madsinger monthly report (July 2013)

[madsinger]

Here is a big fat collection of portfolios, with their July 2013 returns, 2013 YTD return, and annualized returns since 1999, 2003, 2008 and 2010 (14 years 7 months, 10 years 7 months, 5 years 7 months, 3 years 7 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by 10 year Total Return. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 60/5/3/32 stock/REIT/PM/bond.

-Brad.

Code: Select all

                                   CAGR     CAGR    CAGR    CAGR
                  July     YTD     since    since   since   since
                  2013     2013    2010     2008    2003    1999
Hot Hands         6.15%   29.31%   16.64%   1.75%  12.46%  12.26%
Sheltered Sam     4.80%   14.80%   12.49%   3.87%  10.26%   7.19%
VFINX             5.07%   19.51%   14.45%   4.70%   8.40%   3.99%
                  
Newsletter G      5.67%   21.10%   13.21%   4.69%  10.45%   9.21%
Newsletter G-IND  5.60%   18.70%   14.29%   4.57%  10.03%   5.83%
s&d               4.02%   10.81%   10.67%   4.44%   9.76%   7.27%
3 fund            4.26%   10.89%    9.87%   3.75%   8.86%   5.35%
LS G              4.21%   11.59%   10.61%   2.96%   8.06%   4.62%

Code: Select all

Newsletter CG     4.88%   18.20%   12.43%   4.87%   9.45%   7.48%
Wellington        3.55%   12.57%   11.14%   6.02%   8.94%   7.23%
coffeehouse       3.16%    9.05%   10.46%   5.81%   8.70%   7.06%
STAR              3.59%    9.16%    9.80%   4.92%   8.14%   6.38%
LS MG             3.20%    8.07%    9.23%   3.53%   7.32%   4.90%
                  
Wellesley         2.04%    5.55%   10.05%   7.20%   7.33%   6.90%
Newsletter Inc    3.17%   10.70%   10.77%   5.31%   7.27%   5.23%
LS CG             2.21%    4.53%    7.38%   3.57%   6.22%   4.83%
                  
madsinger         3.60%   10.09%   10.05%   4.41%      

[madsinger]

Finally posted.

Another strong month for stocks. US stocks up 5%-7% for the month, and in the "low 20%s" for the year. Bonds, slightly positive for the month, still negative YTD. Emerging markets still down -10% YTD.

REITs having a reasonable year on an absolute scale (up over 7% through 7 months), but trail the overall market. Precious Metals fund still way down over -30% YTD.

I was feeling quite smug about my rebalance into PM and EM on July 12...as both were up much more than the US small I had sold by July 25. By the end of the month, I was reminded that investing is not a short term game...with my PM fund falling almost 7% in 5 days.

I hope you are all happy with the allocations, and rebalancing when necessary!

-Brad.

[investor]

Thanks Brad:

Wellington just keeps marching along.

investor

[pkcrafter]

Thanks maestro!

Paul

[bschultheis]

Thanks Brad.

Go Coffeehouse!

Bill

[Mel Lindauer]

Thanks Brad.

Go Coffeehouse!

Bill

Looks like your portfolio is marching along very nicely, Bill.

[Robert T]

.
Thanks Brad,

And while I'm still ahead

Personal annualized return since 2003 = 10.51% ahead of all but the Hot Hands portfolio (just).

But 2008 returns

Hot Hands = -47.9%
Sheltered Sam = -37.9%
Newsletter G = -38.4%
Newsletter G-ind = -40.7%
Personal return = -28.7%

Stay the course.

Robert
.

[Beagler]

Thanks for the update.

Wellington beats 3-fund portfolio going back to 1999? Nice.