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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1859 new posts and replies over 223 topics in last day (sorted by subforum). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
1hChanging 401(k) from target date to custom designed23:48 SANSRN04:51 Fudgie
9hRegarding Index Funds17:44 Volumeusa04:40 mortfree
10hNew to board with Brighthouse Annuity question?04/17 ndnboy04:33 ndnboy
58hEXPAT: Strategy when invested in USA and spending in EUROS04/17 international0003:48 Valuethinker
30hApproach to diversity out of a single stock (purchased through ESPP)04/22 manedark03:44 Valuethinker
22hBuying Treasury Bills: Treasury Direct or Vanguard / Fidelity03/18 ThisJustIn03:23 vtMaps
33hSchwab Vs Fidelity Vs Vanguard04/24 JD10103:17 msi
3hFee Only Financial Planner - Recommendation16:20 simple man01:57 boglerdude
7hIs my nondeductible IRA worth it?13:36 knightrider01:45 celia
7hEmergency Fund in VCTXX21:52 stocknoob411101:24 Thesaints
6hFinancial advisor for hire22:03 ActionTransacti01:20 Sandtrap
24hWashington GET 529 Reopened: Good deal?10/06 finance_learner00:54 letsgobobby
0hNeed help with highly skewed+multiple Portfolio management00:52 srsnerdshack 
14hInvestment Class/Group at Work04/23 cam24000:52 Nate79
32hmutual funds or etfs, why each04/20 boardwalkmike00:32 Driver
47hAmeriprise :(12/14 justwondering00:02 justwondering
1hHelp me understand my 401k situation21:44 determined033123:48 mhalley
21hMaking the decision to do a Roth Conversion14:26 Details23:47 Epsilon Delta
5hMr. Analysis by Peralysis13:21 jhendrix23:33 jhendrix
26hVanguard vs Creative Planning2017 Mkao6623:10 Dottie57
0hWould you critique my portfolio please? Thanks!23:07 FOGU 
23hShould I open a Goldman sachs 1.6% savings account?14:06 knightrider23:06 Rob1Sanchez
0hPortfolio/Investment Question22:53 Austin2011 
11hStrategy for investing in HSA09:18 tenkuky22:40 grabiner
7hHelp with modest inheritance14:28 Meaty22:39 Darth Xanadu
5hVanguard Voyager Select Worth moving funds to get there?2017 jdv0122:32 randomizer
29hDoes it ever make sense to not contribute to retirement accounts?11:58 3.141592653589722:31 grabiner
130hWhat happens when you speak in TICKER language.2015 retiredjg22:30 krow36
4hMake sense to convert IRA to Roth (Backdoor)18:43 kapthook22:25 kapthook
13h“Gradually simplify” your portfolio, or all at once?15:30 DouroBound22:23 Darth Xanadu
4hHelp with directing new monies16:52 BustedRhymes22:15 Darth Xanadu
9hAny Vanguard Global Min Vol Fans? (VMVFX)?18:58 listedguru22:02 stlutz
2hPERS pension, should we do more Roth ?20:12 nwffdiver21:46 FiveK
9hRising Interest and bond funds16:05 YikesHighFees21:37 dwickenh
35hManaged Beating Index?04/23 daitripper21:22 KSActuary
5hTax inefficiency20:10 shepherd20:41 CRTR
8hanyone convert PONAX to PIMIX at Fidelity?04/23 SpideyIndexer20:29 CRTR
2hHelp with a managed portfolio from J.P. Morgan11:57 Roxen7220:10 whodidntante
6hPartial Tax Loss Harvesting17:00 John15119:46 PFInterest
7hUncertain what to do about trust distribution04/21 learnedfool19:21 learnedfool
3hAdvice on Bond fund placement12:59 jaguar18:39 PFInterest
4h401k only up to the match and the rest in IRA's...13:44 1210sda18:36 TropikThunder
3hNew to Tax Loss Harvesting15:27 psuh52818:18 Duckie
17h401k to get match,Roth,401k or IRA, agree w/ this order or depends?13:21 Looking4Answers18:14 Looking4Answers
12hConsidering No 401K Contribution or Profit Sharing For 201804/24 sdvan18:11 sdvan
1hNew to Investing, looking for advice on new portfolio15:27 InvestorNew18:07 Duckie
30hDo I have 3 different investment horizons when planning for retirement?04/24 dknightd17:46 dbr
4hPortfolio review needed Pls05:52 ndnboy17:44 ndnboy
10h40/60 Balanced Index ?09:24 tomd3717:42 Phineas J. Whoo
12hHumble, respectful advice seeker for my Portfolio Questions04/24 financiallyfree17:41 ExitStageLeft
2hVG NV 529(0.16%) vs Fid NH 529 (0.13%)14:00 morpheus195816:46 morpheus1958
15hIs this ESPP worthwhile?04/23 mbasherp16:28 invst65
107hMax-funding an Index Universal Life policy to the IRS limit??03/27 ElmoHongZito16:25 ElmoHongZito
22hIs Today a good day for TLH?04/13 chabil16:17 rkhusky
15hTLH partner for Intermediate Term and High Yield Tax Exempt14:21 Hogan77316:01 Hogan773
6hFriend may have messed up Backdoor Roth - help please?13:53 Clever_Username15:56 jebmke
0h529 for K-12 private school strategy15:46 mookie 
5hRoth conversion and avoiding the pro-rata consequences08:33 jonce1715:30 jonce17
16hHelp needed with a loan/payoff scenario.01/24 llmgwc15:12 #Cruncher
5hWhat to do with 500k?09:22 NewInvestor915:11 mega317
16hAllocation Debate - consider all accounts as one?04/24 RootCanalDr15:06 mnvalue
1hAllocating Savings09:02 geocache5915:05 BigMoneyNoWhamm
21h'mini retirement' then back to work - how to allocate?11:25 banker2214:43 ExitStageLeft
4hVWELX or VWINX?13:58 cegibbs14:39 JoMoney
9hAllocation to combine Dave Ramsey and Vanguard?08:58 guyesmith14:25 DarkHelmetII
12hNew 401K after company has been acquired question04/24 lepa7113:57 rdgbogle
50hCustomer Service with Vanguard03/31 LilyFleur13:45 cfs
5hOur gap year aka trying out early retirement04/23 Retirednomad13:05 Retirednomad
9hWhich 3 are recommended?04/20 CoolInvestor13:02 CoolInvestor
12hNew 34, Bogle convert wanting to make sure I don’t screw up 401k08:30 Kduqchick12:54 jalbert
2hDual Earner Backdoor Roth question12:47 HEDGEFUNDIE12:53 HEDGEFUNDIE
2hNewb - Wanting to control my money11:05 Biff1312:31 mhalley
6h26 Year Old Asking For Advice04/24 ice112:27 Pajamas
4hfunds choose advise in the taxable account04/24 james1james2jam12:22 bloom2708
10hVested in pension... leave it in or take it out?04/24 BFive5511:54 Beehave
10hI Bonds now or wait until May?09:21 gowest11:26 jhfenton
36hNew AA [Asset Allocation]2013 M_to_the_G11:14 M_to_the_G
80hTreasury Direct is a waste of time2016 clearwater11:01 jacoavlu
15hIs mid/small cap necessary04/21 stocknoob411109:59 jhfenton
22hVanguard customer experience04/14 ncgenx09:32 dbr
6hWhat to do with a dormant SEP IRA?04/11 Ms. Lemon09:25 Ms. Lemon
44hAnyone invest in I Bonds and why?07/29 Nectarineman09:00 DaftInvestor
11hUSD/EUR Investment and Tax Optimization04/13 A2NTrader08:43 hithere
4hNew convert04/23 Kduqchick08:42 Kduqchick
103hAlly Bank No penalty CD for parking cash, is there a catch?06/16 marcopolo07:56 sperry8
4hAnnual percentage yields (APY)04/24 tuffy722207:54 PhilosophyAndre
6hNeed help with Bond Funds04/24 macreel07:46 aristotelian
24tLarry Swedroe: Financial Perils Of Old Age09:05 Random Walker04:45 afan
52tWhat happened to the Dow Jones between 1966-1982?14:49 fortfun03:47 22twain
6423tU.S. stocks in freefall2011 Lbill03:40 david1082b
142tI’m still not a fan of international bond funds04/20 Rick Ferri02:37 jalbert
35tUnprecedented Event04/24 pkcrafter01:19 willthrill81
19tStocks for the Long Run by Jeremy Siegel01/02 bogleface9901:10 willthrill81
1tETF Conversion Timing... are dividends qualified?23:42 JustinR00:04 DSInvestor
51tFloating Net Worth w/ VT after 5 Years04/21 princetontiger23:58 pascalwager
42tAnother Warren Buffett S&P 500 Recommendation04/24 JoMoney23:18 Bastiat
12tBalanced Funds Capturing Large Percentage of Stock Market Return14:07 Electron23:14 Electron
12tIs there any app/software that neatly tells you daily gains/losses?04/25 TheBogleWay23:12 Moochy
16tAn Article Claiming Vanguard Will Be Responsible For The Next Bear Market10:05 Boxtrap23:07 Bastiat
18tJeremy Siegel's 1/3, 1/3, 1/3 diversification2013 singletond23:00 heyyou
79tBloomberg article on lump sum vs dollar cost averaging04/18 Freefun22:39 billy269
1tBH Three-Fund Asset Allocation = Two Fund Separation Theorem21:44 FisherBlack22:19 LadyGeek
7tBuffett tax red herring?04/23 Telloverture22:11 Telloverture
1tImpact of allocation changes on returns14:38 julaney22:02 FiveK
263tKF's simple rules to achieve FI [Financial Independence]04/20 KlangFool21:51 TropikThunder
2tThoughts on SPACs?18:31 csm1421:49 csm14
10tWired: Beware of Roboadvisors Bearing Low Fees03/23 pcsrini21:30 KSActuary
1439tA different approach to asset allocation2007 market timer20:18 bling
3tFTSE Reclassified Poland as a Developed Market15:12 jalbert19:55 jhfenton
8tGraph of various Vanguard fund SEC Yields for the past year15:58 neurosphere19:40 UpperNwGuy
14tCurrency Risk for ETFs [Canada]04/21 Ben209417:57 Valuethinker
8tSmall premium04/24 garlandwhizzer17:52 garlandwhizzer
39t2017 Relative Tax Efficiency02/19 triceratop15:58 triceratop
6tVanguard: new display this morning?10:26 linenfort15:01 linenfort
28tHolding S&P 500 Index vs Total Stock Market?2014 Youkai14:29 fujiters
120tMuni Money Market funds starting to look good!12/27 bligh14:22 Kevin M
44tVanguard Surveys04/22 fortyofforty14:18 fortyofforty
21tYield Curves-Treasury, CD, AA/AAA muni04/22 Kevin M13:31 Kevin M
23tHelp poke holes? Roger Ibbotson recommends a Fixed Index Annuity as a partial bond alternative.04/24 Edward Joseph13:24 jalbert
90tCharles Schwab Experiences?2016 pc9512:20 betteryeti
35tWhy are rising Bond Yields bad?04/24 Bhairston201812:03 alex_686
951tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab11:31 investor997
4tInterest rates have no impact on equity markets...04/24 princetontiger11:27 Pelerus
30tA Challenge To The 3 Fund Portfolio...The 2 Fund Portfolio04/24 Boxtrap11:08 goblue100
97tAlternative to Google Finance? [Portfolios feature deprecated]09/26 retire5707:12 matjen
64tThe World in 2050 — GDP & Stock Market Capitalization04/15 SimpleGift06:41 AtlasShrugged?
61pCashing out of the Bay Area04/24 Bungo04:40 YCkid
13pToo late fort Roth IRA?04/09 Momord04:22 FiveK
13pAnother house budget question14:40 rsk04:19 YCkid
17pWhole Life Policy11:41 teadance02:50 Dead Man Walkin
0pAftertax 401K rollover to Roth IRA02:43 Zonian59 
8pTraditional IRA conversion/Roth back door04/24 noobtoinvesting01:59 ivk5
1pRolling nondeductible tIRA money into Roth IRA00:54 HEDGEFUNDIE01:42 ivk5
13pChase $300 bonus for a new saving account20:46 mk103901:31 Thesaints
77pWho benefits from "best and final offer" on condo?04/24 bostondan01:08 Agggm
24pAlliant Credit Union Signature VISA07/21 MikeG6200:04 HEDGEFUNDIE
170pHow much cash do you keep at any time on checking?02/27 cam24000:01 mikeyzito22
3pnew tax law - does it change calculations for prepay mortgage or muni bonds in taxable?04/24 Needsomehelp23:33 Kevin M
14pBonus paid via 401k employer match10:41 hyp501023:33 Darth Xanadu
21pFIRE and health insurance04/21 Determined23:10 guyesmith
6pAllowances - Tax14:45 Kathys23:02 grabiner
4pLimited purpose FSA17:47 sergio22:51 grabiner
45pCriteria used to make Roth Conversion decision02/02 Details22:44 sergeant
12p37 yr old + UTMA + student loan = ???04/24 Zolpidem_Dream22:18 Zolpidem_Dream
18p"How to Engineer your Layoff" book, has anyone read it?01/16 bhsince8722:16 wilked
4pCar insurance quotes for 23 year old (male-don't know if this matters)17:43 dave_hershey22:11 ram
9pIRA Re-characterization and Roth Conversion10:00 dbikedave22:02 Alan S.
25pCharles Schwab international ATM (worth the hard credit pull)04/24 fortfun22:01 Nearly A Moose
19pCredit Score and Credit Cards04/23 Taspy8722:00 dustinst22
129pNew Car: Ever make sense to lease?10/30 RRAAYY321:51 KSActuary
2pShould I file a 1040X? Med Deduction Mistake19:42 Thrift Shop21:20 Thrift Shop
30pHow to be a good executor to family04/24 PoppyA21:19 Iowa David
59p[Vanguard account locked out due to deceased owner]04/24 mawvan20:34 Phineas J. Whoo
95pCharles Schwab Checking + Brokerage Account2016 jb920:29 nm451
13phow would you handle this--collecting life insurance11:24 aquamarine19:54 toofache32
1pApplying for 2 life insurance policies at the same time09:06 Bambuk19:51 fortfun
17pMAGI and Medicare Premium04/17 alamander19:12 Mitchell777
16pCredit card that offers high limit for no fee balance tranfers04/24 jimtramont18:52 Dmanse02
10pSocial Security computing question12:25 FXDXontherun18:29 Phineas J. Whoo
59pBuilding a New Home (Talk me out of it!)04/23 Hogan77317:40 Pajamas
43pHow long does a will last? [Time to settle the estate]04/22 jetsmell15:56 LadyGeek
9pCapital One 360 Joint Account03/23 anonenigma15:39 seawolf21
9pLump sum inherited IRA make estimate tax payment?10:52 sschoe215:34 sschoe2
10pNeeding some sage advice on mom's Uni Life policy04/24 cromagnon1715:27 jwhitaker
50pHow far I am behind in retirement savings?08:37 BogleMelon15:18 BogleMelon
15pCA Public School Teacher - Union Dues, Pension Contribution04/23 CollegePrudens15:13 pshonore
7pTerm4Sale Agent - Am I getting bad advice?12:36 BobStrauss15:03 BobStrauss
3pDid not deduct SEP-IRA contribution04/24 BruinBones14:55 Spirit Rider
11pi401k contribution causing net business loss04/24 theplayer1114:44 theplayer11
41pTurning 65, and choosing not to take Medicare Part B10/20 Mr. Digweed13:21 delamer
59pBrokered CDs - often better return secondary market11/14 dm20013:09 dm200
2pRoth Contrib funding issue07:26 Steady5913:04 FiveK
238pNew HSA provider Lively offers investments for $30/yr fee09/26 indexfundfan12:12 jhfenton
240pHow old are you and how much do you save for retirement a year11/07 RDHlooking4FIRE11:58 intothegreatunk
61pUsing Vanguard’s advisors12/29 easyodie11:19 LoganLot
0pAdoption assistance from employer11:10 TareNeko 
8pbest resources for executor2017 letsgobobby10:21 andreahrizk
7pAny use in keeping Alaska Airlines card ?04/23 SlowMovingInves09:18 SlowMovingInves
2pTax-smart Diversification - what to buy? VGuard & Schwab05:06 teachmetofish07:59 Looking4Answers
62pAccumulation-Dynamic Decumulation Strategy03/08 icetrap07:57 Ms.Fortuna
154pCan I retire at age 40?04/15 Johnretirement07:22 smitcat
6lRoll Call for the Retirement Class of 2019!04/18 Miriam221:13 David Jay
6cAnyone had luck getting condo to install solar panels?15:24 knightrider04:39 IowaFarmBoy
52cDo you have a car w/o ABS?07:53 jehovasfitness04:01 The Wizard
40cHow did you tell the boss you're leaving/retiring?17:08 fsrph03:24 yosh99
34cWedding - financial burden on couple and attendees15:21 over4503:00 denovo
7cInsurance Advisor?04/24 investorhead02:14 boglerdude
178cIs Los Angeles a good place long term to live financially?04/17 GrayS2601:29 boglerdude
29cNew car hit accident - loss of dimished value04/19 core4portfolio01:17 rockonhumblepie
89cWhat have you baked recently?03/20 Elsebet01:09 Caligal
7cHelp! Nephew is asking for college advice (undergrad choices)21:50 darkhorse01:03 Mudpuppy
65cNomadic lifestyle in their 50s04/23 barry2ipa00:56 Bfwolf
14cEver ship/transport a car?09:48 ARB5700:41 NoHeat
1cGoogle Sheet Tip - calculating inflation-adjusted current dollar amounts for past years2017 hoppy0852000:40 squeat
158cBH travel tips?04/14 leftcoaster00:13 purpleKatz
78cAAA? What to do in car emergencies?04/21 LaurieAnnaT00:06 LaurieAnnaT
0cMedicare Denial- How to Proceed?23:27 HankN50511 
50cLooking to purchase new car/SUV04/22 ugaDAWGS0923:24 emoore
43cIs my computer obsolete?10:32 Hoosier CPA23:22 golfCaddy
27cCost of ownership for midsize SUV/wagon04/24 forks23:11 forks
17cBuilding/House Plans11:23 bonesmd22:59 bonesmd
4cComfortable Commuter Cars under $50K21:06 FisherBlack22:56 Sandi_k
21cHOA won't help.10:50 Helperme22:30 TravelforFun
14cDoes anyone have Cali Bamboo flooring? Your experience?04/24 CedarWaxWing22:04 CedarWaxWing
11cCOMCAST - Modem / Router recommendation19:02 RMO8721:52 KlangFool
43cNew car pickup today.11:35 Dottie5721:35 invst65
34cTraveling to Asia-need advice04/22 Buster6521:34 Hyperborea
20cNewborn- essential financial steps04/20 uberdoc21:31 sksbog
50cElectric Toothbrushes - again2017 Barefootgirl21:23 BogleFanGal
26cRebating buyer's agent for 1st time single-family home purchase04/23 need403bhelp20:26 need403bhelp
85cNew retirees: so whatdayathink ?04/20 tennisplyr18:58 VictoriaF
42cNeed to cut the cable cord - is there an alternative?04/22 summerof4215:00 Lochen
29cBuying BRK.B to save $94 annually on insurance?04/19 BogleMelon14:43 WhiteMaxima
9cPayment for Medical Device09:44 sport13:20 Pajamas
16cTraveling to italy.........04/22 cartman13:08 WhiteMaxima
18cDifference in Difficulty Driving Moving Trucks By Size04/24 jpa12:57 MDfive21
728cTo take or not to take delivery of Tesla 309/06 wrongfunds11:57 roflwaffle
19cRetiring soon - health insurance planning Cal-COBRA2017 curmudgeon11:36 2015
108cKitchen features03/01 daggerboard09:58 forgeblast
49cKitchen Faucet & Sink recommendations?2016 BW198509:55 GAAP
14cRemoving Existing Satellite Systems04/21 pascalwager08:29 Luke Duke
11cChallenging New Home Taxable Value02/26 FiscallyRespons08:01 FiscallyRespons
51cHow long have you been unemployed?04/22 corn1807:57 wxz76

Subforum key:
h = Investing - Help with Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
c = Personal Consumer Issues
r = Reference Library and Wiki
l = Local Chapters
f = Forum Issues and Administration

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