madsinger monthly report

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
Post Reply
User avatar
Topic Author
madsinger
Posts: 984
Joined: Sat Sep 29, 2007 3:26 pm

madsinger monthly report

Post by madsinger »

Here is a big fat collection of portfolios, with their March 2009 returns, 2009 YTD return, and annualized returns since 1999, 2001, 2004 and 2006 (10 years 3 months, 8 years 3 months, 5 years 3 months, 3 years 3 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by Total Return since 2001. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX.

-Brad.

Code: Select all

                                    CAGR    CAGR    CAGR    CAGR
                  Mar      YTD      since   since   since   since
                  2009     2009     2006    2004    2001    1999
Hot Hands         7.40%   -8.30%  -12.20%   0.76%   5.39%   8.66%
Sheltered Sam     9.06%  -15.27%  -11.76%  -2.50%  -0.27%   1.55%
VFINX             8.76%  -11.00%  -11.06%  -4.33%  -4.27%  -2.54%
            
s&d               6.84%  -12.73%   -8.17%  -0.51%   1.23%   2.83%
Newsletter G      8.06%   -6.20%   -8.38%  -0.58%  -0.18%   4.80%
3 fund            7.17%   -9.19%   -6.71%  -0.42%  -0.22%   0.89%
Newsletter G-IND  7.79%   -7.30%   -9.73%  -1.47%  -0.47%  -0.14%
LS G              8.08%   -9.75%   -8.89%  -2.21%  -1.59%  -0.27%
            
Wellington        5.03%   -7.09%   -3.22%   1.26%   2.75%   3.63%
coffeehouse       5.35%  -10.71%   -5.13%   0.37%   2.36%   3.39%
STAR              6.02%   -5.96%   -5.29%   0.09%   1.35%   2.80%
LS MG             6.64%   -7.29%   -5.61%  -0.60%   0.19%   1.18%
Newsletter CG     6.80%   -5.70%   -7.09%  -0.62%   0.08%   3.15%
            
Wellesley         2.93%   -6.69%   -0.35%   1.84%   3.76%   4.10%
LS CG             4.99%   -4.72%   -2.94%   0.45%   1.48%   2.24%
Newsletter Inc    4.46%   -3.90%   -5.31%  -0.70%   0.99%   1.37%
User avatar
Topic Author
madsinger
Posts: 984
Joined: Sat Sep 29, 2007 3:26 pm

Post by madsinger »

well finally...a positive month!

Precious Metals and Emerging Markets up 17% and 16% for the month led the way. REITs is the stock laggard up only 3.76% for the month, and still sitting on a -32% loss year-to-date. Portfolios with heavy REITs holdings are suffering accordingly.

Up BIG is fun, but right now, I'd be happy with a little less volatility!

-Brad.
gkaplan
Posts: 7034
Joined: Sat Mar 03, 2007 8:34 pm
Location: Portland, Oregon

Post by gkaplan »

My year-to-date return on my retirement portfolio is -8.93%. My one-year rate of return is –31.73%. My three-year rate of return is –8.36%.

My best performing fund, year-to-date, is the Vanguard Inflation-Protected Securities Fund Admiral Shares (5.28%). My one-year rate of return is –2.62%. My three-year rate of return is 6.73%..

My poorest performing fund, year-to-date, is the Vanguard REIT Index Fund (-32.08%). My one-year rate of return is –57.50%. My three-year rate of return for this fund is –31.38%.

My retirement portfolio currently is divided among the following two investment vehicles:

64.87%: Vanguard Roth IRA (YTD Return, -10.84%)
35.13%: Thrift Savings Plan (YTD Return, - 5.14%)

Target allocation for my retirement portfolio is 72/28 Equity/Fixed Income. The seventy-two percent equity allocation is split equally between domestic and foreign equity; the foreign equity is split 2:1 between developed and emerging markets. Specifically, my target allocations are as follows:

12%: Domestic Large-Cap Value
12%: Domestic Small-Cap Value
12%: Domestic REIT
24%: Foreign Developed Markets (Large)
12%: Foreign Emerging Markets (Large)
28%: Fixed Income

As of 03/31/2009, my current retirement portfolio allocation is split 56/44, Equity/Fixed Income.

My Domestic Equity/Foreign Equity/Fixed Income is split 31/25/44

Specifically, my current allocations (as of 03/31/2009) are as follows.

10.86%: Domestic Large-Cap Value (VIVAX)
10.85%: Domestic Small-Cap Value (VISVX)
8.99%: Domestic REIT (VGSIX)
12.94%: Foreign Developed Markets – Large (12.28%, TSP ‘I’ Fund,
0.66%, VDMIX)
12.40%: Foreign Emerging Markets – Large (VEIEX)
43.96% Fixed Income (22.85%, TSP G Fund; 21.11%, Vanguard TIPS Fund)

(My current allocations are markedly different from my target allocations because I am positioning myself to invest in Vanguard’s new international small cap index fund (12% of my total allocation) and because I am positioning myself to split my foreign developed markets allocation into Vanguard’s Europe and Pacific index funds. Also, I have not rebalanced my portfolio recently.)
Gordon
User avatar
paulob
Posts: 1408
Joined: Tue Feb 20, 2007 7:54 am

Post by paulob »

Our IRA's and my son's IRA are both down -5.4% YTD (both all stock).

Our 401-k's are up 13.1% YTD based on a PM equity (mining) fund.
Paul
User avatar
Petrocelli
Posts: 2872
Joined: Mon Feb 19, 2007 6:29 pm
Location: Fenway Park, between 2nd and 3rd base

Post by Petrocelli »

Thanks for posting.

My portfolio is down 5.65%. It is slightly ahead of the 20% bond portfolios, probably because it held a little more bonds and cash for most of the year (around 27%).
Petrocelli (not the real Rico, but just a fan)
User avatar
Bounca
Posts: 896
Joined: Mon Feb 26, 2007 7:48 am

Post by Bounca »

Checking in….., yeah, REITs are huge bummer these days

IRA (approx 70/30 AA)
Month 6.30 %


20% BND
5% BSV
5% TIP
5% WTMIX (Westcore Microcap)
5% DLS
10% VEA
5% VWO
5% VNQ
5% VBR
35% VTI

ROTH (approx 75/25 AA)
Month 6.95 %

Roughly 55% EXHAX (Manning and Napier Pro Blend Max)
Roughly 45% EXBAX (Manning and Napier Pro Blend Moderate)
Post Reply