Thank you tadamsmartadamsmar wrote: ↑Sat Sep 15, 2018 7:08 amIf you follow the informational links from the fraud pledge page, get to a page that says that you are not supposed to store your password unencrypted on your computer:damjam wrote: ↑Fri Sep 14, 2018 6:36 pmI found this requirement from Vanguard interesting:tadamsmar wrote: ↑Fri Sep 14, 2018 5:19 pmFor Vanguard and other brokerage and mutual fund companies there is no federal regulation if you are hacked. Some firms offer a policy. Here is Vanguard policy about your responsibilities:
https://personal.vanguard.com/us/help/S ... ontent.jspI suppose they don't intend us to use password managers then?Don't store your password or answers to security questions on the computer or device you use to access your Vanguard accounts.
I guess that means encrypted is OK. But, interpreting the fraud pledge has always been a guessing game!
The pledge used to imply that not sharing your password was one of your responsibilities required for the reimbursement guarantee. Now it just states that all shared-password transactions are considered to be authorized by you. A good clarification for the many clients that share passwords with their spouses.
I feel better now.Your vanguard.com password should be:
Reasonably complex and, preferably, at least 8 characters long.
Different from your passwords on other websites.
Changed on a regular basis.
Your vanguard.com password should not be:
Written down, stored unencrypted on your computer or mobile device, or shared with anyone.