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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1544 new posts and replies over 234 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
73tPreparing for a down market11/15 ER202314:34 mikeyzito22
7hwhich bond fund and what %12:13 jsa30714:33 livesoft
8pPlug-in Hybrid Federal Tax Credit11:12 Elysium14:33 Pu239
2hNot retired at 7112:19 Seas14:33 Seas
12hBest use of brokerage after 401k and Roth21:10 trix4jit14:33 retired@50
18hHow are the Dividends in Roth IRA calculated?06:09 Frugalbear14:33 vtMaps
5hWhen do you take it off the table?12:30 Montgomery14:33 JoeRetire
80pFEHB Open Season 201910/08 motorcyclesarec14:33 LadyGeek
18pNew Tenant.... possibly08:14 mrgeeze14:30 mrgeeze
20cHelp :- Need a power wheelchair11/09 glee27314:30 GmanJeff
124t100% in bond to wait for market crash?2017 HenrysPlan214:29 whodidntante
13cJuice Jacking - phone data theft10:32 F150HD14:28 student
10pWhat household income is considered "comfortable" where you live?13:44 mathwhiz14:28 LadyGeek
57pEqual Inheritance for Children11/14 Duffalo71414:27 jerryk68
16pLack of motivation to “exceed” goals.10:49 chenzi14:25 LadyGeek
1pWhere to live post-FIRE - taxes, ACA offerings, asset protection, weather14:13 megaroth14:24 GmanJeff
63hVanguard: Transition to our new investment platform2018 datamonkee14:24 FrugalInvestor
61pHDHP over BCBS Basic for Feds?11/11 RJC14:23 tj
337p"Open Social Security" calculator: feature requests, bug reports, etc2018 ObliviousInvest14:21 Barsoom
52pStudy ranks 4,500 colleges by net present value of 40 year ROI11/14 nisiprius14:21 LadyGeek
16hIncreasing risk appetite11:20 am14:21 Rosencrantz1
11pDental savings plans, anyone using one?11/14 standard714:17 tj
13cCar Lease Immediate Buyout21:58 wonderbeagle14:15 MathIsMyWayr
1hPortfolio Review13:16 ChiefIllini14:14 nedsaid
1cNursing home <$10K in NJ/PA13:33 PlayingLife14:14 Katietsu
7tI have often wondered how long a person would last in retirement taking dividends and capital gain from the Wellington?13:18 iamblessed14:12 iamblessed
67pMore retirees have a mortgage11/16 grok8714:10 JoeRetire
23ptrustee duties when grantor passes07/06 freckles0114:09 Lee_WSP
13cAWD Camry16:50 sport14:07 ralph124cf
1pGetting Credit Card Points from Mortgage?13:12 Chlotron14:04 whodidntante
399lSouth Florida Local Chapter2010 niteowls14:03 Miriam2
4hWife is LLC | Health Ins for her on my plan or her solo for write off?12:09 soladeogloria114:01 JediMisty
28hRoast my investing strategy. (Help me FIRE)11/14 heart_in_san_fr14:00 heart_in_san_fr
13hUpdate Portfolio Review!!!!22:20 rockthisworld13:49 lakpr
156hInvesting $140k in cash at 1k per week11/11 timetraveler13:47 dogagility
68hHow to combine finances with your spouse? Recently married/early30s11/13 DualMotors13:44 DoTheMath
6tClarification about the maturity of bond funds12:51 timetraveler13:43 MotoTrojan
2cAnother phone question - Google play store not connecting07:50 tc10113:43 tc101
61pHomebuying in Los Angeles - Advice Needed11/11 poppy4213:42 freckles01
0hFirst Time Portfolio Review!!!13:38 Grateful4321 
34pHow much is a Roth worth?2018 casualflower13:38 illumination
371cMy New Car Buying Tips2013 denovo13:36 FinIndyGal
8hRoth conversions, taxes, SORR11/15 corn1813:31 Blender
395tBest CD rates thread10/07 indexfundfan13:28 indexfundfan
3p?wash sale to extract capital losses from IRA's?11:15 privateer7913:26 Alan S.
20hObamacare limits investing opportunities?08:38 tonysk13:23 delamer
4nbuy stocks with USD or EUR | VWRA volume | IB trust account11/16 cafe7213:21 cafe72
4hFirst time tax loss harvesting04:48 tvent13:19 KingRiggs
8pFICO. Score questions.09:45 Dottie5713:19 dm200
7pWhy does Chase bonus require in-person sign up?12:16 Caduceus13:15 Tamarind
37hMortgage? Pay cash?11/15 GoFish13:15 GoFish
19tMarket Outlook09/08 rockthisworld13:10 garlandwhizzer
19hHow to sell my Aunts shopping plaza?11/16 CodeMaster13:08 nedsaid
86tLong Term Bonds getting killed today11/07 hdas13:02 Scooter57
5h4% on a 13 month CD at Georgia's Own CU11/16 tc10113:02 EnjoyIt
1210pFidelity as a one stop shop12/15 BogleMelon13:01 Kevin M
7hneed help, a few questions about Trad/Roth IRA and 401k11/15 barranquilla12:58 FiveK
6hMulti-tired emergency fund08:25 Blue45612:55 dru808
43hWinning the Game - Reducing Risk11/13 expatFIRE12:52 Kevin M
36tRebalancing into bond funds with record low interest rates11/15 RetireBy5512:51 Scooter57
17pA sad tale with a good ending ["Preferred" pharmacies vs "non-preferred"]11/16 cresive12:48 Farmboyslim83
4tPF allocation: short-term vs long-term bonds01:43 seeker712:44 dbr
20cGift Card Already Used?23:48 DTalos12:44 testing321
35cDisney plus streaming deal08/28 mhalley12:41 stoptothink
5pA Slightly Different "When to Claim Social Security" Question11:34 anonenigma12:36 JoeRetire
0pBuy home with cash? vs. Loan options.12:35 BogleBogleBogle 
63hDon't peek, but since the 2018 highs, a 60/40 portfolio is up by What Percent?11/16 livesoft12:34 Luckywon
25hDo you regret rebalancing over the last few years?00:55 Caduceus12:33 Stoic9
1066tRumor mill - Fidelity starting individual HSA's Nov. 15th [2018]2018 liberty5312:32 illumination
21cToyota Highlander vs Subaru Ascent--Advice15:01 WanderingWilly12:30 Nowizard
74tIs the FIRE Movement Responsible for this Historic Bull Market Run11/15 tvubpwcisla12:27 retire2022
0pEarned income as defined for Roth IRA and Self-Employment income12:25 seymore92 
5pShould I refinance?07:42 erdo12:18 erdo
15tNot a bad choice for your EM equity exposure (EYLD)11/14 hdas12:17 lazyday
4hNewbie seeking help07:41 ikennakc12:12 mhalley
48hWhy do you have to "beat the market"?23:45 thelateinvestor12:04 JoeRetire
25tWheres best place park emergency funds these days?11/14 CodeMaster11:54 dru808
15cAnother Laptop Question09:42 Cheyenne11:54 Info_Hound
38pIs this a fair price for a wealth manager financial advisor?16:45 Ykcor11:36 themuse
581c[What UN-frugal thing do you do? What do you splurge on?]2014 Professor Emeri11:32 MathIsMyWayr
6hSuggestions on "bond" allocation08:28 101invest11:27 anon_investor
138tJack Bogle - Two Fund Portfolio2016 abuss36811:27 oldzey
12hTax Optimization11/15 weekfree11:24 jmk
56pAre federal health benefits worth postponing early retirement?10/22 mathwhiz11:18 Jtf6
41cGarage Generator Install11/14 firedawgy11:18 Valuethinker
4nBroader Index funds available in India but confused about expense ratios.09:11 monu11:13 monu
3nLISA09:14 Riftus11:12 TedSwippet
627tLifecycle Investing - Leveraging when young02/28 305pelusa11:08 UberGrub
46hCharles Schwab or Fidelity?11/15 masonstone10:59 sksbog
8hPortfolio review - Tax efficient? Optimal asset allocation?10/21 comfortably_num10:57 comfortably_num
30pFed dental plans in 2020: keeping, dropping or switching?11/03 BogleFanGal10:56 tj
11hWithdrawing 529 $ without penalty [what counts as a "scholarship"]10/15 Admiral Fun10:50 Spirit Rider
20pHalf of Estate in a Trust?11/16 Ebenezer10:49 bsteiner
9tLarry Swedroe: Do Implementation Costs Destroy Returns from Factor Portfolios?11/15 willthrill8110:48 JoMoney
31hQuestions about mega-backdoor Roth, and is there any reason NOT to do a mega-backdoor Roth?2017 TheBogleWay10:45 EddyB
49cShould I Travel ot Ecuador?11/07 Bigfish10:40 Traveler
25hInvestment suggestions for spouse11/16 NestEggLove10:38 ruralavalon
7pWhich Life Insurance company to go with? And other questions07:31 Iluvatar10:36 fortfun
2hInvesting advice on rolling annuity over in ira08:04 Pauljones2110:30 cheese_breath
111tSP500 is very top heavy right now11/14 hdas10:29 Taylor Larimore
32hUltra Short Term Treasury ETFs11/15 Caduceus10:27 MotoTrojan
195lMaster thread for Washington DC Area Bogleheads2014 grabiner10:25 bobcat2
1554c[What TV Show Have You Recently Watched?]2016 dbCooperAir10:20 Doom&Gloom
52hHow is Merrill Edge?06/06 Blue45610:20 Blue456
1pRefinance in CA with Owning.com01:08 snoozer10:18 Count of Notre
36cForgot to pay Kohl's bill for two months, consequences?11/14 squirm10:14 fru-gal
2527tWhat are you up YTD? [Year To Date]2014 InvestorNewb10:11 ruralavalon
1hCHET in conjunction with Vanguard 52909:55 vlacs09:59 anon_investor
13cCable modem/phone question11/14 newbie00309:55 RootSki
1962tU.S. stocks continue to soar!2018 GoldStar09:48 nedsaid
35hTax Gain Harvesting and Dividend Schedule11/11 LIGuy8209:47 LIGuy82
4tDecember "Bogleheads on Investing" podcast guest will be Sheryl Garrett11/16 Rick Ferri09:45 livesoft
8hFitbit giving me fits03:55 valleyrock09:44 H-Town
7hJOINT OR SOLO OWNERSHIP08:31 elainet709:40 retired@50
11pStill don't understand deductability of medical specialty board exam fees11/16 EricaInvestPink09:39 EricaInvestPink
13hTax advisor11/14 Schwing198509:39 livesoft
43cGaming Desktop11/14 Caduceus09:38 zlandar
4n[CZ] Portfolio Advice - 3-fund or 5-fund portfolio?04:05 cz_raven09:27 glorat
796pRetiree Portfolio Model2012 BigFoot4809:18 louden00
18hKeeping my Co. 401k11/16 micknc1909:13 Stinky
4114cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt09:13 Blues
24hWhich SS strategy makes more sense?11/15 downrod09:13 JW-Retired
38h50/50 to 45/5511/15 HomerJ09:03 Outer Marker
7tWithdrawing from deferred income plan11/16 hoeboe09:02 Bir48die
14cAmazon credit if current price is lower and still eligible for return?16:59 Tamales08:58 NewMoneyMustBeS
89pDisturbing experience with Ally Bank11/14 deskjockey08:48 lostdog
89hChase $750 for depositing 75K10/11 6d1v7x308:47 Leesbro63
3pFirst Foundation Bank 2.4% Savings11/16 alpenglow08:32 Rob5TCP
27cTablet for 2 year old for long car trip19:06 Triple digit go08:31 LadyGeek
18pBest way to use Apple Pay Cash03/31 sophie108:26 SixAlpha
8nAsset Allocation advice11/13 MoRS7608:24 oldcomputerguy
17pMoonlighting - get paid as 1099 vs single member LLC?11/15 tiburblium08:24 Spirit Rider
4cBest Venture rewards usage question11/16 hoops77708:16 bkmcd1
11pDental insurance covers 3 cleanings/yr?20:39 HEDGEFUNDIE08:13 SixAlpha
7pFidelity CMA and paying for a Condo.22:03 Dottie5708:10 Dottie57
24hWhich BOND Fund in Taxable at 22% Tax Rate11/11 Rajsx08:08 Dottie57
3pAdjusting withholdings via the employer - (retirement year?)04:05 GiannaLuna08:06 3feetpete
0cPhysician going into video production! Overwhelmed...08:05 A_C_E 
78tTax Deferred : Taxable : Tax Free11/10 mtmingus08:04 n00b
20nMy Portfolio - Seeking Advice. Romania. 4 Currencies.11/12 bravenewworld07:58 glorat
7pMedical Teaching and Legalities09/13 A_C_E07:52 A_C_E
4tWhy does Vanguard's Short-Term Corporate Bond fund outperform iShares'?00:46 danielc07:48 sycamore
10hFactoring heirs into overall asset allocation11/16 xb707:42 RickBoglehead
8cDeal finding websites22:48 28fe607:37 alerya
10pTax question?11/15 CoastalWinds07:34 cheese_breath
5h60/40 [Portfolio asset allocation]14:36 Vti77707:27 longinvest
7cRight click to re-open closed tab/window not working ?11/15 ResearchMed07:05 RickBoglehead
192hSpend It All vs. Leave $$ for the Kids11/09 MaryO06:57 Daryl
39hI need to rebalance, but hate paying capital gains tax.11/15 fredflinstone06:45 Call_Me_Op
12hTaxable account11/12 Eastcoaster21206:22 birdog
28hWhy am I taking so much risk?11/16 bck6306:04 KlangFool
1486tHEDGEFUNDIE's excellent adventure Part II: The next journey08/11 HEDGEFUNDIE05:35 Forester
7nPortfolio Advice - Singapore11/15 MoRS7604:34 Hustlinghustlin
105pThe difficulty of discarding frugality?11/13 midareff04:11 GiannaLuna
7pLawyers who get monetary compensation for spam faxes?11/14 Saving$03:59 totallystudly
9hAny Tidbits on Reducing Income for 2,3 Years?11/15 mur4402:53 fujiters
112cBest thing you have ever bought?11/15 tawebacon02:49 Rotsevni
42pmechanics of paying a large tax bill11/14 crit01:43 Roslo
7hCalifornia: Order of Operations01/03 ebrasmus2101:39 EarningBack
26hNew to investing, starting a roth ira at 4611/15 thelateinvestor00:50 Caduceus
1pTaxation of Roth 403b/457b question18:27 csmath00:34 FiveK
23hWhats your favorite financial related site? (news, tips, anything!)11/15 CodeMaster00:08 Wenonah
79tAny conservative young investors?05/10 sergio00:06 7eight9
4cAllowable HSA Contribution With Only 10 Months HDHP Coverage22:49 frugalNOTcheap23:40 Spirit Rider
33hTreasury funds in an HSA in California04/24 CFM30023:31 grabiner
4hComparing the 3-fund approach to a Target Date fund19:55 Gatto Bialetti23:31 JBTX
4hCorrect Bond Yield of this Fund11/16 Mulliganx23:26 grabiner
24tVanguard ETF EDV11/14 DEZ123:26 stlutz
24tWhat happened to FXNAX during 2008?11/16 Blue45622:58 Ferdinand2014
12pDo Govt. Healthcare providers have PLI?11/15 tomwood22:28 Arlington2019
83pMortgage to prepay or not prepay11/06 John Laurens22:27 Lazareth
32pWhat are the best jobs to downshift into?11/14 Plz22:18 hirlaw
14cBasketball hoop that can be moved in and out of garage11/15 blackwhisker22:05 Erwin007
9pEngineering an exit and preparing financially11/16 banook21:42 anon_investor
1pMoving sep to etrade.21:39 dru80821:41 dru808
0pWho here has Chase Private Client? - I have questions for you21:39 eleventhstreet 
29cExperience/cost MLB spring training?11/12 dm20021:37 rich126
3pACA Assumptions16:32 dcop21:32 MP123
0hsolo 401k to IRA direct rollover; need to report to IRS?21:03 verythankful 
143tDebunking Bonds in Taxable2018 Cartographer20:51 JBTX
13tIndividual investors, possible structural advantages2018 psteinx20:47 willthrill81
19hNew financial responsibilities - a young couple seeking advice11/13 Baxxter20:45 Sandi_k
3hStable Value vs.Money Market11/16 Tommy20:37 JimInIllinois
15p25yo financial check-in11/02 Linux20:36 HomeStretch
1970tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab20:24 BuddyJet
15hNew International Core Fund10/10 jdkoerner20:14 dh
2hSeeking to Add Value Stocks Fund to Taxable Account17:27 sharppencilinve20:10 retired@50
9hPaid in VISA gift card - contribute to ROTH?15:36 tortoiseinvesto20:09 Spirit Rider
25tTotal Bond Market Index Fund11/15 wfromm20:09 Scooter57
1nInvesting in ETFs as German citizen while in the US on Visa, planning to return to Germany/EU18:44 Vanadate20:05 typical.investo
8tSharpe/Stanford retirement advice11/16 Wannaretireearl20:02 JAZZISCOOL
14hRoth Income Limit2018 wabbajack19:46 lakpr
56hInvestment Ideas11/06 juvenho19:43 vipertom1970
16hHelp me cash flow my retirement!- 2023-202811/16 buckeye798319:36 fortfun
18cRailing Vs Room on living area for Old Parents11/16 akhilsam19:34 MathWizard
5hBetter returns than savings account.17:22 SmyleBogle19:30 nisiprius
32cDigitizing Old Family Photos11/14 Prudence19:27 InMyDreams
39nAdvantages for US persons abroad11/09 wineandplaya19:20 7eight9
7hRoth 401k or Roth IRA11/16 biker203519:19 biker2035
2hPortfolio Review11/14 KPG19:16 KPG
59tThings you should know about minimum volatility investing02/17 hdas19:13 nedsaid
12pDouble-dipping with cash-back app11/16 mindgap19:12 mindgap
6pHelp with Amending Taxes for Deceased Relative - Possible to appeal penalties ??11/16 Sandwich19:08 Sandwich
11hInvest in a very simple portfolio of broad market index funds using an allocation you can stick with.11/16 looking19:07 Duckie
41tTail Risk Protection2018 hdas19:05 EZ James
3pNew to K-1 tax filing (partner)- looking for suggestions on references11/16 CoastalWinds19:01 strafe
409lMaster Thread for Metro Boston's Chapter2014 siamond18:50 557880yvi
83pGE Pension Buyout10/10 ixohoxi18:44 agupta661
31cApple TV vs Competitors11/13 DTalos18:32 aqan
13tSelling before Year End Distributions11/15 SlowMovingInves18:31 drzzzzz
14hPortfolio adjustment help11/11 gndibot18:26 Duckie
34hQuestions about Fidelity Charitable DAF11/10 Saving$18:05 pyld76
143lSeattle Area Chapter Meetings - Master Thread2015 delconte17:55 xb7
3hTrack Fidelity - Vanguard Funds in Google Finance15:04 SmyleBogle17:51 MotoTrojan
15p403B vs 457B11/13 azianbob17:42 csmath
112tWhy is Vanguard Treasury Money Market yield so high?06/07 Kevin M17:30 retiringwhen
72tNew era for TSP "I" Fund?2018 Darwin17:03 fortyofforty
31hBuy some VYM [Vanguard High Dividend Yield]?11/12 LilyFleur16:47 1789
9hoverlap?11/16 jgdsss16:43 retired@50
49tFull list of Vanguard ETFs that are cheaper than their index funds?07/15 JustinR16:43 Lyrrad
1hDown Payment or Taxable11/15 acquiredtaste0416:31 grabiner
2hPortfolio Growth and Higher Tax Bracket11/16 finingo16:29 HomeStretch
16hNew Member - Portfolio Allocation Feedback11/13 DailyDouble16:17 WoodSpinner
5hSeeking advice on handling TIAA After Tax Annuity11/16 CULater16:13 bikechuck
15hCharitable gift annuities - doing well by doing good?11/16 Small Savanna16:12 Eric
1027lPost your Financial Milestone Announcements Here2017 VAslim1615:53 MotoTrojan
5hAdventures in asset relocation at Schwab11/15 dodecahedron15:50 ResearchMed
12cVanguard CSV files for account transactions ?11/14 JohnFiscal15:39 Kevin M
136tThe One-Fund Portfolio as a default suggestion08/12 longinvest15:34 yogesh
8tNew high income job - what about IRAs, etc10/25 ps56k15:08 ps56k
9hRoth IRA Partial / Rest Traditional IRA to Backdoor Roth all in 2019 Tax Year11/16 am6117515:03 retiredjg
6hRetired, what to do with a new chunk of money?11/16 sonoferu14:56 delamer
29hJoint bank account w/parent or not?2017 juliewongferra14:52 Carl53
3pQualified Charitable Distribution Tax Question11/16 Peter Foley14:46 Peter Foley

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p = Personal Finance
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s = Spain
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