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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1642 new posts and replies over 221 topics in last day (sorted by subforum). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
12h$100K in a traditional IRA or $76K in a Roth?09:01 Boogieknight11:21 nolesrule
16hMega Backdoor Roth // Can't Withdraw for 2 yrs08/12 RPA5911:20 retiredjg
42hTerrible on-boarding experience with Vanguard-- keep going?12:48 95zr111:18 ruralavalon
4hGold ETFs09/29 rerombo11:05 dru808
5hFirst Taxable Account - Help with Setup22:05 llmgwc11:04 mega317
0hWith interest rates so low right now, I'm sure glad for past CD laddering I did11:01 mediahound 
16hIs my employer's 401(a) target-date fund (.02% ER) sensible, or would it be better to approximate a 3-fund portfolio?17:32 wizard90310:59 mega317
26hTIAA-Cref vs. Vanguard for 403b09/29 mookie10:58 Garco
9hCash in mutual funds22:02 cognovimus10:49 inbox788
4hVanguard bonds09/29 ben85austin10:48 ben85austin
3hBiotech/Pharma06:34 PTGuy110:38 renegade06
34hInvesting $150,000, in this day and age09/30 WiscoBC10:37 stimulacra
3hBond Fund12:26 William2710:32 ruralavalon
4hNeed Some Help With The Plan16:12 mrsmitt10:29 dbr
4hSafe to convert VTSAX in Roth to VFIAX, without interrupting schedule of auto-buy of VTSAX in taxable?04:41 ronin56110:09 rkhusky
18hinflation rate over next 5 years20:21 averagedude10:07 bighatnohorse
9hwhat to do with my 401k?09/29 ddiaz39610:03 DisplacedHoosie
3hMid Term Investing in a Taxable Account19:25 Mathematicus09:55 KlangFool
20hTrying to understand logistics of a Backdoor Roth18:15 playtothebeat09:33 MindBogler
26hHSA AA for near-term orthodontia09/30 familythriftmd09:17 flyfishers83
4hMorgan Stanley/ JP Morgan Chase19:51 Marrduk2409:16 MikeG62
7hHow does taxation for HSAs work in reitrement for non-medical expenses?09/28 index2max09:09 Spirit Rider
6hShare lending09/30 GoldenGoose08:57 GoldenGoose
16hBackdoor Roth for College Savings09/29 Invest_Wisely08:36 humblecoder
150hLong Suffering VXUS Holder No More09/23 cowdogman08:05 Robot Monster
5hAdvice for Boglehead friend who has a non-Boglehead wife?06:30 fredflinstone07:06 Flyer24
17hInternational Index in Taxable Account09/30 rbslos3606:21 rkhusky
40hFidelity Zero funds vs Vanguard performance09/21 Brucie05:23 dogagility
3hwithdrawal from a fixed annuity22:25 k198204:36 Stinky
8hportfolio assessment09/29 thyroxine01:02 thyroxine
7hAdvice selecting funds and balancing09/27 SloanKeterson00:31 theorist
15h529 investment for California resident09/06 gurusw23:26 inbox788
7hHelping Retired Family Member with 403b09/29 OneGig22:17 pkcrafter
1h2 different pricing on VFIAX in my account today 9/3021:17 Mode3221:22 Stinky
2ha question about mega backdoor roth (does early withdraw penalty apply to those < 59.5?)09/30 argees20:16 argees
3hnew physician out of residency portfolio build09/27 familythriftmd20:02 familythriftmd
3hMutual fund for Inherited IRA - Wellesly Income?12:47 fabis19:57 grabiner
27hWhat is the best investment you made in your children's/a child's life?14:06 ChipShot19:22 Flyer24
22hfixed annuity11:55 k198219:03 fsrph
16hCan't contribute to VTSAX for 30 days?09/29 JD277518:46 Scooter57
2hWhat happened to Fidelity Real Estate Index fund?18:22 tenkuky18:41 tenkuky
2hShould I make these voluntary contributions to my IAP account?15:29 dropdx18:01 dropdx
5hLooking for help structuring three fund portfolio between 6 accounts09/15 TommyTwoTone18:01 TommyTwoTone
27hIs this a good time to invest in 529 plan?04/07 van_sun_3817:50 Lalamimi
12hBalanced funds09/28 Trollope17:44 yules
5hExtra money, what to do with it? FIRE?14:47 vgc30317:20 ExitStageLeft
105hInvesting Beyond 403bs Options?09/03 rvfigs16:48 retire2022
9hEmergency Fund and beyond09/28 Jackson716:09 mega317
4hMaturing CDs - should I buy bonds?11:55 yadayada14:58 hudson
13hZero Income - Convert to Roth?09/28 breeves224514:54 lakpr
9hShould I buy TIPS in Roth if I think stocks and bonds are overpriced?09/29 Register4414:40 Register44
37hShould I switch from 401k to Roth 401k09/28 Dp2cents14:30 ExitStageLeft
32hMunicipal Bonds in Taxable as Alt to Cash, how to choose which fund?09/26 miasma13:00 Carol88888
8hExtended Market Index09/24 William2712:35 CyclingDuo
7hWash Sale Questions09/28 manlymatt8312:34 manlymatt83
4hTSP and Vanguard RMD Withdrawal Timing09/28 JerryB12:12 rkhusky
13hReady to execute my three fund portfolio plan, need advice :)09/29 mariocarrillo12:00 bertilak
6437tHEDGEFUNDIE's excellent adventure Part II: The next journey2019 HEDGEFUNDIE11:19 RovenSkyfall
78tAre we NOW in a bubble?09/27 Tellurius11:09 Tellurius
2997tSmall Cap Value heads Rejoice !!!2019 hdas10:57 kolder
36tNew Bengen Article Citing Kitces. SWR vs Valuation09/30 Leesbro6310:56 vineviz
41tWhy invest in CDs instead of target retirement funds?09/28 knightrider10:55 batpot
237tSLYV vs IJS [SPDR vs. iShares S&P 600 Small Cap Value]2017 Fryxell10:54 Doc
162t2017 Relative Tax Efficiency2018 triceratop10:49 MindBogler
82tWhat fund(s) are in your taxable account?09/28 Frugalbear10:35 obafgkm
26tRiding HEDGEFUNDIE’s excellent adventure09/29 CanaBogle2410:34 stimulacra
10tIsolating Beta with BTAH & BTAL2012 Bongleur09:51 BJJ_GUY
50tVanguard is pushing Personal Advisory Services09/29 Dead Man Walkin09:33 WhyNotUs
10tMorgan Housel is our latest "Bogleheads on Investing" podcast guest09/29 Rick Ferri09:33 Rick Ferri
23t"The Psychology of Money" by Morgan Housel09/21 KlangFool09:27 Sandtrap
8978tU.S. stocks continue to soar!2018 GoldStar09:22 willthrill81
77tWhere do you put cash now? Vanguard's Prime Money Market is too low!09/04 andysnp09:10 jakechance
65tWhat do Bogleheads think of what happen to Japan?09/28 zetsui08:59 Mr-et-Mrs-R
23tProtection against Flash Crashes when using Margin09/30 RayKeynes08:23 David Jay
166tIs anyone waiting until after the election?09/20 Loandapper08:15 Robot Monster
5tConsequences of Direct Listing08/12 viewer007:15 viewer0
10tMuch higher short interest in SPY than in VOO? Stock lending09/30 YRT7006:25 YRT70
2tHow do underperforming funds/ managers survive?03:53 alex12371106:22 snowox
112tHow long after starting investing, did you start to be happy about the power of compounding?04/10 thibaulthib04:56 dogagility
21tWhat happens after the risk shows up?09/29 PicassoSparks03:34 Uncorrelated
30tA Good Technology Fund or EFT?09/23 abuss36801:20 occambogle
88tWere you nervous when you retired?09/26 4nursebee01:05 phxjcc
286tInteractive Brokers (Best Kept Secret)2015 Andymoler5800:57 occambogle
13tWhat book to read next?04/02 Tim147723:24 Carol88888
250tNever Ever Rebalance Bonds into Stocks?09/22 Leesbro6323:13 Zardoz
33tAlternative Investments2017 Matas22:36 GaryA505
114tConsistent Yield & Duration to Help Choose TIPS Fund2012 #Cruncher21:34 #Cruncher
9tS&P 500 vs Vanguard 50017:47 summerof4220:56 summerof42 Vanguard’s Active ETFs Underperform 09-30-2015:49 Vegomatic20:54 JamesDean44
8tIncome from Taxable Account, Minimizing Taxes, and First Child09/30 FOMiddie2220:46 FOMiddie22
5tAre there any backtesting sites that go back to the Depression?09/29 zetsui20:40 dcabler
0t2020 BOGLEHEAD CONTEST -- Third Quarter Results20:11 Taylor Larimore 
3tmadsinger monthly report (August 2020)09/30 madsinger20:08 000
27tThings to know when buying Individual Foreign Stock on US Exchange09/25 00019:16 alex_686
98tCALPERS Needs 7% Return06/15 David Althaus19:02 tibbitts
6tCAPM: Assumption argues against its usage?14:43 Freddy1991118:44 alex_686
4tForward revenue vs. annualized revenue15:20 Virus476216:53 alex_686
46tOdd Lots: Why Passive Investing Might Be Distorting The Market (Podcast)02/19 dignan16:38 langlands
7tNegative Interest Rates in US?06/08 Francis4216:11 Robot Monster
5tNo Fee Purchases of Baird Muni Fund (BMBIX)?09/29 Hedgy15:26 hudson
18tShare your story of needing to withdraw during accumulation years09/29 mbasherp14:28 Exafchick
46tGold is again on my head09/26 Always passive14:11 tmcc
25tWhat Is Your Preferred Short Term Bond Fund For A Retiree's IRA in Distribution Phase?09/26 Munir13:03 Electron
9tETF alternatives to VASIX09/27 neatp12:02 bck63
8pRetiring at 55 and help deciding on Pension now or delay08:38 Woops11:20 123
102pShould I quit high paying job?08/28 yosemite_mounta11:19 epicahab
5pOpen enrollment, Dependent Care FSA, and COVID12:25 Afty11:16 Afty
0pBest way to set up Ohio 529 plan?11:15 Carl53 
3pTrust and deed of property contained in trust.21:48 Seaurchin211:15 Gill
7062pRefinance Mega Thread2019 AZAttorney1111:07 mega317
0pPossible Job Offer - weigh in please11:06 dziuniek 
31pHow well did you predict your income growth?13:49 warner2511:03 fortunefavored
16pPre-retirement and bridge to Medicare09/29 RyeBourbon10:59 WoodSpinner
15pBest Way to Capture/Conserve Our Vanguard Profits11:47 patrickscott10:58 Lee_WSP
30pIRA Roth Conversion Question14:56 Dantes10:50 peppers
5pHM Bradley savings plan 3% APY09/11 rage_phish10:47 presto987
1pHelp with interpreting Open Social Security calculation10:11 Tattarrattat10:42 milktoast
9pHSA contribution question23:57 Tommy10:38 tonyclifton
38pThoughts on college and aid for National Merit Semi Finalist13:47 NewBie7510:23 retired recentl
14pBuying a condo online09/30 jefmafnl09:29 csm
11pVHCOL area housing decision / lifecycle planning for single professional09/29 sphinx202009:25 willthrill81
13pMoving to Law Firm/IP/Patent09/30 FineOne09:14 We're wolves
0ppart owner of C corp dies--what happens to outside investments09:05 patlizly 
4pRefinance Sanity Check, MA-area11:38 antitelephonic08:59 antitelephonic
67pGazillionth mortgage pay off question09/25 Frugalbear08:53 dknightd
60pShould I Quit Hated Job And Take 80% Pay Cut?09/24 Teachnik08:46 unstartable
44pDoes a deferred income annuity count as deductible IRA funds?09/29 gasdoc08:22 retiredjg
4825pWhat's Your Credit Card Rewards Strategy?2016 guitarguy08:22 protagonist
14pBank of America removed "My Portfolio" function?!? What to use now?09/06 McCharley08:16 MikeG62
68pHow much do you pay for healthcare (50-65 year olds)09/27 EnjoyIt07:59 HoosierJim
14pSocial Security question17:07 k198207:38 #Cruncher
130pFriend on the verge of financial ruin, how to help?09/27 neowiser04:46 Ivygirl
2p[Can an inherited TSP be transferred to an inherited Roth IRA?]11:47 CCRewards01:19 celia
1pYNAB and Fidelity17:24 FelixTheCat00:31 mhalley
19pCan I/Should I Stop Working (Child Care)09/30 dcw21323:53 LilyFleur
518pRelationship mortgage discounts for moving a million assets2019 softwaregeek23:49 LFKB
19pHow much house can i afford09/29 AbottK23:41 enclee
16pRental Issue/Dispute08/27 AD323:09 AD3
45pFiled paper return in mid March. Still no status06/08 tealeaves23:00 DinkinFlicka
498pJPM Chase Reserve Card gets more expensive01/08 WhiteMaxima21:22 BeneIRA
1267pMy LenderFi refinance is going well01/15 abyan21:03 hornet96
20pJoint account for convenience – inheritance issue14:48 Peter Foley20:57 tadamsmar
10pPenalty for too much tax withholding?09/30 StrangePenguin20:28 grabiner
135pCapital One is at it again06/17 JD277520:07 Mudpuppy
12pPreapproval for mortgage09/27 Oh12318:54 WS1
17pMedicare premium cost — ballpark09/29 J29518:35 kaneohe
69pethics concern with trust09/16 MerriebytheSea18:20 FoolStreet
3pTrust question15:41 DaveRetired18:04 bsteiner
6pHow to Get a Credit Card for an Irrevocable Trust07/27 celia17:51 celia
7pHealth insurance options (life event)09/28 lassevirensghos16:48 PaunchyPirate
0pRefinance & Purchase for a newly married couple with a property16:30 Robbiej3489 
110p401K Overpayment - Ex Employer Asking for Money Back09/28 cdogstu9916:00 Thrifty Femme
38pSix Figure Student Debt09/30 I_need_advice15:48 Bloomie25
21pHousing Oh Housing09/30 Phinance15:35 Sic Vis Pacem
29pChase Sapphire Pay Yourself Back08/09 Superleaf44414:58 MikeG62
56pWife Quitting High Earning Job?09/24 CactusGuy14:56 rjbraun
5pLooking for housing in or near Venice, Florida09/30 jefmafnl14:18 MAJIC9
4pBay Area electric vehicle owners - free / heavily discounted fast charging13:06 Tingting101314:11 Tingting1013
12pIncremental Property Taxes vs. Incremental Interest - House Purchase Consideration09/29 portfolio12312:13 Admiral
428pImproving the TSP [for current participants]2014 MichDad11:56 LadyGeek
7nEU Investor - Gold ETC09/27 rerombo08:00 megatron1911
9nKicked out of Degiro, where to go now?09/30 VS00007:03 DJN
5nInvesting in Ireland for less than 8 years09/27 gri3g006:52 DJN
0nUK banks - Common Reporting Standard (CRS) form06:00 occambogle 
9nTradestation Global - anyone here use this platform?11/07 sublimelaconic01:26 sublimelaconic
7nInventory in Ireland and other questions...09/28 zemmac23:25 zemmac
1nUK investors: which broker are you happiest with?09/21 steve32119:51 Fortune Seeker
25nTrouble understanding yield for INXG - iShares £ Index-Linked Gilts UCITS ETF09/27 hackingdragon11:39 TedSwippet
72chow do you make your home smell good?09/29 mrtimo11:23 nptit
1cUndergrad College List Options10:56 goru111:23 mega317
24cReverse Countdown Timer09/30 TomatoTomahto11:20 TomatoTomahto
47cFavorite Camping Gear18:03 ThankYouJack11:17 Beehave
73cHow do YOU find a good doctor these days...09/28 xerxes10111:05 mmcmonster
14cIndoor bike trainer options11:31 Startled Cat11:00 BatBuckeye
57cHomeowner attempting to resurface neighborhood public road09/29 mkc10:55 JoeRetire
5cVisible Wireless vs Total Wireless08:49 mxs10:51 keystone
11cAnyone with a relatively recent minivan and a video entertainment system? That or ipad holders?07/29 doss10:50 Gadget
7cAdvice on getting a refund from Airbnb20:11 herrick5510:50 fasteddie911
2cFinishing the basement10:32 CommitmentDevic10:48 Flora
10cHelp with replacing water heater09:15 MrNo10:38 staustin
56cReplacement for a good pocket point-and-shoot camera?09/28 nisiprius10:35 hunoraut
12ccordless cleaning scrubber09/26 egrets10:34 Luke Duke
211cA simpler car.09/23 SmallCityDave10:26 MortgageOnBlack
42cI need a Ladder—What type to get?17:33 Random Poster10:14 Sandtrap
69cDo you have any hobbies for a long winter? I bought a Sony A7 III mirrorless camera.09/29 Lynette10:09 smitcat
20cBest way to continually get SiriusXM Radio discount2019 ThankYouJack10:01 GlennK
24cAnybody have experience booking through dundee09:46 Sandtrap
51cDoes anyone recommend this $350 laptop?09/28 xerxes10109:24 catpepper
54cMusic for a camping trip09/27 LuigiLikesPizza08:52 Sandtrap
67cWhat are subscriptions that add the most value in 2020?09/26 BogleMelon08:38 Thegame14
81cDSLR camera improvement suggestions09/27 tommy8508:33 tommy85 or Similar06:55 TresBelle6508:30 lthenderson
21cStarting a Vineyard09/29 petulant08:05 F150HD
10cHelp with YouTube TV buffering issue23:15 investor4life07:26 arf30
52cAny Blended Scotch Drinkers Here?09/25 tomd3707:24 lazydavid
74cTalk me into buying a Tesla Model Y09/26 retire1406:58 TomatoTomahto
4cMP3 player for exercise?18:47 TresBelle6506:41 bob60014
60cOil change disaster09/26 baz_202304:34 Outer Marker
11cRenters insurance additional interest vs additional insured09/04 morbo01:45 btq96r
18cDo you think is safe?09/29 rh00p01:14 fwellimort
17cPSA: Never store something on top of water heater!16:34 mediahound22:23 mervinj7
21cAmazon seller requires signature for item shipped via Fedex16:11 Lynette22:08 Lynette
317cSo what are you cooking03/21 Skeeter122:02 nptit
75cNeed some advice for buying my first flat screen TV.09/07 atikovi22:01 Ged
54cNew Vehicle Suggestions - need more utility07/01 Mr.Chlorine21:38 Darwin
7cVerizon landline cost13:39 elisa21:09 dukeblue219
4cFast mail for someone else in my Hotmail acct20:01 HueyLD20:40 HueyLD
9cVoice over WiFi and iOS 1411:26 Voltaire2.020:40 vasaver
11cBuying an elliptical machine - please recommend09/29 Sweetpotato19:59 Big Worm
226cGardening 202003/19 kacang18:05 LadyGeek
70cCar Battery issues - SHORT Drive due to COVID (Work From Home)09/26 Nathan Drake16:17 batpot
58cHow to approach kid’s middle school / high school / college decisions?09/25 charleypartanna13:59 oldfort
9cNew Roof leaks - roofing company unresponsive09/29 ThankYouJack13:09 dsmil
3cHow Often Does Medicare Pay For COVID Tests12:30 cheese_breath12:53 vested1
29cPHEV + Solar panels + Midwest09/25 chrismj12:30 TomatoTomahto
91cDIY life style. Typical Boglehead?09/26 Lets do this th12:03 Bigvern777
252lRoll Call for the Retirement Class of 2020!2019 Miriam209:55 onthecusp
71lDetroit Area Bogleheads - Master Thread2014 daytona08409:15 KW2020
125lMetro Atlanta Bogleheads Local Chapter2016 vbonthu09:13 stup123
79lWhere did HEDGEFUNDIE go?09/29 Tellurius22:48 calvin+hobbes
68lSalt Lake City Bogleheads2015 TNL21:26 iamcam

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