46 ps2me1100:05 Mustang8307
2250cWhat are you listening to now2020 Artful Dodger18:45 Nicolas
3tThe impacts of tapering on TIPS might be what?12:19 Nohbdy14:48 Nohbdy
37tTreasury yields and inflation expectations are disconnected09/22 willthrill8123:28 Northern Flicke
41hVTI/VXUS split09/19 ilyaraz14:47 Northern Flicke
17hPlease Help Me with TIPS/Treasuries09/20 Lee Timmer14:34 Northern Flicke
272pI’m Planning to Claim SS @62… Well, Why Not?09/12 iceport15:50 ObliviousInvest
6pGo for it? 1st time buyer Las Vegas townhouse13:51 Boglekid15:28 PVW
12pIs Safe?09/20 RJC22:29 Pacinotti
13cBest thank you gift for nursing group who helped me after surgery18:31 jjunk23:55 Pau_Hana
58cTrip to Maine2017 WHB311:21 Pinenut
12324pRefinance Mega Thread2019 AZAttorney1116:38 Raycpact
44pDo you get a raise before being fired?09/17 beachmom18:26 Raymond
37ptransferring money from an IRA acct into a new IRA acct. with a check2019 piton21:23 Retired Bill
58hWhen did you start drawing profits from taxable?2018 NextMil19:53 RetiredCSProf
5379cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt21:44 SGM
17tWhy Roth conversions always pay off—if you can hold on long enough12:28 McQ21:30 SGM
15pTo sell or rent the family home09/22 poppy4207:31 Sandtrap
9tThe Best Investing Psychology Interview I've Ever Heard09:13 whereskyle21:30 SantaClaraSurfe
8cCalifornians... Where to get Toto Drake Eco 1.28 Toilet??19:22 VeryBlessedCali23:55 Saving$
24pIn-laws financial challenges-looking for options09/21 truncatedexpone23:49 Saving$
101pHow to Deal with Incoming Low Ball Promotion Offer08/25 Patzer23:34 Saving$
27cWindow privacy film advice requested09/19 Saving$23:18 Saving$
29c(Updated) French Door Installation- Gaps at the top not same for both panels09/22 September14:35 September
9hCan you still set-up and fund retirement account for 2020 if I filed for extension?13:32 tom1a15:44 Silk McCue
6tUnderstanding the pros/cons between lump sump vs. monthly investments09:12 Rsanchez12:40 Silk McCue
64cDrive the Dang Car?09/19 thrifty_one18:48 Strayshot
53pCost of car ownership vs. uber / lyft / ride sharing09/22 namajones16:01 Super Hans
3hSolo 401k Restatement, New Solo 401k, or SEP IRA ?16:08 suddenwealth21:21 SuzBanyan
4tDelta between VTI and VTSAX returns?19:28 greenway2321:06 TheDDC
33cWindshield replacement09/22 psteinx16:55 TheHiker
35cRV Values: Class A vs Class B09/22 bhwabeck353316:41 Toons
26nAustralian investor seeking advice on a 20 year plan09/19 Translumination21:04 Translumination
21hWhat's your strategy beyond FAANG ?09/21 sf_work11:43 Triple digit go
26hHow does my retirement plan look?09/22 blackburnian23:17 Watty
5nRisks of a Russian when investing in a US portfolio?01:31 V.T17:01 Watty
43pShould I take the promotion even if the salary increase is small?09/20 CobraKai06:54 Wricha
5pFreezing Withdrawals from Vanguard for Extra Security17:49 ZMonet20:12 ZMonet
143pHigh income physician seeking financial and life advice08/20 RadDad91521:59 an_asker
27tCan indexing be the opposite of DCA?09/21 an_asker19:16 an_asker
6cAny ID.4 owners on Bogleheads?09/21 angelescrest20:23 angelescrest
55pChase Freedom Significant Money Maker for Q409/21 RickBoglehead18:40 anon_investor
8pAnyone else having trouble with Ally Invest?02/10 hmw15:39 anon_investor
18hMaximum SEP-IRA Contribution for LLC + W-2 Earner09/22 azurik13:24 azurik
37tTiming the bond market03/09 climber202013:44 birdog
221tBox Spreads as Loans - Interactive Brokers IBKR - 202103/30 kellykline19:22 bling
11pVenmo credit card for paying rent11:03 CoherentIntegra18:56 bradinsky
7pCustodial Account That Transfers at Specified Age09/22 COBanker3107:41 bsteiner
32hPlease help my parents give away $3 million14:27 tpn01:02 celia
10cU.S. Winter Adventure Trip Recommendations - Warm(ish) weather17:01 ThankYouJack19:13 cs412a
55h7M NW, suggestions mind shift and planning for next phase of life09/11 deemma14:29 daheld
14cFlood insurance11:12 Faisal21:16 dandinsac
89tTIPS -- "When the Numbers Lie"09/17 Taylor Larimore21:35 dcabler
12hHoping for thoughts on our portfolio and life advice too!09/22 DDS8210:47 delamer
33h1.1M in cash, soon to be 1.5M - how do I get this working for me?09/20 delta517:20 delta5
7pSteps to take before taking a job risk09/22 doug9112:54 doug91
25hShould I add vbtlx and vtiax to my taxable brokerage?09/21 Lilybluerose00:02 dratkinson
979pWashington State Long Term Care Trust Act - 0.58% payroll tax - $36,500 lifetime maximum benefit02/16 Soon2BXProgramm14:17 drk
61hAfter Tax Contributions / Mega Backdoor Roth - Etrade Solo 401k08/21 aray17:17 dublin
4hNew investment options in 403(b)08:07 themagpie189216:37 dukeblue219
6hRoth Solo 401K09/22 Greengo07:58 exodusNH
33hNew Investor...Should I Just Wait?09/22 staynatural11:46 fatherjames
8pHome Remodel: What is House Silhouette Company and usual cost?09/22 financial.freed18:41 financial.freed
20pAre Zillow rental estimates accurate?09/22 neowiser13:12 financiallycuri
39pDo FAFSA Even Tho Zero Chance of Need-Based Aid?09/22 cowdogman18:50 firebirdparts
32cNew Ford Bronco09/21 Fishing2retire16:14 firebirdparts
26t"The Financial Literacy Industrial Complex" -- Felix Salmon09/20 AlohaJoe08:44 firebirdparts
10hMy rules to live my finances by...17:40 Raspberry-50322:13 forkhorn
4pSomeone opened a credit card account under my name - What are the next steps?08:53 teelainen09:19 fposte
3nUsing offshore entity to open brokerage account06:56 rainpath12:50 galeno
11nAnyone using Flowbank?09/20 AllomancerJack09:04 galeno
25cMagnet STEM in a votech high school - worth pursuing?06:47 vveat21:40 getthatmarshmal
3pAttention tax experts - need advice to get stimulous checks12:48 Startin'up15:34 gobel
1pWash sale rule help required for buy call options16:04 pinvest202121:43 grabiner
39pWould you pay off a mortgage of 2.25% using a margin loan of 1.25%?09/21 worthit17:56 grabiner
0pTax ? - investing realized capital gains into Opportunity Zone19:40 grayparrot 
123tNew Avantis ETFs06/23 brademac23:43 gtwhitegold
98cElectric Bike09/11 almostretired1923:38 gubernaculum
34pKey Bank $750 bonus07/30 samsoes17:40 hachiko
26c[Rug] Retailers09/09 aburntoutcase12:28 hand
55pUsing equity in primary home to invest in multiple investment properties04/09 Joe211618:53 harikaried
5pPledged asset line of credit to pay down rental house mortgage09/28 kxl1902:15 harikaried
9pPoor Bank Customer Service (fraud payments)- Need new one!13:01 jerome9914:52 hotscot
72cElectric Auto Question[s - considering a purchase]09/20 Toons17:09 hunoraut
15cGrass Seed Recommendations---Fescue13:31 archiehr01:03 iamlucky13
1cLego lighting16:41 hoops77700:52 iamlucky13
15cMotion Detector Lighting07:44 J29516:15 iamlucky13
28hPlease help me choose my 401k funds.09/08 oneboglehead13:00 infotrader
16hHome Down Payment & Margin Borrowing09/22 InvestmentNewbe13:59 jarjarM
6pcollecting ss with minor, FAFSA affected?09/22 jgt80802:38 jgt808
9pAre ACA subsidies MAGI-prorated monthly in the year I turn 65?12:22 nhs7615:27 marcopolo
21ciPhone and iPad For Senior Citizen09/22 Leesbro6316:02 michaelingp
6tResearch Affiliates - 'Did I Miss the Value Turn?'12:17 Forester13:38 mikejuss
172tModified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory09/03 skierincolorado17:33 millennialmilli
8pCondo homeowner's insurance - How much coverage do I need?09/21 Grogs08:37 mnnice
12tKitces guard rail approach to safe withdrawal09/22 Brianjp1822:33 mosilaby
4808tSmall Cap Value heads Rejoice !!!2019 hdas21:58 muffins14
23hVanguard Mutual Funds to ETF09/21 skeptical113:29 nalor511
66tIs There an Optimal Factor Allocation?09/21 One More Thing14:16 nedsaid
31hPortfolio/Investing help please09/19 newinvesting20222:06 newinvesting202
8tWhat is safer? MM or Treasuries?09/22 March200920:27 nisiprius
19hFidelity website down?19:52 nonemoreyears21:32 nonemoreyears
2hEmerging Markets Fund at Schwab09/23 o'pinion01:33 o'pinion
1nFunds similar to VWRL and VT available in Czech republic/Slovakia01:53 sojkadca10:04 oogZoo
19hFisher Investments--again2019 old-galoot12:41 pkcrafter
76cJobs for teen who's not immediately college bound09/21 SMV20:00 pseudoiterative
7hAny reason to hold large group of stocks instead of index fund?21:21 rshocka23:36 retired@50
1hPossible Real Estate Portfolio In The Future22:48 MrF23:30 retired@50
1hTax Lot/Covered & Non-Covered Shares questions09/22 JookieBrown11:13 retired@50
7hLegacy Portfolio VIT/VXUS or VT09/22 cat509:57 retired@50
3h401K Restructuring Help09:07 lynninvests15:33 retiredjg
1238pRetiree Portfolio Model2012 BigFoot4800:01 rmichaelsm
25pHSA transfer: Health Equity to Fidelity06/15 FIREchief21:58 roth evangelist
46cSlower mail ... by design starting Oct 1 [US mail]09/22 heartwood14:12 runninginvestor
29hTime to cash out?09/21 rarelyright08:10 ruralavalon
13tIs there a high chance Bonds sell off next year?10:02 JimmyJammy16:01 scout1
19tWhy Buying the Dip is a Terrible Investment Strategy - Nick Maggiulli09/22 golfer29212:23 secondopinion
3pPennsylvania Inheritance Tax On Annuity Payments13:14 Leesbro6314:12 skp
3tThe I Bond Manifesto22:51 Mel Lindauer23:44 smectym
264tVanguard Annuity Transition to Transamerica12/07 Broken Man 199920:16 smectym
37pReal Estate09/21 AnnetteLouisan19:44 smitcat
17pPatent Application Costs?09/22 AnnetteLouisan22:53 softwaregeek
22pProgressive's auto claim game?18:45 GettingComforta22:44 softwaregeek
87tIs anyone hedging against a US default?09/22 TJat22:41 softwaregeek
101cBest place to be a Snowbird if money is no object09/22 QBoy22:01 softwaregeek
54pCan anyone help me find a solution to my QCD problem?09/22 privateID23:25 sport
3180tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab19:06 student
37pWhy so many mistakes on my 1099? [Ally Invest]02/13 hmw15:00 student
6hDynasty vs T-CRUT for IRAs14:59 swedek22:21 swedek
3hConsolidating Accounts15:55 3vader16:27 sycamore
5htaxes VSCGX vs VWIAX13:30 joverby15:01 sycamore
44pHealth insurance coverage limited to in-state. What do you do for out-of-state coverage?09/18 opus36018:11 talzara
2hTIAA Real Estate -- up unusually "sharply" last few days09/22 steve r15:53 teamDE
34hVanguard glitching so Fidelity has a new customer09/22 texasdiver00:09 texasdiver
47cNeed advice on new windows laptop09/16 atl200522:22 tibbitts
31cRoad Tripping Options? Rivian, Basecamp, Revel, etc09/21 FoolStreet15:54 tibbitts
24tCan someone explain how hedging works2018 bikechuck09:39 toine
6hHow to migrate away from my financial advisor and managed accounts?09/11 DarkShade22:00 typical.investo
1pForm 8889 and taking a deduction for a prior year excess HSA contribution.13:16 uma14:13 uma
3cResources to improve Critical Thinking21:48 teaman00:08 vanbogle59
24309tU.S. stocks in free fall2011 Lbill23:49 vanbogle59
35hWant advice as a 19 year old investor.09/22 AsteriskMaximus12:19 vas
11pCarry RV insurance all year long?19:55 willthrill8122:22 willthrill81
5hNeed some advice on where to put money earnt in last five years of working17:49 MrCheapo19:00 willthrill81
7102cWhat Movie Have You Recently Watched?2014 abuss36820:58 wilson08
13tThe Vanguard Total Stock Market has a Realized capital loss of -$1.0709/22 iamblessed22:38 woof755
23cHelp - Tilex cleaning solution left brownish color stains09/19 worthit08:44 worthit
28pHelp my FIL decide on his Roth Conversion strategy09/18 URSnshn02:09 yog
3hFIPDX Fidelity Inflation Protected Bond Index - What Am I Missing?18:39 jandres1220:11 zie

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