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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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4596 new posts and replies over 452 topics in last 3 days (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
0hQuestion for those currently drawing on their retirement01:49 schildkrote 
0pTravel medical insurance without trip cancelation component?01:40 BarbBrooklyn 
4349tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab01:27 nalor511
1hPlease suggest Schwab funds to park cash in IRA account22:34 FourSeas01:23 ralph124cf
142cBest place to get tires? (Disappointed with Costco Tire Center)12/11 Ztx01:14 jlawrence01
65t3 Reasons International Investing Hasn't Paid Off.10:44 Apathizer01:11 Nathan Drake
24cPrivate Golf Course Membership15:00 vgc30300:59 White Coat Inve
7tinternational and bond index look like trash?22:57 2ball00:55 Marseille07
11pSEP-IRA - Sole Proprietorship Question.15:33 redacted00:39 Lee_WSP
11cWhere to camp between Salem, OR and San Francisco, CA?19:56 CommitmentDevic00:34 bhtomj
49cWhat a car repair experience!10/04 Janclam00:31 Janclam
32hCan 401(k) trades trigger a wash sale?08/30 chazas00:27 placeholder
7pNeed bank recommendation19:43 purplepencil00:24 Janclam
2cHow often do you update your browser on your PC?23:06 water235700:24 enad
22tThe Most Tax-Friendly States For Retirees: How To Compare State Income Tax Options (by Michael Kitces)10/04 SockMonkey00:17 placeholder
197tIf long TIPS hit a real yield above 2.0% I will…09/18 McQ00:16 McQ
3hHow to buy a corporate bond or marketable CD in the secondary market.10/03 guitar212man00:13 guitar212man
14t"Wrong! My Mistakes Over a 20-Year Advisory Career"10/04 Taylor Larimore00:11 enad
7nUS resident - accounts for UK funds?10/01 porkula00:08 porkula
4pExternal account for banks-security10:18 nesdog00:04 Doctor Rhythm
8tHow to allocate to TIPS in retirement?13:57 Poe2223:58 Poe22
61pAny early retirement stories you can share?10/04 Bennie23:56 Bennie
5hDesignating Redemption to TD C of I20:22 dcop23:51 dcop
41tVanguard Mutual Fund Purchase Fees at Other Brokerages09/09 LazyNihilist23:51 Owl
25cRepair 14 year old Jeep VS purchasing new10/04 Sigz23:49 Tracker968
36cGlobal Entry09/30 Iporante23:44 TravelGeek
8cIncreasing Number of FEHB "Advantage" Plans10:52 tallguy389123:44 chemocean
14cSmall SUV with hard to steal catalytic converter11:54 jimjam60023:42 Janclam
3pDo I need to give myself a raise (S corp)?22:36 stranded2x23:41 magnusw
235tTotal portfolio allocation and withdrawal (TPAW)2020 Ben Mathew23:41 Total_Risk_Pari
110cWaiting lists for EV SUVs03/29 delamer23:39 angelescrest
0cBest over-ear portable Bluetooth headset23:34 28fe6 
320tIs "Stay The Course" dead?09/29 ScootyPuffJunio23:24 ebeb
11hIndirect Rollover of Combat Zone Tax-Exempt funds, Year-End Planning10/03 StewedCarrot23:13 placeholder
11tOptimizing short term loss with long term gain10/04 viewer023:11 placeholder
9pAsset Protection ideas for taxable assets22:03 jh22:59 jh
10tAny thoughts on why mid-caps have fared relatively so well?10/03 Edicito22:57 Capster1
649cGood Modern Science Fiction2014 gatorman22:53 FoolStreet
7pMove Educational Trust Cash into 529 Plan?10:40 Lucky2Invest22:52 Lucky2Invest
23pMoving money from Ally to Treasury09:12 fittan22:52 mongstradamus
24hAdvice for 50 year old, $2Million in Cash09:50 planchicago22:49 anon_investor
8cNew Condo - Problem with the Dryer13:46 JHU ALmuni22:47 anon_investor
67hMoving money from Company IRA to Vanguard now taking over 3 months. What are my options?07/20 passive10122:46 passive101
6pEstimated tax treatment of Roth conversions18:12 FreddieFIRE22:34 RetiredAL
1046tWhat is your age and asset allocation ?2020 poppa2322:28 N372TW
53pDental Insurance - retired - probably need expensive work10/02 Circe22:28 enad
30t100% Wellesley Income Fund10/02 Charles Joseph22:22 dvvader
8nPortfolio management (Need Help with 7 figures)10/03 erYof53122:19 1squirrel
25c2023 Honda Odyssey EX-l10/04 TarHeel200222:14 stupidkid
100cI buy extended warranties, here's why.08/15 Chuck Bronson21:42 RudyS
187tMarketWatch: Many young people shouldn’t save for retirement10/01 AnnetteLouisan21:41 CyclingDuo
34pClosing my TSP account: Any tips?09/18 VictoriaF21:40 tj
236tMaybe Wade Pfau was over-optimistic … [New study on Safe Withdrawal Rate]09/30 McQ21:36 randomguy
13cTimbertech Azek or Trex ? Hot? Which level of product for deckboard09/22 Domadosolo21:33 stupidkid
129cFlorida in the summer2015 tennisplyr21:30 nchowrin
148cOriginal Medicare vs. Medicare Advantage10/01 fishandgolf21:29 enad
6hCredit Suisse Bonds?18:34 justsomeguy201821:29 Weathering
20pIUL (Indexed Universal Life) fiasco10/05 o'pinion21:24 Rex66
36cChanging Old Truck to Full Synthetic Oil?2021 Fordguy8821:23 chrisjul
2245pTales from this insane real estate market [Home sales]2021 ASpenderInRecov21:22 newyorker
57hVTINX - 72 and scared10/04 rocko21:12 Beensabu
84hManaging my mom's account09/22 LadyGeek21:08 grabiner
65pMail Problems07/16 btenny21:08 chrisjul
11cNon-tracking search engine question03/09 Chaconne21:01 csmath
155tIT'S TIME! Registration for the 2022 Bogleheads Conference is NOW OPEN!04/18 Bogle Center20:58 ram
7hHow to know cost basis method on 1099-B?2021 userwithconcern20:52 userwithconcern
888cLet's play chess2021 LadyGeek20:45 Marseille07
0hPlanning with a State Pension20:44 cr23 
27cBuying a second hand car to keep at my parents place to use when I visit them: suggestions?10/04 Lauretta20:44 Living Free
6tIs there an approximate/projected rate for Nov 2022 issue EE Bonds?14:14 hoofaman20:41 Random Musings
187lNew Columbus, Ohio Chapter2017 RetiredMarine20:21 RetiredMarine
32thumor: wise words from my teenager10/04 bobblershead20:20 Domadosolo
1creplace Swiss watch movement20:12 Nyc1003620:19 John Doe 123
26hAdvice on Death of a Parent10/04 Novice202020:18 RetiredAL
10h401k Questions RE: Shutting Down S-Corp09/25 catchinup20:14 SuzBanyan
23hWill it make sense to buy i-bonds in 2023?15:08 justsomeguy201820:14 GoldenFinch
1pHelp Locating Retirement Account for John Deere Retiree19:51 Fredz400020:11 Fpdesignco
1hTax Loss Harvesting20:01 TLHHead20:11 jebmke
32cCalling all HVAC experts! SEER question08:08 Admiral20:09 inverter
7hTreasury in tax deferred (IRA)10/01 is50xenough20:06 Living Free
42cSmart Thermostats – Worth it?2020 an00j20:04 galving
3354cWhat are you listening to now2020 Artful Dodger20:02 AnnetteLouisan
14pwire transfer out of Marcus account09/22 feh20:00 feh
170tIs Anyone Rethinking International AA?03/19 AaronScott19:57 snowday2022
17hHow to get out of Merrill Lynch brokerage advisory account?11:46 financial.freed19:57 remomnyc
79pTrust or Don’t trust the keys to the kingdom into a password manager10/02 Domadosolo19:56 mongstradamus
27tSchwab IT and Account Issues10/03 KISS19:52 LadyGeek
1cgood learning resources for young kids18:50 Edge21519:48 Watty
10pCleaning up shop & closing bank accounts. Any reason to keep open for a mortgage?17:49 manlymatt8319:46 DoubleComma
16hTreasury Direct site for an update with a new design10/04 300019:46 boridi
6tEmergency Fund10/03 filbert19:45 FoundingFather
6pFSA Newbie Questions10/01 catchinup19:44 catchinup
14hCash out Inherited (non-Roth) IRA for Alternate Investment?10/04 R219:44 R2
265tConversation with co workers/ financial literacy among non-boglehead types10/02 upstate9019:42 SteadyOne
13pExperiences legally pursuing identity theft13:41 coalcracker19:41 MHA556
11hCan I Successfully Retire ?16:08 antwerp19:38 Watty
18tMorgan Stanley's Crystal Ball10/04 aquinas19:37 Beensabu
8834cWhat Movie Have You Recently Watched?2014 abuss36819:33 stoptothink
8pRoth conversion review13:09 wokkawokkawokka19:32 MHA556
12pHow can undistributed trust income be taxed at beneficiary tax rate?2017 ljb19:25 Lee_WSP
3hHow To Exchange Mutual Funds for Treasuries Online At Fidelity10/04 BBBob19:21 Kevin M
2hHow risky are Vanguard and Fidelity MM funds vs FDIC insured?18:38 justsomeguy201819:15 starboi
566cVanguard website succumbs to "Fisher-Price" UI design01/27 HanSolo19:15 Stinky
13cbest time to book air travel around Christmas10/03 protagonist19:06 remomnyc
2hTimestrategy - Reinvesting of all retirenment funds after necessary liquidation of all assets (Broker Change)18:39 Morgi8718:56 John Z
228tNew Avantis worldwide ETF with value tilt06/28 brademac18:55 IndyMachiner
168t[60 year old - anxiety over market downturn]09/22 doc254718:50 Florida Orange
39hLeaving Federal Government - What to do with retirement (FERS) contributions?05/13 Invest_Wisely18:38 nps
6pRequired IRA withdrawal - transfer ETF11:29 michaeljc7018:33 chemocean
6hRollover ROTH 457b to a ROTH IRA?15:04 bbrock18:31 bbrock
110hAre total bond market investors a sitting duck?10/02 DesertInvestor18:11 DesertInvestor
1cparakeet bath thing18:03 tunafish18:08 livesoft
12844pRefinance Mega Thread2019 AZAttorney1118:06 $=WxTxI
121tTIPs: The final year in the life of a 5 year TIP04/15 grok8718:05 Kevin M
24cUnited Airlines flyers (or cc holders): Mileage Plus still valuable?10/04 NYCaviator18:04 Jags4186
7hNoob trying to Google my way through Vanguard IRA questions10/03 soggywaffles17:45 retired@50
1797tTrading Treasuries (nominal and TIPS)05/24 Kevin M17:21 Kevin M
11pIs a mega backdoor roth always worth it?05/25 GaRPH17:16 GaRPH
608tSchwab Information Thread with FAQ, Links, Tips and Q&A2021 galawdawg17:16 Save2Survive
10tConvert mutual fund shares to ETF shares on a per-lot basis?14:52 WhatsAllThis17:14 billaster
9cPanasonic cordless phone set problem with Ooma10/04 hoops77717:14 hoops777
13cRecurring whole house low water flow10/03 fatima52617:14 fatima526
13223tHEDGEFUNDIE's excellent adventure Part II: The next journey2019 HEDGEFUNDIE17:12 langlands
24hInherited Traditional IRA10/04 jes5817:05 celia
114hPortfolio Question09/05 roccodean17:04 Duckie
93cWays to lower electricity costs?2021 I-Know-Nothing16:36 4nursebee
10hSell TBCIX (T. Rowe Price Blue Chip Growth I)?09/30 Average Investo16:34 Average Investo
5pHow your future SS benefit depends on assumptions for national average wage growth and CPI/inflation changes2016 neurosphere16:32 neurosphere
4h22 Year Old Investor - Portfolio advice and rebalancing towards VTI/VXUS14:07 youngbullishinv16:28 Capster1
5pSocial security COLA adjustments to PIA10/04 kenburke16:22 neurosphere
40pNeed help: How to buy a house with aging parent?09/30 privateID16:18 SuzBanyan
4pFederal Disability Retirement10/04 bernie515116:00 dbr
28cQuestion for Computer Experts12:08 tallguy389115:57 roamingzebra
6hReal estate investing and how to get out12:27 roadracer71115:50 LadyGeek
47tAre bonds safer than 100% equity indexing?10/01 Marseille0715:41 seajay
15hSanity Check - Mortgage vs Cash10/02 frisbee15:26 Tavistock1
16cSpot repairing finished wood flooring - feasible to match?10/01 LeftCoastIV15:03 Tavistock1
13hShould I change my investment strategy? Looking for advice/tips.13:29 Kandinsky14:50 squirrel1963
21hMarcus CD rate updates post Fed rate hike09/27 consinv14:49 pmorgan2020
7hafter-tax 401k in-service roth conversion - before or after rollover?10/04 calimero14:42 Alan S.
0t'Bogleheads® Live' #23 podcast is out: Mike Piper on bequest planning14:40 JonL 
17hBond Fund Yields very low10/04 Mannyjim14:20 mas
9hTrying to create a long term strategy09/29 ceverson7014:11 Beensabu
3821tI Bonds Mega Thread (I Bond Heads Rejoice!)2021 tomsense7614:10 SnowBog
0hMy Bond Strategy - Questions14:05 gfirero 
27p$401k Loan vs Personal Line of Credit (Auto Financing)09/28 AD313:57 bobblershead
4pHas anyone had problems getting telephone appointments with Social Security ring your phone?11:40 cadreamer201513:37 Wilderness Libr
15pProtecting non-Bogleheads spouses if you die first - tangent from co-workers/finanical literacy discussion10/04 zanza13:30 DetroitRick
3hOptions for my retirement account07:26 freelanceeer19713:30 freelanceeer197
31tDan Wiener's newsletter shutting down after October 2022 issue01/19 lomarica0113:27 LadyGeek
20pDealership offer while waiting for new car to be repaired08:48 psrande13:23 rooms222
220pAccount locked at Treasury Direct and cannot get through on phone04/27 willthrill8113:09 cookienadal
8cStrange emails from NY state Tax08:12 ikowik13:06 dodecahedron
10nQuestion about bonds funds YTM, Real yield ...10/02 Picablo13:04 Valuethinker
796tWhy don't you factor tilt?09/16 Cannibly13:02 Apathizer
2hBrokered CD Values -- Why Do They Increase and Decrease?10/04 Madam Librarian13:01 Madam Librarian
1pNo receipt on IRS Form8832 submitted10/04 Lxw312:54 MP123
3hNegative Transaction Fee on Schwab T Bill purchase?10/04 CenTexan12:52 CenTexan
130hVanguard Money Market Funds - Differences in Returns?05/08 water235712:52 Electron
5842pWhat's Your Credit Card Rewards Strategy?2016 guitarguy12:46 Jags4186
41cMedical bills going to collection - insurance mess up09/30 michaeljc7012:45 michaeljc70
6hThinking of moving stable value contributions instead to Total bond and TIPS09/27 Doc712:33 Doc7
139tIf things are so bad, how come the market is up 900 points today?10/03 Fremdon Ferndoc12:33 Fremdon Ferndoc
73pFidelity Account Breached (and what I did about it)09/24 motiv8ed12:24 anon_investor
5tTax free conversion of Vanguard Mutual Fund to ETF - how to do it?11:13 simas12:24 anon_investor
16cMen's Fashion -- Buy Suits or Jackets/Pants Separately?10/04 CoastLawyer203012:18 stan1
56pDoes IRA to ROTH Still Make Sense AND How Much to Convert09/22 patrickscott12:04 FiveK
37cPropane vs Gas New house purchase decision09/22 jgman11:59 forwhatiknow
1886tVariable Percentage Withdrawal (VPW)2013 longinvest11:45 longinvest
10nUK Salary Sacrifice Pension Vs Vanguard ISA09/29 Poozay11:42 Valuethinker
25hTime to exchange Total Bond Index for Short Term Bond Index?10/03 mikedm11:36 Tom_T
14cWhat type of pool pump to choose to replace a defective one?2021 sabhen11:34 enad
13tInterviewing new companies what is important?10/04 2ball11:34 JohnFromPNW
3tValuations03:18 invest411:34 CraigTester
35cIf you buy a classic car in Europe and aim to keep to drive it daily for 50 years2018 Tellurius11:34 Valuethinker
34cWifi Antenna for metal building10/02 4nursebee11:30 jebmke
21pBest high yield savings accounts09/30 jgsloan5311:29 professor_ameri
5tsubmit ?s for Charles Ellis10/04 JonL11:28
11hFidelity CDs10/04 justsomeguy201811:16 mongstradamus
68pAlly Bank - Bad Experience...09/29 MrMarket11:16 acegolfer
36t"A New Paradigm for Portfolio Risk" by Robert H. Jeffrey08/30 vineviz11:15 goodenyou
1hAnother change and re-look; advice welcome10:55 Eblana111:10 retiredjg
25cCrawlspace Encapsulation? Alternatives?10/01 Dan011:10 Dan0
8pS-Corp Solo 401K contribution suggestion10/03 venvis200111:07 MP123
48cNAS (Network Attached Storage) Questions05/04 Valdeselad11:04 audioengr
7nBond options for the fixed income part of the portfolio10/02 Spgold10:47 vineviz
157tThe EE Bond Manifesto (A companion piece to Mel’s I Bond Manifesto)2021 SnowBog10:44 ivgrivchuck
1990tModified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory2021 skierincolorado10:37 Bentonkb
2hVG Brokerage account10/04 RMO8710:35 user9532
696pQuicken 2019 and forward2018 Scorpion10:32 stan1
14hHelp with buying individual muni bond ...10/03 prozario0110:29 grok87
85tBND - Sure Thing Short05/03 macattack78910:28 Tamalak
45pDealing with CPAP recall fiasco2021 AllMostThere10:17 Broken Man 1999
2tIs Vanguard Tax-Exempt Bond much riskier than Vanguard Total Bond?09:50 withrye10:17 nisiprius
12cRain gear and overnight bag recommendations10/04 jkushne110:12 mrb09
6pRMD after a rollover10/04 gavinsiu10:12 secondcor521
14pFactors to consider for Soc Security?10/03 LaurenRose10:05 Tom_T
8hCD early withdraw penalty question10/02 rivercrosser10:04 rivercrosser
6hBest way to manage cash fund right now with interest rate fluctuation?10/04 justsomeguy201809:49 texasfight
11pIs there a trick to contact IRS10/04 gavinsiu09:49 valleyrock
19hDalio on cash: no longer trash10/03 chassis09:34 wetgear
7hIs Buying Treasuries At Auction Bad?10/04 rahulgarcia09:28 rahulgarcia
75cLooking for comfortable shoes to do a lot of walking10/01 Lauretta09:24 GG1273
2hMajority of portfolio in a single global index fund07:48 RedMan191909:15 homebuyer6426
340lRoll Call for the Retirement Class of 2022!2021 Miriam209:05 cockersx3
0tOne week until the 2022 Bogleheads Conference!08:59 Bogle Center 
25cGetting a good price on LASIK10/04 homebuyer642608:49 homebuyer6426
71pEtrade 1.4% online savings account06/18 Emptykeg08:46 Doc7
5cHas Anyone Used "AT&T AntiVirus Plus powered by McAfee"10/04 hirlaw08:43 enad
6pIRS CP56V Bill11/16 Nowizard08:22 radeon962
2283cWhat frugal thing did you do today?2017 Nectarineman08:03 andypanda
61cWireless Earbuds09/18 shavenyak08:02 Sandtrap
29pForced into this awful car market10/04 SunDevil07:54 Jags4186
43hFixed income portfolio review for newish retiree who doesn't understand TIPs09/29 DebiT06:10 Dude2
3tDoes anyone know of any banks that will not allow on line access if your browser is not the latest version?05:28 water235706:00 retiringwhen
326pAlly Online Savings Rate Increase05/10 BogleMelon05:53 oldcomputerguy
268hOK, I am calling the bottom of this market cycle09/03 ronno201805:52 AnnetteLouisan
12hCritique my plan for windfall09/28 bernie515105:39 Motostash
2tNew Highs - New Lows indicator10/04 Econberkeley05:38 Econberkeley
10hHow to compare a bond fund "return" to options like HYSA and T-bills?10/01 OkanePlease05:24 max12377
5pVTI Dividend Reporting Held at Fidelity [non-qualified dividend discrepancy]10/04 kaatzchris04:32 Chip
11pSharing the down payment for a house10/03 tuningfork02:56 CaptainT
115tFree Morningstar Portfolio Ending06/16 Expro10/05 woof755
4tdirect roll over is it unlimited?10/03 2ball10/05 placeholder
18cCar Rental additional driver fees10/02 SlowMovingInves10/04 simplextableau
3tFINRA Financial Literacy Quiz10/04 ModifiedDuratio10/04 JohnFromPNW
3hTrying to Understand My VBILX (Intermediate Bond Index Admiral Fund) Cost Basis and Return10/04 bhluckyusaguy10/04 dbr
1618tWhy not 100% PSLDX? [PIMCO StocksPLUS Long Duration Fund]2020 TeeDee10/04 Random Musings
3htax deffered over contribution 202110/04 MouthBreather10/04 lakpr
53cDesktop encryption software - help find10/02 renter10/04 rockstar
30pselling newly purchased home asap12/12 BuffMaltese10/04 mrspock
4hBack Door Roth. Is money in a TSP considered for Prorating?10/04 Jasperina10/04 Jasperina
16hPersonal Finance Free Software10/02 Capricorn21210/04 BolderBoy
3hMYGA Insurance companies hurricane loss risk10/04 dillrob10/04 nisiprius
5n(non-US-resident) What brokerage do you use to purchase US CDs10/03 yayacoolsc10/04 squirrel1963
4pWhat if you inherit an IRA with non-deductible basis10/04 gavinsiu10/04 Lee_WSP
36t2 Questions on Bonds09/27 arca10/04 bog007
55pBillpay via bank - how often does it fail?09/28 Faith2087910/04 Metsfan91
2pWhen is the last day I can amend my tax return 2019?10/04 sk51910/04 MarkNYC
19hNew DIY Investor10/01 M22RPCV10/04 M22RPCV
5hTransferring funds from Fidelity to government bonds.10/04 IsabellaH55510/04 UpperNwGuy
28tS&p 500 - p/e ratio10/03 Isabela10/04 MarkRoulo
18hCan I Bring Admiral Funds With Me to Schwab?10/03 Jimmbo10/04 Average Investo
8hDCA the 529 right approach?09/29 Jobseeker201310/04 JoeRetire
5cHernia Surgery Experiences10/04 bowerynation8610/04 LadyGeek
26cGeico Premiums Doubled09/27 Bigfish10/04 bluebolt
3587tThe Three-Fund Portfolio2012 Taylor Larimore10/04 enad
4pBest Plan Provider or TPA for Solo 401k Mega Backdoor Roth10/04 pancakesbymike10/04 pancakesbymike
10hFund for a College Account10/04 Tib10/04 JoeRetire
2hSS Benefits Question10/04 mvilleguy910/04 JoeRetire
42tTurn This Bear Market "Lemon" Into "Lemonade".09/24 Taylor Larimore10/04 RubyTuesday
16p2021 retirees: How are you doing?10/03 wizwit5510/04 Bungo
15cBest company for selling your car and picking it up?10/03 A44010/04 makingmistakes
28tNew Vanguard mobile app [Beacon]2020 percolate10/04 LadyGeek
3hRolling over 403b to Trad. IRA in same year as backdoor Roth: taxable event?10/04 Hedgy10/04 Duckie
35pBank merger not going smoothly (change banks?)09/13 RobLyons10/04 HomeStretch
0pI just used Google Pay I think - please review for me10/04 Fremdon Ferndoc 
3hVanguard 401K management10/04 duane500010/04 alex_686
20t6 mo T-Bill Auction results 10/3/22: what am I actually earning?10/03 Fremdon Ferndoc10/04 student
50tOptimized Roth Conversion Model2019 Indyhou10/04 Indyhou
4475tWhat are you up YTD? [Year To Date]2014 InvestorNewb10/04 placeholder
92pEarly Retirement Decision Help08/29 Bennie10/04 Bennie
9h3 fund portfolio. Invest (or) Not Invest in 202210/03 johnpau10/04 ConroyFunk
35cSling TV lost ESPN today....10/01 biscuit510/04 michaeljc70
5hHelp with Excess Roth Contributions09/30 Cofdrinkr10/04 lakpr
549pPrimer on Paying Taxes With a Credit Card2019 whodidntante10/04 deltaneutral83
549tA Simple Bogleheads Retirement Using Variable Percentage Withdrawals (VPW Forward Test)2019 longinvest10/04 furwut
52cCertified Mail for Proof of Claim? [Recalled product reimbursement]03/22 DTalos10/04 DTalos
2pReturn excess contributions mega backdoor roth10/03 SeriousFun10/04 SeriousFun
525pImproving the TSP [for current participants]2014 MichDad10/04 vineviz
7hVTI + VT For Moderate Bias to US Market?10/04 Pawk10/04 tashnewbie
0cT-Mobile Settlement Questions10/04 DTalos 
7p457(f) and 457(b) plans10/03 Jagger10/04 Katietsu
7hNear retirement - Purchasing TIPS funds using Total Bonds and cash?10/01 BogleFan8410/04 Duckie
10tBogleheads Conference: Your Questions, Please!09/26 Christine Benz10/04 squirrel1963
1tQuestion re:Rolling over a T-Bill at Vanguard10/04 Fremdon Ferndoc10/04 Kevin M
25cWindshield Replacement10/03 Wenonah10/04 boglegirl
4h60 VTI / 40 VXUS, add VIOV?10/04 Sonete10/04 GP813
968hPurchasing MYGAs (multi year guaranteed annuities) - mega thread2020 Stinky10/04 Stinky
30tOptimized Roth Conversion Model Update12/23 Indyhou10/04 Indyhou
41lChicagoland Master Thread2017 elihu30310/04 hustle2wealth
5hIRMAA two year lookback10/04 cooperdog10/04 cooperdog
8h401K + Brokerage / Tax over dividends09/26 Sonete10/04 Sonete
5hVanguard - assessing cost basis on transfers in10/03 Lecture10/04 placeholder
15tThe impact of taxes on the 4% rule10/03 Fremdon Ferndoc10/04 GAAP
4h[Q] Does it make sense to buy brokerage CDs in different brokerage?10/04 yayacoolsc10/04 cjg
3nPortfolio feedback [Non-US resident]10/01 b1gl510/04 Laurizas
34pHow to Evaluate a CC Balance Transfer Offer?10/02 Raraculus10/04 Raraculus
4pUsing Digital Wallets to Maximize Cash Back on a Credit Card10/01 Ron Ronnerson10/04 dallasjava
30hVanguard PrimeCap -- rules for adding to account?2021 water235710/04 retire2022
13pExperience with the “CO-OP” Credit Union Network?10/02 Doc710/04 dallasjava
29tDid switch to brokerage change something?10/03 linberl10/04 linberl
393tLet's Talk SPX Box Spreads02/21 GeraniumLover10/04 indexfundfan
1hbond yields vanguard vrs morningstar websites10/04 lomarica0110/04 retired@50
25pCompensation/gift giving for non-family POA agent?09/02 nyc21210/04 nyc212
8pWould you liquidate your portfolio to buy this business?10/04 hardworkpays10/04 MarkerFM
7tVG Short Term TIPS Fund10/04 treypar10/04 chrisdds98
1pSocial Security Notice of Benefit - Wrong Name10/04 betsyr012910/04 Silk McCue
18t"Is The Time Right For Roth Conversions?"09/30 Taylor Larimore10/04 Eagle33
1hwhy do I have to wait 25 days after adding address in 401k plan to rollover?10/04 calimero10/04 cas
7tHow to Invest UTMA / Settlement Proceeds?09/13 gone_forever10/04 aristotelian
2215cBird watchers – what birds are you seeing?2020 JAZZISCOOL10/04 JAZZISCOOL
37pHow to structure a gift?10/03 LaurieAnnaT10/04 oldcomputerguy
9pBusiness Evaluation - Medicine, SaaS, PE, Dentist, Vet10/02 TheCleverest10/04 SubPar
20pAnnuitizing TIAA Traditional03/18 boridi10/04 crefwatch
541tVanguard Municipal Money Market VMSXX [0.03%]2018 Bimmer10/04 Bimmer
6hVanguard's real-time chat question10/04 bondsr4me10/04 bondsr4me
51hOverinvested in equities? Please help me with your sage advice10/02 FlyMeToTheMoon510/04 AmericanRay
17coption for getting rid of garbage10/01 gavinsiu10/04 Broken Man 1999
39cMachu Pichhu in June 202310/01 andyandyandy10/04 crefwatch
13pTaking Advantage of Low Interest Rate Loans09/28 hachiko10/04 hachiko
2tWash sales: per-share accounting and dividend reinvestment10/04 treecat10/04 treecat
821tInteractive Brokers (Best Kept Secret)2015 Andymoler5810/04 occambogle
23tDoes anyone know here Brent Osachoff and his impressive volatily strategy ?2020 danyboy710/04 nisiprius
15cChange to existing rental lease10/04 nifty-thrifty10/04 Sandtrap
8hTransitioning out of Actively Managed IRA(s)10/03 Bornagainbogleh10/04 ruralavalon
25pVirginia 529 state tax deduction2011 usaa1310/04 Doc7
20tWhat’s the obsession with comparisons to YAG or past year?10/03 tennisplyr10/04 Garco
3pLetter from IRS - Possible Employment-Related Identity Theft Notice10/04 Pitagoras10/04 Pitagoras
20cHas anyone used wireless internet (TMobile, Verizon)?10/02 Fremdon Ferndoc10/04 Fremdon Ferndoc
11hWhere are the End of Month Distributions?10/03 dbc4710/04 retired@50
48cBoston for ~1-2 days08/30 psteinx10/04 PeninsulaPerson
18tEthical questions when investing in broad index funds10/04 artymorty10/04 LadyGeek
160l[favorite] Boglehead quotes2012 grabiner10/04 grabiner
11hExecuting Survivor’s Option on a Brokered CD10/03 TetrisCollider10/04 scubablue
2tOption assignment and wash sale rule10/03 viewer010/04 viewer0
1040tNew fee for Vanguard mutual accounts08/08 Iorek10/04 jeffyscott
28tClosed end investment trust at a discount of >40%: looks like a great bargain, what can go wrong?09/30 Lauretta10/04 packer16
86tWhy isn't diversification working...09/30 bethanybeachrea10/04 BitTooAggressiv
23pSocial Security Claiming Questions09/29 PSM10/04 JoeRetire
22hAsset Allocation and Next Steps - 70 Year Old Mother (I'm POA)08/04 XtremeSki200110/04 celia
5hVanguard Difficulty with Past Mutual Fund Account Statements?09/25 msheald10/04 exodusNH
4hTbill buy settlement10/03 AvidGardener10/04 AvidGardener
9tVanguard Target Retirement Fund Oddity10/02 tadamsmar10/04 Miriam2
15hCost basis of non-covered shares10/03 bbrock10/04 bbrock
5pDoing both traditional IRA and mega backdoor roth09/27 SeriousFun10/04 placeholder
15pHome sale exclusion - non-qualified use gain2021 fyre4ce10/04 fyre4ce
30tPortfolio and retirement concepts - valid or not?09/22 Poe2210/04 Poe22
4pCalifornia K-12 educators - CalSTRS & CalPERS plans10/03 GreendaleCC10/04 GreendaleCC
21pFBAR & FATCA reporting requirements of power of attorney foreign real estate properties09/23 bestisfree10/04 squirrel1963
120tTSP G Fund rate 3.00% (June 2022)2021 mokaThought10/04 SquawkIdent
7pMortgage: 30 year fix vs 10/1 ARM10/03 porfolio000110/03 Goal33
37c2023 FEHB Premiums09/30 tallguy389110/03 tallguy3891
4cUS Passport Citizenship Document Not Received After 8 weeks10/03 crystalbank10/03 crystalbank
26tWhy is this wrong? (Effective vs Marginal rate for Roth vs Traditional)10/01 CletusCaddy10/03 grabiner
23cSIM Card Hack2020 HappyJack10/03 anon_investor
6tBuy TIPS if you have access to the TSP G fund?10/03 MnD10/03 grabiner
5hWhich Fidelity Fund Equivalent10/03 thefoggycity10/03 grabiner
22hBasics of US Treasury Bonds09/23 Novice202010/03 grabiner
8hInherited accounts: sell then buy preferred positions or delay doing so10/03 JohnnyM10/03 grabiner
435hHM Bradley - is it safe - FDIC response2021 inspireone10/03 soxfan10
19cWho pays for this construction mistake?10/03 miamivice10/03 sureshoe
44hWhat to do with $3 million at age 85?10/01 IsabellaH55510/03 e5116
2t"Billionaire Warren Buffett swears by this inexpensive investing strategy that anyone can try"10/03 Taylor Larimore10/03 augryphon
13cCrazy Couch Adventures....calling newish furniture owners09/16 TechieTechie10/03 Tuxedo
12pBackdoor Roth, Mega Backdoor and QLACs10/02 Boricua10/03 Boricua
41hMerrill Lynch Preferred Deposit2018 DTalos10/03 travsmill
4hRoth IRA withdrawal10/03 Manjf10/03 sailaway
7cCar Insurer Demanding Transfer of Ownership before Settlement10/02 Nutmeg10/03 Nutmeg
2pBrokerage account address vs state income tax?10/03 erictiger1210/03 erictiger12
2pHelp with UFB Direct's 3.01% Interest Rate on Cash10/02 teelainen10/03 teelainen
17tDAF09/26 filbert10/03 rkhusky
1cPlease recommend a ink tank printer that has duplex scanning/copying10/03 Lou Sevens10/03 mcraepat9
49cNew Kindle Scribe: writable e-ink reader09/29 dual10/03 Lou Sevens
61cShould I get new iPhone?09/30 mbres6010/03 mbres60
20pCondo in Retirement Community10/01 PinotGris10/03 guyfromct
2cContractor billing issues found after payment. Would contractor's bond claim be valid?10/03 busdriver10/03 busdriver
2tBond Rates - TIPS vs Treasuries10/03 graham10/03 Svensk Anga
20pHELOC vs. Cash of Refinance vs. Bridge Loan10/01 Econberkeley10/03 Golf maniac
11tOptimism10/03 Bluedoor10/03 sc9182
7pCan you start a business every two years and show a loss year after year?10/03 Ependytis10/03 LadyGeek
5hTax Loss Harvesting on S&P 500, others.09/30 SmyleBogle10/03 placeholder
1054cPC Build Thread - 2020... and beyond!!!2020 Independent Geo10/03 leland
9hWhat advice do I give friend that asks how much do they need to retire?10/03 Ependytis10/03 Sandtrap
37cEuro cruise in June 202309/29 Wannaretireearl10/03 hale2
41cAddressing water intrusion on a 'pseudo' balcony/ledge08/24 jplee310/03 enad
571tThe One-Fund Portfolio as a default suggestion2019 longinvest10/03 longinvest
27tiShares 0-3 Month Treasury ETF2020 petulant10/03 anon_investor
14tMonthly Dividends vs 30 day SEC yield09/17 ollistu10/03 grabiner
2hEGIFX - Edgewood Growth Fund - What's with the huge drop?10/03 FlyMeToTheMoon510/03 Beensabu
16pMore weird issue with Fidelity - I keep getting younger09/26 gavinsiu10/03 gavinsiu
14pReturn expired credit card?10/03 mhalley10/03 Doctor Rhythm
10pHow to amicably resolve trustee/beneficiary disputes?10/03 Flux Capacitor10/03 humblecoder
2nAUD Hedged ETFs or Other for US Expat10/02 greg2greg10/03 greg2greg
1hIs buying multiple money market funds safer?10/03 djshackesq10/03 Bearcat78
9tWhat's going on with Credit Suisse?10/03 Itogliano10/03 Trapper
46cArranging transportation for a medical procedure10/02 tony541210/03 clip651
2hwhere to adjust withholding at treasury direct10/03 MattB10/03 MattB
166pOfficial HELOC (Home Equity Line of Credit) thread2020 JohnSmith12310/03 Econberkeley
15h529 Plans: I have 3 kids10/03 freelanceeer19710/03 snowday2022
20hManaging a "windfall" after divorce09/22 mzvarner10/03 Luke Duke
25hPortfolio, eek!10/02 splitatlantic10/03 familythriftmd
6pSWR - retirement - knowing if you are in trouble10/03 michaeljc7010/03 michaeljc70
9IChance to meet Irish Bogleheads (second trip update)08/23 Raybo10/03 Duckie
11cAirfares Etc.09/02 stargazerlily0310/03 bob60014
25tThought Experiment - what am I missing here?09/30 Robin123410/03 km91
59pHow/where do you save for "irregular/infrequent expenses"?02/10 xemit10/03 stargazerlily03
20hFidelity premium services vs private client group?06/05 longlife10/03 ckl0308
76pFlorida Insurance and Hurricanes09/28 snackdog10/03 Parkinglotracer
8pWindfall advice for 90 year old10/03 tiedyemargie10/03 epoche
16pSwitching from Medicare Supplement to Advantage then back to Supplement09/29 CWRadio10/03 FreddieFIRE
19hRollover Military TSP to Schwab with updated TSP portal07/21 Fishing5010/03 StewedCarrot
1134pRelationship mortgage discounts for moving a million assets2019 softwaregeek10/03 Rach2nyc
53tIn Retirement, You May Not Need to Spend So Much09/28 Sleepless10/03 JoeRetire
6hBond ladder newbie needs help10/01 ckl030810/03 ckl0308
4pHome office deduction - simplified vs. actual10/03 petebogle10/03 Lee_WSP
2nInheriting a Vanguard IRA - US expat living & working in Germany09/22 MRinvestor10/03 helloyou
73l"Zoom" local chapter - based in Birmingham, Alabama2019 Stinky10/03 Stinky
29cRefrigerator Door Automatically closing - is that normal?10/01 OldSport10/03 srt7
1775tFirst 20% of bonds in long-term Treasuries2019 vineviz10/03 aj76er
3nAll-World vs. LS80 in current market10/03 cp0352510/03 northern_james
2tM1 Finance... unclear how they'll handle non-covered shares09/30 bbrock10/03 bbrock
66cWater heater replacement, etc09/17 terran10/03 ncbill
10cAny streaming channels for roku you can watch older star trek tv series for free?10/02 iamblessed10/03 whodidntante
6pGift Tax Question10/03 Norwegianwood10/03 Gill
26pMost Secure Method to use ATM09/30 jayjayc10/03 jayjayc
14hBond Fund Interest10/03 Chip Shot10/03 dbr
94pThinking about parking $30k with Morgan Stanley for a free Amex Plat Card2020 MikeZ10/03 GoodOmens
3hPortfolio Review and Advice on Plans10/02 rufio2310/03 rufio23
3pLeaving Medicare to Resume Employer Insurance09/29 oembogle10/03 oembogle
14hVanguard Target Retirement 2020 Down [almost 20%]10/02 ThreeScreens8810/03 dbr
3052pFidelity as a one stop shop2018 BogleMelon10/03 zie
140tConsistent Yield & Duration to Help Choose TIPS Fund2012 #Cruncher10/03 jeffyscott
105hDon't time the market...but09/25 freelanceeer19710/03 ruralavalon
4tHow are pensions run?10/02 gavinsiu10/03 manuvns
23tHow to construct a true Total World Bond allocation?09/29 Poe2210/03 manuvns
4262c[What TV Show Have You Recently Watched?]2016 dbCooperAir10/03 bertilak
7pSpouse contribution to solo 401k10/02 skidoc10/03 toddthebod
32tBond fund vs treasury or CD Ladder05/11 Dennisl10/03 the_wiki
4hYet another tax loss harvesting thread10/02 AAA10/03 rkhusky
4tWhat are the downsides/risks of "target maturity" bond ETFs?10/02 Phyneas10/03 Trance
6pAnalyzing multiple old life insurance bought as a child10/03 Tubes10/03 Tubes
11hFeedback requested: Bond Allocation10/03 freelanceeer19710/03 vineviz
15h30 day prior purchases for Tax loss harvesting10/02 Ani10/03 Ani
0pEstate Attorney Recommendations for Virginia10/03 basicbrewing 
6cHelp deciding on Roof Underlayment (Synthetic Felt, Titanium, or Ice & Shield) for NC Mountain home....10/02 atwnsw10/03 atwnsw
10p"Tiresome Debates"10/01 Taylor Larimore10/03 grabiner
6pSocial Security/income in year before hitting 6209/30 2021retiree10/03 MOBugeater
8cNeed a Water Level for Yard Project - Any Recommendations?10/01 ruanddu10/03 ruanddu
13hHow should I approach extra payments on an ARM?10/01 withrye10/03 grabiner
2hAA when putting money aside for Home Building10/03 zeep10/03 dbr
49pNewish retiree feeling nervous. Should I try to work?09/28 DebiT10/03 Third Son
10hAccidental overfunding 401k/403b?10/02 urojet10/03 student
9nCustody fees. Any added-value or just unjustified fees?09/30 michoco91110/03 livesoft
11hVanguard 3 month Treasury bill09/30 kvdecide10/03 evelynmanley
2hUS-based investor: pay off UK-based GBP real-estate loans with USD?10/02 fogalog10/03 TedSwippet using LetsEncrypt certificates instead of Comodo09/30 Vultaire10/03 nisiprius
153c(For Women Only) Oh Dear, My New Favorite Wacoal Bra Costs How Much?08/14 lillycat10/03 Sandtrap
3fModerators wanted09/30 Alex Frakt10/03 LadyGeek
6cchanging password for privacy10/02 brandy10/03 runninginvestor
3nWhat is the real yield of Euro Inflation Linked Bonds?10/02 alpine_boglehea10/03 Laurizas
3hTLH question related to UTMA Brokerage Account10/02 fogalog10/03 placeholder

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