madsinger monthly report (May 2012)

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
Post Reply
User avatar
Topic Author
madsinger
Posts: 984
Joined: Sat Sep 29, 2007 3:26 pm

madsinger monthly report (May 2012)

Post by madsinger »

Here is a big fat collection of portfolios, with their May 2012 returns, 2012 YTD return, and annualized returns since 1999, 2002, 2007 and 2009 (13 years 5 months, 10 years 5 months, 5 years 5 months, 3 years 5 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by 10 year Total Return. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 61/5/3/31 stock/REIT/PM/bond.

-Brad.

Code: Select all

                                  CAGR     CAGR    CAGR    CAGR
                  May     YTD     since    since   since   since
                  2012    2012    2009     2007    2002    1999
Hot Hands        -5.59%   2.49%   12.07%  -3.83%   7.78%  10.40%
Sheltered Sam    -7.31%   2.46%   13.27%  -0.34%   6.12%   5.74%
VFINX            -6.02%   5.09%   13.85%   0.62%   3.19%   2.23%
                  
s&d              -6.25%   2.48%   11.96%   1.20%   6.57%   6.21%
Newsletter G-IND -5.52%   4.40%   15.73%   1.75%   5.53%   4.27%
Newsletter G     -5.50%   3.00%   13.90%   1.03%   5.52%   7.65%
3 fund           -6.36%   2.39%   11.07%   1.41%   5.33%   4.15%
LS G             -5.97%   2.94%   11.41%   0.37%   4.24%   3.36%

Code: Select all

coffeehouse      -3.85%   3.23%   11.54%   3.25%   6.53%   6.36%
Wellington       -3.98%   3.18%   11.55%   3.78%   6.23%   6.24%
STAR             -4.77%   3.36%   11.55%   2.77%   5.32%   5.50%
Newsletter CG    -5.00%   2.50%   12.53%   1.42%   4.96%   5.98%
LS MG            -4.27%   2.82%   10.48%   1.93%   4.69%   4.08%
                  
Wellesley        -1.43%   3.13%   11.52%   6.16%   6.70%   6.57%
Newsletter Inc   -3.20%   2.90%   11.85%   2.70%   5.06%   4.28%
LS CG            -2.52%   2.70%    9.41%   2.95%   4.69%   4.44%
                  
madsinger        -5.47%   2.03%   12.28%   1.99%      
Last edited by madsinger on Fri Jun 01, 2012 5:27 pm, edited 1 time in total.
User avatar
Topic Author
madsinger
Posts: 984
Joined: Sat Sep 29, 2007 3:26 pm

Re: madsinger monthly report (May 2012)

Post by madsinger »

Well...May 2012...here's some numbers:

US stock indexes down around -6%.
International stock indexes down around -11%.
Vanguard Precious Metals fund down -16.5%.
Total bond fund up about 1%.

You can pretty much calculate your return for the month from these numbers!

Portfolios are up 2% to 4% YTD which, certainly isn't terrible, but the ride's been a little bumpy!

(we don't have to deal with today until next month!)

-Brad.
Miskatonic
Posts: 97
Joined: Sun Feb 20, 2011 6:08 pm

Re: madsinger monthly report (May 2012)

Post by Miskatonic »

Thanks for the report Brad. Your portfolio results look just like mine.

Ugly.

May was not a nice month. And on this first day of June, more than halfway into the afternoon, the markets look like the floor of a abattoir.

Putting on my imaginary "Market Noise Canceling Headphones" and looking forward to a nice weekend.
Mrxyz
Posts: 744
Joined: Wed Feb 29, 2012 6:12 am

Re: madsinger monthly report (May 2012)

Post by Mrxyz »

Sorry a newbie question here.
Why would anyone (me included) would use the 3 fund portfolio if its returns are lower than Coffeehouse?
I use the 3 fund portfolio and like its simplicity but no harm in looking for some higher returns.

Thanks for the wonderful charts and data by the way.
Tristrex
Posts: 127
Joined: Tue Mar 09, 2010 7:10 pm

Re: madsinger monthly report (May 2012)

Post by Tristrex »

Mrxyz wrote:Sorry a newbie question here.
Why would anyone (me included) would use the 3 fund portfolio if its returns are lower than Coffeehouse?
I use the 3 fund portfolio and like its simplicity but no harm in looking for some higher returns.

Thanks for the wonderful charts and data by the way.
The 3-fund is 20% bonds whereas the Cofeehouse is 40% bonds which would account for the majority of the difference.
cosimdm
Posts: 111
Joined: Tue Oct 23, 2007 2:44 pm

Re: madsinger monthly report (May 2012)

Post by cosimdm »

What do the numbers look like adjusted for inflation?
User avatar
Topic Author
madsinger
Posts: 984
Joined: Sat Sep 29, 2007 3:26 pm

Re: madsinger monthly report (May 2012)

Post by madsinger »

cosimdm wrote:What do the numbers look like adjusted for inflation?
Smaller.

I don't have any accurate inflation data However, if you believe it's been running 2-3% per year, you can "basically" subtract that from the returns. (mathematically, that's not correct, but for small numbers, it's a pretty good approximation).

-Brad.
Post Reply