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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1304 new posts and replies over 181 topics in last day (sorted by subforum). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
3hCombining TIAA Traditional and TIPS ladder09:37 mcgarrett22:54 McQ
3hConsidering Employee Stock Purchase Plan21:39 FunnelCakeBob22:54 muddgirl
2hLum sum payment of pension plan21:28 positive22:54 invest4
9hCan I still go fire?11:28 fireornot22:46 Dottie57
11hCan't realize capital losses from pre 2008 Lehman Brothers Investment08/26 rationalist_ps22:45 Tanelorn
7hExchange similar funds without tax implication09/30 java22:42 erp
4hUpdate on TIAA Income Illustrator: Loyalty bonus & payout comparison 2023 v 202208/12 McQ22:36 McQ
2hTotal Basis - Nondeductible Contributions to Traditional IRAs21:22 Sasha22:12 celia
60hBND exceeding my patience - need something different14:47 daacrusher200122:08 TheRoundHeadedK
12hVTI & Vanguard Bond Index -- Good for taxable brokerage?12:40 ccincis8822:04 muffins14
5hSwitching from municipals to TIPS09/30 Praye21:35 grabiner
120hBest money market fund on Merrill Edge for Bank of America Preferred Rewards11/20 gobsmacked21:31 anon_investor
14hportfolio questions07/29 travelinglight21:13 travelinglight
4hQuestions on rebalancing 401(k) and temporarily moving to sidelines20:05 fingoals21:05 fingoals
8hHSA08:09 Yvy21:02 grabiner
2hReorganizing Taxable16:33 lmldm20:55 grabiner
28hDollar Cost Averaging and Tax Loss Harvesting09/12 mander7520:50 grabiner
41hWhen should I convert to Roth, if at all?09/30 MoreTaxes20:48 chassis
1hIs it possible to estimate Dec 2023 TIPS fund dividend?07:51 Retiredron20:47 #Cruncher
198h[Safe Withdrawal Rate] Are you 3% and why/why not?09/27 Heian20:27 EnjoyIt
10hIs it worth it to have small/mid cap index funds in Retirement portfolio?17:51 tig120:23 Northern Flicke
1hibonds or treasuries or cds?17:44 livingalmostlar20:00 whodidntante
11hRoth IRA Restructuring Advice10/01 naquoae19:59 Eagle33
33hPersonal Investment Advice09/24 Natalie2019:09 Natalie20
12hPlease review my investments and help me retire early03:38 Bean Boglin18:51 windaar
12hI have about 8 years left until my retirement.09/30 jyun18:32 Capster1
17hFidelity Brokerage-link worth it for diversification?10/01 rayne18:17 dcabler
23hJust move Bond allocation to STRIPs?10/19 the_wiki18:06 CletusCaddy
14h20 - 25 times annual income retirement planning10:17 conservativeX218:00 epictetus
2hSchwab/Fidelity/Vanguard for German Stock15:50 25millz17:45 25millz
10hPortfolio Help for rookie10/01 MNrookie16:52 MNrookie
2h401k contributions after job change11:16 StayTheCourse1916:49 Nate79
9hFinance Buff website10/01 southport15:13 50/50
7hTIAA Data Breach09/28 stargazerlily0315:04 stargazerlily03
13hStay with Citi or move to new bank10/01 nestegg2214:35 beyou
6hWhat to do with 250k+ sitting liquid.11:07 Esu13:20 KneeReplacement
17hCD Rates and Sources09/30 pfb332612:10 mark_in_denver
99hDr. William Bernstein on Bonds2022 BigDGB12:08 Bill Bernstein
12hREIT's & Dividends09/25 Sandman1115411:40 crefwatch
33hI Bond cash out timing, just checking my math10/01 aaaaaa11111111:25 CuriousIndexer
2hMunicipal bonds09:23 Yvy11:05 Hacksawdave
7hSelf-Employed 401(k) w/ Full-time Job: Sanity Check Please09/10 Wealth_Builder10:52 ScaledWheel
10h401K to IRA Question10/01 bumski10:51 bumski
1hstrategies made possible due to no brokerage [fees] for transactions09/30 kapiltj09:17 David Jay
6hbrokerage Tax efficiency10/01 The Falcon 3309:00 retiredjg
57hPerfect timing for EDV (Long term treasury)01/30 iCare07:10 sid hartha
259hI have 500k to invest but keep procrastinating2022 Reuben198006:54 Reuben1980
23hthe value of consolidation09/22 peterwantstosav06:51 CloseEnough
15hWhat more can I do?09/29 apiester00:11 AlaskaTeach
338tRiding HEDGEFUNDIE’s excellent adventure2020 CanaBogle2422:55 corpgator
170tWith rising yields, owning a home looks less attractive09/28 tcrez22:46 crossbow
16tProjecting the nominal return on your TIPS purchase09/30 McQ22:20 McQ
3114tInternational (Non-US) versus US Equities (The "Arguments")07/23 CraigTester22:19 Nathan Drake
1462tNow that long TIPS have surged past 2.25% I will…2022 McQ22:14 curmudgeon
26tDoes a Bond Fund Yield Equal Its Perpetual Withdrawal Rate?10/01 Random Poster22:07 unbiased
20tWhy are Utilities Dropping So Fast?2020 Scooter5721:54 whodidntante
101tWere you nervous when you retired?2020 4nursebee21:49 wwhan
9tSell IBonds with untaxed gains to buy TIPs in taxable account?10/01 gasman21:34 dcabler
65tSwedroe (9/27/23 Morningstar): “It’s Too Soon to Say the Value Premium Is Dead”09/29 apex8421:30 afan
7texplain 'Capital Gains Tax for People Over 65'14:13 sunsetting10121:20 grabiner
27tThe unloved 20-year Treasury bond (now over 5%)09/14 MnD21:15 Lyrrad
110tHow long does a bond fund take to recover after an increase in yields?09/23 StillGoing21:03 theac
6433tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab20:57 JD09
227tTSP G Fund rate 3.00% (June 2022)2021 mokaThought20:33 nps
5702tI Bonds Mega Thread (I Bond Heads Rejoice!)2021 tomsense7620:08 theac
58tMy stock has lost 17% in 5 days without any announcement: what to do?09/29 Lauretta19:15 Cash is King
2tThree fund portfolio - Moderate risk HIGHER return than high risk?15:30 second_grader18:34 retiredjg
21tthe last "double" prior to retirement10/01 sambb17:30 Grogs
179t2023 Hedge Fund contest01/01 Tanelorn16:34 grok87
72tWhy doesn't everybody replace SP500 with NTSX?2020 Blue45615:00 beardsicles
24tWhat asset approximates your concept of risk-free?10/01 alluringreality14:37 bobcat2
2761tModified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory2021 skierincolorado14:33 comeinvest
3464tTrading Treasuries (nominal and TIPS)2022 Kevin M14:05 Kevin M
252tNew tool for building a TIPS ladder01/07 kaesler12:52 #Cruncher
37tTarget Retirement Date (TRD) funds - glide path?09/26 Wannaretireearl12:21 Wannaretireearl
585tTaxation of Treasury bills, notes and bonds11/15 Kevin M12:16 MacktheKnife
49tHelp poke holes? Roger Ibbotson recommends a Fixed Index Annuity as a partial bond alternative.2018 Edward Joseph12:01 Rex66
15tTreasury time estimates for service08/10 statman11:48 travlinman561
18tAVGE at Merrill? Can't buy, is transfer possible?01/25 Looking4Answers11:44 Oddball
14058tHEDGEFUNDIE's excellent adventure Part II: The next journey2019 HEDGEFUNDIE11:20 firebirdparts
21tYear 2000 vs current cycle09/29 stocknoob411110:49 invest2bfree
4929tWhat are you up YTD? [Year To Date]2014 InvestorNewb08:02 Goodenoughforme
2tTYD Historical Annual Return Data09/29 Chocolatebar06:52 Chocolatebar
402tTotal portfolio allocation and withdrawal (TPAW)2020 Ben Mathew05:29 Harry Livermore
1pI have enough money, but I want a little bit more.22:25 2ball22:55 123
8pDoes bumping severance into next year help with taxes?23:21 McCharley22:29 erp
0pTIPS ladder to finance retirement community costs?22:22 esetter 
18pTransfer on Death TOD documents instead of a Will10/01 SwissCoffee22:22 SwissCoffee
70pQuestion for Retired Members--life mistakes2017 cresive22:08 Sandtrap
17pWho is using a personal finance app?06:20 moneygirl321:51 slowandsteadywi
9pBig News For Those On FEHB BCBS And Other Plans10/01 tallguy389121:43 tallguy3891
12pIs this a direct or indirect rollover?13:30 vtMaps21:42 Alan S.
46pIs owning a condo worth the risk?09/29 investor99721:37 LilyFleur
18pDealing with “Gray Areas” in Tax Law09/29 Pennywise Pound21:27 bsteiner
4pFatal NUA error - possible to reverse withdrawal?08:29 peratio21:18 TBillT
4pWhy did my SS Estimate go down?19:42 windaar21:10 billaster
0pAny site offering complete daily municipal bond trade activities?21:02 Carno 
4pPublic vs private sector compensation comparison07:16 Finot320:58 vinhodoporto
2pVirginia income tax: Can I deduct out of state property taxes?18:46 Grogs20:53 TBillT
34pFamily Will Be Uninsured in 30 days, Advice Appreciated14:14 tacobellcow20:51 teen persuasion
12855pRefinance Mega Thread2019 AZAttorney1120:29 zrzhu111
13pIs health insurance cheap in CA?17:03 lecithar20:07 quantAndHold
87pIRS Now Requiring again?07/06 Leesbro6319:52 pizzy
5pDoes a POA expire?17:38 Tracker96819:28 LotsaGray
3pIncorrect Backdoor Roth IRA Triggers MA Assessment Notice10/01 NewtonsApple19:14 fabdog
21pRent or Own Math09/29 eri19:13 unwitting_gulag
12pVanguard QCD Checks08/08 sport19:11 minesweep
3pSocial Security / Medicare / Medicaid TIPS17:29 mander7518:08 TravelforFun
18pPlease Help Me Understand What Happens When One Spouse Transitions to Medicare when Using the ACA12:25 Carefreeap17:59 nalor511
103pHow much do you pay for healthcare (50-65 year olds)2020 EnjoyIt17:56 OrangeKiwi
3pMedicaid eligibility lumpy income2021 Patrick58417:55 Hebell
16pGnucash - how do you setup brokerage accounts and houses09/22 gavinsiu17:16 gavinsiu
35pDoes the salary I report to credit card companies matter?10/01 Grogs17:09 Grogs
6pHow to redeem paper EE savings bonds?2021 v1rtus17:08 #Cruncher
11pHSA Contribution Insight09/28 TxSpartan16:39 esar
3pA Question about a Thrivent Annuity10/01 A Trivial Subgr15:57 jaspermv
85pHow much am I saving?09/28 LaniK115:54 Onlineid3089
42pDebating quitting with no new job lined up - possible FIRE?09/30 AtlantaP15:49 Claudia Whitten
26pCan You Bequeath Property Which You Don't Yet Own In Your Will?09/28 keyfort14:54 bsteiner
14pShould you get a local CPA when you move?09/30 traveling_sales14:47 LotsaGray
129pWhat delayed gratification choices have you made lately?09/24 Impulsebuyking14:46 CyclingDuo
79pAre we seat warmers? [Change from public to private sector employer]09/30 Invictus00214:37 mouth
25pTax planning around ACA subsidies10/01 trirod14:27 marcopolo
7pIs Your Continuing Care Retirement Community Entrance Fee Safe?10/01 Cruise14:14 Prudence
19pTravel reward card or premium cash back for us?09/30 NYCaviator13:18 SpaethCo
5131pFidelity as a one stop shop2018 BogleMelon12:59 SteveInNJ
7pNon-deductible IRA contribution: rollover to 401k tax consequences?08:44 Shih Tsu man11:57 Alan S.
5pNeed help understanding irrevocable trust for Veterans A&A benefits09:18 techbud10:45 HomeStretch
87pWash sale if bought AND sold in Roth within 30 days prior to buying/selling in taxable?09/28 Spumonip10:44 livesoft
9pHow does Social Security income affect Medicaid qualification10/01 cnc44910:43 DebiT
19pSafe IRMAA Estimate 2023 for 202509/28 dcop10:40 retiredjg
4pCashing EE Bonds - Payable Upon Death01:42 gehenna10:38 gehenna
105pBuy or lease a new car?09/26 mymoneyresearch10:13 kleiner
146pHow are you self-insuring for long-term care?09/20 RationalWalk09:52 Cat Herder
41pIRS Online Account - Mysterious Error Message 802801/04 truenorth41809:14 Jshmoe
13pWill you ever again see such a high ex-ante ERP?2009 wbond08:00 wbond
3811pShare your net worth progression2014 techcrium07:48 the_frugal_cpa
9pSell Taxable Investments for Car Loan?10/01 rsundaraz07:14 rsundaraz
34pLong Term Care Insurance - When to purchase?09/28 bmelikia06:17 chazas
3pQuick FireCalc question... [What calendar date is used in calculations, beginning of retirement?]09/29 MasonMcD23:23 MasonMcD
12nInvesting for American Expat in UK03:47 Redstar22214:10 typical.investo
1nFund choices for UK pension investment11:13 marvis47213:23 pennywiser
2nDo you pay tax when a T-Bill matures (foreign investor)?09:29 Love121210:11 Love1212
2nAsset allocation for Australian investors10/01 137alpha03:41 Valuethinker
3uW-8BEN03/21 merryweather14:19 TedSwippet
0cTravel agent specializing in European river cruises.22:43 Myopic squirrel 
7034cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt22:24 FreeAtLast
1cVegas 2023, December21:46 keith601422:00 runner3081
34cBrand New Washer is tripping the GFCI2022 Sammy0121:53 bd7
41cConsidering Tesla model y long range, what do I need to know?10/01 tommy8521:38 quantAndHold
3548cWhat frugal thing did you do today?2017 Nectarineman21:31 LilyFleur
28cHome Security Cameras - Worth it?07:52 ThankYouJack21:29 otinkyad
35ciPhone 13 Mini - Any User Feedback?09/30 ruanddu21:14 Normchad
20cHybrid or non-hybrid vehicle?13:27 mymoneyresearch19:28 mhalley
47cHusband cracked his iPhone screen08/26 desigirl19:22 rankl
29cDental Insurance09/28 tines19:16 Tom_T
5357c[What TV Show Have You Recently Watched?]2016 dbCooperAir19:09 theac
4809cWhat are you listening to now2020 Artful Dodger18:57 roamingzebra
82c4 runner or Outback or Passport: help me decide new car09/30 frugaltigris18:44 rockstar
30cNew car- four kids09/30 bdylan18:32 Arboecars
3cCRV 2018 Tires15:55 retire112317:16 Doctor Rhythm
13cPre-emptive replacement of ceiling CFLs10/01 12317:03 CAsage
24cNeed help with replacing noisy AC unit in new house.09/30 Gort17:02 Watty
39cAny benefits for downloading McDonald's Phone App?09/28 teelainen16:54 Nate79
2cMove to City or stay in Suburb16:38 NYGiantsFan16:49 David76
92cVocational colleges for a Mech Eng/Aero Eng major09/29 Wannaretireearl16:08 Parkinglotracer
57cMedicare Part D Choices for 2024 available09/29 EagertoLearnMor16:08 anagram
0cEpoxy vs Ployurea waterproofing16:01 schachtw 
61cCell phone and landline09/24 placeholder15:38 Tom_T
5cRaven scanner09/30 obgraham15:37 Hypersion
30cAdvice needed -- cell phone disposal09/29 brian9148013:57 scophreak
152cTesla savings vs used ICE cars09/16 jplee313:33 quantAndHold
5cCorrugated bitumen vs acrypol fiberglass sealant for leaky roof10:35 Lauretta13:22 billaster
17cStaunton, VA09/29 protagonist13:19 lostinjersey
2644cBird watchers – what birds are you seeing?2020 JAZZISCOOL11:00 jebmke
62cActive WFH wardrobe09/29 SpaceGriffin09:41 JakeyLee
77cYour favorite installed bathroom accessories?09/10 mookie08:22 muffins14
171cIf you could only listen to one podcast...2020 buckeye798306:29 Target2019
10364cWhat Movie Have You Recently Watched?2014 abuss36806:18 LadyGeek
139cEggs09/25 Beensabu03:29 khh
6cDelete10/01 hoops77723:38 ClaycordJCA

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