Roll Call for the Retirement Class of 2019!

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doneat53
Posts: 63
Joined: Tue Jul 04, 2017 1:23 pm

Re: Roll Call for the Retirement Class of 2019!

Post by doneat53 » Fri Jul 06, 2018 8:45 pm

Jan 2019 for me!

bluelight
Posts: 245
Joined: Sun Jul 10, 2011 12:08 am

Re: Roll Call for the Retirement Class of 2019!

Post by bluelight » Fri Jul 06, 2018 10:53 pm

Miriam2 wrote:
Fri Jul 06, 2018 4:46 pm

Ohhh, we all feel for you bluelight, buying a house "that had been neglected" two years before retirement :shock: Is this what the "Joys of Home Ownership" look like?? :wink:

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Miriam, That is exactly what it looks like.... except those $1 should be $100.

Miriam2
Posts: 2204
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2019!

Post by Miriam2 » Sat Jul 07, 2018 2:53 pm

doneat53 wrote:
Fri Jul 06, 2018 8:45 pm
Jan 2019 for me!
Whoopie! You're in the count-down phase of launching into the rest of your life! :D

You're on the list and when you know your R-Date, we'll add it on re-boot.

Miriam2
Posts: 2204
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2019!

Post by Miriam2 » Sun Jul 08, 2018 3:15 pm

The latest update for the Retirement Class of 2019 - unbelievable but 2019 is ONLY 6 months away! :D

Lined up for Retirement: :happy
05 Jan - Canoesmith
__ Jan - Tycoon
__ Jan - 2pedals
__ Jan - doneat53 <<== Welcome to the Class!

01 Feb - dskelcy (62)
__ Feb - Spindrift (56 ?) <<== Welcome to the Class!

02 Apr - David Jay

__ Jun - Luv2Perform
__ Jun - jamacq

01 Jul - walterbird <<== Welcome to the Class!

__ Aug - spearo
__ Aug - 3504PIR <<== Welcome to the Class!
__ Aug - mike_slc <<== Welcome to the Class!

__ Sep - Barefootgirl


Retiring in TBD 2019:
__ ___ - ClaycordJCA (61 ?)
__ ___ - bluelight (62 ?) <<== Welcome to the Class!

On Retirement Permahold 8-)
TheTimeLord (class of 2014/2015/2016/2017/2018/2019 . . to infinity and beyond! . . )

Good luck to the upcoming Retirement Class of 2019! :beer Who will be our first graduate :?:
Last edited by Miriam2 on Sun Jul 08, 2018 9:46 pm, edited 2 times in total.

walterbird
Posts: 7
Joined: Sat Jan 13, 2018 3:40 pm

Re: Roll Call for the Retirement Class of 2019!

Post by walterbird » Sun Jul 08, 2018 9:38 pm

July 1st 2019 for me!

Miriam2
Posts: 2204
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2019!

Post by Miriam2 » Sun Jul 08, 2018 9:44 pm

walterbird wrote: July 1st 2019 for me!
You're on The List, Walterbird :D Less than a year to go!

kacang
Posts: 27
Joined: Fri Apr 20, 2018 7:43 am
Location: CA

Re: Roll Call for the Retirement Class of 2019!

Post by kacang » Sat Jul 21, 2018 8:46 pm

I think I'll do it in April 2019. Was ready to ER last month when work situation was getting untenable. But things eased up just as I was about to resign, so I decided to stay and see some milestones through.

Thanks to what I've learned here over the last few months, my spreadsheets say we're ok numbers-wise, but it doesn't feel real (when does it start feeling real?). Luckily DH wants to work for a few more years, so we'll ease into ER. I know what I want to do immediately - spend more time with our younger kid before he leaves for college, take care of aging relatives, go back to school & pursue some long-neglected hobbies/interests.

It is such a big leap, I'm excited and nervous.

Osprey
Posts: 31
Joined: Sat May 27, 2017 3:04 am
Location: New England

Re: Roll Call for the Retirement Class of 2019!

Post by Osprey » Sun Jul 22, 2018 5:46 am

January 2019 is it for me! Do feel like a kid waiting for summer vacation.

dskelcy
Posts: 15
Joined: Wed Nov 18, 2015 9:31 pm

Re: Roll Call for the Retirement Class of 2019!

Post by dskelcy » Sun Jul 22, 2018 12:36 pm

Osprey wrote:
Sun Jul 22, 2018 5:46 am
January 2019 is it for me! Do feel like a kid waiting for summer vacation.
I feel like a kid who is going to Disneyland and who can’t wait to go!

MROCTOBER
Posts: 1
Joined: Sat Jul 07, 2018 8:32 am

Re: Roll Call for the Retirement Class of 2019!

Post by MROCTOBER » Sun Jul 22, 2018 8:42 pm

July 2019
Turn 62 in July

Miriam2
Posts: 2204
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2019!

Post by Miriam2 » Sun Jul 22, 2018 10:27 pm

MROCTOBER wrote: July 2019
Turn 62 in July
Welcome to the Bogleheads!

Your first post MROCTOBER is your Retirement Roll Call announcement :happy But how were you able to gets all your ducks in line and amass your great fortune :moneybag without us all these years?

You're on The List - please let everyone know how you're planning your retirement portfolio and what you plan to do with your new freedom 8-)

flyingaway
Posts: 1742
Joined: Fri Jan 17, 2014 10:19 am

Re: Roll Call for the Retirement Class of 2019!

Post by flyingaway » Mon Jul 23, 2018 12:55 am

TheTimeLord wrote:
Sun May 20, 2018 7:51 am

Assuming you already have enough to retire perhaps you should try not trying to save every penny but take some of your paycheck and go on a great vacation or buy something you have really been wanting. That might help you figure if you are wanting to retire because you want the additional free time or are just exhausted from the constant pressure to save and skimp for retirement. If you already have enough to retire today then each month you pay your monthly expenses out of a paycheck instead of your portfolio is like saving even if you don't add a dime to your savings because it is one less month you portfolio will need to fund. I think sometimes people don't like their job because they don't feel their paycheck is getting them anything because they are so focused on saving. Whereas they know they will spend what they saved in retirement so it seems more rewarding. Now that you are financially independent you can consider letting yourself enjoy a little more of the fruits of your labor today instead of stashing it all away for tomorrow. You might decide to work a little longer or maybe it will confirm your feeling it is time to retire.

The thing driving me to consider retirement is the feeling I need to get on with doing some of the things I want to do because they will be come physically too difficult with age. So if I pull the trigger as planned it will be because I won't have found a way to balance pursuing those ambitions with work. If I end up not retiring then it will because I have managed to strike a balance or I am too terrified of not having my paycheck come in every month.
I am looking forward to your finding that way soon.

Miriam2
Posts: 2204
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2019!

Post by Miriam2 » Mon Jul 23, 2018 5:21 pm

kacang wrote: I think I'll do it in April 2019. Was ready to ER last month when work situation was getting untenable. But things eased up just as I was about to resign, so I decided to stay and see some milestones through.

Thanks to what I've learned here over the last few months, my spreadsheets say we're ok numbers-wise, but it doesn't feel real (when does it start feeling real?). Luckily DH wants to work for a few more years, so we'll ease into ER. I know what I want to do immediately - spend more time with our younger kid before he leaves for college, take care of aging relatives, go back to school & pursue some long-neglected hobbies/interests.

It is such a big leap, I'm excited and nervous.
Ok Kacang, you're in for April 2019, 9 months from now, as long as it takes to have a baby :D

You asked "when does it start feeling real?" and you're "excited and nervous." You're in the Retirement Red Zone, so here are some helpful threads to quiet the nerves and keep the excitement up. Never too early to do some planning.

This thread Retirement - Ten Key Years {Retirement Red Zone}+Summary is a gem by forum member Peter Foley, who wrote chapter 1, "The Retirement Planning Process," in the Bogleheads' Guide to Retirement Planning.

This thread How Old Habits Can Sabotage Retirement is a gem by forum member mlebuf (Michael LeBoeuf) who wrote The Bogleheads' Guide to Investing along with Taylor and Mel.

kacang
Posts: 27
Joined: Fri Apr 20, 2018 7:43 am
Location: CA

Re: Roll Call for the Retirement Class of 2019!

Post by kacang » Tue Jul 24, 2018 9:18 pm

9 months! I know that drill.

Those posts are full of wisdom. I've skimmed them before and thanks to your reminder, re-read them again and gained new insights. Tagging them for future reference.

Ten Key Years - good list of specifics, we'll have to do the Ten Years in accelerated mode then :)

Spot on about old habits, the hardest is giving up the security of a paycheck stream. Corroborating my various projections with data over the next years will help me feel more secure, that it isn't a theoretical spreadsheet exercise that I can retire (and thus more real). Along with that, there's the shift from saving to spending. Once retired, I plan to cut myself an "allowance check" every month from our joint account, at least initially, to help with the mindset shift. That's money that I have rationalized that I can spend, even without my own income stream.

Only 3 trimesters to go.

Miriam2
Posts: 2204
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2019!

Post by Miriam2 » Thu Aug 09, 2018 10:41 pm

Osprey wrote: January 2019 is it for me! Do feel like a kid waiting for summer vacation.
dskelcy wrote: I feel like a kid who is going to Disneyland and who can’t wait to go!
Congratulations Osprey, you're on THE LIST for January 2019! It will be here before you know it! You and dskelcy can just wear these very trendy mouse ears to work every day to keep you company before your retirement "vacation" is HERE 8-)

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Castanea_d.
Posts: 177
Joined: Fri Dec 05, 2014 9:14 pm

Re: Roll Call for the Retirement Class of 2019!

Post by Castanea_d. » Fri Aug 10, 2018 1:55 pm

What an interesting feeling to see “Retirement Class of 2019” and think “Uh, that’s me.”

Most likely date: July 31, 2019
Backup date: Dec. 31, 2019
Age: mid-sixties

I’ve had a good career as a church organist/choirmaster, starting my nineteenth choir season at my current parish. I’ve been counting the weeks for a while, some days wishing it were not so soon, other days hoping for it and wondering if I can hold on that long.

We have plenty of money and could have retired years ago from that point of view. I am still in good health and still mostly enjoy the work, but for the last year or so as an organist have been battling the “yips.” They aren’t just a problem for golfers; they affect musicians and doubtless people in many other fields. Most Sundays I still play well, but there are some when things are pretty bad, the equivalent of six-putting a green. I have some workarounds, such as improvising more often instead of playing repertoire, but it is a definite sign that I’d best put my house in order and close things out.

“Putting our house in order” is one of the big holdups: my wife and I haven’t yet decided where we want to live, except that it is not where we are now. And that is the main reason for setting a December backup date, in case we haven’t settled on this by next summer when our apartment lease expires. What we have done (especially me) is greatly reduce the amount of stuff we’ll have to move; I worked through the Kon-Marie method of “tidying” and now have only about half as many possessions as I did a year ago. Especially books and papers.

The choirmaster side of my work is still going well, probably the best it has in my career. But it gets harder every year to muster the energy for the long hours and extra services of Christmas and Holy Week, and I find myself sleeping all day on many of my days off, pretty much all of them in December and Lent.

Samuel Johnson, in Number 207 of the Rambler, what proved to be the penultimate number of that journal:
He that is himself weary will soon weary the publick. Let him therefore lay down his employment, whatever it be, who can no longer exert his former activity or attention; let him not endeavor to struggle with censure, or obstinately infest the stage till a general hiss commands him to depart.

cogitan
Posts: 8
Joined: Wed Dec 04, 2013 12:02 pm

Re: Roll Call for the Retirement Class of 2019!

Post by cogitan » Fri Aug 10, 2018 2:48 pm

First week of January. Seeing the light at the end of the tunnel.

Miriam2
Posts: 2204
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2019!

Post by Miriam2 » Sun Aug 12, 2018 5:27 pm

Castanea_d. wrote: What an interesting feeling to see “Retirement Class of 2019” and think “Uh, that’s me.”

Most likely date: July 31, 2019
Backup date: Dec. 31, 2019
Age: mid-sixties

I’ve had a good career as a church organist/choirmaster, starting my nineteenth choir season at my current parish. I’ve been counting the weeks for a while, some days wishing it were not so soon, other days hoping for it and wondering if I can hold on that long.

We have plenty of money and could have retired years ago from that point of view. I am still in good health and still mostly enjoy the work, but for the last year or so as an organist have been battling the “yips.” They aren’t just a problem for golfers; they affect musicians and doubtless people in many other fields. Most Sundays I still play well, but there are some when things are pretty bad, the equivalent of six-putting a green. I have some workarounds, such as improvising more often instead of playing repertoire, but it is a definite sign that I’d best put my house in order and close things out. . . .

The choirmaster side of my work is still going well, probably the best it has in my career. But it gets harder every year to muster the energy for the long hours and extra services of Christmas and Holy Week, and I find myself sleeping all day on many of my days off, pretty much all of them in December and Lent.

Samuel Johnson, in Number 207 of the Rambler, what proved to be the penultimate number of that journal:
He that is himself weary will soon weary the publick. Let him therefore lay down his employment, whatever it be, who can no longer exert his former activity or attention; let him not endeavor to struggle with censure, or obstinately infest the stage till a general hiss commands him to depart.

Castanea_d - what a beautiful post. Thank you so much for sharing your thoughts with us and for your very poignant quote from Samuel Johnson.

A beautiful post about growing older and being unable to perform one's duties and job on the same high level we used to. Seems this realization is both sad and liberating - we are saddened by the realization we're over the hill :shock: but liberated because we're over that hill and onward to the next phase of our life :happy

Is it true that Real Organists have to play with their feet as well as their fingers and hands? It must be a dizzying multi-tasking experience. No wonder it can be hard to maintain this exquisite coordination for many, many years at an optimum level, especially as we, uh, age :shock:

For me, listening to an orchestra play Bach and to organists play Bach's pieces is an exhilarating experience. I can only imagine how AWESOME it must have been to hear him play in those spacious, towering Cathedrals back in the 1600-1700's when ordinary life was, well, more ordinary and less noisy. Even now, to hear complicated classical music played by a real organist on a real organ is an awesome experience.

I'm sure you nourished the spirits and emotions of so many fortunate people who have heard you play over the years.

And if you now miss a note or play the wrong note - well, does it really matter in the long run? Will others even know, will the purpose of the music be ruined? and frankly, if they quibble, well, let them play the piece next time :wink:

After a long stellar career in a most difficult field, I'm sure you can be proud of your accomplishments and the uplifting impact you had on so many people of all ages. You're ending your career on an up-note, secure that you lead a life of good work, and that's what counts. And also, good retirement planning has made everything possible 8-)

castanea_d wrote:“Putting our house in order” is one of the big holdups: my wife and I haven’t yet decided where we want to live, except that it is not where we are now. And that is the main reason for setting a December backup date, in case we haven’t settled on this by next summer when our apartment lease expires. What we have done (especially me) is greatly reduce the amount of stuff we’ll have to move; I worked through the Kon-Marie method of “tidying” and now have only about half as many possessions as I did a year ago. Especially books and papers.
Now, about this decluttering you've been doing for the last year - your fellow Frustrated Declutterers here on Bogleheads would like to hear your secrets :mrgreen: Yes we know, "brings us joy" - but what about the memories . . .

Castanea_d, best wishes for a very enjoyable retirement :happy

We'll add you to our Roll Call for July 2019, but if - as most likely will happen - your employer is in despair and cannot find anyone near as talented as you to replace you - we'll re-boot you to December 2019.
:sharebeer

Castanea_d.
Posts: 177
Joined: Fri Dec 05, 2014 9:14 pm

Re: Roll Call for the Retirement Class of 2019!

Post by Castanea_d. » Tue Aug 14, 2018 2:49 pm

Cogitan, good wishes! Just a few more months.

Miriam2, thank you for the kind words - and not just to me, but the encouragement you have spread far and wide throughout this part of the Bogleheads. Retirement is a little scary (maybe a whole lot scary) and definitely a big change, and your encouragement is making it easier for people, including me.
And if you now miss a note or play the wrong note - well, does it really matter in the long run? Will others even know, will the purpose of the music be ruined? and frankly, if they quibble, well, let them play the piece next time :wink:
This is true. Those who do know that something was wrong are generally the ones who are wishing you well. There are a couple of fine organists and other professional musicians in my congregation and they have always been very supportive. There are also those who criticize everything, but I tuned them out a long time ago.

Miriam2
Posts: 2204
Joined: Fri Nov 14, 2014 11:51 am

Re: Roll Call for the Retirement Class of 2019!

Post by Miriam2 » Wed Aug 15, 2018 5:23 pm

cogitan wrote: First week of January. Seeing the light at the end of the tunnel.
Hi cogitan! Welcome to The Retirement Class of 2019 - why, you just might be our first graduate! Why, you'll then have time to spend all of 2019 on your favorite forum helping all your fellow Bogleheads who are still stuck in the tunnel :mrgreen:

Are you going to front-load your 401k that first week or are you going to PUNCH OUT? :wink:

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