madsinger monthly report (April 2019)

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madsinger
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madsinger monthly report (April 2019)

Post by madsinger »

Here is a big fat collection of portfolios, with their April 2019 returns, 2019 YTD return, and annualized returns since 1999, 2009, 2014, and 2016 (20 years 4 months, 10 years 4 months, 5 years 4 months, 3 years 4 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by 10 year Total Return. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFIAX, VVIAX, VSMAX, VSIAX, VGSLX, 25 VTIAX, 5 VINEX, 20 VTABX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFIAX, 25% VVIAX, 5% VSMAX, 15% VSIAX, 10% VGSLX, 3% IAU, 5% each VEUSX, VPADX, VEMAX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 50/6/11/33 stock/REIT/Gold/bond. The madsingerPP portfolio is the "permanent portfolio" portion of my portfolio consisting of 25% each of stock, long bond, cash, gold.

-Brad.

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                                  CAGR    CAGR    CAGR    CAGR
                  Apr     YTD     since   since   since   since
                  2019    2019    2016    2014    2009    1999
VFINX             4.05%  18.25%  13.74%  11.25%  14.37%   6.29%
Sheltered Sam     2.99%  15.52%  11.08%   8.06%  12.14%   7.69%
Hot Hands         4.77%  21.75%   4.72%   3.85%  10.76%  10.31%
                  
Newsletter G      3.01%  16.40%  12.17%   9.83%  13.88%   9.73%
Newsletter G-IND  3.19%  16.40%  12.23%   9.42%  13.87%   7.15%
LS G              2.80%  13.64%   9.82%   7.18%  10.55%   5.62%
3 fund            2.89%  13.88%   9.86%   7.01%  10.37%   6.11%
s&d               2.44%  13.49%   8.81%   6.60%  10.30%   7.32%

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Newsletter CG     2.35%  13.40%  11.30%   9.24%  12.67%   8.24%
Wellington        2.42%  11.27%   9.87%   7.95%  10.67%   7.59%
STAR              2.62%  12.47%   9.23%   7.06%  10.13%   6.82%
coffeehouse       1.84%  11.34%   7.78%   6.38%   9.32%   7.00%
LS MG             2.12%  10.93%   8.19%   6.28%   8.98%   5.48%
                  
Newsletter Inc    2.27%  12.40%   9.79%   8.51%  10.90%   6.33%
Wellesley         1.08%   7.91%   6.97%   6.08%   8.47%   6.72%
LS CG             1.37%   8.21%   6.50%   5.30%   7.33%   5.08%
                  
madsinger         1.44%   9.24%   7.64%   5.28%   9.32%   
madsinger PP      0.36%   4.95%   6.00%         
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madsinger
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Re: madsinger monthly report (April 2019)

Post by madsinger »

The stock market just keeps marching along. US stocks up about +4% for the month. International up +2% to +3%. Total Bonds and REITs were basically flat, long bonds tumbled a bit, and gold was down a little bit and is now where it started the year.

Staring at the stock number below, it has clearly been the driver of the gains in the permanent portfolio. However, being up about +5% after four months is well above expectations for the PP. The hope (and expectation) is that if (and when) stocks tumble, the portfolio will still maintain its value. Someday, we shall see if this is true!

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         STOCK  LONG BOND   CASH     GOLD   PORTFOLIO 
January  7.97%    0.42%     0.13%    2.85%    2.71%
February 3.21%   -1.21%     0.16%   -0.47%    0.40%
March    1.91%    5.44%     0.14%   -1.59%    1.40%
April    4.02%   -1.89%     0.14%   -0.73%    0.37%
               
YTD     18.06%    2.56%     0.57%    0.00%    4.95%
John Z
Posts: 447
Joined: Sun Nov 14, 2010 5:42 pm

Re: madsinger monthly report (April 2019)

Post by John Z »

madsinger wrote: Fri May 03, 2019 10:19 am The stock market just keeps marching along.
You can say that again, again and again! Totally amazing. In retirement 7 years and portfolio at a peak including 4-5% withdrawals per year. From 70/30 gradually to 40/60 now. Thanks Brad.
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