madsinger monthly report (September 2012)

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madsinger
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madsinger monthly report (September 2012)

Post by madsinger »

Here is a big fat collection of portfolios, with their September 2012 returns, 2012 YTD return, and annualized returns since 1999, 2002, 2007 and 2009 (13 years 9 months, 10 years 9 months, 5 years 9 months, 3 years 9 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by 10 year Total Return. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 61/5/3/31 stock/REIT/PM/bond.

-Brad.

Code: Select all

                                     CAGR    CAGR    CAGR    CAGR
                   Sept     YTD      since   since   since   since
                   2012     2012     2009    2007    2002    1999
Hot Hands          2.26%   13.39%   13.97%  -1.90%   8.55%  10.95%
Sheltered Sam      2.74%   13.26%   15.05%   1.43%   6.92%   6.37%
VFINX              2.58%   16.31%   15.63%   2.37%   4.07%   2.93%
                  
s&d                2.04%   11.51%   13.37%   2.63%   7.20%   6.71%
Newsletter G       1.92%   11.70%   15.05%   2.41%   6.14%   8.09%
Newsletter G-IND   2.08%   13.00%   16.67%   3.05%   6.13%   4.76%
3 fund             2.42%   12.06%   12.72%   2.93%   6.05%   4.73%
LS G               2.30%   12.45%   12.98%   1.90%   4.97%   3.95%

Code: Select all

coffeehouse        1.35%   10.10%   12.38%   4.22%   6.96%   6.70%
Wellington         1.94%   11.50%   12.78%   4.97%   6.80%   6.69%
STAR               1.72%   11.26%   12.66%   3.93%   5.88%   5.93%
Newsletter CG      1.83%   11.00%   13.75%   2.75%   5.58%   6.45%
LS MG              1.75%   10.33%   11.58%   3.07%   5.23%   4.51%
                  
Wellesley          0.86%    9.27%   12.16%   6.86%   7.06%   6.86%
Newsletter Inc     1.38%    9.90%   12.70%   3.72%   5.55%   4.67%
LS CG              1.18%    8.20%   10.06%   3.72%   5.05%   4.73%
                  
madsinger          2.42%   10.16%   13.42%   3.24%      
Last edited by madsinger on Tue Oct 02, 2012 1:11 pm, edited 1 time in total.
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madsinger
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Re: madsinger monthly report (September 2012)

Post by madsinger »

Another pretty strong month for stocks.

madsinger portfolio was helped quite a bit by precious metals (up over 14% for the month), and dinged a little by REITs (down almost -2% for the month). Most other stock funds were up 2% to 4% for the month, and bonds were pretty flat.

Best wishes,
Brad.
NYBoglehead
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Re: madsinger monthly report (September 2012)

Post by NYBoglehead »

madsinger wrote:Another pretty strong month for stocks.

madsinger portfolio was helped quite a bit by precious metals (up over 14% for the month), and dinged a little by REITs (down almost -2% for the month). Most other stock funds were up 2% to 4% for the month, and bonds were pretty flat.

Best wishes,
Brad.
I don't mind the slight dip in REITs since the re-investment of the 3rd QTR dividends were paid at lower prices! More shares to appreciate/collect dividends on going forward.
Levett
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Re: madsinger monthly report (September 2012)

Post by Levett »

On a risk adjusted basis, this fund keeps on staying "lucky." 8-)

Wellesley 0.86% 9.27% 12.16% 6.86% 7.06% 6.86%

Lev
gkaplan
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Re: madsinger monthly report (September 2012)

Post by gkaplan »

As of September 30, 2012, my year-to-date return is 9.01%. My annualized quarterly, one-year, three-year, and five-year rates of return are as follows: 14.58%, 15.52%, 7.58%, and 2.12%, respectively.

My best fund year-to-date has been the Vanguard REIT Index Fund Admiral Shares, with a year-to-date return of 14.89%. My annualized quarterly and one-year rates of return are –0.03%, and 32.50%, respectively.

My worst performing fund year-to-date has been the TSP G Fund, with a year-to-date return of 1.12%. My annualized quarterly, one-year, three-year, and five-year rates are as follows: 1.29%, 1.55%, 2.33%, and 2.69%, respectively.

My worst performing equity fund year-to-date has been the Vanguard Pacific Stock Index Fund Admiral Shares, with a year-to-date return of 7.67%. My annualized quarterly and one-year rates of return are 9.56%, and 8.39%, respectively.

My retirement portfolio currently is divided among the following two investment vehicles:

67.78%: Vanguard Roth IRA (My year-to-date return is 13.07%. My annualized quarterly, one-year, three-year, and five-year returns are 21.57%, 23.23%, 9.64%, and 2.78%, respectively).

32.22%: Thrift Savings Plan (My year-to-date return is 1.12%. My annualized quarterly, one-year, three-year, and five-year returns are 1.29%, 1.55%, 2.33%, and 0.00%, respectively).

My target allocation is 72/28 Equity/Fixed Income. Specifically, my target allocations are as follows:

12%: Domestic Large-Cap Value
12%: Domestic Small-Cap Value
12%: Domestic REIT
06%: Foreign Markets Large – Developed – Europe
06%: Foreign Markets Large – Developed – Pacific
12%: Foreign Markets Small – Developed and Emerging
12%: Foreign Markets Large – Emerging
28%: Fixed Income

As of September 30, 2012, my equity/fixed Income allocation is split 68/32. Specifically, my current allocations are as follows.

11.65%: Domestic Large-Cap Value (VIVAX)
11.40%: Domestic Small-Cap Value (VSIAX)
13.10%: Domestic REIT (VGSLX)
05.08%: Foreign Markets Large – Developed – Europe (VEUSX)
05.11%: Foreign Markets Large – Developed – Pacific (VPADX)
10.22%: Foreign Markets Small – Developed and Emerging (VEMAX)
11.23%: Foreign Markets Large – Emerging (VEMAX)
32.22%: Fixed Income (TSP G Fund)

(Totals do not add to 100% because of rounding.)

Submitted for your approval.
Gordon
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Re: madsinger monthly report (September 2012)

Post by investor »

Thanks Brad:
Newsletter Sept, YTD numbers in (%)

Growth 2.0, 11.7
Con Growth 1.8, 11.0
Income 1.4, 9.9
Growth Idx 2.1, 13.0

my balanced funds at 11.97 YTD

investor
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stratton
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Re: madsinger monthly report (September 2012)

Post by stratton »

Levett wrote:On a risk adjusted basis, this fund keeps on staying "lucky." 8-)

Wellesley 0.86% 9.27% 12.16% 6.86% 7.06% 6.86%

Lev
Boring is good.

I use it in an inherited IRA with mandatory distributions. Wellesley really is your classic dividend payers plus bonds designed to throw off income and not blow up too much when things get bad.

Paul
...and then Buffy staked Edward. The end.
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madsinger
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Re: madsinger monthly report (September 2012)

Post by madsinger »

Thank you for the newsletter returns, investor.

The chart has been updated.

-Brad.
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Re: madsinger monthly report (September 2012)

Post by White Coat Investor »

11.49% for me, not surprising that it nearly equals the S&D return as that is the closest one to mine.
1) Invest you must 2) Time is your friend 3) Impulse is your enemy | 4) Basic arithmetic works 5) Stick to simplicity 6) Stay the course
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