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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1527 new posts and replies over 221 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
73cHow Much Is Your Sewer Bill?10/14 TheDDC21:25 bradinsky
9hTransfer VTSAX & VTIAX to Chase You Invest?09:19 Zorn21:24 ausmatt
5tVanguard screws up rollover from TSP22:47 02nz21:24 WanderingDoc
7cWhy buy thicker hardwood?20:41 batpot21:22 Mingus
8hHelp: Moving Stocks to Index Fund10/14 siankisr21:21 siankisr
20pWhat do you consider 'enough'?18:32 intangiblemoney21:20 KlangFool
10tStreet Smart bonds07/09 pgs5921:20 BoglePaul
41t"Why Jack Bogle Doesn't Own Non-U.S. Stocks"13:29 Taylor Larimore21:20 Ron Scott
1hstreet shares08/03 barberakb21:20 BoglePaul
48pRelocation to California10/15 jeffreyalan21:19 JMacDonald
11h30 y/o Boglehead student, advice for 65 year old Retiring Father13:06 jefscott721:19 jefscott7
3pI-bonds to 529 to grandchild10:32 jeffyscott21:14 jeffyscott
6hHelp! Federal Employee Financial advisors?? FFEBA? ChFEBC?09/29 Gelsomina21:09 Taylor Larimore
9hHow to invest maturing CDs09:04 carolinaman21:08 SpideyIndexer
8hCritique my Finances Please10/06 uconnlj21:07 uconnlj
18pGift for two of four grandchildren10/15 focusedonwhatma21:02 golfCaddy
6tWhat was max drop in 2000 and 2008?18:25 kayanco21:02 arcticpineapple
569cMy 2017 CRV is a victim of the dreaded oil gas-dilution issue03/14 CULater21:00 daren12
0hprojected 2018 dividends and CGs vs 201720:59 SpideyIndexer 
2pExceeding Income Limit for Roth IRA Mid-Year?20:35 RyanJC20:59 annielouise
187t"Safe" Withdrawal Rate for Early Retirees (or any retiree)10/08 Rowan Oak20:58 Ron Scott
5hWhen to TLH?10/15 northtexan20:57 Makaveli
8hReasonable cost for a forever home?15:35 NRoy20:56 helloeveryone
20hVanguard changing my Admiral shares to Investor Shares10/15 RetiredInTN201720:53 pyld76
9pindependent advisor10/11 SSM120:52 arcticpineapple
2cVisiting the Statue of Liberty20:10 stilllurking20:52 bogglizer
37cPersonal Adventure - recommendations14:13 seychellois_lib20:51 Wilderness Libr
310tU.S. stocks continue to soar!08/27 GoldStar20:47 willthrill81
28hInternational Fund Down - What to do?15:33 WentzWagon20:46 BoggledHead2
48cShould we move to San Diego from east coast?10/14 tin36920:44 sailaway
14hMoving to company that allows Mega Backdoor Roth Conversion - Any prep needed?10/12 confused120:43 pyld76
9cAttempted fraud against my frozen credit - Need I do more?23:27 luap20:43 arcticpineapple
106tIs EMH a tautology?10/13 Lauretta20:42 willthrill81
4hProductivity of the 60/40 Split in Current Times12:19 Kendrick3320:37 pyld76
0cHow long for Social Security to issue new card for name change?20:35 Rainmaker41 
10hTransferring $1.2 Mil taxable to Vanguard13:56 PQ12$20:33 PQ12$
6hRollover Timing Risk19:30 JerryB20:32 FireHorse
2hAm I hitting the important asset classes?16:34 StarDolphin20:31 Living Free
5phow to buy parents a house in Florida (with cash)17:48 briansacct20:30 mgensler
3hUsing Target Date Funds as Buckets12:10 Lonegunman20:30 delamer
5hNeed Assistance for Pre-retirement Planning10/14 beachretirement20:29 beachretirement
55h"MegaMillions and Powerball jackpots combined are now $1B" - Good investment?16:17 bo10595402720:29 LadyGeek
316cGood Modern Science Fiction2014 gatorman20:27 DigitalJanitor
0t401k for S-corp - Do we increase salary to maximize the employer contributions?20:24 foursix 
1tVNQI (Global ex-US Real Estate) vs. VNQ (Real Estate)13:01 KJVanguard20:23 typical.investo
0hMore safe: Treasury ETF or Bank Account20:21 jeffreyalan 
2cHelp: Potential car lease fraud?10/13 seashell20:17 denovo
115tSears, a 125 year old company is now a penny stock.09/28 arcticpineapple20:17 willthrill81
424pRetiree Portfolio Model2012 BigFoot4820:13 mkedst
3752cWhat Movie Have You Recently Watched?2014 abuss36820:12 TxAg
4hNeed brokerage advice, US person living abroad17:38 john7720:11 typical.investo
42pKids not interested in money / allowance10/15 petrisunset20:09 Zonian59
34pKaiser or CareFirst10/13 wassabi20:09 madbrain
4hHoping for clarification on bond fund questions17:00 Hilltop20:01 galeno
9cLast Will and Testament Question08:30 Prudence19:58 GrasRootsAdvisr
1236tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab19:56 Earl Lemongrab
25pInflating AGI to avoid paying back ACA Premium Tax Credit09:04 BrianJM19:51 celia
7cPet Insurance company recommendation07:23 Swansea19:50 Mingus
5hAdding significant contribution to grandson's Utah 52915:47 loves2read19:48 RickBoglehead
101pAlly Banking 1% extra back up to $1,000 on new money deposited10/15 LSLover19:42 Kevin M
30cAdvice on Three-Night English Road Trip10/05 anonenigma19:41 obgraham
150tVanguard has switched to brokerage only accounts2017 goshenBogle19:32 Mike14
6pHelp Setting up Solo 401k12:43 crazygrow19:26 Spirit Rider
4cSRS Airbag Light On In Car16:56 SVariance119:26 megabad
14cZion Nat'l Park & mosquitos in October?10/15 R2D219:25 White Coat Inve
105tRich, Broke or Dead: Visualizing probabilities of outcomes in early retirement09/28 EnjoyIt19:21 remomnyc
7hTax Exempt Bond Funds - Intermediate, Long Term, High Yield10:41 Hogan77319:18 ww340
8tThe Section 199A Tax Benefits Of REITs Over Direct Real Estate Investments at by Jeffrey Levine09/26 arcticpineapple19:17 grok87
23t30 yr TIPs auction: Oct. 18: 1.2% real yield?10/14 grok8719:12 grok87
641pPicking College and College Scholarships2016 timmy19:04 timmy
24cCorporate politics/culture10/15 prettybogle19:03 Valuethinker
3htax loss harvest VTIAX to VFWAX?15:19 miket2918:58 MotoTrojan
22hInvest in target date fund or do myself? Poor return Schwab Private Client10/13 TopCat12318:56 Freefallin
174cHow many of you have cut cord?2016 Ryanlion850618:53 ikowik
24cSneakers with good arch support12:56 clemrick18:53 3feetpete
26pElder care tax question(s)10/09 CRTR18:53 Ben10
6hCREF Global Equities as 403b VTWSX equivalent?10/15 lassevirensghos18:49 megabad
63pThe Next Millionaire Next Door: Enduring Strategies for Building Wealth Hardcover will be released October 1, 201809/29 timmy18:47 timmy
29cJury duty - already booked vacation09:22 FB0118:46 RickBoglehead
5tTax loss harvesting question00:43 Gamma Ray18:42 Gamma Ray
10pVanguard not allowing reversals of Roth IRA recharacterizations11:36 liuruyu18:42 LadyGeek
7364tU.S. stocks in freefall2011 Lbill18:38 onthecusp
1pHSA Excess Contribution09/18 Brantley18:37 Brantley
2hTaxes: Selling/gifting appreciated shares while income is low22:59 LinusP18:34 megabad
51tHuge drops in VTXVX and VTHRX [Vanguard Target Date Funds]10/15 zvez18:33 LadyGeek
11hOn investing [non-US resident] Dad's money10/15 malbec8418:30 galeno
1t8-week t-bill debuts tomorrow 10/1610/15 MnD18:26 Angst
37tDoes anyone consider institutional risk?10/12 LMK518:23 edgeagg
1pMoved from ETrade to Fidelity-quick update-is this normal?14:57 mrmass18:23 simas
451t2-year CDs at Vanguard and Fidelity Today04/05 Kevin M18:16 Doc
4pIs there a penaly if I owe taxes in April to IRS due to repayment of ACA Premium Tax Credits?10:41 celentano18:09 Phineas J. Whoo
8pHelp me fix my life insurance situation...10/15 pj198318:09 kelvan80
11hComplete newbie here! Would like help determining Roth vs Traditional IRA...10/15 IWTLinvesting18:08 FiveK
7pAny good 2018 CA tax calculators out there?10/02 malbecman18:04 malbecman
65pLong-term Care Insurance10/14 willyd12318:02 WoW2012
24t"Retirement age uncertainty increases the savings needed for success"10/07 AlohaJoe18:02 intangiblemoney
4hHelp with Fixed Income Allocation in Early Retirement22:12 hawkfan5517:47 megabad
8p5 Year CD Coming Due22:24 Reubin17:36 Austintatious
6pHSA contribution for divorced non-custodial parent10/15 pevgeny17:33 pevgeny
39h$50,000: Should I buy now or wait for the market to drop further?10/13 Sophia188417:30 stocknoob4111
4hHelp simplify my portfolio10/15 scutu17:27 megabad
7hPay CGs now to move into Index, or hold?11:03 ndnboy17:25 ruralavalon
3tStupid question on treasury direct14:52 dimbmw17:22 Phineas J. Whoo
2hWhat does having bond ETF in Tax Advantaged accounts mean?16:13 gmehta17:05 delamer
4pMedicare Supplements08:46 rbslos3617:03 dodecahedron
4hSelf directed or Checkbook IRA06:54 4nursebee17:03 megabad
47h6 month Treasury Note: "Bond" or "Cash"?10/11 triyoda17:03 triceratop
20cNew Snowbird- Tucson AZ10/01 mrgeeze16:59 tennisplyr
25tDGS: Own it? Opinions on it? [WisdomTree Emerging Mkts SmallCap Dividend]10/12 KJVanguard16:51 Longtermgrowth
12hFeedback on Kai-Zen premium finance life insurance plan10/14 andy201216:49 TomatoTomahto
620pHow much money do you want to retire?2017 benign_user16:33 AnonJohn
26hLeaving Payflex HSA - avoid account closure fee?05/01 The529guy16:33 yaynick
9hPortfolio, Investments, Spending Feedback - What would you tweak?10/15 deleteereto16:30 megabad
3hMoney Markets and CDs now11:42 John316:28 2015
6hTaking RMD from Vanguard10/13 coffeehubcap16:26 heartwood
88pWhen to stop putting money into an older vehicle10/14 rashad300016:26 badger42
3pCA property tax > $10K, any options to deduct all?14:58 a010z16:23 London
20pPPO vs HDHP + HSA10/15 Xanadu16:22 AnonJohn
15hadvice on first home14:14 jezo16:22 stm
3tWallet-size personal investing handout to jumpstart learning.14:41 dratkinson16:22 edgeagg
10cshort term insurance between jobs10/15 fiverus16:20 dm200
39ctrip to Grand Cayman & dieting [while on vacation]10/14 camillus16:18 dm200
6pOnline statements/ mail Vs paper10/13 OneWorld11116:17 2015
18tLarry Swedroe: Prepare For The Bear10/15 Random Walker16:10 heyyou
7cde-balling down comforter?10/15 Theseus15:58 retiredjg
15tMonthly vs. Annual Withdrawals10:40 chuckb8415:58 retiringwhen
368pfree dinner investing seminar02/07 pkcrafter15:55 mickeyd
17hDoes Lifestrategy make sense in Roth IRA's2017 Cody15:52 heyyou
4hPortfolio reconfiguration10/14 bigballertexan15:40 megabad
24pSocial Security [impact of earnings on benefits]10/15 capen246815:37 JW-Retired
37pPlacing mother in nursing home - advice10/14 JDTHOOSIER15:34 carolinaman
38cDIY Home Security: SimpliSafe vs Ooma vs Nest vs Ring vs Other?09/20 Saving$15:25 2015
41ctablet or small laptop for general and travel computer?10/11 albireo1315:15 rjbraun
171hTime to reach 1M and 2M milestones2015 sanfran201514:55 thegr881
25pSell & Buy New Home Now vs. Next Spring10:06 SeekingBogle14:53 SeekingBogle
13tSocial Security COLA - how is it applied?10/13 David Jay14:37 FactualFran
23cHDMI Splitter or Switch?10/15 mancich14:28 Bryan99
10pHigh APY Checking10/15 ProfWengen14:26 tj
183tVanguard's Wellesley Income fund is incredible2017 willthrill8114:19 KJVanguard
6hCompleting My Portfolio Re-balance - Feedback?22:37 olliema14:18 Ron Scott updated to include spousal benefits07/30 gregable14:16 changingtimes
17h8-month windfall check-in08/27 ticktocker14:15 aristotelian
9pWill or Trust?10/12 Kanefa14:07 Watsd
3pCarefirst PPO, POS, and HMO -- best choice for healthy?09:28 MnyGrl13:52 DarkHelmetII
12hTax loss harvesting: Long term vs. short term losses.10/13 MNGopher13:52 livesoft
6hMarket timing mistakes relative to joining BH Forum08:14 helloeveryone13:51 helloeveryone
0cUsed car advice in Australia13:38 serioussam 
15hPortfolio Review - Seeking Better Simplification10/03 TinyElvis13:36 TinyElvis
104tTurkey/Turkish Stocks down 32% - approaching 2008 levels07/24 BuyAndHoldOn13:31 princetontiger
209cThinking of moving to Texas, Iowa, Idaho, or North Carolina10/02 nkotbbh13:26 beardsworth
70pIs it worth filing FAFSA even if you know you'll get nothing?10/12 LMK513:10 LilyFleur
4hUC DCO's too high return? [Univ. of CA Defined Contribution Plan]10/15 cal14912:55 staythecourse
3p1040-ES missed Sept 15 payment10/15 MnD12:43 PaddyMac
1hOpening a second (totally separate) Ally account12:31 investor4life12:42 mhc
1pPayments between Schedule C businesses of family members10/15 m2go12:40 PaddyMac
0pTravel insurance from chase sapphire card12:33 Xbar17836 
10pACA subsidy repayment for s-Corp owner10/15 skor9912:29 tfb
8hLooking for 401k advice10/03 Cobra_R12:28 Cobra_R
8hFinally ready to start investing in RothIRA (23yrs old)09:12 ynotyese.712:08 BL
12hIntroduction and some questions!09/23 marksmall12:04 megabad
16hFirst time TLH Questions, constrained by spouse's work10/15 SDLinguist12:01 ofckrupke
0cWill Uber card pay for Amazon Prime Student membership?12:00 Ndop 
4pPSA: Oct 15th last day to buy Tesla for guarantee to qualify for $7500 federal tax break.10/15 avecmoi11:59 wrongfunds
3papartment building FCF spreadsheet11:29 tmcc11:57 tmcc
35cTesla Model 3 Owners: Your experience so far09/05 InvestoGuy11:54 wrongfunds
14pSavings Bond Wizard replacement is available05/01 Sheepdog11:41 maywood
26pJob Offer – bonus details provided after acceptance07:38 DarkHelmetII11:38 cheese_breath
2hBackdoor Roth IRA Confusion11:27 BajaMig11:38 BajaMig
23tOctober Bogleheads On Investing Podcast with Dr. David Blitzer10/05 Rick Ferri11:27 ICH
30hChase Private Client -- Worth it to hold Vanguard Funds?2017 Mark261411:23 Mark2614
8hLazy Portfolio with Ireland Domiciled Funds10/15 investhelp1234511:21 ICH
19tShould I sell Microsoft Bond10/15 hoops77711:15 hoops777
56tDoes Fidelity offer the best index products for a passive investor compared to Vanguard10/12 Elysium11:13 ruralavalon
2hhelp with asset location10/15 cheapskate9739711:02 cheapskate97397
9t401k/IRA vs. Roth IRA10/12 FireHorse10:52 FireHorse
2pHome Insurance Policy09:12 omeganuts021310:48 omeganuts0213
33pSingle Family Homes in Chicago?09/14 weir_everywhere10:45 staythecourse
11pBest Checking/ System for Cash Management/ Sweeping?10/10 PeterParker10:42 mervinj7
11tWhat Jack Bogle Expects From the Market10/15 Rowan Oak10:35 azanon
12tHow much of a dip do you want before you TLH?09:06 Hulk10:28 michaeljc70
769pVariable Percentage Withdrawal (VPW)2013 longinvest10:27 GAAP
71tShort Term Bond yield over 3%10/09 David Jay10:17 prudent
7cWhite LED Christmas Lights10/15 runner909:47 iamlucky13
157tCorrelation between the FIRE movement and one of the greatest bull markets10/03 timotheon09:40 Dottie57
1pSpousal benefit filing10/15 GS09:19 ObliviousInvest
5hChase Roth IRA or Vanguard Roth IRA10/12 Miss90609:17 Miss906
869c[What TV Show Have You Recently Watched?]2016 dbCooperAir09:11 pennstater2005
31cHow do you buy a mattress ?10/15 parigi72309:08 Smoke
19cBed bug problem attack plan10/14 industrialauk08:58 Jimbo9911
35cBoglehead's Car Talk10/13 m@ver1ck08:55 dsmclone
5pDid anyone change Experian Credit Freeze Pin?10/14 sksbog08:52 2015
3333cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt08:44 DanMahowny
39cNot convinced with insurance10/13 car73308:40 staythecourse
11hHELP with 457b Account10/15 blaise13208:11 blaise132
12tTreasuries in higher tax state10/14 Name=Random08:07 EvelynTroy
17hStart a Treasury Ladder... or not?10/13 cobra91107:58 tindel
70cBlack Friday is coming.. what's on your list?10/10 LesBleus**07:21 lazydavid
14cUsing credit card rental car insurance10/14 Quickblue0206:48 Quickblue02
54c$34k Volt vs $54k Model 3?--help me decide??07/04 ebotrd06:33 dsmclone
19c1950s home. Replace drywall and insulation or repair it10/14 crockpotinvesti06:18 Jack FFR1846
36pGirlfriend lost job, getting a lump sum severance... What should we do next10/15 haranoth06:18 Grt2bOutdoors
8hEurope Domiciled REIT ETFs?10/15 Sinsji05:48 Valuethinker
3cBuying Used Tesla Model S? What to look for10/15 sf_work03:29 harikaried
8hMaturing out of Target 2015 fund10/15 poppycorn02:57 asset_chaos
18hConvert TIRA to Roth, nondeductible10/15 AstroGirl02:16 ivk5
67hHave you annuitized some of your money?10/13 4nursebee01:36 smectym
2tPress Release 10/15/18--Fidelity Launches New Company Fidelity Digital Assets10/15 MFInvestor01:05 TravelGeek
2924pWhat's Your Credit Card Rewards Strategy?2016 guitarguy00:55 boglesmind
6hchecking/sharing my learning - Basics of investing10/14 Pooja00:15 NYCwriter
0pGift Tax form f709 Schedule B for prior 529 contributions00:03 RKS2000 
1hTax Loss harvest on 2 lots of ITOT bought 2 days apart23:24 TeeDee23:28 jacoavlu
71cWhat the heck is growing in my yard?10/10 Jags418623:27 Doom&Gloom
4pAttn ...Retirees on Tricare10/15 rvflyer23:15 lgerla
99lRoll Call for the Retirement Class of 2019!04/18 Miriam222:42 InMyDreams
46cCancun in a few weeks10/13 Flymore22:34 Tribonian
16cFailing Updates With Windows 7 Professional10/14 mur4422:19 leemonster
16hhow to find 401k fees08/29 Econberkeley22:18 whodidntante
41cWhat would you do with some bulk silver?10/11 texasdiver22:17 obgraham
15cMaui - Ka'anapali Beach Hotel10/14 dougger522:13 renue74
7hI401k Contribution Limits10/15 SpartanBull21:47 jacoavlu
1pEmployer provided financial planning.10/15 marbleous21:31 FiveK

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t = Investing - Theory, News & General
p = Personal Finance
c = Personal Consumer Issues
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