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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1663 new posts and replies over 239 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
2pSilly Q: How do you link your brokerage acct to Ally?07:06 hlfo71807:18 oldcomputerguy
5pIs it good idea to buy yearly maintenance from HVAC company20:14 sksbog07:15 carolinaman
7pShould I recharacterize my Roth Contributions?17:56 mikeallen0407:12 FiveK
3tinterest rate hike, bond went UP22:03 sambb07:10 FrankLUSMC
40pNew Military Blended Retirement System starting in 20182016 servusdei07:07 Nords
1cRoofing Question Ice Build Up06:54 Bigfish07:07 jmetsrule
10pTurboTax Prices16:42 John15107:03 DaftInvestor
15ppay down mortgage or invest in taxable12/13 jessikaur07:02 Da5id
37pState Farm Insurance, Time to Leave12/12 PFInterest07:01 UALflyer
13pAlmost fell off my chair...09:55 PlayingLife07:01 PlayingLife
1hRecently Sold Business....starting another...need advice.05:05 darny2007:00 djpeteski
29hEdward Jones Guided Solutions - Spouse is Employee13:36 buffalo8806:58 TomatoTomahto
33hNew AA [Asset Allocation]2013 M_to_the_G06:58 M_to_the_G
1hAmeriprise :(01:02 justwondering06:58 Devil's Advocat
91hThoughts on using safe-ish investments to buy S&P 500 on margin in December?16:08 whiteprius06:55 smitcat
17cHow easy is it to minimize tax liability yourself without a CPA/accountant?12/11 Derivative06:52 Tc99
23pTeaching elementary school kids about money09:56 miamivice06:51 IowaFarmWife
9tESPP - Would you participate and what's your strategy17:36 takingcharge06:45 DaftInvestor
3h40,000 to safely invest05:22 Frugalwife3506:44 The Wizard
0hReached 50X annual spending. Now what?06:43 retiringtype 
0hBond holdings for Australian investor06:38 NorthSouth 
73cHonda Pilot vs Toyota Highlander?12/19 doug102206:33 queso
62cAncestry / 23andMe12/11 GridironGems06:29 IowaFarmWife
7hYoung Investor: When to diversify09:44 Mr400meterdash06:25 Mors
5hSafe Place for Cash? Portfolio Review05:39 Akrasia06:25 aristotelian
81tJack Bogle Is Worried About U.S. Pensions12/07 davidkw06:21 moghopper
63pHow much did you contribute to your 401k in 2017?14:45 miamivice06:21 msjohn07
205pPrepayment of SALT Taxes? [State and Local]12/04 jjj8806:21 chicagoan23
7hLooking ahead to 201810:47 Pilgrim21106:19 Afty
6hHelp - trying to find low cost advisers who will work with non U.S. residents13:53 ketchup06:18 ketchup
13h3 accounts, 30 plus funds, 330,000 value, 2 advisers16:54 Newbienewjersey06:16 tigermilk
55pYear end review with less nerdy spouse12/11 mancich06:16 mouses
11hQuantity of places to hold assets12/11 APD06:10 LeeMKE
13hBest HSA for buy-&-hold?14:02 TnGuy06:08 J295
48hHow to allocate between 401k with expensive fees + Vangaurd09/12 cpan00b06:05 Mors
5tRoger Ibbotson and ZebraEdge Annuity12/11 Leesbro6305:59 Leesbro63
11hVanguard Variable Annuities / REITs12/13 Call_Me_Op05:57 Call_Me_Op
113hWhat to do after losing $117k in stock market?12/12 Fountain8405:55 StevieG72
8pTaxes on Crypto Currency Short-Term Profit11:50 creditdefaultsw05:50 jlcnuke
4hOnly Wellington and Wellesley in retirement portfolio. Is that a good idea?23:52 thebogledude05:41 Mors
124cTraveling to Italy - 3 weeks in 2017, advice appreciated2016 giesen505:02 Pfenness
2pTerminating Medicare Part B15:14 Swansea04:55 Swansea
386pRetirement Account Stolen by Identity theft10/01 brak04:42 AllMostThere
17cNew Quad9 DNS Service Makes the Internet Safer and More Private12/11 Electron04:41 lazydavid
69p2018 financial goals - what are yours?12/10 notmyhand03:48 cureious
19cDownsizing - How much to invest in a house before selling?09:00 SoDakJeff03:21 HIinvestor
43tAny of you trade just a little as a hobby?11/18 Ron Scott03:08 SGM
41tSmall cap value vs. total market?12/11 overthought02:58 Longtermgrowth
0pPart year HSA contributions and Medicare02:54 retire14 
23pSinking fund for dream cars09:13 rashad300002:27 AlohaJoe
3pS-Corp 2553 vs Start a new S-Corp19:24 fcb02:14 fcb
668tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab02:07 zeugmite
2hWhen is the deadline to set up and fund a solo 401k? roth solo 401k?13:42 Derivative01:47 Derivative
18cTo buy or not in the SF Bay Area (yes another one)11:38 Lynx31065001:20 msk
3hIndividual 401k with Vanguard21:20 jonce1701:19 DSInvestor
2ttotal contribution limit question (401a 403b 457b IRA)21:56 blastoff01:02 Gleevec
13cUnoccupied second home: weird temperature spikes on remote monitor17:46 sevenseas00:58 Mudpuppy
4hNew Employer 401k & General Advice21:29 james41300:58 james413
203cThat Extravagant Thing You Do2009 cinghiale00:41 Luckywon
2pTranscripts for 1040 filing from the 1970s ?22:22 diy6000:25 123
2cActive Duty Military Bereavement Leave?23:13 iamlucky1300:15 Cunobelinus
2cNorton Core Router -- do I need a "secure" router?19:57 CULater00:13 gostars
13pTerm life insurance: fine print and credit ratings03/29 nyclon00:12 OnTrack
2pQuestions about donating appreciated fund shares19:29 fundseeker00:07 letsgobobby
30cCheap tablet just for internet surfing12/12 BashDash00:03 Finridge
24cHow to deal with Micro-manager11:31 raamakoti23:49 Watty
27cNovel Gift Ideas for Adult Siblings08:28 Alf 10123:31 ImaBeginner
6hI-bonds in December12:16 hope2523:26 Regressor
4pHave a Variable Appreciable Life Insurance Policy - should I ditch it?16:27 YetAnotherUser23:24 Benton Bair
18hHow to get some taxable income out of a 401k quickly10:19 tashina23:19 Epsilon Delta
53tCall the top! - Bitcoin12/07 ccieemeritus23:17 Ragnoth
9pForced Salary Advance (is it a good thing?)17:44 CRC30122:57 CRC301
10tHow Will Indexers Affect A Downturn---or the functioning of the market in the long-run?07:45 Rus In Urbe22:36 David Jay
9pStates with tax-friendly policies for dividends/LTCG12/11 duckcalldan22:26 DSInvestor
7cNitrate-N level in well 16 mg/l vs EPA limit 10 mg/l12/12 gypsyman22:24 Mudpuppy
62tWhat is total return vs. dividend investing?2015 Miriam222:20 CyclingDuo
133tVanguard to launch US 'smart beta' ETFs - Will this board burn down?11/28 bowest22:18 Taylor Larimore
0hSuggestions on where to put some extra cash22:15 azwildcat 
4hIRAs in wrong bucket - how do I fix it?12/13 laurie7022:10 pkcrafter
12cVirtual Mailbox / Mail Scan Service12/11 Hyperborea22:06 BrianJM
7hHelp w/ portfolio & w/ approximating stock market12/11 sighchological22:06 sighchological
17tJim Simons Medalion fund averages 71.8% annual return09:40 jthokie421:59 Tanelorn
42hPortfolio advice: Total market vs Larry Portfolio12/10 danielc21:58 saltycaper
6tDo ETFs have the same issue as mutual funds at year end (distributions)?12/10 billthecat21:53 wshang
10hShould I invest like this ?17:49 airelleofmusic21:42 pkcrafter
23pPre-Pay Property Taxes in 2017?12/05 FootballFan554821:41 HillCountry
4cSaved a lot by cell phone 'family plan'16:48 dm20021:31 kerplunk
2hOverweight bonds and REITs in tax-advantaged accounts?20:23 wannabe_munchki21:26 AlohaJoe
3hMy First Portfolio Review18:10 bloodsangre721:19 ruralavalon
18hChanging cost basis on Noncoverd shares12/11 bobsmith21:02 bobsmith
20tLarry Swedroe: Don’t Write Off Value12/11 Random Walker20:59 abuss368
9tVanguard - federal money market fund broke the buck?18:21 iloveramen20:59 abuss368
6tShould I get out of New York Long Term Tax Exempt (Munis) ?13:57 JimmyJammy20:58 venkman
3pContributing to a HSA after retirement18:25 paulwhart20:51 JDCarpenter
13hInvesting in Vanguard through TIAA-CREF12/12 anglophile20:45 CyclingDuo
4hShift bonds from IRA to 529?12/12 Ultralight Hike20:41 inbox788
35pH&R Block 2017 Tax Software $9.95 , State $14.9512/09 TVBogle20:41 oldzey
3tBest High Risk/Growth Options for Taxable Account12/13 csm1420:39 grabiner
2hTurning 50-plz check my portfolio19:56 Pehealth20:39 Watty
62pTaxAct and alternatives11/20 Da5id20:39 oldzey
7tIs Nationwide a good company?08:30 dodgersummer20:36 SpringMan
3hTax-Efficient Fund Placement12/11 dudefella20:21 grabiner
144pFidelity free Turbotax2016 Hayden20:20 MisterBill
10hMinimize Expense Ratios or Bonds in 401(k)?12/10 RedClay20:19 grabiner
5pDo I qualify for an HSA?15:38 nikfleisch20:19 Mjac
36hEarly Retirement - Lump Sum vs. Annuity12/11 Bonch20:17 technovelist
5tDo You Sacrifice Tax Efficiency for Portfolio Efficiency?16:45 Random Walker20:14 TropikThunder
38hPakistan Real Estate?12/09 get_g0ing20:07 get_g0ing
75pAlly no penalty 11 month CD rate increased to 1.50% this morning06/20 MikeG6220:07 Kevin M
11hMaxed out retirement accounts - next steps?14:32 ASa8620:01 staythecourse
20hTax Gain Harvesting08:45 MichaelM20:00 grabiner
17pCDs that compound interest payments, at big brokerages ?12/10 RustyShacklefor20:00 Kevin M
13hBackdoor Roth IRA worth it?16:25 cbr shadow19:57 retiredjg
25hTaxable vs. Tax Deferred - not much difference?14:26 pepperz19:49 grabiner
176cDo people still use AAA?12/06 fittan19:47 Finridge
0pApps or spreadsheets for tracking miles, expenses, etc... as an independent contractor19:38 jkushne1 
31hROTH IRA Holders: How Many Of You Max Your Contribution On January 1st?10:58 bluerafters19:38 Toons
185tJack Bogle Says ‘Avoid Bitcoin Like the Plague’11/28 TheTimeLord19:36 Thesaints
17tPodcasts for Bogleheads?12/02 yncraig31619:27 1year23
1hThoughts on opening brokerage accounts/reinvesting dividends16:56 60TRIUMPH19:09 Alan S.
7hInvestment Account for yearly vacations11:40 NextMil18:57 aristotelian
12cBest albums of 201711/14 buckeye798318:49 Millennial
51cWho is Right Me or Spouse15:28 tuffy722218:29 LadyGeek
397t[Book: Living off Your Money, by M. McClung (Prime Harvesting)]2016 siamond18:17 gbronc
10tVanguard VBMFX/VBTLX Bond Fund performance12/11 ps56k18:09 telemark
493pPicking College and College Scholarships2016 timmy18:04 timmy
66cDad Needs Help Buying Wedding Liquor12/05 TLC195717:57 WhyNotUs
109cSnow Tires? Worth it?12/11 jkushne117:57 Fudgie
7pQuicken Files Corrupting Often-Anyone else?12/12 virginiabirdie17:54 GLState
26tConcerns about investing abroad12/04 airelleofmusic17:54 ivk5
8hSome General Investing Questions14:47 stroopwafel17:52 dbr
11pPutting a stop payment on credit card for broken TV14:57 salilsurendran17:42 Jags4186
2hNeed Help with Trust Investments09:23 kw7938317:40 kw79383
5tList of Equivalent Fidelity vs Vanguard Funds12/11 chambers13617:31 friar1610
2pFDIC, POD and account naming requirements14:12 tech12317:30 Alan S.
1pcan you deduct a leased car as biz expense if you have only 1 car?17:09 boglechu17:26 obgraham
2pbusiness use of a gift12:16 essmjay17:22 essmjay
18h~100k sole proprietor income. Better to take business deductions or contribute more to solo 401k?12/12 Derivative17:19 TheExMexican
51tVanguard Security Keys12/10 mptfan17:18 jalbert
49p2018 FEHB HDHP Recommendations11/12 Kanefa17:06 UALflyer
1hseeking financial advice14:31 Gr81940617:04 Duckie
3pRealize capital gain vs Qualified Dividend with Loss Carryover12:22 mauwong16:46 mauwong
247cMy New Car Buying Tips2013 denovo16:46 hudson
29tVanguard will use blockchain to share index data12/13 Barry Barnitz16:45 Oicuryy
26hHow does the IRS know the value of my 401K at end of year for RMDs12/12 Lynette16:44 Lynette
3cFor limited time add members for free on AAA12:39 artibug16:44 N10sive
13cHomeowner's Insurance - How Do You Evaluate?10:05 fishmonger16:38 JBTX
17hOffice party secret santa, how to give the gift of investing?10:55 RDHlooking4FIRE16:31 Tamarind
6hTom's First Post needing portfolio help12/12 Tomwoody16:21 new2bogle2
47tVanguard year end distributions - updated estimates12/08 boglesmind15:57 Thesaints
1hHelp with mom's investment14:23 mlombar15:57 mega317
17tBuying Real Silver and Gold (Not Bitcoin)10:52 grayfox15:57 technovelist
8pHelp with ACA problem12/09 willybiggs15:47 munemaker
6hI I have rollover IRA, do I need to make new traditional IRA for backdoor roth?12/13 boglechu15:46 pangea33
36cConcert Decision and Advice12/12 roamin survivor15:45 SEAworld9
8cSams Club self checkout14:19 Conch5515:40 LadyGeek
320cTo take or not to take delivery of Tesla 309/06 wrongfunds15:39 TomatoTomahto
117tVanguard's new security key option2016 pragmatist15:38 Finridge
3pAnnual Vanguard SIMPLE IRA Fees09:47 TylerS715:32 Spirit Rider
5hi401k that allows mega backdoor Roth IRA12/12 Hulk15:20 Spirit Rider
46hPlay money individual stocks, which ones?12/12 TheTimeLord15:19 dabears5496
3cTurning lemons to lemonade ... or ... how to profit from a traffic ticket!10:17 an_asker15:14 JBTX
14pThanks! We just let our VG PAS advisor go...12/05 malbecman15:14 malbecman
10hHelp trying to simplify asset allocation to fit 3 fund portfolio12/12 gofarhaveacigar15:05 Duckie
147cNew vehicle...GMC Acadia, Chevy Traverse, or Buick Enclave?2014 bbrock15:04 bbrock
29cAccess to landlocked timber blocked by landowner12/12 Devil's Advocat15:03 Devil's Advocat
4hCan non US citizen create corporation in US to invest in vanguard09/22 Neus15:02 InternationalMa
8c2015 and newer Suburban/Yukon XL Owners12/12 WalterMitty14:59 MrNewEngland
14tTilting sectors, regions and countries? Which ones.12/12 TheTimeLord14:57 asif408
65pCan we afford to live on one income?12/10 Triple digit go14:55 JBTX
28tWhy not own every stock sector & rebalance?2016 new2bogle214:44 nisiprius
3hWash Sale and IRAs12:49 charlieusa14:39 jhfenton
2hQuestion about change individual 401k custodian from Fidelity to TDA11:05 kchnew14:36 kchnew
78pDone gone and did it [Retire]12/11 Earl Lemongrab14:27 vested1
31h1st draft of my portfolio to evaluation [feedback please] [Europe]11/12 Mrpacman14:25 BeBH65
4tAccelerating deductions into 201711:56 jon-nyc14:23 Wagnerjb
1tM1 Finance is Free10:53 michael1114:19 William55
4hMoving from a CFP to ?11:55 Mettaman14:17 Jack FFR1846
60hWhat's the case for including foreign developed & emerging markets with a 10-12 year outlook on retirement12/11 Ditchwitch14:15 Ditchwitch
2320pWhat's Your Credit Card Rewards Strategy?2016 guitarguy14:07 revert
0pCash back program to use for multi-location business14:03 newbie003 
7pCommercial property as part of your portfolio anyone?08/02 Nectarineman14:01 SittingOnTheFen
2t"Vectors"12/12 Taylor Larimore14:01 bberris
117pAlly Bank 1.25% 11 month with no EWP12/17 Rob5TCP13:55 J295
23cprudent buying a refurbished laptop?12/12 heartwood13:50 SittingOnTheFen
0pA Decade of work and planning (by the #'s)13:43 clutchied 
115tWhat are your thoughts on the "Golden Butterfly" portfolio?2016 PecuniaryPeccar13:42 grog
44cMy Costco/TrueCar auto shopping experience07/18 CULater13:40 smackboy1
9hPrepayment of Property Taxes with Escrow08:16 MuckB13:38 e5116
10cPrices paid for 2018 Honda Odyssey EX-L12/12 6441513:36 Alexa9
9hAnyone own property used solely for Airbnb?12/13 J29513:24 Sandtrap
4pRental properties, legal structure07:28 exit_r13:23 renue74
4pC Corp owner participation in solo 401(k) when wholly-owned subsidiaries have W-2 employees12/07 BrianJM13:23 BrianJM
5hOpening HSA for wife12:46 eltron13:18 eltron
1hTransferring a 529 account opened in grandparent’s name12:44 Swimmer13:14 AnonJohn
6tVanguard Government Index Funds Benchmark Change - Update11/15 Doc13:13 triceratop
54pShould I file taxes w/o her?12/07 zz413:11 DaftInvestor
66tAutomated Market Timing12/10 Veiled13:07 magneto
11hTSP rollover to Vanguard IRA?12/06 PGary12:58 VictoriaF
101tBuying and Spending Bitcoin11/16 grayfox12:37 arsenalfan
25pConflicting goals, and limited income10/09 Slov12:23 Slov
2h"Total US Market" with 2 Vanguard Funds in 401k11:36 Hiwatter12:19 Hiwatter
1pLowering federal taxes with extra estimated state payment?12:03 Marylander112:07 mega317
2pMega Backdoor Roth - Earnings08:30 pancake1911:51 pancake19
76tImproving the Dalio/Robbins All-Seasons Portfolio12/21 azanon11:33 dabears5496
4hbuying Vanguard VTI in my Etrade acct verses Vanguard?10:37 Shallowpockets11:31 Slacker
38cNYC restaurant suggestion12/12 BashDash11:29 BashDash
5tVanguard vs Fidelity -- views on Target Date funds12/13 danielc11:28 KSActuary
1cPlease Recommend a Slideshow Program for Windows 710:57 J29511:19 bob60014
11pExpenses, cash flow in retirement12/12 blmarsha12311:06 blmarsha123
3hM1 Finance - now Free. Great way to rebalance10:00 Colleen10:53 Colleen
10hBoglehead Beginner12/11 lali10:39 ruralavalon
4hESPP: max out early in the year?12/12 MrJones10:35 MrJones
1pEmployer File Paperwork10:23 Raabe3410:33 fizxman
4cUPS, FedEx, etc. delivery to Post Office09:13 dm20010:28 dm200
7pMedicare coverage process for new and rare treatment12/12 curmudgeon10:25 InMyDreams
11hPortfolio review - rental properties10/01 z985210:18 Sandtrap
34tVanguard Investment Advice12/08 bertilak10:15 drzzzzz
1hmega backdoor help needed09:54 henry00110:14 investor997
1927tThe Three-Fund Portfolio2012 Taylor Larimore10:06 UpperNwGuy
10hWhere to save cash over 5 years.12/12 get_g0ing09:53 mega317
13h401k Asset Allocations12/11 ACJC09:45 ACJC
23hWhere do I put 50k I don't need?12/11 zz409:42 blastoff
6pTrusts and asset protection12/12 FBN201409:41 FBN2014
27tHedge Market Risk By Short Selling Index ETF Or Selling Index Futures?11/29 Park09:35 alex_686
6h1099 income - enough to open a solo 401k?12/11 drpepper09:28 JBTX
31cPurchasing Airline Tickets12/12 Bigfish09:16 mmarreco
1hInternational taxation12/13 Mrpacman09:11 TedSwippet
31pyour inheritance for young kids2012 sunnyday09:10 Lieutenant.Colu
0panyone been able to connect Wells Fargo Mortgage to Go Blue 99 
210c[Prevent mail theft; sign for USPS Informed Delivery]08/15 catdude09:03 Doom&Gloom
1pSchedule C and foreign income07:27 in_reality08:57 vinnydabody
4hI'm sure you've seen this.12/13 RadAudit08:55 renue74
21pHDHP with HSA vs PPO breakeven point12/12 BogleAlltheWay08:49 BogleAlltheWay
11cMicrowave - Reliable built-in with vent?12/12 linenfort08:31 ncbill
10pSouth American bank interest rates question12/12 PJR20208:28 Valuethinker
5cAndroid keyboards12/12 squirm08:04 squirm
0pVoice verification vulnerabilities07:38 TheGreyingDuke 
41cEspresso Machine suggestions?12/09 TarHeel200207:31 smackboy1

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h = Investing - Help with Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
c = Personal Consumer Issues
r = Reference Library and Wiki
l = Local Chapters
f = Forum Issues and Administration

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