madsinger monthly report (August 2012)

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madsinger
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madsinger monthly report (August 2012)

Post by madsinger »

Here is a big fat collection of portfolios, with their August 2012 returns, 2012 YTD return, and annualized returns since 1999, 2002, 2007 and 2009 (13 years 8 months, 10 years 8 months, 5 years 8 months, 3 years 8 months). I broke them into four categories, roughly corresponding to 100/0, 80/20, 60/40, 40/60 stock/bond portfolios, sorted by 10 year Total Return. The 3 fund is 50/30/20 Total Stock/Total Int'l/Total Bond. The s&d is 10 each of VFINX, VIVAX, NAESX, VISVX, VGSIX, 25 VGTSX, 5 VINEX, 20 VBMFX. The coffeehouse is a 60/40 described at The Coffeehouse Investor. The Newsletter portfolios are from a newsletter following Vanguard funds. William Bernstein's "Sheltered Sam" is an all stock portfolio which is 20% VFINX, 25% VIVAX, 5% NAESX, 15% VISVX, 10% VGSIX, 3% VGPMX, 5% each VEURX, VPACX, VEIEX, and 7% VTRIX. The madsinger portfolio is my real-world portfolio, roughly 61/5/3/31 stock/REIT/PM/bond.

-Brad.

Code: Select all

                                    CAGR    CAGR    CAGR    CAGR
                 August    YTD      since   since   since   since
                  2012     2012     2009    2007    2002    1999
Hot Hands         1.09%   10.88%   13.62%  -2.32%   8.39%  10.84%
Sheltered Sam     1.88%   10.24%   14.57%   0.97%   6.70%   6.20%
VFINX             2.24%   13.39%   15.21%   1.95%   3.86%   2.76%
                  
s&d               1.81%    9.28%   13.07%   2.30%   7.06%   6.59%
Newsletter G      2.72%    9.60%   14.82%   2.10%   6.00%   8.00%
Newsletter G-IND  2.50%   10.70%   16.42%   2.73%   5.97%   4.63%
3 fund            2.08%    9.41%   12.29%   2.54%   5.86%   4.58%
LS G              2.09%    9.92%   12.59%   1.52%   4.78%   3.80%

Code: Select all

coffeehouse       1.28%    8.63%   12.26%   4.04%   6.88%   6.63%
Wellington        1.22%    9.38%   12.50%   4.69%   6.66%   6.58%
STAR              1.65%    9.38%   12.44%   3.68%   5.76%   5.83%
Newsletter CG     2.16%    9.00%   13.52%   2.46%   5.45%   6.35%
LS MG             1.57%    8.43%   11.33%   2.80%   5.10%   4.41%
                  
Wellesley         0.54%    8.34%   12.19%   6.80%   7.03%   6.83%
Newsletter Inc    1.31%    8.40%   12.58%   3.52%   5.45%   4.60%
LS CG             1.13%    6.94%    9.95%   3.56%   4.97%   4.67%
                  
madsinger         1.55%    7.56%   13.01%   2.85%      
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Re: madsinger monthly report (August 2012)

Post by madsinger »

A little late this month...I was out of town for the past week.

Another positive month all around. The YTD leader is the S&P 500 index fund, and since 2009, it is second for all of the "portfolios" listed (if I have the liberty to call the S&P 500 index fund a portfolio).

madsinger continues to trail the pack, due to the Precious Metals fund (down almost -19% YTD) and that my 31% holding of bonds is all short term (which is lagging the total bond fund by 2.2% YTD). The reason I look for the "reason" I'm trailing is not to second guess myself, but rather, to simply understand where my slice-and-dice differs, and what effect it has. Because I'm comfortable holding my small portion of PM, and am happy with my short bonds, I'm content with my returns.

Again, thanks to "investor" for providing data for my tables.

I hope you all had a good summer!

-Brad.
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Re: madsinger monthly report (August 2012)

Post by investor »

Thanks Brad for your efforts. Wellington and Wellesley are still doing well. .

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Re: madsinger monthly report (August 2012)

Post by madsinger »

Another famous person seemed to like the Wellington/Wellesley combination:

http://finance.yahoo.com/news/how-barac ... rtune.html
...in 2004...The other two were investments in funds with Vanguard, the investment management company...

....had investments in the Vanguard Wellington Fund, which he evaluated as worth between $100,000 and $200,000. The Wellington Fund consists of around 60 to 70 percent stocks and 30 percent to 40 percent bonds and is essentially a fundamental mutual fund.

They also had $50,000 to $100,000 invested in the Vanguard Wellesley Fund. This Fund is more bond-heavy than most balanced funds, with exposure to around two-thirds bonds to one-third stocks.
2006...2007....With the money from this, he made a number of consequential financial choices. He bought somewhere between $500,000 and $1 million worth of U.S. Treasury Notes. He moved the money from the two Vanguard Wellington Mutual Funds to the Vanguard FTSE Social Index Fund, which invests based on "certain social, human rights, and environmental criteria."
Please...no political comments here...this is just an observation!

-Brad.
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Re: madsinger monthly report (August 2012)

Post by ourbrooks »

I can't resist, even though it's somewhat off topic:
<a high level federal official who is > a former Princeton University professor, listed retirement accounts, TIAA Traditional and CREF Stock Large Cap Blend, as his two largest assets. Both were valued in a range of $500,001 to $1 million, the same as the past two years. TIAA-CREF is a New York-based financial services firm that offers retirement accounts for academic and government works.
It's an example I often quote when people talk about giving up their TIAA Traditional in favor of some bond fund or other.

BTW, I, too, look forward to the monthly posts. I'm always amazed how little the YTD returns correlate with the 13 year returns.
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