madsinger monthly report (March 2013)

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madsinger
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madsinger monthly report (March 2013)

Post by madsinger »

Here is a big fat collection of portfolios, with their March 2013 returns, 2013 YTD return, and annualized returns since 1999, 2003, 2008 and 2010 (14 years 3 months, 10 years 3 months, 5 years 3 months, 3 years 3 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by 10 year Total Return. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 60/5/3/32 stock/REIT/PM/bond.

-Brad.

Code: Select all

                                 CAGR     CAGR    CAGR    CAGR
                  Mar     YTD    since    since   since   since
                  2013    2013   2010     2008    2003    1999
Hot Hands         4.67%  12.98%  13.68%  -0.72%  11.41%  11.50%
Sheltered Sam     2.94%   8.70%  11.96%   3.05%  10.02%   6.95%
VFINX             3.74%  10.57%  13.30%   3.46%   7.86%   3.52%
                  
Newsletter G      4.20%  11.60%  11.82%   3.37%   9.92%   8.81%
s&d               2.31%   6.71%  10.53%   3.98%   9.69%   7.17%
Newsletter G-IND  3.94%  10.90%  13.47%   3.52%   9.65%   5.47%
3 fund            2.23%   6.33%   9.51%   3.16%   8.71%   5.17%
LS G              2.39%   6.78%  10.25%   2.29%   7.87%   4.41%

Code: Select all

Newsletter CG     3.67%  10.30%  11.39%   3.81%   9.03%   7.14%
Wellington        2.54%   7.05%  10.62%   5.40%   8.71%   7.03%
coffeehouse       2.16%   5.94%  10.60%   5.60%   8.69%   7.01%
STAR              1.81%   5.24%   9.62%   4.51%   8.03%   6.26%
LS MG             1.84%   5.11%   9.29%   3.21%   7.27%   4.81%
                  
Wellesley         1.26%   3.99%  10.62%   7.37%   7.42%   6.96%
Newsletter Inc    2.40%   6.70%  10.67%   4.91%   7.13%   5.09%
LS CG             1.28%   3.37%   7.80%   3.58%   6.31%   4.87%
                  
madsinger         2.04%   6.05%   9.87%   3.95%      
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madsinger
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Re: madsinger monthly report (March 2013)

Post by madsinger »

Strong Q1! (for US stocks...not so much for International stocks and bonds)

All portfolios had positive month and quarter. The more a portfolio had US stocks, the better it did, and any allocation towards bonds or international brought down returns.

madsinger portfolio up 6% for the quarter. Allocations to bonds, international and especially precious metal fund (down -15% YTD) pulled 10%-13% US stock returns.

I hope you all had a good Q1, and that you are all comfortable with your asset allocations!

-Brad.
John Z
Posts: 447
Joined: Sun Nov 14, 2010 5:42 pm

Re: madsinger monthly report (March 2013)

Post by John Z »

Brad,
Thank you for tracking and publishing this info. I invest in coffeehouse in retirement and am interested to see how it stacks up to other portfolios. Also have a lump sum pension in Wellesley which is nearly matching what the annuity payout would have been.
Appreciate it,
John
gkaplan
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Joined: Sat Mar 03, 2007 8:34 pm
Location: Portland, Oregon

Re: madsinger monthly report (March 2013)

Post by gkaplan »

As of March 31, 2013, my year-to-date return is 4.69%. My annualized quarterly, one-year, three-year, and five-year rates of returns are 20.43%, 8.81%, 7.27%, and 4.47%, respectively.

My best performing fund year-to-date has been the Vanguard Small-Cap Value Index Fund Admiral Shares, with a year-to-date return of 13.16%. My annualized quarterly and one-year rates of return are 65.12% and 20.13%, respectively.

My worst fund year-to-date has been the Vanguard Emerging Markets Stock Index Fund Admiral Shares, with a year-to-date return -2.67%. My annualized quarterly and one-year rates of return are -10.38% and 1.47%, respectively.

My retirement portfolio currently is divided among the following two investment vehicles:

69.12%: Vanguard Roth IRA (My year-to-date return is 6.72%. My annualized
quarterly, one-year, three-year, and five-year rates of return are as follows: 30.19%, 12.30%, 9.64%, and 6.02%, respectively.

30.88%: Thrift Savings Plan (My year-to-date return is 0.38%. My annualized
quarterly, one-year, three-year, and five-year rates of return are as follows: 1.55%, 1.46%, 2.05%, and 0.30%, respectively.

Target allocation for my retirement portfolio is 60/40 Equity/Fixed Income. Specifically, my target allocations are as follows:

13.50%: Domestic Large-Cap Value
13.50%: Domestic Small-Cap Value
05.50%: Foreign Markets Large – Developed – Europe
05.50%: Foreign Markets Large – Developed – Pacific
11.00%: Foreign Markets Small – Developed and Emerging
11.00%: Foreign Markets Large – Emerging
40.00%: Fixed Income

As of March 31, 2013, my equity/fixed Income allocation is split 69/31. Specifically, my current allocations are as follows.

13.54%: Domestic Large-Cap Value (VIVAX)
13.71%: Domestic Small-Cap Value (VISVX)
05.40%: Foreign Markets Large – Developed – Europe (VEURX)
06.39%: Foreign Markets Large – Developed – Pacific (VPACX)
10.31%: Foreign Markets Small – Developed and Emerging (VSFVX)
10.75%: Foreign Markets Large – Emerging (VEMAX)
09.02%: Fixed Income – TIPS (VAIPX)
30.88%: Fixed Income – TSP (G Fund)

(Totals do add to 100% despite rounding.)

Submitted for your approval.
Gordon
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bengal22
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Location: Ohio

Re: madsinger monthly report (March 2013)

Post by bengal22 »

Thanks, madsinger, for the updated benchmarks. I also use the Vanguard Target 2015 as a benchmark.
"Earn All You Can; Give All You Can; Save All You Can." .... John Wesley
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