madsinger monthly report (March 2011)

[madsinger]

Here is a big fat collection of portfolios, with their March 2011 returns, 2011 YTD return, and annualized returns since 1999, 2001, 2006 and 2008 (12 years 3 months, 10 years 3 months, 5 years 3 months, 3 years 3 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by Total Return since 2001. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 62/5/3/30 stock/REIT/PM/bond.

-Brad.

Code: Select all

                                  CAGR    CAGR    CAGR    CAGR
                  Mar     YTD     since   since   since   since
                  2011    2011    2008    2006    2001    1999
Hot Hands         3.25%  10.64%  -5.08%   2.81%  10.26%  12.29%
Sheltered Sam     0.03%   5.47%   0.31%   4.79%   6.34%   6.84%
VFINX             0.03%   5.88%  -0.96%   3.22%   1.85%   2.34%
                  
s&d               0.17%   4.43%   2.27%   5.70%   6.74%   7.22%
Newsletter G-IND  1.62%   6.60%   0.22%   5.20%   5.61%   4.89%
Newsletter G      0.48%   5.00%  -0.20%   5.03%   5.28%   8.70%
3 fund            0.10%   4.11%   1.00%   5.28%   4.77%   4.90%
LS G              0.17%   4.53%  -0.42%   4.04%   3.76%   4.01%
                  
coffeehouse       0.21%   3.90%   4.21%   5.90%   6.69%   6.87%
Wellington       -0.17%   4.16%   2.89%   6.13%   6.47%   6.61%
STAR              0.00%   3.51%   2.43%   4.92%   5.40%   5.98%
Newsletter CG     0.48%   4.60%   0.13%   4.55%   4.79%   6.66%
LS MG             0.15%   3.58%   1.15%   4.54%   4.35%   4.52%
                  
Wellesley         0.15%   2.68%   5.46%   6.57%   6.55%   6.38%
LS CG             0.12%   2.63%   2.24%   4.69%   4.57%   4.72%
Newsletter Inc    0.29%   3.30%   1.89%   3.86%   4.56%   4.30%
                  
madsinger         0.45%   3.90%   2.95%   5.88%      

[madsinger]

Apparently March was a pretty quiet month. (The advantages of checking the portfolios once a month...you miss fretting about the 7% drop in the middle of the month, and the 7% rise in the end of the month!)

Internationals and REITs were down for the month. US Large Caps were fairly flat, but US Small was up a few percentage points (notably, Small Cap Growth --- this year's Hot Hands fund).

Lots of movement in the middle of the month, but the outcome by the end was rather tame. I am thankful for my good fortune, and my thoughts are with all of those people whose lives were so severely affected by nature and conflict this past month.

-Brad.

[gkaplan]

As of 03/31/2011, my year-to-date return is 3.29%. My one-year rate of return is 13.63%. My three-year rate of return is 14.28%. My five-year return is 31.47%.

Because I converted most of my Vanguard Investor shares to Vanguard Admiral shares in October of last year, the following returns I am citing might be misleading. (I did convert my Value Index fund nearly two years ago. My Small-Cap Index fund, which I have held over ten years, has no Admiral share class. My FTSE All-World ex-US Small-Cap Index Fund, which I have held nearly two years, also has no Admiral Share class.) I cite them, nevertheless.

My best fund year-to-date has been the Vanguard Value Index Fund Admiral Shares class with a year-to-date return and one-year return of, respectively 7.05%

My worst performing fund year-to-date has been the Vanguard Pacific Stock Index Fund Admiral Shares class with a year-to-date return of -2.18%

My retirement portfolio currently is divided among the following two investment vehicles:

71.28%: Vanguard Roth IRA (YTD 4.35%, 1-Year 18.45%, 3-year 20.39%, and 5-year returns 39.00%, respectively).

28.72%: Thrift Savings Plan (YTD 0.72%, 1-Year 2.72%, and 3-year returns -2.77%, respectively).

Target allocation for my retirement portfolio is 72/28 Equity/Fixed Income. Specifically, my target allocations are as follows:

12%: Domestic Large-Cap Value
12%: Domestic Small-Cap Value
12%: Domestic REIT
06%: Foreign Markets Large – Developed – Europe
06%: Foreign Markets Large – Developed – Pacific
12%: Foreign Markets Small – Developed and Emerging
12%: Foreign Markets Large – Emerging
28%: Fixed Income

As of 03/31/2011, my equity/fixed Income allocation is split 71/29. Specifically, my current allocations (as of 03/31/2011) are as follows.

11.66%: Domestic Large-Cap Value (VIVAX)
11.51%: Domestic Small-Cap Value (VISVX)
12.17%: Domestic REIT (VGSLX)
05.96%: Foreign Markets Large – Developed – Europe (VEURX)
05.49%: Foreign Markets Large – Developed – Pacific (VPACX)
12.38%: Foreign Markets Small – Developed and Emerging (VSFVX)
12.10%: Foreign Markets Large – Emerging (VEMAX)
28.72%: Fixed Income (TSP G Fund)

(Totals do not add to 100% because of rounding.)

Submitted for your approval.


(Edited to correct punctuation mistake.)

[Mel Lindauer]

As of 03/31/2011, my year-to-date return is 3.29%. My one-year rate of return is 13.63%. My three-year rate of return is 14.28%. My five-year return is 31.47%.

Because I converted most of my Vanguard Investor shares to Vanguard Admiral shares in October of last year; the following returns I am citing might be misleading. (I did convert my Value Index fund nearly two years ago. My Small-Cap Index fund, which I have held over ten years, has no Admiral share class. My FTSE All-World ex-US Small-Cap Index Fund, which I have held nearly two years, also has no Admiral Share class.) I cite them, nevertheless.

My best fund year-to-date has been the Vanguard Value Index Fund Admiral Shares class with a year-to-date return and one-year return of, respectively 7.05%

My worst performing fund year-to-date has been the Vanguard Pacific Stock Index Fund Admiral Shares class with a year-to-date return of -2.18%

My retirement portfolio currently is divided among the following two investment vehicles:

71.28%: Vanguard Roth IRA (YTD 4.35%, 1-Year 18.45%, 3-year 20.39%, and 5-year returns 39.00%, respectively).

28.72%: Thrift Savings Plan (YTD 0.72%, 1-Year 2.72%, and 3-year returns -2.77%, respectively).

Target allocation for my retirement portfolio is 72/28 Equity/Fixed Income. Specifically, my target allocations are as follows:

12%: Domestic Large-Cap Value
12%: Domestic Small-Cap Value
12%: Domestic REIT
06%: Foreign Markets Large – Developed – Europe
06%: Foreign Markets Large – Developed – Pacific
12%: Foreign Markets Small – Developed and Emerging
12%: Foreign Markets Large – Emerging
28%: Fixed Income

As of 03/31/2011, my equity/fixed Income allocation is split 71/29. Specifically, my current allocations (as of 03/31/2011) are as follows.

11.66%: Domestic Large-Cap Value (VIVAX)
11.51%: Domestic Small-Cap Value (VISVX)
12.17%: Domestic REIT (VGSLX)
05.96%: Foreign Markets Large – Developed – Europe (VEURX)
05.49%: Foreign Markets Large – Developed – Pacific (VPACX)
12.38%: Foreign Markets Small – Developed and Emerging (VSFVX)
12.10%: Foreign Markets Large – Emerging (VEMAX)
28.72%: Fixed Income (TSP G Fund)

(Totals do not add to 100% because of rounding.)

Submitted for your approval.

With returns like those, you don't need our approval, Gordon.

[White Coat Investor]

As of 03/31/2011, my year-to-date return is 3.29%. My one-year rate of return is 13.63%. My three-year rate of return is 14.28%. My five-year return is 31.47%.

Submitted for your approval.

With returns like those, you don't need our approval, Gordon.

I assume your 3 and 5 year returns aren't annualized Gordon?

[Snowjob]

Thanks for the monthly update as always.

My portfolio returns are as follows.

401k (global index funds roughly 60 / 40 - bond / stock)
+2.7 % YTD
IRA (Bonds & Bond like investments)
+ 4.9% YTD
Brokerage (Individual stock picks and other stuff -- it varies)
+6.48% YTD

The 401k just does its thing and I dont really need to bench mark it because it is a group of indexes. The Roth I benchmark against the total bond market and the brokerage account I use the TSM. Looks like I'm back on track on the brokerage side after lagging the index a bit in february.

[gkaplan]

I assume your 3 and 5 year returns aren't annualized Gordon?

No, they aren't. Would it be better if I did?

[madsinger]

April 2011 madsinger monthly report is at:

http://www.bogleheads.org/forum/viewtopic.php?t=73817