That Extravagant Thing You Do

Questions on how we spend our money and our time - consumer goods and services, home and vehicle, leisure and recreational activities
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cinghiale
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That Extravagant Thing You Do

Post by cinghiale » Fri Apr 24, 2009 6:47 pm

Bump.

Since Boglenaut's "That Frugal Thing You Do" has been revived of late, I thought that our expressions and practices of frugality should be balanced with our enjoyment of life's extravagances (however you care to define them).
The question is:
So, what keeps you in balance between frugality and the core enjoyment of life? What's worth the nickel?


****************

From April of 2009:

There's a good thread underway on "That Frugal Thing You Do." In this forum, that is like throwing high-arching slow pitches during batting practice. By nature, this group is going to be thrifty, do budgeting well, and think through the long-term effects of short-term pleasures (such as that $3.50 latte each morning).

I want to turn the question around. After 15 years of budgeting, attention to detail, and "the big picture," our lifestyle is one of thrift (homemade lunches to work, used cars, an organic garden) *and* some well-thought out luxuries and splurges.

So, what is worth the full ticket? What trumps the budget and the quest to save? For us, it is unflitered, cold pressed olive oil (I don't care how much it costs!!!), premium dog food for our dogs (one of whom is a Hurricane Katrina rescue), an annual trip to Italy (though we live very basically once we are there), donations to church and charities, and house cleaning twice a month. Its an odd assortment, but it reflects "living in line with our values."

So, what keeps you in balance between frugality and the core enjoyment of life? What's worth the nickel?

-- Cinghiale
Last edited by cinghiale on Mon May 23, 2011 8:51 am, edited 1 time in total.

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Taylor Larimore
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Extravagances

Post by Taylor Larimore » Fri Apr 24, 2009 6:58 pm

That Extravagant Thing You Do


Two round-the-world cruises with Holland America.
"Simplicity is the master key to financial success." -- Jack Bogle

MurrayPhillip
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Post by MurrayPhillip » Fri Apr 24, 2009 6:59 pm

Lexus LS460

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curly lambeau
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Re: That Extravagant Thing You Do

Post by curly lambeau » Fri Apr 24, 2009 7:10 pm

cinghiale wrote:For us, it is unflitered, cold pressed olive oil (I don't care how much it costs!!!)

I'm with you on this one. Similarly, Plugra butter and high quality beer.

These things aren't absolutely expensive but they are expensive relative to the competition, so I suppose they are extravagant.

We also eat out frequently and have gone abroad the last two years.

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nisiprius
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Post by nisiprius » Fri Apr 24, 2009 7:14 pm

A new iPod Touch, even though my year-2000-vintage iPod Mini is still working perfectly well (on its third battery). Apple really did a nice job on the iPod Touch.

70%-cacao-or-more chocolate.

A $200 Technivorm coffee maker.

A used copy of the SBBI 2005 Yearbook. (In a year or so I believe I'll treat myself to a newer edition).

Shirts from The Territory Ahead.
Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness; Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.

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DRiP Guy
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Post by DRiP Guy » Fri Apr 24, 2009 7:27 pm

Keeping three cars around for just one person.

I like cars.

gkaplan
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Post by gkaplan » Fri Apr 24, 2009 7:28 pm

We had a similar thread several weeks ago. In that thread, I mentioned that I like buying books rather than renting them from my local library.
Gordon

Allan
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Post by Allan » Fri Apr 24, 2009 7:37 pm

90 minute massages at first-class spas.

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House Blend
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Post by House Blend » Fri Apr 24, 2009 8:28 pm

Cars and computers. But unlike Drip Guy, I'm car-monogamous.

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Downeastah
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Post by Downeastah » Fri Apr 24, 2009 8:39 pm

<---------------------------------------- :twisted: :twisted:
"If everybody is thinking alike, then somebody isn't thinking." George S. Patton, Jr.

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catdude
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Post by catdude » Fri Apr 24, 2009 8:51 pm

Apple Computer products. Apple makes elegant stuff -- I have an iPod touch and a Mac mini, both very elegant products.

johnny
You can't buy love; but you CAN rent it. 8)

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Random Musings
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Post by Random Musings » Fri Apr 24, 2009 8:55 pm

Travel......

Two nice vacations each year and smaller ones sprinkled throughout.

You only have one time on this good Earth, might as well check it out.

RM

retiredjg
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Post by retiredjg » Fri Apr 24, 2009 9:04 pm

A pedicure.

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Steelersfan
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Post by Steelersfan » Fri Apr 24, 2009 9:05 pm

Annual 15 day vacations to Europe.

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White Coat Investor
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Post by White Coat Investor » Fri Apr 24, 2009 9:58 pm

We're in the market for jet skis.
1) Invest you must 2) Time is your friend 3) Impulse is your enemy | 4) Basic arithmetic works 5) Stick to simplicity 6) Stay the course

DSInvestor
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Post by DSInvestor » Fri Apr 24, 2009 10:13 pm

I chose to reduce my workload.

tim1999
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Post by tim1999 » Fri Apr 24, 2009 10:27 pm

Major:
Audi S4...cost about $52,000 new in 2007. Should be paid off by this time next year.

Country club dues/fees, golf equipment..about $5,000/yr.

Minor:
The occasional filet mignon.
Gelato (the real italian kind, not some imitation Rita's crap)

Most of my other expenses are very non-extravagant. I cheap out on other stuff I don't care about to have money for the two expensive things I love. Waste of money to some perhaps, but they give me a lot of enjoyment.

prh2s
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Post by prh2s » Fri Apr 24, 2009 11:01 pm

A job that pays half what I'd earn as an attorney, but that in every other respect is immeasurably more satisfying.

This one luxury precludes most others. It's worth it.

Patrick

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topper1296
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Post by topper1296 » Fri Apr 24, 2009 11:08 pm

Acura TL

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auntie
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Post by auntie » Fri Apr 24, 2009 11:20 pm

I have a lovely black pony.

I rent a pasture for her.
I pay someone to feed her and care for her.
I pay someone to ride her twice a week.

I figure I pay $40 or $50 an hour every time I ride.

PVJena
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Re: That Extravagant Thing You Do

Post by PVJena » Sat Apr 25, 2009 2:12 am

cinghiale wrote: and house cleaning twice a month.
-- Cinghiale


Hi Cinghiale, what do you mean by house-cleaning being extravagant? Just curious.

thanks

PVJ

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SecretAsianMan
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Post by SecretAsianMan » Sat Apr 25, 2009 2:32 am

Travel...

Just went to New Zealand last month for two weeks for Spring Break. That was definitely an extravagant trip for a couple of grad students. Can't wait for our 6-week adventure in South America this fall...

SAM

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cinghiale
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Post by cinghiale » Sat Apr 25, 2009 4:28 pm

Hi Cinghiale, what do you mean by house-cleaning being extravagant? Just curious.


Every two weeks we have a cleaning service clean the house. Floors get cleaned, carpets get vacuumed, linens get changed. We are perfectly capable of doing those things, but find housekeeping rather pointless. So, for us, it is a luxury to have it done. It redefines our time at home, and allows us to concentrate on cooking, conversing, and wine bibbing instead of doing cleaning chores.

-- Cinghiale

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DaveH
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Post by DaveH » Sat Apr 25, 2009 4:54 pm

We are building a house on a remote island in Thailand this summer, in the exact place that the Tsunami wiped out every building in the area in 2004.

Not a good investment, but here we go! This time it's gonna be on 4 meter concrete pillars :)
The fewer our wants, the nearer we resemble the gods. — Socrates

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soaring
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Post by soaring » Sat Apr 25, 2009 5:04 pm

golf course dues equal to 15% of our annual expenditures.

gene
Desiderata

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Christine_NM
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Post by Christine_NM » Sat Apr 25, 2009 5:05 pm

I retired early, 5 years before my full retirement age. It feels good. :D
Last edited by Christine_NM on Sat Apr 25, 2009 5:20 pm, edited 1 time in total.

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Boglenaut
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Re: That Extravagant Thing You Do

Post by Boglenaut » Sat Apr 25, 2009 5:11 pm

cinghiale wrote:There's a good thread underway on "That Frugal Thing You Do." In this forum, that is like throwing high-arching slow pitches during batting practice. By nature, this group is going to be thrifty, do budgeting well, and think through the long-term effects of short-term pleasures (such as that $3.50 latte each morning).


Ah, you beat me to it! I was going to let the original thread mature a few days and start exactly this thread!

So, good show!

Here it goes. My main one is my fast food budget. I do use coupons like crazy, but could easily save $3K a year if I just ate at home. It's just the one thing I never cut back on because of cost. Sometimes I cut back because it is hard to get healthy fast food, but not because of cost.


Here is the link to the original thread in case someone wants to show both sides of their personality:

viewtopic.php?t=36680&mrr=1240691370

heyyou
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Post by heyyou » Sat Apr 25, 2009 5:42 pm

We buy any fruit we want when we are at the farmer's market in Hilo, Hawaii. Air travel is necessary to get there.

At home, we have an unlimited budget for fresh strawberries and cold yogurt from the grocery section of WalMart.

We are retired and I pay for bi-weekly housecleaning on our small retirement-sized home. My wife says that is a good investment.

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preserve
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Post by preserve » Sat Apr 25, 2009 5:52 pm

DSInvestor wrote:I chose to reduce my workload.

I second that.

It goes two fold. Reduce work load to use my golf club membership.

I'm in my 20's and assume I will be working forever. Might as well stay healthy in mind and body. I see way too many 30, 40, 50, yearolds burned out.

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DaveH
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Post by DaveH » Sat Apr 25, 2009 6:34 pm

preserve wrote:
DSInvestor wrote:I chose to reduce my workload.

I second that.


Sounds great. How do you do it? Most of the consulting jobs I do are 40 hour weeks, but they are temporary. My down time is 100% between projects, which is great. But I'd rather just do a steady 20 hour week, even for half pay.
The fewer our wants, the nearer we resemble the gods. — Socrates

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Petrocelli
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Post by Petrocelli » Sat Apr 25, 2009 6:43 pm

2 week trip to Italy this summer.
Mercedes C300.
Country club membership.
$2000 in golf clubs.
$89 watch.
Petrocelli (not the real Rico, but just a fan)

Sam I Am
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Post by Sam I Am » Sat Apr 25, 2009 7:01 pm

Message deleted.
Last edited by Sam I Am on Sat Oct 05, 2013 3:06 pm, edited 1 time in total.

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jeff mc
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Post by jeff mc » Sat Apr 25, 2009 7:12 pm

good beer, regardless of cost. spent $120 for 12 choice beers for a superbowl beer tasting party. and then it's
Image, etc. in the offseason. i drink lots of good beer. a guilty pleasure. life's too short to drink a domestic pilsner.

new toyota vehicles.

a new top end (or at least upper middle end) PC about every 3 yrs.

good work shoes (rockports) annually
Image

house in a secluded, woodsy area. pitch a tent w/ the boy and camp out / bonfire like last night (perfect save for the the rain and 42 F weather and air bed that has a slow leak in it).

but, really, for most things, i'm much more comfortable in the frugal thread than this thread.

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wshang
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Post by wshang » Sat Apr 25, 2009 10:27 pm

take my family every year to a Carribean all inclusive: Club Med, Palace Resort or something on par

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Petrocelli
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Post by Petrocelli » Sat Apr 25, 2009 10:32 pm

Just got back from dinner. For two of us, it was $220.
Petrocelli (not the real Rico, but just a fan)

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Bounca
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Post by Bounca » Sun Apr 26, 2009 6:31 am

Model rockets with expensive $20 a pop engines. An expensive 10 seconds of thrust and impulse.

Heres a $40 rocket of mine.

http://www.youtube.com/watch?v=mTH-p_7weX0

I'm working on my Level 1 NAR certification then I can spend even more money. :roll:

SteveB3005
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Post by SteveB3005 » Sun Apr 26, 2009 9:14 am

Season tickets to the Colorado Rockies and Denver University hockey.

aerofreaky11
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Trips

Post by aerofreaky11 » Sun Apr 26, 2009 9:57 am

I have flown to Central America twice, South America once, and Europe once--all for pleasure in the past 12 months. I have a trip for Memorial day weekend to South America planned and one to Brazil in August. long weekends in South America...kind of nuts. However, a night in NYC can cost you a lot!

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ruralavalon
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Post by ruralavalon » Sun Apr 26, 2009 10:11 am

Vacations in Hawaii every other year.

<----This is the view :) .

Ron
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Post by Ron » Sun Apr 26, 2009 10:31 am

My wife's "passion" (no, not me :lol: )....

Travel (two trips a year, one foreign, one domestic).

Finishing up final arrangements for our trip "down under" in June.

Tab so far is north of $15k (and the year is not even half over)...

- Ron

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Tall Grass
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Post by Tall Grass » Sun Apr 26, 2009 10:57 am

Good quality model airplane engines, the best quality hand tools, and premium albacore tuna... 8)

Image
"A wise man should have money in his head, but not in his heart." - Jonathan Swift

retiredjg
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Post by retiredjg » Sun Apr 26, 2009 11:12 am

Tall Grass wrote:...and premium albacore tuna... 8)

Such an odd answer. But I understand it for sure! Could it be:

http://www.vitalchoice.com/index.cfm ?

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Adrian Nenu
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Post by Adrian Nenu » Sun Apr 26, 2009 12:47 pm

Bottled water and sporting goods. But it sure beats soda and outdoor hobbies are healthy.

Adrian
anenu@tampabay.rr.com

Puakinekine
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Post by Puakinekine » Sun Apr 26, 2009 1:11 pm

heyyou wrote:We buy any fruit we want when we are at the farmer's market in Hilo, Hawaii. Air travel is necessary to get there.

At home, we have an unlimited budget for fresh strawberries and cold yogurt from the grocery section of WalMart.

We are retired and I pay for bi-weekly housecleaning on our small retirement-sized home. My wife says that is a good investment.


Enjoyed the shout out for my local farmer's market. But surely you must have a farmer's market closer to home :) Next time you are there try the breads from the folks in the center/Banyan drive side on Wednesdays and center/Hamakua side on Saturdays. The cranberry nut bread and cinnamon bread are superb. The sandwich breads make excellent toast.

We also have a cleaner, but once a week, and someone who mows the lawn twice a month. As I wrote on a thread a while back, these would be the last two luxuries I would give up. The growth rates here are incredible for grass, mildew, insect droppings and volcanic ash/dust. I also have a large amount of loyalty to the people who have been doing this for us for close to twenty years. In a small town on a small but Big Island, you can see the effects of the loss of even one client for people with small businesses. People were just making it here before the recession. Now I don't really understand how they are doing it. Although gas prices have dropped, and electricity by a small amount, our food prices have not gone down and are still increasing.

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White Coat Investor
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Post by White Coat Investor » Sun Apr 26, 2009 3:10 pm

Petrocelli wrote:$89 watch.


WTH?
1) Invest you must 2) Time is your friend 3) Impulse is your enemy | 4) Basic arithmetic works 5) Stick to simplicity 6) Stay the course

chaz
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Post by chaz » Sun Apr 26, 2009 6:57 pm

EmergDoc wrote:
Petrocelli wrote:$89 watch.


WTH?


Petro could have upgraded the watch for what he spent for dinner.
Chaz | | “Money is better than poverty, if only for financial reasons." Woody Allen | | http://www.bogleheads.org/wiki/index.php/Main_Page

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VictoriaF
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Post by VictoriaF » Sun Apr 26, 2009 7:05 pm

Organic food.

retiredjg
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Post by retiredjg » Sun Apr 26, 2009 7:21 pm

VictoriaF wrote:Organic food.

Just good sense, not extravagance, in my book.

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Tall Grass
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Post by Tall Grass » Sun Apr 26, 2009 7:59 pm

...and I do splurge on a nice piece of art pottery on occasion (Rookwood or Van Briggle), or an original signed art print by my favorite artist Birger Sandzen (I can't afford his oil paintings).

Image

Image
"A wise man should have money in his head, but not in his heart." - Jonathan Swift

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Pres
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Post by Pres » Sun Apr 26, 2009 8:49 pm

Best healthcare available.
Healthy food.
Books, books, lots of books.
Larger apartment, to accomodate for the shoe & clothes hoarding of girlfriend. She buys them used but pretends not to understand that renting space to store them costs money. ;-)
Last edited by Pres on Mon Apr 27, 2009 5:01 am, edited 3 times in total.

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