madsinger monthly report (June 2012)

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madsinger
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madsinger monthly report (June 2012)

Post by madsinger »

Here is a big fat collection of portfolios, with their June 2012 returns, 2012 YTD return, and annualized returns since 1999, 2002, 2007 and 2009 (13 years 6 months, 10 years 6 months, 5 years 6 months, 3 years 6 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by 10 year Total Return. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 61/5/3/31 stock/REIT/PM/bond.

-Brad.

Code: Select all

                                   CAGR     CAGR    CAGR    CAGR
                   June    YTD     since    since   since   since
                   2012    2012    2009     2007    2002    1999
Hot Hands          4.84%   7.45%   13.29%  -2.94%   8.20%  10.72%
Sheltered Sam      4.84%   7.42%   14.47%   0.53%   6.55%   6.08%
VFINX              4.11%   9.41%   14.81%   1.35%   3.57%   2.52%
                  
s&d                4.00%   6.59%   12.92%   1.91%   6.92%   6.48%
Newsletter G       2.91%   6.00%   14.49%   1.54%   5.77%   7.83%
Newsletter G-IND   2.39%   6.90%   16.11%   2.16%   5.72%   4.42%
3 fund             3.72%   6.20%   11.96%   2.06%   5.65%   4.41%
LS G               3.57%   6.62%   12.25%   1.00%   4.56%   3.61%

Code: Select all

coffeehouse        2.95%   6.27%   12.18%   3.75%   6.77%   6.55%
Wellington         3.22%   6.50%   12.27%   4.32%   6.50%   6.45%
STAR               2.69%   6.14%   12.10%   3.22%   5.55%   5.67%
Newsletter CG      3.22%   5.80%   13.24%   1.98%   5.24%   6.19%
LS MG              2.69%   5.59%   11.06%   2.39%   4.92%   4.26%
                  
Wellesley          2.00%   5.19%   11.86%   6.44%   6.84%   6.69%
Newsletter Inc     2.43%   5.40%   12.32%   3.10%   5.26%   4.44%
LS CG              1.76%   4.51%    9.72%   3.23%   4.83%   4.55%
                  
madsinger          3.27%   5.37%   13.00%   2.56%      
Last edited by madsinger on Tue Jul 03, 2012 12:47 pm, edited 1 time in total.
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madsinger
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Re: madsinger monthly report (June 2012)

Post by madsinger »

June started off pretty badly, but ended well! US stocks up 4% to 6% for the month, and Internationals a little better than that.

Vanguard precious metal fund end exactly where it began. This fund, although only 3% of my portfolio, has caused a -0.5% loss on my whole portfolio YTD.

My bonds, all short term, are a couple of percentage points behind their longer brethren, causing another weakness for madsinger YTD.

Most portfolios in the 5% to 7% return for the first half of the year. The ride has been bumpy, but the returns have ultimately been "worth it" (whatever that means....)

Wishing you all well.

-Brad.
livesoft
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Re: madsinger monthly report (June 2012)

Post by livesoft »

Chart of some returns of Vanguard Target Retirement funds and small-cap/value-tilted portfolios. One might use these as a benchmark for their given bond allocation.

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bilperk
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Re: madsinger monthly report (June 2012)

Post by bilperk »

Why do the newsletter results have all xxx%?
Bill
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madsinger
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Re: madsinger monthly report (June 2012)

Post by madsinger »

bilperk wrote:Why do the newsletter results have all xxx%?
The newsletter website has not updated their numbers for June yet. When they do, I'll update this chart!

-Brad.
gkaplan
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Re: madsinger monthly report (June 2012)

Post by gkaplan »

As of June 30, 2012, my year-to-date return is 5.33%. My annualized quarterly, one-year, three-year, and five-year rates of return are as follows: –9.96%, -3.10%, 11.26%, and 2.07%, respectively.

My best fund year-to-date, by far, has been the Vanguard REIT Index Fund Admiral Shares, with a year-to-date return of 14.83%. My annualized quarterly and one-year rates of return are 15.73%, and 12.91%, respectively.

My worst performing fund year-to-date has been the TSP G Fund, with a year-to-date return of 0.79%. My annualized quarterly, one-year, and three-year rates of return are as follows: 1.63%, 1.80%, and 2.50%, respectively.

My worst performing equity fund year-to-date has been the Vanguard European Stock Index Fund Admiral Shares, with a year-to-date return of 3.28%. My annualized quarterly and one-year rates of return are -26.29%, and -16.63%, respectively.

My retirement portfolio currently is divided among the following two investment vehicles:

67.27%: Vanguard Roth IRA (My year-to-date return is 7.64%. My annualized quarterly, one-year, three-year, and five-year returns are –14.95%, -5.23%, 15.44%, and 2.41, respectively).

32.73%: Thrift Savings Plan (My year-to-date return is 0.79%. My annualized quarterly, one-year, three-year, and five-year returns are 1.63%, 1.80%, 2.50%, and 0.10%, respectively).

My target allocation is 72/28 Equity/Fixed Income. Specifically, my target allocations are as follows:

12%: Domestic Large-Cap Value
12%: Domestic Small-Cap Value
12%: Domestic REIT
06%: Foreign Markets Large – Developed – Europe
06%: Foreign Markets Large – Developed – Pacific
12%: Foreign Markets Small – Developed and Emerging
12%: Foreign Markets Large – Emerging
28%: Fixed Income

As of June 30, 2012, my equity/fixed Income allocation is split 67/33. Specifically, my current allocations are as follows.

11.55%: Domestic Large-Cap Value (VIVAX)
11.26%: Domestic Small-Cap Value (VSIAX)
13.76%: Domestic REIT (VGSLX)
04.87%: Foreign Markets Large – Developed – Europe (VEUSX)
04.88%: Foreign Markets Large – Developed – Pacific (VPADX)
09.83%: Foreign Markets Small – Developed and Emerging (VEMAX)
11.13%: Foreign Markets Large – Emerging (VEMAX)
32.73%: Fixed Income (TSP G Fund)

(Totals do not add to 100% because of rounding.)

Submitted for your approval.
Gordon
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madsinger
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Re: madsinger monthly report (June 2012)

Post by madsinger »

The chart has been updated. Thanks to the person who private messaged me the newsletter returns for June.

-Brad.
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Re: madsinger monthly report (June 2012)

Post by investor »

Thanks Brad,
Always enjoy your monthly reports.

up 7.52% YTD using mostly vanguard balanced funds.

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JSMill
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Re: madsinger monthly report (June 2012)

Post by JSMill »

What is the Hot Hands fund this year?
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Re: madsinger monthly report (June 2012)

Post by investor »

JSMill wrote:What is the Hot Hands fund this year?
look for the vanguard active fund that had a ytd return (for the period mentioned) of 7.45% and you have it.

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