madsinger monthly report (June 2014)

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madsinger
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madsinger monthly report (June 2014)

Post by madsinger »

Here is a big fat collection of portfolios, with their June 2014 returns, 2014 YTD return, and annualized returns since 1999, 2004, 2009 and 2011 (15 years 6 months, 10 years 6 months, 5 years 6 months, 3 years 6 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by 10 year Total Return. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 50/6/11/33 stock/REIT/Gold/bond.

-Brad.

Code: Select all

                                   CAGR      CAGR    CAGR    CAGR
                   June    YTD     since     since   since   since
                   2014    2014    2011      2009    2004    1999
Hot Hands          4.73%   2.32%   15.27%   17.31%  10.04%  12.43%
Sheltered Sam      2.51%   8.03%   12.56%   16.66%   8.75%   7.85%
VFINX              2.05%   7.05%   15.80%   17.51%   7.62%   4.89%
                  
Newsletter G       2.99%   6.90%   14.71%   17.99%   9.40%   9.84%
Newsletter G-IND   3.09%   6.70%   14.29%   18.35%   9.21%   6.58%
s&d                1.93%   7.22%   10.63%   14.45%   8.45%   7.80%
3 fund             1.82%   5.98%   10.73%   13.90%   7.82%   6.00%
LS G               1.88%   6.09%   10.92%   14.11%   7.01%   5.30%

Code: Select all

Newsletter CG      2.40%   6.80%   14.01%   16.24%   8.47%   8.08%
Wellington         1.40%   6.45%   12.05%   13.62%   8.35%   7.64%
coffeehouse        1.64%   6.77%   10.06%   12.69%   7.80%   7.43%
STAR               1.48%   5.89%   10.77%   13.38%   7.47%   6.91%
LS MG              1.43%   5.56%    9.20%   11.89%   6.51%   5.39%
                  
Wellesley          0.78%   5.92%    9.99%   11.18%   7.38%   7.11%
Newsletter Inc     1.24%   6.20%   11.77%   13.44%   6.86%   5.79%
LS CG              1.02%   5.08%    7.15%    9.62%   5.65%   5.17%
                  
madsinger          2.15%   5.06%    8.91%   13.47%
madsinger PP       1.98%
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madsinger
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Re: madsinger monthly report (June 2014)

Post by madsinger »

Another strong month for the portfolios.

This month I'm posting my monthly return of my permanent portfolio (up 1.98%) for comparison. Because I did not start this at the beginning of the year, I'm hesitant to post "what would have been" returns.

-Brad.
gkaplan
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Re: madsinger monthly report (June 2014)

Post by gkaplan »

As of June 30, 2014, my year-to-date return is 5.14%. My annualized quarterly, one-year, three-year, five-year, and ten-year rates of return are 14.96%, 14.68%, 7.05%, 11.73%, and 7.48%, respectively.

My best performing fund year-to-date has been the Vanguard FTSE All-World ex-US Small-Cap Index Fund, with a year-to-date return of 8.41%. My annualized quarterly, one-year, three-year, and five-year rates of return are 16.33%, 27.52%, 5.81%, and 14.02, respectively.

My worst fund year-to-date has been the Thrift Savings Plan G Fund, with a year-to-date return 1.17%. My annualized quarterly, one-year, three-year, and five-year rates of return are 2.37%, 2.30%, 1.86%, and 2.22, respectively.

My retirement portfolio currently is divided among the following two investment vehicles:

68.25%: Vanguard Roth IRA (My year-to-date return is 6.98%. My annualized quarterly, one-year, three-year, five-year, and ten-year rates of return are as follows: 21.49%, 20.81%, 9.34%, 6.19%, and 9.17%, respectively.)

31.75%: Thrift Savings Plan (My year-to-date return is 1.17%. My annualized quarterly, one-year, three-year, and five-year rates of return are as follows: 2.37%, 2.30%, 1.86%, and 2.22%, respectively.)

Target allocation for my retirement portfolio is 60/40 Equity/Fixed Income. Specifically, my target allocations are as follows:

13.50%: Domestic Large-Cap Value
13.50%: Domestic Small-Cap Value
05.50%: Foreign Markets Large – Developed – Europe
05.50%: Foreign Markets Large – Developed – Pacific
11.00%: Foreign Markets Small – Developed and Emerging
11.00%: Foreign Markets Large – Emerging
40.00%: Fixed Income

As of June 30, 2014, my equity/fixed Income allocation is split 60/40. Specifically, my current allocations are as follows.

13.23%: Domestic Large-Cap Value (VVIAX)
13.51%: Domestic Small-Cap Value (VSIAX)
05.29%: Foreign Markets Large – Developed – Europe (VEUSX)
05.30%: Foreign Markets Large – Developed – Pacific (VPADX)
11.78%: Foreign Markets Small – Developed and Emerging (VFSVX)
10.80%: Foreign Markets Large – Emerging (VEMAX)
08.35%: Fixed Income – TIPS (VAIPX)
31.75%: Fixed Income – TSP (G Fund)

(Totals do not add to 100% because of rounding.)

Submitted for your approval.
Gordon
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Re: madsinger monthly report (June 2014)

Post by LadyGeek »

madsinger wrote:This month I'm posting my monthly return of my permanent portfolio (up 1.98%) for comparison. Because I did not start this at the beginning of the year, I'm hesitant to post "what would have been" returns.
I may have missed this, but what's the composition of your Permanent Portfolio?

Also, the wiki has been updated (but not by me): Madsinger monthly reports
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
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Re: madsinger monthly report (June 2014)

Post by madsinger »

LadyGeek wrote:I may have missed this, but what's the composition of your Permanent Portfolio?
Hello LadyGeek,

After reading and thinking about this for a couple of years, on April 16, I shifted a portion of my portfolio to a "Permanent Portfolio". For no particular reason, except that I have my own "geek" tendencies, I chose to make 4/9 of my portfolio a "permanent portfolio" --- this portion is divided up as follows:

25% S&P 500 Index fund (in my 401-k plan)
25% Stable Value fund (in my 401-k plan)
25% VUSUX (Vanguard Long Term Treasury Fund, Admiral in my rollover IRA)
25% IAU (gold ETF, in my rollover IRA)

I changed my REIT allocation from 5% of my portfolio to 1/18 (5.55%) so that my PP and my REIT make up 50% of my whole portfolio. (I didn't actually move anything to do this, that's just now what my investment plan looks like).

My whole portfolio is now:
35% US stock (of which 11.11% is in my PP)
15% Int'l stock
33.33% bonds (of which 11.11% is long in my PP and 11.11% is stable value in my PP and 11.11% is short term corp index)
5.56% REIT
11.11% Gold (IAU in my PP)

To group REITs with the stocks, the basic breakdown is 5/9 stock, 3/9 bond, 1/9 gold.

Although it's all one portfolio, I'm tracking my PP separately, so I can see how it really performs going forward, in all sorts of market conditions.

I started this on April 16, so I am tracking it from then. I don't really want to post data before that, because I don't like posting "theoretical results". (Hey, if you had invested in Apple stock in 2001...)

-Brad.
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cfs
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Re: madsinger monthly report (June 2014)

Post by cfs »

Thanks Brad

Thanks for the monthly report, I look forward to this report. Glad to see that my boring SWAN or sleep well at night portfolio is doing fine.

And now back to watching World Cup Reviews, and let's keep the Cup in The Americas.

Thanks for reading.
~ Member of the Active Retired Force since 2014 ~
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Re: madsinger monthly report (June 2014)

Post by pennstater2005 »

Thanks for the report Brad. Interesting implementation of the PP.
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