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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1520 new posts and replies over 232 topics in last day (sorted by Reply Author). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
74tDoes Anyone Invest In Berkshire Hathaway Instead Of Index Funds?03/04 uberational4420:15 220volt
7h403B rollover to IRA ? on what to do with it, want just one mutual ?14:29 luberhill03:34 22twain
118pSalary vs. Lifestyle07/18 UncleBogle09:32 2pedals
7pBank account decision12:58 Determined18:17 abuss368
15pProperty tax + deductions07/15 hammond18:14 abuss368
111tSaving 20% of paycheck isn't enough07/13 Marjimmy18:08 abuss368
5tInvestorPlace: Best Vanguard Funds for the Second Half of 201807/18 bluerafters18:01 abuss368
192tTaylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio10/24 Mel Lindauer17:59 abuss368
12pTransferring Money and Closing Bank Account07/19 lilblu13:37 AerialP
200tDirect Real Estate Returns07/12 InvestInLife10:23 AerialWombat
21hRealizing 85% of 401k contribution going to bonds07/15 Jermbo20:42 aj76er
0hHelp me understand Morningstar ratings please!21:51 Alan1962 
14hMega Backdoor Roth IRA Withdrawal Pro-Rata?07/19 bouncyboglehead15:02 Alan S.
19cGift cards: which is "better / safer"? physical or electronic?07/19 rjbraun17:04 alpenglow
1hCapital One offerings 2.30% on CDs - Should I?10:45 Jesteroftheswam10:48 am
84pDraft a will with legalzoom or other online legal help11/12 Amy201710:04 Amy2017
69tIs HSA Bank + TD Ameritrade still the best HSA choice?10/18 JustinR21:37 Angst
5pSomewhat odd HSA question07/19 B4Xt3r13:59 Angst
4hWhere to go next? 24, grad student, pepsi, roth etc10:18 randydimera10:49 arcticpineapple
1hCDARS10:15 exoilman10:31 arcticpineapple
13pFederal Benefits Question - Annuity, TSP, FEHBP14:53 arsenalfan20:45 arsenalfan
6hFirst Real Estate Investment question07/17 SpaceBound3514:40 arsenalfan
45tSome 'hints' about brokered CDs2017 dm20018:28 Artsdoctor
0cAirflow ratio and maf sensors for minivan08:56 atlanta_dad 
6hDIY pitfalls?23:31 aussiedog00:09 aussiedog
62tI may have understood why it's so hard to save and invest07/19 airelleofmusic10:35 averagedude
0hPlease help me simplify my Portfolio06:29 bbwolf 
43tFidelity cash position07/04 logat209:59 B.C. Krygowski
48pReevaluating mortgage payoff strategy07/19 JDDS09:35 bdpb
17hVanguard Advisor07/19 bgyt10:32 bertilak
17pPaying off share of children's student loans with house or stay?07/20 bestbet13:36 bestbet
7hOpinions on investing Roth IRA07/19 BeWyse13:32 BeWyse
7hAm I on the right track?10:57 BG04229314:13 BG042293
94hI'm about to inherit a single stock with a worth of just over 7 figures....07/19 harrington08:57 BigFoot48
5hMoving IRAs to Vanguard, advice07/19 IcedDog07:52 BL
13hstock trading fee at fidelity and vanguard07/12 blackwhisker14:04 blackwhisker
2tTo extend out maturities or not?07/15 BlueEars19:25 BlueEars
21pSemi-Retire by 40-45, possible/realistic?07/17 Chuck47423:47 BogleBike
34cJFK Traverlers: How to go from NJ to JFK and the opposite?07/20 BogleMelon21:16 BogleMelon
11pOptions to lower my tax liability with RMD’s07/17 stumpy20:33 bradpevans
145pWhat I spent in 6 months on medicare07/05 dm20010:51 Broken Man 1999
19c[A Splendid Exchange, by William Bernstein - on sale for Kindle]07/18 Bill Bernstein12:51 Broken Man 1999
15cHardwood Floors07/17 SVariance105:57 bubbadog
2pTerm Insurance Recommendations w/Pre-existing?09:22 rvflyer10:16 cadreamer2015
3131cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt21:36 Calli114
20pIs my umbrella policy over priced?07/20 BBQ Nut09:32 Call_Me_Op
77tWhy Take Risk on Equity Side?07/19 Call_Me_Op05:34 Call_Me_Op
763pVariable Percentage Withdrawal (VPW)2013 longinvest07:34 cap396
31canyone living in central america?(Nicaragua, Costa Rica, Panama, Belize...)2016 chipperd09:51 CardinalRule
11pDownsize or just move on12:31 crystalbank18:33 Carefreeap
32pHow Unclaimed Property Laws Can Affect Retirees07/18 MikeG6219:58 Carolina Shagge
19pMedicare Supplement question re Guarantee Issue07/19 LadyIJ11:53 cashmoney
15pPenfed 5/5 Arm Rate Reset?07/20 WentzWagon06:07 cccheel
5hCD's within Roth?20:43 OpattyD22:55 celia
30hAnyone Else Here Trying to Max Out 401k for the 1st Time in 2018?07/15 Daedalus12:26 Chadnudj
10pChanging address for Social Security after a death18:20 annielouise07:34 cheese_breath
133pAm I crazy to pay off my 30-yr fixed 3.625 mortgage?05/24 rantk8110:39 cherijoh
2tdoes beneficiary trump all09:11 Calhoon10:11 chevca
99cWatch Collection Reasonable or Unreasonable or Irresponsible?07/19 Nissanzx109:58 chevca
5pPass Thru Deduction-Roth Conversion Question07/19 cusetownusa15:10 Chicago60
2hInternational Portfolio Allocation Advice - 42 Years Old living in Israel07/20 Cintrapark14:23 Cintrapark
61pNew book based on Millionaire Next Door07/16 timmy07:27 ClevrChico
54cFord Fusion under Safety Recall for 2 Years - Ford Can't Fix - help12/22 WolfgangPauli08:33 clutchied
14pCan I get a mortgage if retiring?12:58 Wenonah02:41 Cruise
17p403B Coal Raking! Help!07/18 SpicyUnagi10:46 CyclingDuo
9cSail boat budget07/19 daggerboard00:09 daggerboard
7pIRA Distribution or HELOC for Home Improvement06:18 mjb4910:50 dandinsac
11hAdvice on Financial Plan: PGY4 Orthopaedic / PGY4 ENT Residents14:16 greenhat0620:58 daveydoo
1tHousing Starts Drop Sharply -- Barrons.com06:58 BuyAndHoldOn07:22 david1082b
22hBH- Need advise for 45 year old07/19 smby19:20 delamer
10tGood Books on Investment?16:55 sapper137118:38 DesertDiva
73tInvest in Tesla?03/28 BradJ17:28 DesertDiva
159pA different take on retirement income: time segmentation07/15 willthrill8110:48 dknightd
11cLooking for recommendations on a cordless electric mower2016 keystone06:13 dknightd
12pdo i need a lawyer when applying for a HELOC?13:05 bling09:18 dm200
113tIn defense of short-term treasuries07/14 danielc10:20 Doc
21cState Farm - safe driving discount ??11:18 dm20019:35 drawpoker
63cDo you buy phone outright or pay it off monthly...2017 Admiral15:14 dslomer64
1hPortfolio Assistance and Retirement Advice13:16 Terp197819:52 Duckie
11hSeeking help for investment allocation07/15 bakerjin18:43 Duckie
14hTransfer online savings/money market to income mutual fund?11:31 Pegasus_RPG09:14 dwickenh
2hOops, for 2018 I think we should have funded tIRA not Roth. Please review relates to capital gains.08:05 Enganerd10:47 Enganerd
6hOpinions on my Investment portfolio allocations15:20 stupidfinance16:39 ExitStageLeft
13hAnother avg cost vs. Spec ID decision07/18 greenhorn40114:17 FactualFran
0cKeynote Advanced tutorials12:12 FB01 
38hNeed Your Feedback on 100% VTSAX07/02 lake10017:06 Finridge
11pDenied Umbrella Coverage Twice - What now?07/20 docj16:51 FIREchief
2cWays to minimize dust when sanding08:38 BashDash09:06 five2one
29cPossible Knob & Tube in an older home.07/18 becsteele21:27 five2one
30cHeart Rate Monitors Fitbit vs. Garmin07/15 Sasquatch21:10 five2one
4pLife Insurance Premiums on Credit Card07:54 The_Hungry10:23 FunnelCakeBob
0pUniversal Life Insurance question - What to do?!?!10:18 FunnelCakeBob 
48pAny reasons not to donate shares from taxable?03/12 johan85106:59 gasdoc
6pUnpermitted structure - options?08:41 banook10:15 GenXer
79cHave you ever purchased a pricy musical instrument?07/16 investingdad10:17 getthatmarshmal
5pBB&T banking22:12 Fire wicket06:55 Gill
8pNew Supplemental Trust: Can someone help me understand the basic day to day operation of recognizing assets?07/01 PlayingLife18:34 Gill
109pI was rear ended and the other guy wants a payout!06/14 cdu714:02 Golfview
1hAsset allocation for retirement account and down-payment savings account14:14 cheezit01:10 gostars
3hTo transfer, or not to transfer, that is my question?07/20 cordanmom00:45 gostars
17hBond funds in taxable accounts?04/12 l1am00:23 gostars
12h3 Fund Portfolio Creation07/17 jcnelsn123:38 gostars
10h401k Help Picking Funds 25 Year Old07/19 hockeydawg23:11 gostars
30hFidelity Portfolio Advice Please07/15 teacherguy23:03 gostars
50pSelling mom's house07/17 rosepetal13:45 gotester2000
16h$3 Million in Cash at 31; Looking to Invest $2M of it07/19 mikeurban87118:28 grabiner
15tMarket timing benefit? Or just pure luck?07/17 greenhill18:25 grabiner
11h10 Year Tips auction07/18 Grt2bOutdoors13:27 grok87
30hBond Ladder Managed Account07/19 Winston10119:29 Grt2bOutdoors
1h529 allocations13:37 Hunter12313:41 Grt2bOutdoors
0hLooking for advice on Portfolio23:34 Haboo 
8pAnother "good-to-go" question07/19 hesson1108:53 hesson11
13hBond ETF with the shortest Duration07/18 Hiraclis17:40 Hiraclis
32tInternational Stocks in Taxable?07/18 Oak&Elm10:29 House Blend
20cLaminate Floor making 'popping' noise07/19 BW198522:06 iamlucky13
7cunripe fruit on a branch that has fallen off the tree07/20 mouses17:06 iamlucky13
10pUnderstanding Restricted Stock Units (RSU)16:05 icedtea10:15 icedtea
29tDoes "Time in the Market" Heal All Portfolio Wounds?07/20 SimpleGift06:49 ignition
4tTIAA - Full POA *not* enough for all tasks any more - need "Guardianship" ??06:53 ResearchMed10:43 InMyDreams
0hPortfolio allocation feedback : Tax deferred + Taxable01:43 invest_in_edu 
9pWill my 529 contribution exceed the annual gift tax exemption?19:46 madrad01:29 Iridium
2pSuccessor Trustee duties? Help!13:29 Investor885201:40 Jablean
21tThe joys of investing07/18 tennisplyr01:08 JBTX
42cBest Movies of 201701/12 jginseattle16:42 JBTX
24hVanguard Sub-Asset Allocation Model, Personal Advisor Service07/12 jbuch00208:47 jbuch002
45tHelp me understand TIPs.07/17 Jefferson22:55 Jefferson
4hWhere to invest 100K?17:29 LMBFlorida22:56 Jerry55
7hSaturna/Lively HSA question13:55 eltron21:06 JustinR
5pIrrevocable Trusts07/18 EmeraldRoth08:02 JustMakeSense
2pPart D IRMAA14:39 sport15:49 kaneohe
6cFurniture sliders08:20 atlanta_dad09:57 Kenkat
2hTiny pension fund - Can I transfer to Vanguard09:24 Fortune09:46 Kenkat
13pAppears that Medicare Guaranteed Issue Plan F will be replaced with G07/19 LadyIJ06:25 khh
15hAdvice on taxable account investments for retirement and down payment02/26 Jman0913:10 KlangFool
13tRethinking bond fund00:25 UncleBogle09:46 knpstr
104pI ran out of credit card signups bonus...08/28 workingovertime20:56 LadyGeek
5hSSAFX a good Bond Fund? [State Street Aggregate Bond Index]13:51 sapper137119:22 LadyGeek
17fAre my posts missing or being deleted?04/08 Woodshark14:40 LadyGeek
124tVanguard to offer non-Vanguard ETFs commission-free07/02 Ever Ready14:07 LadyGeek
19pFinancial transparency07/20 Andymoler5811:11 LadyGeek
0ptaxes: claiming child for parent 1 while on HDHP for parent 2?16:06 learning_head 
3cGoogle Voice For Dummies12:09 LifeIsGood05:55 LifeIsGood
19cI dont know how to spend money21:34 jb109:37 lightheir
9cWine chiller16:24 bungalow1007:47 livesoft
2hMoving funds to balance across accounts14:04 InvestorNew14:20 livesoft
10hAsset Allocation with multiple retirement accounts07/16 Elbukari14:13 livesoft
115pAnyone not have a Budget?07/15 masonstone06:48 llcoolln
18pVariable Percentage Withdrawal (VPW-adv) for Advanced Users05/27 longinvest10:32 longinvest
8pBuying A New House - Looking for Suggestions07/19 ltuxl10:15 ltuxl
11pTwo Questions - College Tuition Payments07/19 luckybamboo12:42 luckybamboo
28tAcceptable uses...New Financial Chromebook07/18 Summit11109:37 Lyrrad
5pUnexpected huge LTCG in trust - need help with tax issues12:26 macaroon18:34 macaroon
9cWhere do you buy CPAP replacement parts?07/20 genjix09:02 macheta
23tThe other side of stock buybacks07/18 jalbert14:14 mak1277
300cMy New Car Buying Tips2013 denovo12:57 Maverick3320
88pFamilies - What's your total annual credit card spend?07/16 UpsetRaptor07:02 MikeG62
4pExcess in 529 Plan15:56 rsgdmd06:37 MikeG62
122hWhy not go 100% stocks?06/25 masonstone09:14 minimalistmarc
7lNew Hershey PA Local Chapter Established07/16 Mel Lindauer00:05 Miriam2
97hHow do you handle the urge to DO something?07/18 blackfish09:39 MnD
4hBeing tax efficient15:00 krishnam15:43 MotoTrojan
55cTelemarketing calls from my own prefix01/19 michaeljc7006:04 mouses
10cUpdate Libby library app (My library is switching to Cloud Library from Overdrive: no more kindle!)2017 heartwood10:17 MulesFan
409pRetiree Portfolio Model2012 BigFoot4811:30 munemaker
12cGarage door experts07:04 J29510:53 mxs
18cFence question07/19 mxs15:08 mxs
29h$800,000 Windfall. Love the 3-Fund portfolio approach. Wealth Managers in contact07/20 Maple123410:10 nedsaid
23tIndex-ish fund that lacks FAANG?13:32 AerialWombat10:45 Noobvestor
6hDeployment TSP limitation question07/01 Cerasiorion23:12 Nords
2hClosed funds07/19 yousha12:29 not4me
18cWhich degree to pursue?07/12 BradJ14:10 nymeria.stark
59cFake IRS calls - anybody care?07/19 denismurf21:21 obgraham
11tHow does the Fed purchase bonds20:24 S_Track10:18 Oicuryy
7hOptimizing 403(b) expense ratios16:02 oncodoc17:39 oncodoc
5hAdvice: Asset Allocation07/18 overthemountain09:47 overthemountain
88cAmazon Prime Day 201807/16 C4NT16:31 Pajamas
67tNew Vanguard Security Code Requirement07/17 Pale Horse06:50 pokebowl
12pBond Investment vs. Paying Off Daughter's Student Loan and/or Rental Property Mortgage07/19 bob.bawn12:01 psteinx
2hInherited Roth - how to make it last?… (allocations /RMD w 4 funds)11:24 Black Cat09:14 RadAudit
0tLarry Swedroe: Hedge Funds Still Trailing11:45 Random Walker 
7tDoes total stock market invest in dying companies like sears?17:32 vu818:14 raven15
11h401(k) rollover question07/20 nwa-non16:35 retiredjg
15cAn unwanted Boat14:11 kjon16:26 retiringwhen
12hFDs in India: Cut losses or a slow death?10/22 frugaltigris10:14 revhappy
19cGood places to visit within 4-5 hr drive from Atlanta07/20 CyprusAvenue10:04 Rupert
3hNew job no 401k -- options for investment?07/19 financial.freed10:22 ruralavalon
19hShort versus Intermediate Term Bond07/17 Always passive09:55 ruralavalon
8hNew Job, new 401K, trying to select best bang for the buck from whats available12:30 Rhizzlebop17:09 ruralavalon
2hThoughts on this Portfolio Allocation?11:23 SAY3719:01 Sandtrap
22hHow to treat annuity?07/18 sapper137118:13 sapper1371
5hHow should I move my taxable account from Fidelity to Vanguard?15:57 sarabayo16:59 sarabayo
25cAshley furniture experience? 2000 dollars for 13x8x8 sectional21:09 jayk23810:13 Seqfish
19pCan churning negatively affect getting a good mortgage rate?07/19 workingovertime11:21 shariq1989
3cCostco inventory cycle?09:32 five2one10:09 SimonJester
4pCollege Saving Plans - Options16:06 endeavor22:54 SimonJester
4hClosing Wealthfront and Betterment accounts: Guidance requested20:20 sman0910:23 sman09
8cHouse foundation repair with Helical Piers - urgent request07:58 chabil10:43 Smorgasbord
228lRoll Call for the Retirement Class of 2018!2017 NCPE08:48 snathanb
1hLetter from IRS for unpaid tax on Interest/Dividend from 201612:09 FB0112:19 Spirit Rider
1pHSA and FSA at the same time07/20 pingpong11:31 Spirit Rider
2pEmployer 401k match after changing jobs with already maxed 401k09:39 SplashAttack10:38 SplashAttack
2hMarcus Bank CD early withdrawal penalty question (+ bonus question!)23:28 accrue10:49 sport
5cBest luxury vinyl plank flooring?07:38 CULater09:05 stan1
28tGMO 7 year forecasts are worse than a toss of a coin07/16 InvestInPasta08:27 staythecourse
12tIs SEC yield of any value?16:00 restingonmylaur10:51 stlutz
4tValue Stocks and Margin Loans as Inflation Hedges09:37 Park10:46 stlutz
44csuit shoe combo?07/17 Mjar20:57 stoptothink
27cHigh school graduation monetary gift for nephew12:54 Earl Lemongrab20:50 stoptothink
14hPhasing out Roth vs 401k/HCE07/17 Superleaf44409:07 Superleaf444
416cFlaunt Your High-Mileage Car2015 Teague13:17 Teague
43tWarning: Gaping Schwab security hole!17:05 samsoes10:34 tenkuky
6hPortfolio Advice, Please07/19 Thanksinadvance10:47 Thanksinadvance
2cBest way to setup/configure Echo Spots for the kids12:41 newbie00312:51 ThisTimeItsDiff
8hStructured Note13:13 investmentlife23:04 TigerNest
106hShould I Dump a Pile of Money on Young Son?07/20 klneutral10:07 tindel
2204tThe Three-Fund Portfolio2012 Taylor Larimore02:12 TM90
20pCalifornia Homeowners - Do you have earthquake insurance?07/16 slalom19:21 tooluser
2718pWhat's Your Credit Card Rewards Strategy?2016 guitarguy23:08 TravelGeek
5cMacs, Time Machine, and NAS?07/20 blueman45720:19 tuningfork
43tIs Tax-Managed Small Cap (VTMSX) an underrated fund?02/15 oneleaf06:16 UncleBogle
89pWhat is your Take Home Pay / Gross Pay ratio?06/03 fantasytensai11:57 unclescrooge
40hReceived $1m windfall with additional upside; looking for feedback on plan to hedge against market correction07/07 accrue01:46 VaR
3pSocial security claiming divorced spouse18:16 kmurp10:01 vested1
14hPension Lump Sum: Short-term bonds?06:26 Diver424210:53 vineviz
38pGiving up career growth for more time outside of work07/19 T4REngineer11:10 vitaflo
16hBrokerage - bank-brokers or brokers? [Bulgaria]06/18 bonzai01:05 vstariradev
7hSelling Fractional Shares after a Transfer07/19 FIBoston19:01 WanderingInvest
344tCOMING SOON: BOGLEHEADS PODCASTS07/12 Mel Lindauer09:30 whodidntante
6cAnyone else is getting spam mail & phone calls from Global X fund purchased via eTrade?06/26 mkdk201807:30 whodidntante
2hPortfolio Advice & Simplification07/09 Wolfpack3410:11 Wolfpack34
20cHearing aids06/14 jefmafnl08:09 wrongfunds
6cTurning off Amazon One Click for digital content2012 Saving$23:00 zlltt

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t = Investing - Theory, News & General
p = Personal Finance
c = Personal Consumer Issues
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