madsinger monthly report (April 2012)

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madsinger
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madsinger monthly report (April 2012)

Post by madsinger »

Here is a big fat collection of portfolios, with their April 2012 returns, 2012 YTD return, and annualized returns since 1999, 2002, 2007 and 2009 (13 years 4 months, 10 years 4 months, 5 years 4 months, 3 years 4 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by 10 year Total Return. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 61/5/3/31 stock/REIT/PM/bond.

-Brad.

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                                    CAGR     CAGR    CAGR   CAGR
                    Apr    YTD      since    since   since  since
                    2012   2012     2009     2007    2002   1999
Hot Hands          0.18%   8.56%   14.35%  -2.85%   8.45%  10.95%
Sheltered Sam     -0.83%  10.54%   16.24%   1.08%   6.95%   6.38%
VFINX             -0.64%  11.82%   16.36%   1.80%   3.84%   2.72%
                  
s&d               -0.34%   9.31%   14.47%   2.45%   7.30%   6.77%
Newsletter G      -1.18%   9.00%   16.23%   2.13%   6.15%   8.16%
Newsletter G-IND  -0.45%  10.50%   18.14%   2.86%   6.15%   4.74%
3 fund            -0.67%   9.35%   13.58%   2.69%   6.05%   4.69%
LS G              -0.55%   9.48%   13.80%   1.54%   4.90%   3.86%

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coffeehouse        0.18%   7.37%   13.17%   4.07%   6.99%   6.71%
Wellington        -0.08%   7.46%   13.23%   4.64%   6.70%   6.61%
STAR              -0.29%   8.54%   13.50%   3.76%   5.87%   5.92%
Newsletter CG     -0.92%   7.90%   14.62%   2.42%   5.53%   6.43%
LS MG             -0.10%   7.41%   12.21%   2.80%   5.17%   4.45%
                  
Wellesley          0.94%   4.63%   12.31%   6.54%   6.90%   6.73%
Newsletter Inc     0.09%   6.30%   13.26%   3.37%   5.43%   4.56%
LS CG              0.30%   5.36%   10.50%   3.49%   4.99%   4.67%
                  
madsinger         -0.56%   7.93%   14.52%   3.10%      
Last edited by madsinger on Tue May 01, 2012 7:54 pm, edited 1 time in total.
livesoft
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Re: madsinger monthly report (April 2012)

Post by livesoft »

Below is a chart of 2 sets of benchmarks:
(1) a passively-managed 'total-market' index fund approach exemplified by Vanguard TR funds from 1/1/2012 thru 4/30/2012 and
(2) a slice-and-dice small-cap and value tilted portfolio as exemplified by the portfolios at IFA.com

Image

This year, total-market weights are doing better, but I believe that is mostly because the ratio of US:international is different for the two sets.
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madsinger
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Re: madsinger monthly report (April 2012)

Post by madsinger »

And, the 1, 3, and 5 year charts. These reflect the 12, 36 and 60 month returns for these portfolios. First three columns are annualized returns, last two are total returns.

-Brad.

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                    1-year  3-year  5-year     3 yr total   5 yr total
VFINX               4.61%   19.34%   0.93%      69.98%       4.72%
sheltered sam      -2.07%   19.51%   0.09%      70.70%       0.43%
Hot Hands          -6.70%   17.24%  -4.99%      61.15%     -22.57%
                  
3 fund             -0.77%   15.61%   1.78%      54.51%       9.21%
s&d                -1.57%   17.07%   1.57%      60.47%       8.10%
Newsletter G       -0.95%   17.18%   0.97%      60.92%       4.96%
LS G               -0.96%   16.00%   0.60%      56.11%       3.04%
Newsletter G-IND   -0.21%   19.37%              70.08%   

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Wellington          4.23%   15.43%   4.01%      53.81%      21.74%
coffeehouse         2.58%   15.82%   3.63%      55.36%      19.53%
STAR                2.55%   14.90%   3.14%      51.70%      16.70%
LS MG               1.08%   13.96%   2.08%      48.01%      10.85%
Newsletter CG       1.00%   15.71%   1.48%      54.94%       7.61%
                  
Wellesley           8.90%   15.08%   6.23%      52.41%      35.29%
LS CG               2.14%   11.63%   2.98%      39.10%      15.83%
Newsletter Inc      5.10%   14.49%   2.47%      50.09%      12.98%
                  
madsinger          -1.05%   16.26%   2.29%      57.13%      11.99%
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madsinger
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Re: madsinger monthly report (April 2012)

Post by madsinger »

Thanks, livesoft, for your chart!

I suppose my green dot is probably even closer to the red line than it looks. Even though my target is for 31% bonds, it's been a little lower than that because the stocks shot up about 10% for the beginning of the year, and I have rebalanced. So, my bonds are really between 29% and 30% right now, which would pretty much put me right on the red line!

-Brad.
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Random Musings
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Re: madsinger monthly report (April 2012)

Post by Random Musings »

Madsinger,

Thanks for the 1, 3, and 5 year looks.

RM
I figure the odds be fifty-fifty I just might have something to say. FZ
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