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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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5359 new posts and replies over 437 topics in last 3 days (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
5pDisputed collections debt + possible identity theft, now what?08:20 Mako18:20 Jim Beaux
16pCredit score mystery10:11 softmax18:20 surfstar
208cIs Costco worth the $120 membership?09/19 sabhen18:20 makingmistakes
72cWhy buy medical insurance ?20:00 beyou18:20 squirm
98pPhysicians: Should I leave my job?05:07 S4C518:17 phantom0308
7pAre employees entitled to a copy of their retirement plan documents?15:07 StrebLab18:15 neurosphere
42pTrust Beneficiary Modification09/21 vgc30318:12 Bobby206
136pwho do you bank with and why?02/03 pesos18:12 tj
1hRetirement Accounts17:42 STARGAZER.BRIGH18:12 lakpr
10cSynology NAS -> DS220J, DS420j, DS41813:49 KlangFool18:12 TheMightyQuinn
5pPurchasing Insurance (Life vs Term) for cancer16:26 mav1218:10 LadyGeek
31hWhy is this portfolio wrong?09:42 gf3026918:10 gf30269
11pHow to cash an estate check when there is no estate?09:06 emeraldjewelz18:09 Gill
0hUpdated: Personal Finance Advice for New PhD18:08 bwn 
14cSell or donate Volvo? (Worth 14k ish)23:33 sksavers318:06 Watty
8pBalloon payment in beginning of mortgage? Don't get it.16:29 workingovertime18:05 Ron
78pChallenging a physician's bill09/20 Godot18:03 toofache32
166cWhat is your favorite reasonably priced bourbon?2017 Dead Man Walkin18:02 gonefishing01
18pTax Question regarding wife's inheritance13:43 Dad67op17:57 trueblueky
5tWriter Morgan Housel will be our next "Bogleheads on Investing" podcast guest09/17 Rick Ferri17:56 Rick Ferri
20pHow to discuss with HR that I live in multiple places...09/21 MikeZ17:52 midareff
33tNever Ever Rebalance Bonds into Stocks?14:19 Leesbro6317:51 shess
11tAdvice needed on writing a stock analysis report09:12 taetae17:51 000
93tVanguard Multifactor fund VFMF has had a bad year09/18 00017:50 typical.investo
18hMYGA: State Insurance Coverage09/21 Van17:49 fsrph
3tHow to tell taxable vs IRA account on Vanguard14:49 defscott62717:47 arcticpineapple
835pBest CD rates thread10/07 indexfundfan17:47 guppyguy
8hContemplating retiring in about a year: are we ready?09/20 Diluted Waters17:45 Diluted Waters
133tWhy use percentage AA with significant assets?03/27 TheTimeLord17:43 GaryA505
20cAnyone Have A Solo Stove?09/21 RJC17:41 wilked
35pPaying BofA credit card bill online?09/21 boomer_techie17:41 hmw
8cTesla battery day.16:34 4nursebee17:39 interwebopinion
204hAnyone successfully living off dividends & interest?09/11 unbiased17:38 softwaregeek
8835tU.S. stocks continue to soar!2018 GoldStar17:36 dogagility
0hPortfolio Review Question(s)17:36 Maat16 
14hTrying to figure out my estimated taxes for 2020 is driving me insane!19:01 VartAndelay17:35 boomer_techie
4788pWhat's Your Credit Card Rewards Strategy?2016 guitarguy17:33 hmw
5tIncrease in Margin Reqs - IB15:28 perfectuncertai17:31 langlands
19hI was thinking if you are retired how about 5 years cash the rest in the total stock market. What do you think about13:22 iamblessed17:27 dogagility
14hExtra $180/Month after Refinance. Where does it go?09/18 coupleofcents17:27 softwaregeek
11tVanguard Account Upgrade and Dividend Reinvestment09/21 FIby4517:26 FIby45
143hLosing Money with Index Funds09/19 MissOptimist17:24 Kelrex
2747tSmall Cap Value heads Rejoice !!!2019 hdas17:21 manlymatt83
19pPersonal Finance App (if you start fresh)?12:35 acegolfer17:18 iLikeYams
11hHelp Managing Father's Finances23:15 doubledeuce8017:16 Tamarind
40tIs the execution of a trade more or less advantageous depending on the broker?09/21 steve32117:16 senex
61cYour recent experience of visiting a dentist09/21 sabhen17:14 rich126
0hNo 401K at Work17:14 AndraCmpbl 
62cBike Recommendation09/13 keith601417:12 stoptothink
7hFlexible retirement planner software question09/21 Mr.BB17:09 dbr
7pRetire at 66 , SS at 70 , Funding the Gap14:09 oembogle17:08 Watty
20166tU.S. stocks in free fall2011 Lbill17:03 rchmx1
10hShould I Add Another Fund to My Roth IRA?10:34 TMO8617:01 TMO86
18hPortfolio help - Losing Money with Index Funds09/19 MissOptimist16:55 MissOptimist
23cComputer Monitor, what to get? (So many options)07:39 NYCaviator16:54 Blake7
1htax diversification, desirable contributions moving forward16:11 slicendice16:49 FiveK
31tHedging interest rate risk?09/06 unbiased16:48 RetiredCSProf
29hHow long does it take for your 403b/401k contribution to show up after payday?09/20 Cranberry4416:48 Escapevelocity
64cSolar - after 1 year the results are in.09/15 SmallCityDave16:47 Valuethinker
923tFirst 20% of bonds in long-term Treasuries2019 vineviz16:39 Day9
18nI am looking for a crypto-broker! Where do you buy your bitcoin/etherum/etc?05:07 batman16:37 bogivan
56ciMac - wait or buy now, if so which one?09/17 NYCaviator16:28 vineviz
11hRemote student claiming AOTC & 529 expense12:53 Saver1116:25 FiveK
6356tHEDGEFUNDIE's excellent adventure Part II: The next journey2019 HEDGEFUNDIE16:22 kjm
27cConsumer Printer Prices18:47 DTalos16:19 DTalos
5786cWhat Movie Have You Recently Watched?2014 abuss36816:11 matti
10hFew questions on backdoor Roth11:59 goaapl16:10 ExitStageLeft
185cQuicken Disaster!09/16 bertilak16:09 TimeRunner
7pDental practice billing15:06 tenkuky16:08 hnd
13hNeed 529 advice09/21 guppyguy16:07 guppyguy
27pHDHP versus PPO21:03 BV327316:06 Chief_Engineer
12tWhat bonds should I look at for the next 15 year period?09/21 zetsui16:06 Kevin K
2pFidelity international wire transfers15:47 J29516:05 nalor511
20cCamping Lantern18:36 ThankYouJack15:53 Dude2
1173pMy LenderFi refinance is going well01/15 abyan15:53 Beach
4hInvestment Planning13:35 Mariners12315:43 ExitStageLeft
2nAlternatives to cash12:42 boglecard15:41 123
650pBank of America/Merrill Edge - Preferred Rewards2014 navyitaly15:41 Lastrun
119tIs anyone waiting until after the election?09/20 Loandapper15:40 muffins14
15hCould a downturn be a good thing for inherited IRAs?09/20 mikeny1715:37 aristotelian
3h22-year-old seeking help with three fund portfolio in taxable account14:49 tophat15:35 iLikeYams
5hPSLF side fund14:21 familythriftmd15:30 familythriftmd
6hIRA Withdrawl question09/21 Mode3215:30 water2357
19cPossible Relocation to Columbus, OH Area09/20 blackwhisker15:29 mega317
25cDo items magically appear in your Amazon cart?11:27 PoppyA15:28 Kelrex
6832pRefinance Mega Thread2019 AZAttorney1115:26 prosperosdaught
77pwhat is your side job and income?09/11 bo10595402715:21 snshew12
26cstand up freezer for garage09/21 justsaying15:00 mhc
9prental property depreciate ?09/21 bog00714:56 MarkNYC
4591cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt14:50 mega317
11tFor Small Value Tilters, Are the Latest Pricing Models Important?09/13 Park14:46 Uncorrelated
54cWhat can I expect from new golf clubs09/20 dodgy5514:40 jayk238
910cWhat are you listening to now01/10 Artful Dodger14:37 Artful Dodger
29pRetirement re-planning for 50+09/20 Rovermom14:36 radiowave
11h"emergency" fund earning .5%11:18 Indianrock14:36 Dandy
3hSeeking Advice - Modified GB Portfolio05:16 rerombo14:29 rerombo
3tTax Loss Harvest on EX-div date?10:02 ChinchillaWhipl14:28 the way
8hone ETF vs 3 etf for asset allocation11:06 woofdoggy14:24 woofdoggy
0tAfter-Tax Return comparison of similar index funds/etf14:21 DaftInvestor 
52padult child moving back11/13 SSM114:17 clip651
11tHow will VBTLX do considering the FED stimulus, low rates and $23T Gov debt23:29 jdamo14:09 jdamo
13pBasic Solo 401k to get more $ into Roth09/15 Jablean14:08 terran
41cbare-bones phone and cheapest prepaid plan for a kid09/12 BeerTooth14:03 Watty
1hIJS and VIOV Tax Efficiency - REIT Exposure13:56 schildkrote14:02 MotoTrojan
2hPA/Philadelphia/NY/NYC tax Q - states and city09/19 Domadosolo13:52 Domadosolo
51pAny retirees thought about cutting spending in March 2020?09/20 flyingaway13:47 balbrec2
2965tThe Three-Fund Portfolio2012 Taylor Larimore13:46 manlymatt83
19nNew to investing (Chile)09/11 andyesm13:35 galeno
95pIn-network provider refusing service if we use insurance09/21 alpenglow13:34 alpenglow
248lRoll Call for the Retirement Class of 2020!2019 Miriam213:31 sgr000
21pBofA Premium Rewards 5.25% Categories?07:50 Leesbro6313:30 XacTactX
15pCOBRA v. Spouse's Health Insurance09/20 RedClay13:24 wfrobinette
5hBIG portfolio change: What should I do now that I'm, well, "home-free"?18:42 OkanePlease13:23 OkanePlease
75cGeneral Negotiating Tips2016 ThankYouJack13:22 HenryG
11hTrlgx vs fxaix20:57 OsirisCy13:17 nisiprius
157cJust Ordered Peloton Bike07/17 RJC13:15 lazydavid
160cTrader Joe's Fans - good value?2016 LuigiLikesPizza13:10 willthrill81
7hEarly 30s Portfolio Review09/14 Havoner13:09 ruralavalon
69t[Professor Jeremy Siegel says 75/25 in retirement]02/08 Seasonal13:04 guyinlaw
45pThe Magic Number; Rule of 25; 4%; etc.09:23 RoadRat13:03 Katietsu
54pReason not to rent out your old house?09/18 justsomeguy201813:02 whoshighpitch
9cHardwood floor furniture protectors - recommendations?09/20 JAZZISCOOL13:01 willthrill81
4pHow does brand new credit card get compromised?12:24 fast_and_curiou12:57 wfrobinette
13hportfolio, plan and early retirement2018 SSM112:55 SSM1
5pSS benefit increase from one additional year past FRA delayed until 2019 -- Why?2018 Bammerman12:53 clipso1
36tDoesn't it still make sense to hold bonds in tax advantaged?09/21 FIby4512:51 Doc
8cCushion foam06:55 Seasonal12:43 egrets
5hMoney Market Yield Question10:55 tstark12:37 dbr
63pHospital bill for deceased parent...received 2 years later.09/21 shorty31312:25 InMyDreams
7tLarry Swedroe on CNBC about new book09/21 BeachPerson12:25 whodidntante
20tBest Books for Complete Beginners09/20 MissOptimist12:23 willthrill81
259pRegret early retirement/downsizing2017 namekevaste12:19 btenny
150pPaying off sub 4% mortgage interest rate early09/11 Frugalbear12:19 EnjoyIt
10nDiversification beyond SRI ETF [US ex-pat in UK]09/14 hackingdragon12:19 Valuethinker
17tThe relentless rules of humble arithmetic09/20 Tejfyy12:15 willthrill81
7tQuadratic Interest Rate Volatility & Inflation Hedge ETF2019 columbia12:14 GaryA505
6tHow to imitate DFA Global Equity Portfolio with ETF?08:57 flash_os12:04 RNJ
1648pFidelity as a one stop shop2018 BogleMelon12:01 DaftInvestor
3pCorrect Social Security benefit for widow?10:29 lhl1212:00 ResearchMed
22cNot allowed to do testing/imaging outside hospital network09/19 sawhorse11:57 btq96r
1nShould I cash out IWDA and invest in SWRD instead?11:36 GettingFIREd11:56 BeBH65
2nSuddenly discovered Estate Tax09:08 domybit11:42 domybit
31cWhich used hatchback to choose?09/20 Ace7711:40 KyleAAA
28hIs intermediate treasuries good as fixed income in retirement ?09/21 LiveSimple11:39 ruralavalon
168tFor those concerned about International Stocks...04/21 simplesauce11:33 abuss368
9tREIT vs 60% small-cap value stocks and 40% high-yield bonds09/21 hackingdragon11:33 hackingdragon
2pAddress Changes and ChexSystems Score09/21 netrammgc11:19 netrammgc
7hTLH question09/21 Mode3211:16 arcticpineapple
377pHow to get over finance envy2013 Paddington7911:12 flaccidsteele
1pWells Fargo Relationship Pricing09/21 rpvsurfer11:09 rpvsurfer
4hInsight for a New Investor09/21 Friendofthelamb11:03 tashnewbie
32hStrategies for scenarios when using taxable with no EF09/18 masrepus11:03 zie
0pBreeze disability insurance?10:59 msi 
532lYour USER NAME...what does it mean?2017 fishandgolf10:56 Elric
2hSuccessor i401(k) at Vangaurd19:53 cowdogman10:46 cowdogman
10hWhat does a load look like on a statement?22:07 vasaver10:34 vasaver
89hInvesting Beyond 403bs Options?09/03 rvfigs10:34 ruralavalon
40pNew York Life - Invest as Favor for Friend09/17 shieldsdigby10:33 Stinky
8hQuick question about my current portfolio09/20 Dannyzecca10:20 ginrummy
16nEuropeans - whats your net worth and age09/21 batman10:15 Rotsevni
36tDFA Entering ETF space06/26 matjen10:14 Day9
3cnew car recommendations please09:09 Heidi110:14 Watty
2hFidelity transfer to Ally, but want to move margin balance?21:10 kxl1910:01 kxl19
3tFund Management: An Emotional Finance Perspective09/20 JohnDoh09:52 JohnDoh
9nUK investors: Invesco S&P SmallCap 600 USML04:53 steve32109:51 Valuethinker
8hWhere do you invest your bond allocation?09/21 abs998609:44 aj76er
15hHSA Strategy Questions05/05 jeremyl09:42 terran
14pIBond maximizing for a married couple09/18 Goldilocks09:41 HueyLD
37hMy four plan vanguard portfolio !09/15 anaelmasri09:32 snailderby
196tFidelity lets clients now trade fractional shares of stocks and ETFs01/29 pokebowl09:30 arf30
116cPC Build Thread 202009/02 Independent Geo09:25 LadyGeek
15cSimplest Tracfone Prepaid Phone19:01 DTalos09:25 acegolfer
6hBuying bonds in taxable not good idea?08:17 Lemonaid5609:21 terran
0c1Password and partner to automatically provide unique payment credentials09:18 BogleMelon 
3tProtection from rising rates - hedged bond etf?21:55 boglerdude09:13 Robot Monster
2409tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab09:01 sycamore
47pDoctor disclosure and consent09/18 Seasonal09:00 mega317
25pHome Listing Mess-Up09/21 Coltrane7509:00 michaeljc70
5pReal Estate Investing - First Timer09/21 bfinners2308:32 Sandtrap
8pFor new roof, painting, new deck: cash-out refi, or cash-in investments?08/12 Bammerman08:09 gator15
2tAnyone Read "The Psychology of Money"?07:58 PoultryMan08:05 JoMoney
46cCaretaker for parents?09/14 thefoggycity07:58 GetSmarter
15pEx-husband and survivors benefits18:22 Mlm07:51 Colorado Guy
9cRussian Language Disney movies?09/21 goblue10207:51 goblue102
49cAnyone REGRET retiring too soon?2018 Cleverusername07:47 flyingaway
5hWife has 401K Required Revenue fees. Is this normal and can someone look at her fees20:54 ldd477407:32 nolesrule
19hMaximum age to open traditional IRA?09/19 Herekittykitty07:07 retiredjg
12pCalifornia Auto Registration Fees — Moving09/17 J29507:00 vested1
18hUsing 401k Loans to increase contribution2019 DaniaBeachGuy06:58 politics123
44hAsset Allocation at age 6109/10 GetSmarter06:57 GetSmarter
2hQuick portfolio check up - 31 and chugging along09/17 slinky$06:51 Loandapper
12nInvesting in Guaranteed products [EU]09/19 Spgold06:46 LadyGeek
9nUS Expat with Australian Superannuation fund09/15 NorthSouth06:17 typical.investo
56hThrowing In The Towel on Portfolio Management09/15 investor.saver105:24 matthewmon
20cAnyone tried self-publishing with Amazon? If so can you share your experience?09/12 Lauretta04:14 notPatience
11cFor those over 63 and who fish from a kayak09/21 lws677203:49 bog007
4hInheritance and Beneficiary IRA Accounts and Taxes09/21 chuckb8403:36 Jablean
42cOLD papers09/18 brandy02:51 Everlasting
26pAmended return hasn't been processed in ~2 months.06/16 jumbopapa01:43 FIREchief
292tWhat is your overall portfolio weighted expense ratio2016 happysteward01:30 parisinthesprin
10hMy four fund portfolio09/21 orby3201:00 orby32
21hRoth IRA withdrawal question for parent nearing retirement09/18 Mode3200:08 grabiner
40pDivorce - Need Help, California09/21 confusedinvesto00:08 harrychan
8hPortfolio review - more checking on asset allocation09/20 joetro2900:05 joetro29
0nUK investors: which broker are you happiest with?23:29 steve321 
74pEquifax: can’t log in2019 3-20Characters23:27 beyou
22pOffshore Bank Account?09/17 March200922:45 sperry8
13cWorst financial decision that you were able to turn around and make it into a positive?09/21 SmallCityDave22:29 phantom0308
363pPhysician Retirement Savings2016 llessac1522:18 PhysDoc
5tIs there an easy way to figure out the cumulative dividend payouts for a mutual fund since its inception?09/20 HenryPorter22:12 venkman
8pChallenging bloodwork bill09/20 tman994022:03 toofache32
40hBrokerages with no-transaction fees for Vanguard funds2019 Owl21:38 BuddyJet
6hhaving a good year; what to do with the money?19:37 brian201321:37 JonnyDVM
43hIs retirement in 2 years possible?09/18 singlewhip203021:24 Bfwolf
10pRoth IRA strategy - new MAGI09/20 Retirecarefree21:17 lazynovice
26h403(b) Fidelity to Vanguard09/20 bwn21:16 drzzzzz
44cToddler Education09/18 naturetech21:07 anon01010122
10tNo Dividends for S&P500 index fund in 401k?09/20 Samosa2220:35 Grt2bOutdoors
16hHalfway to retirement (41), financial goals set, how to improve our prospects for success?09/18 ChipShot20:30 jayboss
10n$800K house on income of $160K with 50% down and a fixed 1.5.% 30 year mortgage09/20 coloreddo20:27 ohboy!
7cWhy is there no national dialogue on proper nutrition?20:16 jhsu80270120:23 LadyGeek
3pAmending 2019 taxes from MFJ to MFS before October 15th, 202020:08 MrRibEye20:18 MrRibEye
2pmade a tax mistake on my 2018 tax return, now filing 201919:03 BFR20:01 trueblueky
8t"The Psychology of Money" by Morgan Housel09/21 KlangFool19:57 Fallible
22pLong Term Care Insurance (LTC)09/14 sam519:51 abuss368
28tWondering why Value funds have done so poorly?09/15 itsmeagain19:37 000
17pQuestion about moving out of state and in-state tuition for my child in that new state09/20 Calico19:35 marcopolo
3pPersonal Healthcare Insurance in Florida? 56 yrs old09/21 Olya19:32 PaunchyPirate
1hwhere do solo 401k contributions go on Schedule C?19:09 mookie19:11 nolesrule
14hHiring my first employee, so will have to lose my Solo 401(k). What to do now?09/12 dpat19:07 dpat
158lWisconsin - Madison Meetings - Master Thread2014 renjuzone19:00 familythriftmd
17p2 passports- traveling between US and Canada help09/20 sil201718:48 MrsBDG
25hDetermining my AA: wisdom vs guts feelings.06/29 Lauretta18:37 RetiredToRide
11pMedicare supplement and advantage question09/21 oldie4209/21 cashmoney
428p"Open Social Security" calculator: feature requests, bug reports, etc2018 ObliviousInvest09/21 Eagle33
17cSpammer using my email as address09/21 Seasonal09/21 GerryL
9tCash that's been on sidelines for 2-3 months09/20 QP151209/21 sailaway
4hHow often does underlying holdings and sectors change in Index Fund (VTSAX)09/21 johnpau09/21 nisiprius
13cI found a random cord going into my subfloor?!?!09/21 Nearly A Moose09/21 jabberwockOG
74t2020 Bogleheads Conference Update05/07 Bogle Center09/21 Eagle33
10hFidelity Zero funds vs Vanguard performance09/21 Brucie09/21 Kevin M
21cHauling Heavy Load in Trunk of Car: Advice, please.09/21 Cruise09/21 Cruise
447lMaster Thread for Metro Boston's Chapter2014 siamond09/21 VBS
27tInternational Dividends Got Crushed in Q2 202006/26 Cornflakey09/21 corp_sharecropp
4hMy 401K and Retirement Planning/Savings09/19 happydaze41209/21 happydaze412
64hMoving from Vanguard to Fidelity2018 cowdogman09/21 shiftleft
56lRoll Call for the Retirement Class of 2021!05/25 Miriam209/21 Miriam2
9tcharles schwab, fidelity and seven other banks and brokerages are planning to launch a new exchange2019 arcticpineapple09/21 happenstance
1crecent thread on re agent interviews09/21 brandy09/21 bob60014
8prefi vs reverse mortgage for new retiree (and other questions)09/20 pb199609/21 Golf maniac
40pAggressive SL Debt Pay down v. Not meeting other goals09/19 Surfinfan09/21 SheReadsHere719
25tFamily Dynasty 529 plan for multigenerational college planning08/05 arcticpineapple09/21 shepherd
257tGold continues to soar!08/04 00009/21 000
2pRepayment Steps of CRD in 202209/20 brainstorming09/21 Alan S.
18pHow to maximize savings at BOA09/20 Rocky7709/21 CAsage
8cCareer path out of sales into another field09/21 Frugalbear09/21 Tingting1013
23pThe conundrum of Pennsylvania 401K contributors who are in no way "married" to the state for retirement. What to do?09/20 corp_sharecropp09/21 dcd72
3hReduced MAGI after backdoor Roth09/21 div09/21 terran
2nIrish gift tax or inheritance tax09/20 zemmac09/21 zemmac
65cBest shoes for running?09/20 sabhen09/21 coffeeblack
15nGoing 100% into VWCE [Vanguard FTSE All-World UCITS ETF]09/19 Jashi09/21 xxd091
12hEfficient liquidation of Vanguard funds09/07 investment_scho09/21 shess
112hCan I afford a $1,400,000 house2017 anon121209/21 Wenonah
8hHow does total stock market index rebalance value vs growth09/21 realquadrant09/21 MotoTrojan
1hOpinion on Motley Fool Rule Breakers09/21 miyaraj35409/21 burritoLover
53cGood quality face mask recommendation, please07/18 squirm09/21 JupiterJones
10hCommodity producer ETF09/21 DPEMD09/21 alex_686
0pSaving for a downpayment - little by little, or later lump sum?09/21 muffins14 
33cHow to focus and keep focused — any recommendations?09/13 SteadyOne09/21 interwebopinion
13tGlobal Wellesley vs. Domestic09/17 Kevin K09/21 Electron
114tAQR still singing the same song09/11 garlandwhizzer09/21 Ketawa
53tThe Fed, Snowflake, and Stocks09/16 epicahab09/21 mptness
17c[getting payout of] fire insurance after fire09/19 kwb31509/21 talzara
67pThe WR in practice [Withdrawal Rate]09/18 blueandyellow1209/21 FiveK
14hSecond market dip in 2020 ?09/21 sheroo09/21 RetiredCSProf
8hI-bonds and the interest treatment......09/20 Broken Man 199909/21 Broken Man 1999
14hIn need of a strategy update09/18 cincyinvestor09/21 GMT-8
30hBest Vehicle for Home Savings09/20 bwn09/21 oldfort
19cDoes paying for 1Password Family worth it for a family of 2?09/19 BogleMelon09/21 Dottie57
4hSavings Bonds: registration OR vs WITH?09/21 Naismith09/21 HueyLD
8hRebalancing, taxes and Retirement Accounts09/19 spacebanjo09/21 spacebanjo
3nUK tax resident investing for retirement in EU09/20 pierre.x.l09/21 TedSwippet
52hAdditional investment when the market is down09/07 LarryCarell09/21 LarryCarell
2hPortfolio Review for Newly Retired Single09/21 GetSmarter09/21 GetSmarter
311pPreparing for retirement in mid 30s09/16 lecithar09/21 terran
5hInternational out of Roth09/20 lokillo09/21 lakpr
23pThat Magic Number - Downpayment09/20 socialforums20109/21 toocold
2nTax-efficient golden butterfly09/20 rerombo09/21 rerombo
50hRebalancing to 50/5009/18 Kayaking09/21 ruralavalon
20hMuni Bond Funds for Taxable Account09/19 jameswg09/21 sycamore
5hmunibond returns09/20 Imaretyre09/21 MikeG62
144cYour "at peace" moments.2017 Keepcalm09/21 10YearPlan
25cGoogle voice device ?09/20 Chuck10709/21 Chuck107
33cChase Freedom to Freedom Unlimited on Credit history09/17 mtmingus09/21 Thrifty Femme
3hHelp with insurance claim- partial loss of use09/20 LH8209/21 Money_Badger
9pToo good to be true? [Refinance]09/18 prosperosdaught09/21 techrules
191tReasons to invest internationally, or not.09/12 dwickenh09/21 asif408
1hInvesting in the TSP and an IRA...and overlapping09/21 JMBWizard8409/21 Fishing50
16pAnswering Survey Questions Regarding Income09/20 Peter Foley09/21 MikeG62
8pAccident Insurance vs continuing to self-insure?09/18 Rainmaker4109/21 Kenkat
27nWiki - Investing from India08/29 TedSwippet09/21 TedSwippet
56tEE Bonds and Sequence of Returns Risk09/16 SantaClaraSurfe09/21 ThisTimeItsDiff
6cQuiet treadmill for apartment09/20 InvestorNewb09/21 TomatoTomahto
5hinquires to the Vanguardians09/20 anaelmasri09/21 livesoft
9hHelp me select my 401k funds to align with low cost and close to 3 fund portfolio09/19 saagar_is_cool09/21 an_asker
36tAre retail investors driving the market? But I thought 10 percent richest own 90% of market?09/16 andysnp09/21 PicassoSparks
959pRetiree Portfolio Model2012 BigFoot4809/21 Admiral
41tLars Kroijer: If you are not in Total World (VT or VTWAX) you are market timing!09/19 invest2bfree09/21 Valuethinker
11hLooking for some balance in the portfolio2010 AdamSmythe09/21 retiredjg
2nAGGH on XETRA via IBKR09/21 Spgold09/21 imperia
25tI was wrong! Recession in 10 years 8 Months09/19 KlangFool09/21 3funder
16nExpat and currency exchange02/25 DartThrower09/21 TedSwippet
9tBest 401k provider offering mega backdoor Roth09/20 MrJones09/21 ICMoney
22cPreparing for a Long Distance Move - questions09/20 GiannaLuna09/21 boomer_techie
7nBooks for UK investor09/14 Joshalf199709/21 Valuethinker
1hClassifying Contributions from a Roth Rollover09/21 DollarsInMyRame09/21 celia
14cSuggestions on how to spend $300 work exercise equipment credit09/17 MikeZ09/21 tamudude
33tA mean variance framework for portfolio optimization08/08 Uncorrelated09/21 Uncorrelated
8tI found the answer to the "correct % cash allocation/EF" questions09/20 justsomeguy201809/21 gaz101
4tInvesting Groups (online, Zoom etc.)09/19 LoFI Resolution09/21 barberakb
111cCoping with Wildfire smoke09/15 blackwhisker09/21 Finridge
18cCancelling Old Credit Card Effect on Credit Score09/19 DTalos09/21 seawolf21
2tElectric Vehicle Revolution - How to Invest09/20 JimmyJames09/21 iamlucky13
16pFront load years 401k contributions when moving from high tax state to no tax state?09/16 spacely09/21 grabiner
1ploan on paid for house09/19 Kuecker209/20 grabiner
32ptax underpayment penalty09/14 viewer009/20 tibbitts
3hPortfolio evaluation - looking to refinance mortgage and drop to 1 income09/20 wokkawokkawokka09/20 wokkawokkawokka
34hAlternative Investments09/18 Always passive09/20 Grt2bOutdoors
7pSocial Security Claiming Question09/19 cloneman3309/20 BernardShakey
59pUPDATE AND THANK YOU: Career advice — asking for the “gray hair perspective”2019 Badger175409/20 Stick5vw
24tDoes anyone know how the loan limits work over multiple 401(k) accounts?2016 K8ya09/20 nolapepper
7pCan I Retire in 2 Years09/20 liverpool09/20 liverpool
0hCan you deduct moving costs, appraisal fees on portion of home office with new house?09/20 crazygrow 
5hLooking for a solo 401k w/ Roth option + brokerage09/15 WEL09/20 Lastrun
9hOver-contributed to ROth IRA09/17 NoRisk09/20 NoRisk
4hFinancial Check Request09/20 JJP8809/20 chassis
6tIf I buy into an ETF/Mutual Fund, are new shares generated?09/20 justsomeguy201809/20 runninginvestor
14pBad time to build a new house?09/19 misterlucky09/20 retire4lyfe
29hROTH Conversion and Early Retirement Plan08/22 mgp09/20 marcopolo
6cSubscription to watch live sports09/20 blackwhisker09/20 New Providence
25hIs there a tax-efficient, one-fund portfolio?09/11 pbguky09/20 grabiner
48hMortgage as a negative Bond2008 Yukon09/20 alex_686
6pPaid off home in MA - what else do I need to do?09/17 doob09/20 doob
14hAny (legal) “loophole” for unused 529 funds?09/20 Saaybogle09/20 JBTX
8cPlease Help: Rental Truck damaged a roof, need guidance on paying for repairs09/19 teaman09/20 mmmodem
10pCondo fees & insurance costs; what is fair?09/19 Fractalleaf09/20 Fractalleaf
12cCats and Sunbrella-covered sofas09/19 BarbBrooklyn09/20 JAZZISCOOL
5hAsset allocation review09/13 73940909/20 retired@50
2118c[What TV Show Have You Recently Watched?]2016 dbCooperAir09/20 MikeWillRetire
19tWhy have international stocks done so poorly?09/20 LMK509/20 arcticpineapple
21hPortfolio Adjustments for Retirement : More Defense?09/20 Incognito2u09/20 Incognito2u
197cGrocery store didn't tell me Shingrix was $16009/16 LadyIJ09/20 TallBoy29er
1882pShare your net worth progression2014 techcrium09/20 wtfire
5cStarkey Livio Edge Hearing Aids $6,80009/19 Bigfish09/20 birnhamwood
59cRelocation - CO considerations?09/16 wabbajack09/20 wabbajack
54cRetiring to Canada09/19 Petrocelli09/20 Tejfyy
3pCo-founder rights start-up company, contract negotiations09/20 TheTurk09/20 000
356tThe One-Fund Portfolio as a default suggestion2019 longinvest09/20 sycamore
9hAre there any limits on transfer fees?09/18 userwithconcern09/20 illumination
3tProfitability related question.09/20 A_C_E09/20 alex_686
20cVisiting Oregon Coast09/12 almostretired1909/20 Isabelle77
3hHow does E*TRADE accept funds for their Solo 401(k) plan?09/20 jomama34109/20 terran
29hSwitch employers - Transfer of old 401k to new employer09/04 Fortune09/20 SxSW
1hVTSAX & VFIAX dividend distributions timing09/20 Mode3209/20 bob60014
3h401k LifePlan or just straight S&P 50009/20 grandnexus09/20 lazynovice
2pHow to legally move money offshore as a US citizen?09/20 jomama34109/20 jomama341
166cPSA: switch to LED light bulbs and save hundreds per year08/22 Afty09/20 unclescrooge
32tAny further reason to hold DLS?09/12 ilan1h09/20 000
7hPortfolio evaluation: new investor09/19 passiveinvestor09/20 000
34cMicrowave keeps tripping circuit breaker2019 abs998609/20 neilpilot
168cCoping with Megacorp rat race09/14 Frugalbear09/20 JBTX
22cNew Zealand Local Chapter Thread2018 dekecarver09/20 Ken.
23pBuying a house before a potential corporate restructure - good or bad?09/19 Jesteroftheswam09/20 epictetus
77cShopping for college08/30 manatee200509/20 niagara_guy
15hLump sum mortgage payoff at 3.75% vs. invest09/20 Jack Burton09/20 Admiral
128cPlease help me, need to buy a computer09/09 steve32109/20 niagara_guy
10tSofi liquidated clients’ ETF investments, moved proceeds into new funds without ability to opt out causing tax headaches2019 johnsmithsf09/20 BetaTracker
2hDoes Vanguard 2-Factor apply even when you call customer support?09/20 userwithconcern09/20 retired@50
8h401k - IRA - Roth limits for 2020; Alternates for 401k09/13 Fortune09/20 Fortune
427pImproving the TSP [for current participants]2014 MichDad09/20 MichDad
4hHelp w/simple taxable account investment choices09/20 Toadandfriends09/20 lazynovice
12pInsurance Medical Report (MIB): Should I Apply for a New Policy and Risk Blacklisting?09/17 gaz10109/20 gaz101
17cAre deleted videos on Iphone really deleted?09/19 Caduceus09/20 Cheez-It Guy
10cTour de France - sort of09/19 OldOne09/20 LadyGeek
367cDon't pay full price for SiriusXM radio2016 catdude09/20 CardinalRule
33pEstate considerations with sibling living in home owned by parent09/18 bluebolt09/20 bluebolt
12hInvesting for minors2019 fdrm201909/20 tibbitts
31cDIY Auto Detailing Products04/25 jpa09/20 dollarsaver
6pFederal Reserve average mortgage rate data09/20 Sunrise09/20 Sunrise
52tChris Hogan's Facebook Group restrictions09/19 RobLyons09/20 Misenplace
300pHow Much House Can We Afford in HCOL Area?09/02 hereverycentcou09/20 socialforums201
4pSetting financial goals09/20 mzvarner09/20 runner540
54pDebt vs Savings2019 mountainair09/20 mountainair
5tNice article featuring "The Three-Fund Portfolio"09/19 Taylor Larimore09/20 Robot Monster
13hVoyager vs Voyager Select and 4% Rule09/19 naranja09/20 naranja
3hSell or Hold Class C shares until they convert to A09/20 architect9709/20 architect97
12pWhich Other Insurance Companies To Get Quotes From?09/12 Mugen09/20 Patzer
12hAre employer contributions/matches to Solo Roth 401(k) deductible?09/18 jomama34109/20 jomama341
6pSmall Windfall, Looking for Advice09/19 friendofafarmer09/20 Patzer
16hMYGA vs CD - what would you choose?09/17 ARB5709/20 indexfundfan
3pRefi mortgage - When does it make sense? How to shop around?09/19 NYCaviator09/20 mbasherp
61cbuying a car every year for almost no money08/15 vanpan09/20 LadyGeek
10hNeed direction_understanding MYGA(multi-year guaranteed annuity09/19 EvelynTroy09/20 HueyLD
14hRoth IRA funds - where to invest them09/19 aurelien7501709/20 poisedforflight
9hAdvice re: Long Term Treasury Bond Fund09/18 dawnmo09/20 welderwannabe
29cWhich snow tires for serious snow commuting?09/19 texasdiver09/20 getthatmarshmal
1049tVariable Percentage Withdrawal (VPW)2013 longinvest09/20 longinvest
12hSmall Cap Value Mutual Fund Suggestions for Fidelity User08/14 Milujo09/20 dcabler
83cRing for a new girlfriend09/18 Pomegranate09/20 Pomegranate
9hVanguard's Roth IRA?09/13 MissOptimist09/20 HomeStretch
46h"Refinance" mortgage for a family member @ 2%?09/16 ER202309/20 ER2023
19cBuying a bed frame..2019 z9109/20 BarbBrooklyn
14nIrish tax resident until 2022 living in Switzerland, how to invest in ETFs08/25 chaks7x09/20 chaks7x
52tSoftBank partially responsible for tech stock rally in recent weeks?09/04 willthrill8109/20 NoRegret
13nAustralian portfolio review08/13 Hockey Monkey09/20 Hockey Monkey
29htransitioning portfolio with age09/11 anaelmasri09/19 Jerry55
28cwhen you say 'rent forever'09/16 alexfoo3909/19 oldfort
3pEIN v. SSN for W-9 (Independent Contractor)09/19 RedClay09/19 RedClay
12cbought upright Steinway "festival piano" sight unseen09/19 diabelli09/19 02nz
88tKen Moraif must be getting nervous2015 Bogle_Feet09/19 Electron
19hThoughts about Leveraged ETF's09/17 Alexander.c09/19 ohboy!
25cSafest/Best way to sell an Iphone 709/19 Thegame1409/19 Point
7hWhen to transition out of a working tilt?09/18 jco09/19 nix4me
24tRebalancing with EE Bonds2019 bligh09/19 cjg
11clarge cracks in the driveway. Solution?09/18 Theseus09/19 Sandtrap
2pCapital One Spark Business card 2% cash back PLUS rewards?09/19 atikovi09/19 atikovi
23hFund Performance Comparisons09/17 lewisautomatic09/19 lewisautomatic
106cAnybody else enjoy sitting around and doing little in retirement?2019 tealeaves09/19 LadyGeek
19hMy sister — should some of her money be invested?09/18 mkaytn1709/19 mkaytn17
4t529 account setup09/19 FreddyC09/19 FreddyC
0hAnother Excess Roth IRA contribution question09/19 rdy2clax 
6hIn the Retirement Income Calculator it look like I can have the most income with a 30/70 fund living to 80. If I live09/19 iamblessed09/19 iamblessed
25tSo, you want to tilt to growth09/17 pkcrafter09/19 000
50cHVAC Service Contracts & Annual Service09/16 Drew3109/19 htdrag11
81cSolar Installation - 1 Year Later (Updated)10/02 mervinj709/19 Tingting1013
3pHSA trouble? non-HD to HD this year09/19 familythriftmd09/19 familythriftmd
7hFiling Income Tax individually vs. jointly with a Trust09/18 Nowizard09/19 vieques

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