Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.
The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.
This site is composed of two primary resources: our Wiki and our Forum.
The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.
On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.
Post ListingsView subforum list
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| 1304 new posts and replies over 181 topics in last day (sorted by subforum). Days: 1 2 3 |
| # Replies Subforum - Topic Title | First | Last |
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| Subforum - Topic | Last | |
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| 3 | h | Combining TIAA Traditional and TIPS ladder | 09:37 | mcgarrett | 22:54 McQ |
| 3 | h | Considering Employee Stock Purchase Plan | 21:39 | FunnelCakeBob | 22:54 muddgirl |
| 2 | h | Lum sum payment of pension plan | 21:28 | positive | 22:54 invest4 |
| 9 | h | Can I still go fire? | 11:28 | fireornot | 22:46 Dottie57 |
| 11 | h | Can't realize capital losses from pre 2008 Lehman Brothers Investment | 08/26 | rationalist_ps | 22:45 Tanelorn |
| 7 | h | Exchange similar funds without tax implication | 09/30 | java | 22:42 erp |
| 4 | h | Update on TIAA Income Illustrator: Loyalty bonus & payout comparison 2023 v 2022 | 08/12 | McQ | 22:36 McQ |
| 2 | h | Total Basis - Nondeductible Contributions to Traditional IRAs | 21:22 | Sasha | 22:12 celia |
| 60 | h | BND exceeding my patience - need something different | 14:47 | daacrusher2001 | 22:08 TheRoundHeadedK |
| 12 | h | VTI & Vanguard Bond Index -- Good for taxable brokerage? | 12:40 | ccincis88 | 22:04 muffins14 |
| 5 | h | Switching from municipals to TIPS | 09/30 | Praye | 21:35 grabiner |
| 120 | h | Best money market fund on Merrill Edge for Bank of America Preferred Rewards | 11/20 | gobsmacked | 21:31 anon_investor |
| 14 | h | portfolio questions | 07/29 | travelinglight | 21:13 travelinglight |
| 4 | h | Questions on rebalancing 401(k) and temporarily moving to sidelines | 20:05 | fingoals | 21:05 fingoals |
| 8 | h | HSA | 08:09 | Yvy | 21:02 grabiner |
| 2 | h | Reorganizing Taxable | 16:33 | lmldm | 20:55 grabiner |
| 28 | h | Dollar Cost Averaging and Tax Loss Harvesting | 09/12 | mander75 | 20:50 grabiner |
| 41 | h | When should I convert to Roth, if at all? | 09/30 | MoreTaxes | 20:48 chassis |
| 1 | h | Is it possible to estimate Dec 2023 TIPS fund dividend? | 07:51 | Retiredron | 20:47 #Cruncher |
| 198 | h | [Safe Withdrawal Rate] Are you 3% and why/why not? | 09/27 | Heian | 20:27 EnjoyIt |
| 10 | h | Is it worth it to have small/mid cap index funds in Retirement portfolio? | 17:51 | tig1 | 20:23 Northern Flicke |
| 1 | h | ibonds or treasuries or cds? | 17:44 | livingalmostlar | 20:00 whodidntante |
| 11 | h | Roth IRA Restructuring Advice | 10/01 | naquoae | 19:59 Eagle33 |
| 33 | h | Personal Investment Advice | 09/24 | Natalie20 | 19:09 Natalie20 |
| 12 | h | Please review my investments and help me retire early | 03:38 | Bean Boglin | 18:51 windaar |
| 12 | h | I have about 8 years left until my retirement. | 09/30 | jyun | 18:32 Capster1 |
| 17 | h | Fidelity Brokerage-link worth it for diversification? | 10/01 | rayne | 18:17 dcabler |
| 23 | h | Just move Bond allocation to STRIPs? | 10/19 | the_wiki | 18:06 CletusCaddy |
| 14 | h | 20 - 25 times annual income retirement planning | 10:17 | conservativeX2 | 18:00 epictetus |
| 2 | h | Schwab/Fidelity/Vanguard for German Stock | 15:50 | 25millz | 17:45 25millz |
| 10 | h | Portfolio Help for rookie | 10/01 | MNrookie | 16:52 MNrookie |
| 2 | h | 401k contributions after job change | 11:16 | StayTheCourse19 | 16:49 Nate79 |
| 9 | h | Finance Buff website | 10/01 | southport | 15:13 50/50 |
| 7 | h | TIAA Data Breach | 09/28 | stargazerlily03 | 15:04 stargazerlily03 |
| 13 | h | Stay with Citi or move to new bank | 10/01 | nestegg22 | 14:35 beyou |
| 6 | h | What to do with 250k+ sitting liquid. | 11:07 | Esu | 13:20 KneeReplacement |
| 17 | h | CD Rates and Sources | 09/30 | pfb3326 | 12:10 mark_in_denver |
| 99 | h | Dr. William Bernstein on Bonds | 2022 | BigDGB | 12:08 Bill Bernstein |
| 12 | h | REIT's & Dividends | 09/25 | Sandman11154 | 11:40 crefwatch |
| 33 | h | I Bond cash out timing, just checking my math | 10/01 | aaaaaa111111 | 11:25 CuriousIndexer |
| 2 | h | Municipal bonds | 09:23 | Yvy | 11:05 Hacksawdave |
| 7 | h | Self-Employed 401(k) w/ Full-time Job: Sanity Check Please | 09/10 | Wealth_Builder | 10:52 ScaledWheel |
| 10 | h | 401K to IRA Question | 10/01 | bumski | 10:51 bumski |
| 1 | h | strategies made possible due to no brokerage [fees] for transactions | 09/30 | kapiltj | 09:17 David Jay |
| 6 | h | brokerage Tax efficiency | 10/01 | The Falcon 33 | 09:00 retiredjg |
| 57 | h | Perfect timing for EDV (Long term treasury) | 01/30 | iCare | 07:10 sid hartha |
| 259 | h | I have 500k to invest but keep procrastinating | 2022 | Reuben1980 | 06:54 Reuben1980 |
| 23 | h | the value of consolidation | 09/22 | peterwantstosav | 06:51 CloseEnough |
| 15 | h | What more can I do? | 09/29 | apiester | 00:11 AlaskaTeach |
| 338 | t | Riding HEDGEFUNDIE’s excellent adventure | 2020 | CanaBogle24 | 22:55 corpgator |
| 170 | t | With rising yields, owning a home looks less attractive | 09/28 | tcrez | 22:46 crossbow |
| 16 | t | Projecting the nominal return on your TIPS purchase | 09/30 | McQ | 22:20 McQ |
| 3114 | t | International (Non-US) versus US Equities (The "Arguments") | 07/23 | CraigTester | 22:19 Nathan Drake |
| 1462 | t | Now that long TIPS have surged past 2.25% I will… | 2022 | McQ | 22:14 curmudgeon |
| 26 | t | Does a Bond Fund Yield Equal Its Perpetual Withdrawal Rate? | 10/01 | Random Poster | 22:07 unbiased |
| 20 | t | Why are Utilities Dropping So Fast? | 2020 | Scooter57 | 21:54 whodidntante |
| 101 | t | Were you nervous when you retired? | 2020 | 4nursebee | 21:49 wwhan |
| 9 | t | Sell IBonds with untaxed gains to buy TIPs in taxable account? | 10/01 | gasman | 21:34 dcabler |
| 65 | t | Swedroe (9/27/23 Morningstar): “It’s Too Soon to Say the Value Premium Is Dead” | 09/29 | apex84 | 21:30 afan |
| 7 | t | explain 'Capital Gains Tax for People Over 65' | 14:13 | sunsetting101 | 21:20 grabiner |
| 27 | t | The unloved 20-year Treasury bond (now over 5%) | 09/14 | MnD | 21:15 Lyrrad |
| 110 | t | How long does a bond fund take to recover after an increase in yields? | 09/23 | StillGoing | 21:03 theac |
| 6433 | t | The Final, Definitive Thread on Brokerage Transfer Bonuses | 2016 | Earl Lemongrab | 20:57 JD09 |
| 227 | t | TSP G Fund rate 3.00% (June 2022) | 2021 | mokaThought | 20:33 nps |
| 5702 | t | I Bonds Mega Thread (I Bond Heads Rejoice!) | 2021 | tomsense76 | 20:08 theac |
| 58 | t | My stock has lost 17% in 5 days without any announcement: what to do? | 09/29 | Lauretta | 19:15 Cash is King |
| 2 | t | Three fund portfolio - Moderate risk HIGHER return than high risk? | 15:30 | second_grader | 18:34 retiredjg |
| 21 | t | the last "double" prior to retirement | 10/01 | sambb | 17:30 Grogs |
| 179 | t | 2023 Hedge Fund contest | 01/01 | Tanelorn | 16:34 grok87 |
| 72 | t | Why doesn't everybody replace SP500 with NTSX? | 2020 | Blue456 | 15:00 beardsicles |
| 24 | t | What asset approximates your concept of risk-free? | 10/01 | alluringreality | 14:37 bobcat2 |
| 2761 | t | Modified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory | 2021 | skierincolorado | 14:33 comeinvest |
| 3464 | t | Trading Treasuries (nominal and TIPS) | 2022 | Kevin M | 14:05 Kevin M |
| 252 | t | New tool for building a TIPS ladder | 01/07 | kaesler | 12:52 #Cruncher |
| 37 | t | Target Retirement Date (TRD) funds - glide path? | 09/26 | Wannaretireearl | 12:21 Wannaretireearl |
| 585 | t | Taxation of Treasury bills, notes and bonds | 11/15 | Kevin M | 12:16 MacktheKnife |
| 49 | t | Help poke holes? Roger Ibbotson recommends a Fixed Index Annuity as a partial bond alternative. | 2018 | Edward Joseph | 12:01 Rex66 |
| 15 | t | Treasury time estimates for service | 08/10 | statman | 11:48 travlinman561 |
| 18 | t | AVGE at Merrill? Can't buy, is transfer possible? | 01/25 | Looking4Answers | 11:44 Oddball |
| 14058 | t | HEDGEFUNDIE's excellent adventure Part II: The next journey | 2019 | HEDGEFUNDIE | 11:20 firebirdparts |
| 21 | t | Year 2000 vs current cycle | 09/29 | stocknoob4111 | 10:49 invest2bfree |
| 4929 | t | What are you up YTD? [Year To Date] | 2014 | InvestorNewb | 08:02 Goodenoughforme |
| 2 | t | TYD Historical Annual Return Data | 09/29 | Chocolatebar | 06:52 Chocolatebar |
| 402 | t | Total portfolio allocation and withdrawal (TPAW) | 2020 | Ben Mathew | 05:29 Harry Livermore |
| 1 | p | I have enough money, but I want a little bit more. | 22:25 | 2ball | 22:55 123 |
| 8 | p | Does bumping severance into next year help with taxes? | 23:21 | McCharley | 22:29 erp |
| 0 | p | TIPS ladder to finance retirement community costs? | 22:22 | esetter | |
| 18 | p | Transfer on Death TOD documents instead of a Will | 10/01 | SwissCoffee | 22:22 SwissCoffee |
| 70 | p | Question for Retired Members--life mistakes | 2017 | cresive | 22:08 Sandtrap |
| 17 | p | Who is using a personal finance app? | 06:20 | moneygirl3 | 21:51 slowandsteadywi |
| 9 | p | Big News For Those On FEHB BCBS And Other Plans | 10/01 | tallguy3891 | 21:43 tallguy3891 |
| 12 | p | Is this a direct or indirect rollover? | 13:30 | vtMaps | 21:42 Alan S. |
| 46 | p | Is owning a condo worth the risk? | 09/29 | investor997 | 21:37 LilyFleur |
| 18 | p | Dealing with “Gray Areas” in Tax Law | 09/29 | Pennywise Pound | 21:27 bsteiner |
| 4 | p | Fatal NUA error - possible to reverse withdrawal? | 08:29 | peratio | 21:18 TBillT |
| 4 | p | Why did my SS Estimate go down? | 19:42 | windaar | 21:10 billaster |
| 0 | p | Any site offering complete daily municipal bond trade activities? | 21:02 | Carno | |
| 4 | p | Public vs private sector compensation comparison | 07:16 | Finot3 | 20:58 vinhodoporto |
| 2 | p | Virginia income tax: Can I deduct out of state property taxes? | 18:46 | Grogs | 20:53 TBillT |
| 34 | p | Family Will Be Uninsured in 30 days, Advice Appreciated | 14:14 | tacobellcow | 20:51 teen persuasion |
| 12855 | p | Refinance Mega Thread | 2019 | AZAttorney11 | 20:29 zrzhu111 |
| 13 | p | Is health insurance cheap in CA? | 17:03 | lecithar | 20:07 quantAndHold |
| 87 | p | IRS Now Requiring ID.me again? | 07/06 | Leesbro63 | 19:52 pizzy |
| 5 | p | Does a POA expire? | 17:38 | Tracker968 | 19:28 LotsaGray |
| 3 | p | Incorrect Backdoor Roth IRA Triggers MA Assessment Notice | 10/01 | NewtonsApple | 19:14 fabdog |
| 21 | p | Rent or Own Math | 09/29 | eri | 19:13 unwitting_gulag |
| 12 | p | Vanguard QCD Checks | 08/08 | sport | 19:11 minesweep |
| 3 | p | Social Security / Medicare / Medicaid TIPS | 17:29 | mander75 | 18:08 TravelforFun |
| 18 | p | Please Help Me Understand What Happens When One Spouse Transitions to Medicare when Using the ACA | 12:25 | Carefreeap | 17:59 nalor511 |
| 103 | p | How much do you pay for healthcare (50-65 year olds) | 2020 | EnjoyIt | 17:56 OrangeKiwi |
| 3 | p | Medicaid eligibility lumpy income | 2021 | Patrick584 | 17:55 Hebell |
| 16 | p | Gnucash - how do you setup brokerage accounts and houses | 09/22 | gavinsiu | 17:16 gavinsiu |
| 35 | p | Does the salary I report to credit card companies matter? | 10/01 | Grogs | 17:09 Grogs |
| 6 | p | How to redeem paper EE savings bonds? | 2021 | v1rtus | 17:08 #Cruncher |
| 11 | p | HSA Contribution Insight | 09/28 | TxSpartan | 16:39 esar |
| 3 | p | A Question about a Thrivent Annuity | 10/01 | A Trivial Subgr | 15:57 jaspermv |
| 85 | p | How much am I saving? | 09/28 | LaniK1 | 15:54 Onlineid3089 |
| 42 | p | Debating quitting with no new job lined up - possible FIRE? | 09/30 | AtlantaP | 15:49 Claudia Whitten |
| 26 | p | Can You Bequeath Property Which You Don't Yet Own In Your Will? | 09/28 | keyfort | 14:54 bsteiner |
| 14 | p | Should you get a local CPA when you move? | 09/30 | traveling_sales | 14:47 LotsaGray |
| 129 | p | What delayed gratification choices have you made lately? | 09/24 | Impulsebuyking | 14:46 CyclingDuo |
| 79 | p | Are we seat warmers? [Change from public to private sector employer] | 09/30 | Invictus002 | 14:37 mouth |
| 25 | p | Tax planning around ACA subsidies | 10/01 | trirod | 14:27 marcopolo |
| 7 | p | Is Your Continuing Care Retirement Community Entrance Fee Safe? | 10/01 | Cruise | 14:14 Prudence |
| 19 | p | Travel reward card or premium cash back for us? | 09/30 | NYCaviator | 13:18 SpaethCo |
| 5131 | p | Fidelity as a one stop shop | 2018 | BogleMelon | 12:59 SteveInNJ |
| 7 | p | Non-deductible IRA contribution: rollover to 401k tax consequences? | 08:44 | Shih Tsu man | 11:57 Alan S. |
| 5 | p | Need help understanding irrevocable trust for Veterans A&A benefits | 09:18 | techbud | 10:45 HomeStretch |
| 87 | p | Wash sale if bought AND sold in Roth within 30 days prior to buying/selling in taxable? | 09/28 | Spumonip | 10:44 livesoft |
| 9 | p | How does Social Security income affect Medicaid qualification | 10/01 | cnc449 | 10:43 DebiT |
| 19 | p | Safe IRMAA Estimate 2023 for 2025 | 09/28 | dcop | 10:40 retiredjg |
| 4 | p | Cashing EE Bonds - Payable Upon Death | 01:42 | gehenna | 10:38 gehenna |
| 105 | p | Buy or lease a new car? | 09/26 | mymoneyresearch | 10:13 kleiner |
| 146 | p | How are you self-insuring for long-term care? | 09/20 | RationalWalk | 09:52 Cat Herder |
| 41 | p | IRS Online Account - Mysterious Error Message 8028 | 01/04 | truenorth418 | 09:14 Jshmoe |
| 13 | p | Will you ever again see such a high ex-ante ERP? | 2009 | wbond | 08:00 wbond |
| 3811 | p | Share your net worth progression | 2014 | techcrium | 07:48 the_frugal_cpa |
| 9 | p | Sell Taxable Investments for Car Loan? | 10/01 | rsundaraz | 07:14 rsundaraz |
| 34 | p | Long Term Care Insurance - When to purchase? | 09/28 | bmelikia | 06:17 chazas |
| 3 | p | Quick FireCalc question... [What calendar date is used in calculations, beginning of retirement?] | 09/29 | MasonMcD | 23:23 MasonMcD |
| 12 | n | Investing for American Expat in UK | 03:47 | Redstar222 | 14:10 typical.investo |
| 1 | n | Fund choices for UK pension investment | 11:13 | marvis472 | 13:23 pennywiser |
| 2 | n | Do you pay tax when a T-Bill matures (foreign investor)? | 09:29 | Love1212 | 10:11 Love1212 |
| 2 | n | Asset allocation for Australian investors | 10/01 | 137alpha | 03:41 Valuethinker |
| 3 | u | W-8BEN | 03/21 | merryweather | 14:19 TedSwippet |
| 0 | c | Travel agent specializing in European river cruises. | 22:43 | Myopic squirrel | |
| 7034 | c | What Book Are You Currently Reading? Part VI | 2014 | Alex Frakt | 22:24 FreeAtLast |
| 1 | c | Vegas 2023, December | 21:46 | keith6014 | 22:00 runner3081 |
| 34 | c | Brand New Washer is tripping the GFCI | 2022 | Sammy01 | 21:53 bd7 |
| 41 | c | Considering Tesla model y long range, what do I need to know? | 10/01 | tommy85 | 21:38 quantAndHold |
| 3548 | c | What frugal thing did you do today? | 2017 | Nectarineman | 21:31 LilyFleur |
| 28 | c | Home Security Cameras - Worth it? | 07:52 | ThankYouJack | 21:29 otinkyad |
| 35 | c | iPhone 13 Mini - Any User Feedback? | 09/30 | ruanddu | 21:14 Normchad |
| 20 | c | Hybrid or non-hybrid vehicle? | 13:27 | mymoneyresearch | 19:28 mhalley |
| 47 | c | Husband cracked his iPhone screen | 08/26 | desigirl | 19:22 rankl |
| 29 | c | Dental Insurance | 09/28 | tines | 19:16 Tom_T |
| 5357 | c | [What TV Show Have You Recently Watched?] | 2016 | dbCooperAir | 19:09 theac |
| 4809 | c | What are you listening to now | 2020 | Artful Dodger | 18:57 roamingzebra |
| 82 | c | 4 runner or Outback or Passport: help me decide new car | 09/30 | frugaltigris | 18:44 rockstar |
| 30 | c | New car- four kids | 09/30 | bdylan | 18:32 Arboecars |
| 3 | c | CRV 2018 Tires | 15:55 | retire1123 | 17:16 Doctor Rhythm |
| 13 | c | Pre-emptive replacement of ceiling CFLs | 10/01 | 123 | 17:03 CAsage |
| 24 | c | Need help with replacing noisy AC unit in new house. | 09/30 | Gort | 17:02 Watty |
| 39 | c | Any benefits for downloading McDonald's Phone App? | 09/28 | teelainen | 16:54 Nate79 |
| 2 | c | Move to City or stay in Suburb | 16:38 | NYGiantsFan | 16:49 David76 |
| 92 | c | Vocational colleges for a Mech Eng/Aero Eng major | 09/29 | Wannaretireearl | 16:08 Parkinglotracer |
| 57 | c | Medicare Part D Choices for 2024 available | 09/29 | EagertoLearnMor | 16:08 anagram |
| 0 | c | Epoxy vs Ployurea waterproofing | 16:01 | schachtw | |
| 61 | c | Cell phone and landline | 09/24 | placeholder | 15:38 Tom_T |
| 5 | c | Raven scanner | 09/30 | obgraham | 15:37 Hypersion |
| 30 | c | Advice needed -- cell phone disposal | 09/29 | brian91480 | 13:57 scophreak |
| 152 | c | Tesla savings vs used ICE cars | 09/16 | jplee3 | 13:33 quantAndHold |
| 5 | c | Corrugated bitumen vs acrypol fiberglass sealant for leaky roof | 10:35 | Lauretta | 13:22 billaster |
| 17 | c | Staunton, VA | 09/29 | protagonist | 13:19 lostinjersey |
| 2644 | c | Bird watchers – what birds are you seeing? | 2020 | JAZZISCOOL | 11:00 jebmke |
| 62 | c | Active WFH wardrobe | 09/29 | SpaceGriffin | 09:41 JakeyLee |
| 77 | c | Your favorite installed bathroom accessories? | 09/10 | mookie | 08:22 muffins14 |
| 171 | c | If you could only listen to one podcast... | 2020 | buckeye7983 | 06:29 Target2019 |
| 10364 | c | What Movie Have You Recently Watched? | 2014 | abuss368 | 06:18 LadyGeek |
| 139 | c | Eggs | 09/25 | Beensabu | 03:29 khh |
| 6 | c | Delete | 10/01 | hoops777 | 23:38 ClaycordJCA |
Subforum key:
h = Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
n = Non-US Investing
s = Spain
u = United Arab Emirates
c = Personal Consumer Issues
l = US Local Chapters
I = Non-US Local Chapters
f = Forum Issues and Administration
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