madsinger monthly report

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
Post Reply
User avatar
Topic Author
madsinger
Posts: 984
Joined: Sat Sep 29, 2007 3:26 pm

madsinger monthly report

Post by madsinger »

Here is a big fat collection of portfolios, with their April 2008 returns, 2008 YTD return, and annualized returns since 1999, 2001, 2003 and 2005 (9 years 4 months, 7 years 4 months, 5 years 4 months, 3 years 4 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by Total Return since 2001. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX.

New for 2008, I've added the "Hot Hands" fund, and the Newsletter "Growth Index" portfolio. I've also rearranged the columns so the far right is the "longest" time period, and the far left is the shortest.

The madsinger portfolio, my real-money portfolio (slice-n-dice, approximately 66/5/3/26 stock/REIT/PM/bond) is included at the end.

-Brad.

Code: Select all

                                  CAGR    CAGR    CAGR    CAGR
                  Apr     YTD     since   since   since   since
                  2008    2008    2005    2003    2001    1999
Hot Hands         5.06% -10.86%  12.29%  21.32%  15.49%  17.11%
Sheltered Sam     5.07%  -2.35%   9.94%  16.13%   8.47%   8.67%
VFINX             4.85%  -5.08%   5.94%  10.76%   2.30%   2.86%

s&d               3.92%  -1.71%   9.03%  14.59%   8.21%   8.53%
Newsletter G-IND  5.84%  -4.00%  10.49%  14.49%   7.23%   5.92%
Newsletter G      4.30%  -5.50%   9.93%  14.86%   6.72%  10.98%
3 fund            4.10%  -3.17%   8.89%  13.19%   5.80%   5.75%
LS G              4.57%  -4.03%   7.69%  12.25%   4.90%   4.99%

Wellington        2.60%  -1.42%   8.48%  11.19%   7.57%   7.53%
coffeehouse       2.59%  -0.30%   6.93%  11.23%   7.48%   7.54%
STAR              3.63%  -2.83%   6.72%  10.47%   6.07%   6.70%
newsletter CG     3.80%  -4.50%   8.36%  12.83%   6.02%   8.25%
LS MG             3.46%  -2.69%   6.95%  10.38%   5.20%   5.24%

Wellesley         1.18%  -0.58%   5.86%   6.88%   6.64%   6.40%
LS CG             2.32%  -1.62%   6.05%   8.32%   5.18%   5.24%
newsletter Inc    2.64%  -2.70%   5.26%   8.32%   5.16%   4.69%

madsinger         3.49%  -1.37%   8.72%
User avatar
Topic Author
madsinger
Posts: 984
Joined: Sat Sep 29, 2007 3:26 pm

Post by madsinger »

w00t!

After five straight months of declines, it's nice to have an up month! All of the stock funds were up this month, with big numbers from International (5.85% from Total Int'l, 8.10% from Emerging Market) and REITs (up 5.90% for April, 12.7% for the past two months, and 8.41% YTD). The portfolios holding REITs look "good" again this year (so far!) compared to last year (s&d, Sheltered Sam, and coffeehouse).

The madsinger portfolio got boosts from REITs, EMs, and (at least, YTD) PM.

Of course, one month is but a blip in the long term world of investing...but it's nice to have a positive blip!

Wishing you all well as we start to enter the unf*v*r**le s**son! (Gosh, after five months of drops during the favorable season...what can the unfavorable season bring us!)

-Brad.
gkaplan
Posts: 7034
Joined: Sat Mar 03, 2007 8:34 pm
Location: Portland, Oregon

Post by gkaplan »

I'm sure I'm up for the month, since I have a sizeable allocation to REITs and emerging markets (ten percent, each), but I only calculate my return at the end of each quarter.
Gordon
User avatar
Bounca
Posts: 896
Joined: Mon Feb 26, 2007 7:48 am

Post by Bounca »

Thanks as always Brad.

70/30

Code: Select all

ME IRA CAGR (%):	3.08%
WIFE IRA CAGR (%):	4.41%
ME ROTH (%):	3.25%
US TOTAL CAGR (%):	3.55%
User avatar
Bounca
Posts: 896
Joined: Mon Feb 26, 2007 7:48 am

Post by Bounca »

p.s. Keep the DW G Index if possible, been tracking for a year or so now. I think its beneficial to the list you present.
DiehardDoc
Posts: 79
Joined: Thu Dec 06, 2007 1:05 am

Thanks Madsinger

Post by DiehardDoc »

I always look forward to reading your post at the start of each month.

According to Vanguard, my 3 year Rtn is 9% and 1 year Rtn is 2%. My mix is S/B/C 69/23/8.

DiehardDoc
User avatar
indexfundfan
Posts: 3212
Joined: Tue Feb 20, 2007 11:21 am
Contact:

Post by indexfundfan »

70 equity / 30 fixed income:

Apr +4.61%
YTD +0.69%
My signature has been deleted.
TimDex
Posts: 943
Joined: Mon Feb 19, 2007 5:27 pm

x

Post by TimDex »

Brad: Any chance of adding Rick Ferri's "Core Four" portfolio? Roughly, as I recall, 35% TSM, 15 TI, 10 Reit, 40 TBM.

Tim
"All man's miseries derive from not being able to sit quietly in a room alone. " -- Pascal
User avatar
Topic Author
madsinger
Posts: 984
Joined: Sat Sep 29, 2007 3:26 pm

Post by madsinger »

Thanks to all who have posted. Indexfan --- it's nice to see someone in the plus column, YTD!

Tim, I suspect the "Core Four" will look very similar to the Coffeehouse portfolio. The 40% Bond, 10% REIT would be the same. The 15% Int'l is pretty close to the coffeehouse 10%. The main difference now would be that the 35% Total Stock would compare to the small, value, and small value tilts in the coffeehouse.

I might run some numbers to see how they look. If they differ dramatically, I'll add them to the chart. If they're pretty similar, I'll post what I learn, but may not add them.

-Brad.
User avatar
Bounca
Posts: 896
Joined: Mon Feb 26, 2007 7:48 am

Post by Bounca »

indexfundfan wrote:70 equity / 30 fixed income:

Apr +4.61%
YTD +0.69%
indexfan,

hmmm...Those Mass Mutual funds, specifically the income holding, seem to serve well. The slight PM holding works too these days. I've skimmed your blog in the past but never bookmarked it. You and I are both on the 70/30 train. I like the 50/50 LS mod/growth benchmark approach you take. Perfect. Thanks.
canyon
Posts: 67
Joined: Sat Nov 03, 2007 3:28 pm

Post by canyon »

I'd like to second TimDex's request for a look at Rick Ferri's portfolio. I'm drawn to the more basic (simple) portfolios...but keep reading about the advantages of a more sliced and diced set-up. Thanks madsinger for all the info you provide....C
swonderful
Posts: 103
Joined: Sat May 17, 2008 8:59 am

madsinger monthly report

Post by swonderful »

what does pm stand for?

thanks
User avatar
paulob
Posts: 1408
Joined: Tue Feb 20, 2007 7:54 am

Re: madsinger monthly report

Post by paulob »

swonderful wrote:what does pm stand for?

thanks
Precious Metals (the Vanguard fund)
Paul
Post Reply