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Bogleheads.org – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.


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2094 new posts and replies over 268 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
34pClose my AT&T Universal Card?02/23 JohnFiscal02:07 dratkinson
65cWhen is it time for a new smartphone?03/20 UTgrad02:06 Momus
11cWhat consideration do you give to product reviews?09:20 AAA02:03 Luckywon
4cLease a car or buy a car23:16 SemperFi7902:00 German Expat
10nHow to avoid middleman bank charges when wiring money into the US?08:33 vu801:42 sfnerd
8tCan I still do a Mega Backdoor Roth Conversion for 2018?04:25 CanIQuitNow01:14 CanIQuitNow
5hShould I be more aggressive?21:12 Boilermaker1001:14 3funder
9tWhy past performance does not predict future?23:02 get_g0ing01:14 DonIce
102tFama vs Kahneman [Behavioral Finance]03/18 alexfoo3901:13 alexfoo39
4pForm 8606 theory question22:04 tibbitts01:11 Epsilon Delta
2pWealthfront Cash: 2.24% APY, $1M FDIC insurance00:54 michaeljmroger01:06 typical.investo
1hVCADX and a 230,000 inheritance00:21 cowlikejaw01:05 michaeljmroger
69tI think US interest rates could drop.2018 rgs9200:57 rgs92
19pFinding a Personal Finance Marriage Counselor18:51 OnFire00:44 celia
16pShould I ditch bonds? (Because I have a mortgage)13:16 mega31700:41 camillus
2hPortfolio Review, onward to my thirties03/21 boombaz00:40 boombaz
2hIs a Roth 403b sensible in this scenario?20:21 coastal00:36 FiveK
10332tU.S. stocks in free fall2011 Lbill00:29 ishkadetto
7pHR Block question18:35 Almost there00:28 Almost there
62cWhen your responsibility to your children ends?03/21 flyingaway00:09 beyou
51cComputer security03/19 dave105400:07 HawkeyePierce
17pFidelity HSA-how are you investing the funds?15:50 4nwestsaylng00:02 Big Dog
12cSuggestions for an internet service provider that is NOT Comcast?17:12 yosemite_mounta00:01 MathWizard
43pLife insurance03/13 jaybee923:59 BruDude
21cLawnmower(s)11:35 psteinx23:45 blackcat4
104tRetired Investors - Do You Keep Cash For Down Years03/18 Ckprocker23:43 pascalwager
31tYour thoughts on the teachings of Ed Slott03/21 LMK523:40 marcopolo
0tThe 17th Century Bond That’s Still Paying Interest23:39 unknownfuture 
4283cWhat Movie Have You Recently Watched?2014 abuss36823:38 jlawrence01
43pWhen to increase house size with a growing family?03/21 MrBeaver23:38 pasadena
25tHere's my portfolio03/20 vineviz23:33 celerity
61hRole of Pensions and Social Security in Asset Allocation03/20 Naris23:28 Naris
2cThinking of renting an Audi through Silvercar in Orlando18:40 ShoogyBee23:27 ram
15cFamily man who misses driving a fun car20:34 ThankYouJack23:27 kjvmartin
97pAre RMDs that bad if you're not an over-saver?03/19 ThankYouJack23:26 FoolStreet
1cnew car thoughts20:58 tennis serve23:24 sawdust60
23cMinivan or SUV?03/21 notmyhand23:23 researcher
32hVanguard - dissappointed03/21 nix4me23:22 nix4me
10nAnyone has experience with Vanguard Hong Kong ETFs?02/20 PurpleArc23:22 ying_yang
5cNYC hotel - safe, clean, not expensive.08:53 PoppyA23:16 HereToLearn
15tWho discovered sequence of returns risk?19:05 Phil DeMuth23:15 AlohaJoe
16pIllinois State Tax Loophole? What am I missing?15:10 redbird2423:09 Triple digit go
62tLarry Swedroe: Why The Size Premium Should Persist03/20 Random Walker23:02 Dialectical Inv
62p60 YOs ask a BH for advice - 200K+ student loan debt, and more...03/21 ICMoney22:54 Katietsu
1tDo Longer Expansions Lead to More Severe Recessions?22:50 typical.investo22:54 DonIce
10hWhat to do?09:00 Remco22:53 printer86
18hVanguard no longer commission free, how do I fix this?10:31 xiosen22:45 TropikThunder
4hVYMI (International Large Cap Value) placement in RA or Taxable Account?14:51 HW200022:40 drk
140pWhy should FEHB members buy Medicare Part B?2016 Enkidu22:33 ChrisC
1lMinnesota Main Meeting-Save the Date: April 20, 201911:48 Fallible22:31 Peter Foley
13pSelling land - best approach?10:16 prudent22:30 Slick8503
3pNo 5498 form for Roth account21:19 Monster9922:29 Monster99
15nNon-resident Indian deposits03/20 StoneFeeler22:27 shcnno
26hBig Picture - are we doing the right things?03/21 Triple digit go22:20 Triple digit go
80tUnderstanding using treasury futures for leverage to implement risk parity02/21 DonIce22:15 acegolfer
2tJunk bonds: Muni vs. Corprate? Risk level21:57 ChinchillaWhipl22:10 ChinchillaWhipl
64t10 Year/3 Month Treasuries Inversion09:29 jminv22:10 Alchemist
1pGrandfathered into BofA/ME Preferred Benefits?21:43 YoungBogle22:09 123
13hGet Longer Term CDs now?17:34 SteadyOne22:08 TaxingAccount
22hSwitch to Ally or just Keep more in Vanguard Federal Money Market Fund10/08 captpete22:01 xb7
84pCPA is not including form 8606 for my backdoor Roth03/15 linenoise21:59 TxInjun
3hPut equities in IRAs or taxable in this situation?03/21 friar161021:59 grabiner
12pSocial Security Haircut Calculator20:05 Yohanson21:54 LadyGeek
57pCheck for abandoned property -- worked twice for me2013 McCharley21:52 Pu239
14hSeries I Savings Bonds Buying Opportunity03/21 Thesaints21:47 Darth Xanadu
7cCostco Car Rental unavailable in March 2020?17:03 heartwood21:46 heartwood
1hMoving out of state, what to do with 529 Plan, tax exempt bonds?17:29 dumbttt21:46 grabiner
70cBeing a Boglehead and car enthusiast stinks03/20 uberme21:45 DanEmmy
12pTransfer deed or sell home to kid?2017 wikiradio21:45 baran
10hMost tax efficient small cap fund?18:16 CrazyCatLady21:43 drk
3pIRS treatment of Cryptocurrency20:12 speer21:43 willthrill81
214tMy Favorite Alternative Funds2017 grap001321:42 Theoretical
5hVWALX vs VWIUX or VNYTX.14:16 suchda21:35 grabiner
327tThat's enough for me in 201903/16 market timer21:33 gmaynardkrebs
1380tHEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]02/05 HEDGEFUNDIE21:31 MotoTrojan
9pMM Rates12:47 Thegame1421:30 pasadena
19cOBD GPS tracker for new teen driver03/20 dsb01221:22 SimonJester
61tDoes 10% Gold increase or decrease risk?03/20 JuniorRob21:22 willthrill81
1hQuestion about SEP-IRA transfer and RMDs20:51 SeaShelleys21:14 Alan S.
24hMuni bond fund in taxable account: state (CA) or national03/18 petrisunset21:12 pasadena
16tJunk inclusion as part of Total Bond Funds14:29 David Althaus21:12 Phineas J. Whoo
26hVXUS now lower cost than VTIAX. Should I convert?03/20 OneBreeze21:11 Pigeye Brewster
4hSell Off Funds In Taxable Account19:55 MilkMan121:09 Soon2BXProgramm
1hHelp with 401k/IRA Allocation19:40 blackholescion20:56 ExitStageLeft
5cLeadership literature or advice13:55 SagaciousTravel20:52 Businesscasual
20nInvesting in Indian Stock Market - Fund selection2018 zenmusic20:46 sharukh
3hExcellent site for bond basics13:49 pkcrafter20:42 Peculiar_Invest
40pWhy does IRS care if nanny is paid via 1099 or W2?14:01 knightrider20:36 robphoto
8hBack door roth question03/21 littleb1234520:25 littleb12345
4pStill possible to open a SEP IRA for 2018?03/20 knightrider20:23 Pete12
5hShould I roll over my retirement plan?13:58 himsodapper20:13 Spirit Rider
7pShould I fund Traditional IRAs with no deduction?03/20 billyj30620:11 JGoneRiding
10pNeed Foreign Currency16:12 ddurrett89620:10 Grt2bOutdoors
20pCanceling escrow account03/21 rashad300020:08 JGoneRiding
8hGood question about selling losers and keeping winners17:08 Jesteroftheswam20:04 Phineas J. Whoo
12texotic ETFs03/20 columbia19:53 Phineas J. Whoo
5hTax reporting for back-door Roth18:03 dumbttt19:48 FiveK
0tWhy is Prime Money Market and Ultra Short Term Bond Fund behaving this way?19:47 zaplunken 
1hNext step after backdoor Roth, no 401k available for now18:22 potdough19:44 FiveK
96cDo you still wear a necktie to work?03/21 A44019:37 TravelforFun
24hRoth vs Traditional - Tax Bracket and 401K?03/20 guymontag19:26 FiveK
1hWhere can I find historical distribution info?18:50 seabril62219:23 Peter Foley
14tFinance Books sequence05:46 Edinvestor19:19 mega317
240pHow Much in Your Emergency Fund And Is It Used?2017 Jcraz1319:16 remomnyc
1pHow distribution is made on living trust being beneficiary of TSP14:53 alg58719:10 Alan S.
15cweighted blankets06/02 3feetpete19:09 StevieG72
5cReplacing asphalt driveway03/21 delamer19:01 eddot98
5hPlease help friend with a Trad IRA/SS silly booboo.17:28 HurdyGurdy18:52 rkhusky
12hTarget Funds and Risk Tolerance03/10 bck6318:46 bck63
2328tWhat are you up YTD? [Year To Date]2014 InvestorNewb18:44 Portfolio7
23cWiFi Extender10:19 tampaite18:40 Capricorn51
0tInteresting new paper on time series momentum using monte-carlo approach18:30 imak 
196tNew Vanguard Security Code Requirement [2FA: Two-factor authentication]2018 retire5718:23 Thesaints
20cNeed some help with slow folders in Windows03/20 newbie00318:22 tuningfork
7hIs this portfolio balanced?03/10 YungT18:15 retire2022
31tThree-Fund Portfolio (2nd Grader's) vs S&P 50003/20 get_g0ing18:08 deltaneutral83
1hBalancing Portfolio With Transferring Account13:31 offthetop18:03 Duckie
5hQuestion on bond fund..15:38 CarolL18:01 Murgatroyd
15h2019 Mortgage: How to Calculate AFTER-TAX Rate03/21 craiggsean17:59 grabiner
24pRefinancing 4.125% 30-year fixed mortgage03/21 ma21n217:57 ma21n2
23hTax-efficient fund placement when considering early retirement03/21 banhbao17:55 fujiters
1hPut too much into SEP-IRA16:26 Boston Barry17:55 Spirit Rider
4h30 Year Old Check In--What to do Next?06:23 carac3317:50 carac33
39pRetiring- pension is 2x annual expense. Roth conversions/ss advice.03/14 Lrt1217:44 Sandi_k
6h25 year old saving for house down payment16:58 krafty8117:43 aspirit
45tIn Search of... the Inverted Yield Curve07/21 grayfox17:39 WhiteMaxima
1twhy are there so many ETF prices? By Vanguard16:30 arcticpineapple17:38 senex
20cTwitter [Is mobile number needed to register?]10:42 Offshore17:34 Sourc3
13hrisk [averse] soon to be retirees with lots of annuities03/20 cjelly17:31 Independent Geo
6hRoth IRA Surprised me12:20 Tech17:29 Duckie
1p[Solo 401K Excess Employer Profit Sharing Contribution]08:48 rwmmm17:29 Spirit Rider
0tReporter doing story on retired folks17:25 Mel Lindauer 
23pBest courses and books on negotiation2017 Wannaretireearl17:24 Strayshot
1hwhat to do with extra cash17:04 nsj1317:22 mega317
42hMoving from Vanguard to Merrill Edge03/21 international0017:22 international00
65cThree Days in DC03/10 Bacchus0117:22 ChrisC
15hPlease help me decipher this Variable Annuity - Details in post02/21 hbus130017:14 investorag83
1600tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab17:04 Earl Lemongrab
521tVanguard is Discontinuing their VanguardAdvantage Accounts02/28 bhwabeck353317:03 dewayned
12tA passage and question I have from A Random Walk Down Wall St.03/02 Jesteroftheswam17:00 patrick013
7hRetirement portfolio review help please, new investor (multiple account types, which international fund?)03/20 halpert16:57 ExitStageLeft
52cRecall: Subaru 2015, 2016 & 2017 Legacy & Outback steering2016 stratton16:57 beyou
143cParis - Is It Safe?03/17 Small Law Survi16:54 LadyGeek
103tFell in Love with Fidelity01/08 bck6316:53 bck63
2hnew portfolio review10:22 cyborg16:49 cyborg
91hOpinion on VTWAX [Vanguard Total World Stock]02/07 jo001di16:44 lostdog
310hHow to realistically FIRE?03/14 Wanderingwheelz16:41 LadyGeek
2hDCA disbursement03/21 aequanimitas16:35 aequanimitas
230tThe $4,026,858.95 Car or a Worry-Free Retirement?03/21 Taylor Larimore16:29 LadyGeek
11cMoving from NYC to Miami03/21 financeguy8816:18 Miriam2
4p401k Failed Testing - Can distribution be used into Solo 401k?13:01 jbzgt116:16 nolesrule
1h1035 exchange14:25 exoilman16:15 lakpr
9hPre-Retirement Checklist08:05 A44016:04 rts58
11hBond fund choice? MWTSX vs VBTLX02/13 mc216:03 ruralavalon
20cOld Laptop - Keeps Freezing - Help!03/21 RMO8715:59 Goldrush
177tVanguard Prime Money Market yield over 2.5%01/31 Kevin M15:58 LinusP
14cTravel Insurance03/20 eddot9815:57 GerryL
11hZero Qualified Dividend bracket vs. Roth Conversion - Decision Help03/20 Retiredron15:55 celia
5pPlanning on new home13:55 femgineer15:53 femgineer
6pForm 8606 help03/22 annthomas15:52 Epsilon Delta
2psale of our investment property to our daughter14:19 turbo0115:51 N1CKV
1n[CZ] ETF investment plan check & questions14:13 JakubFranek15:50 kotrfa
6hRetirement fund and Party Fund11:02 ThankYouJack15:50 Yooper16
23c[Golf club] Driver for 18 handicap young senior.08:07 EdNorton15:49 Chuck5781
19pHSA Charging Monthly Fee - How to Avoid it?04/28 a010z15:46 LittleGreenSold
0hEtrade rollovers and etrade ETFs15:45 jim_MI 
3tBook on financial market history03/22 StoneFeeler15:42 DonIce
17hsaving too much?10:17 northtexan15:41 dacalo
36h529 plan question: When did you change to more conservative AA?03/20 petrisunset15:39 bloom2708
42cVacation Home: Own vs. Rent??03/13 capitalhockey15:38 David Althaus
48pDo you treat inheritance as a singular or shared asset?09:59 miamivice15:31 Yooper16
1159c[What TV Show Have You Recently Watched?]2016 dbCooperAir15:29 lostdog
5pBusiness tax prep costs mixed with personal taxes. Possible to deduct?03/20 Hiramm15:17 dodecahedron
3hPortfolio review - 4611:56 petej15:14 petej
3hRetirement income portfolio14:32 hawaii80814:55 bloom2708
14hInvesting in start-ups?03/21 sabhen14:51 inbox788
17hBest way to use 100K: pay off rental or buy CDs?03/20 Sophia188414:46 Jordan4FI
8hWondering if I did it all wrong by putting bonds in the Roth IRA09:59 Random Poster14:42 gmaynardkrebs
0p2018 Foreign Tax Credit: Adjustment Exception for Trusts & Estates?14:40 gokartmozart 
18pIs Staying in the Same Home for a Long Time Good for Wealth Building?09:53 bigtex14:37 VACat07
4pTurboTax Error Re: Excess 401k Deferral03/21 Sriracha14:34 Sriracha
3h403b rollover and RMD12:31 jimmy14:25 fposte
59pShould we have renters insurance?03/19 cbr shadow14:23 dlabel
44tOverbalancing, interested please explain it to me03/20 TheTimeLord14:14 laidback_and_re
656lPost your Financial Milestone Announcements Here2018 Alex Frakt14:08 barnaclebob
4h1031 exchange to DST, anybody?2018 Onward14:04 sigmadave_2000
28pIRS to lower 2018 safe harbor withholding threshold to 85% [2018 only]01/16 NotWhoYouThink13:49 TexTaxToo
7hVanguard Total World Stock - Ex Dividend Date question10:37 FootballFan554813:47 livesoft
1hBond fund in taxable account03/21 TaxingAccount13:44 pkcrafter
23hStable price, high yield?03/21 rea524513:41 Electron
50hReady to FIRE (But Vultures Be Circling)03/20 xivvix13:40 nix4me
12pChange my locked mortgage interest rate10:04 cosine13:35 MichCPA
8hRolling my own total bond fund12:47 yeahman13:34 Eric
14ctransportation from DFW to Dallas downtown?03/20 Faith2087913:33 22twain
30cWhat is the official nail clippers of the Boglehead Community?03/20 bikechuck13:32 wfrobinette
17hRebalancing alerts03/18 unclescrooge13:14 unclescrooge
5pNeed to decide on defined benefit survivorship in next few weeks12:04 soccerfan2513:12 LongRoad
461pFidelity as a one stop shop12/15 BogleMelon12:55 MarkerFM
8tWhy such poor results when including REITs in Portfoliovisualizer simulations?03/21 Spinola12:51 Spinola
18h3% on Checking - Redneck Bank, not a joke03/21 dharma student12:48 nisiprius
3673cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt12:38 Fallible
5pCan you guys find anything that beats sofi money checking account?08:36 vu812:33 vu8
88t"Lies, Damned Lies, and Statistics."03/17 Taylor Larimore12:29 vineviz
15hFinancial Plan advice03/21 JMS327212:23 Strayshot
11hHow to pay the IRS now08:34 DarkHelmetII12:07 abuss368
2nI am an Albanian living in Austria, what are my [investing] options?09:06 malkky12:04 TedSwippet
1pReporting Income (MAGI) for ACA11:56 Murdock759112:00 samsoes
9cDownsides to Total Wireless as alternative to Verizon?2018 simple man11:51 IowaFarmBoy
11psolo 401K, backdoor Roth03/19 rippler11:40 PaddyMac
43hCalculating cost basis of Express Scripts in Cigna merger01/30 Loon1111:40 libralibra
2pEstate planning....I finally did it09:35 fittan11:38 bsteiner
25hInput Needed on Dividend Portfolio03/19 Sandtrap11:36 Sandtrap
4pTurboTax Requires Account Creation for 1099 downloads09:56 SlowMovingInves11:21 barnaclebob
8hgeneral questions about my portfolio03/21 patrocity11:15 patrocity
2hVTIAX vs VXUS Expense Ratios10:00 divgrowthftw11:14 walletless
1pResident alien / non-working spouse and backdoor Roth09:51 gomsoon11:04 BD w/ Kung-Fu G
25tHow do I reconcile these seemingly conflicting common BH phrases?03/21 Gufomel10:55 2015
6pOne of the Best Business Books I Ever Read2018 abuss36810:48 Nova1967
6pMoving expense - no longer deductible03/21 tampaite10:46 Nowizard
22cHome with black mold03/19 spy58710:39 lthenderson
21pLine of Credit as Emergency Fund03/21 Nthomas10:34 betablocker
1ptransferring traditional IRA08:53 ketanco10:32 Alan S.
1hDo Portfolio Reviews still occur here?09:58 Freddobbs10:24 cavman22
6hWithdrawing Roth contributions made03/21 mrbluewho10:22 mrbluewho
9hNewly Retired Portfolio Review - Fund selections for the long term03/20 trsk10:17 trsk
5p2018 tax return gotcha or double-check suggestion03/19 SpideyIndexer10:14 TBillT
7pFuneral Home as Pension Beneficiary08:58 jayhawkerbeef10:13 jayhawkerbeef
2hHelp with choosing funds across multiple accounts03/21 zoeylab10:11 Randtor
3pNeed handholding to compute ESRX CI merger cost basis03/20 gensuki09:52 gensuki
3hWhere to Place my Bond Index Fund08:59 tigershark!09:48 oldcomputerguy
9hGreedy and Fearful...03/21 big bang09:48 CyclingDuo
6tConcern with using TS in taxable03/21 S_Track09:43 S_Track
3hNeed some advice on whether to go with Roth or do-backdoor Roth...09:14 mitchconner09:42 DrGoogle2017
9pLegal Contract for Loan from Parents03/21 bucky622509:31 ChrisC
25hShould I Keep or Sell my House/Financial Advice03/01 Blueskies6009:20 2beachcombers
31hMy fee's are too [darn] high!03/19 bubblebogle09:12 bubblebogle
51pPaying cash for a vehicle03/19 rashad300009:09 fittan
8hNew principal 401k03/17 Newb2209:01 ruralavalon
20pSolo 401K Excess Employer Profit Sharing Contribution--Ugh04/19 sdvan08:56 LadyGeek
37cA 23% increase from ATT Wireless03/20 htdrag1108:53 JackoC
12pStock Options03/20 Cipro08:52 Misenplace
25hInvest Money for House Down Payment in 5 Years03/20 brandoko08:46 goodenyou
4pAnyone Get a Transfer Bonus on an Inherited IRA03/21 MikeG6208:33 Penguin
30nAnyone use money market funds or ultra short bond funds in Europe?03/16 DJN08:23 Sinsji
5pBuying real estate at tax lien auction06:32 Heidi108:22 Doohop65
118hCustomer Service with Vanguard03/31 LilyFleur08:17 roscoe88
9pHow detailed is your review of your tax return when prepared by a professional?03/21 skitotrees08:15 Peculiar_Invest
9pDid I mess up when I did my Backdoor Roth IRA?03/21 BlueMagic08:13 cas
7hQuestions to ask Morgan Stanley03/19 An03081508:12 An030815
13hHigh Fee 401k with no match vs VTSAX in a taxable account?03/14 rezadu08:10 ruralavalon
19pInvestopedia: Seniors Get a New Simplified Tax Form for 20192018 GerryL08:08 lepa71
21pNo drama, no minimum high yield checking accounts?03/21 vu808:07 midareff
4tLarry Swedroe: Sentiment A Negative Predictor?07:48 Random Walker08:06 columbia
33pIs my doctor a scam?03/21 rh00p08:05 LadyGeek
77hKF's rebalancing rule for the recession03/19 KlangFool07:43 smitcat
29pWhich Credit Card Should I Open?2015 INTRESIS07:33 lakpr
21hHelp Me Understand Vanguard Holding Period for transferred in Money2018 coupleofcents07:08 carol-brennan
3tiShares - Two different Emerging Markets ETFs - Pick one03/22 teelainen07:07 indexfundfan
28tLarry Swedroe: Capitalism Vs. Socialism03/18 Random Walker07:02 AtlasShrugged?
14cpopup blockers on Mac computers03/18 mucho dinero06:58 lazydavid
69pAmazon.com Store Card2016 arsenalfan06:42 searchher
10hDo you need international stock in your asset allocation?03/19 JD10106:27 Angst
4pTo Refinance OR NOT03/21 Rony2506:08 Nate79
6cYour favorite slow cooker cooking book?03/20 parigi72305:50 DarthSage
2hQuick math problem03/22 JustinR05:34 MrJones
1hEarly exercised options, then company folded before full vesting. What next?03/21 blueclamp04:50 Skiandswim
32pFirst Time Homebuyer | Recently Engaged03/10 vangaal04:22 FederalFIRE
24cComposite Cedar Siding and Real Cedar Siding Maintenance02/15 Jamesla3004:04 mancich

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