Criteria:
Couple nearing retirement
Cash back only CC, NOT churning or chasing points
Minimal number of accounts for tracking expenses
Simple and automated as much as possible
Only two credit cards, one primary the other backup
“maybe” adding an additional checking/savings/brokerage
Options considered:
USBank 4% combo
FIDO CMA+2% joint CC
Alliant 2.5% plus something else
WellsFargo with WellsTrade
Chase Sapphire suite
(We already have parts of these options but are unsure about what needs to go). I am a recovering over optimizer.
Yes, I know there are a lot of correct answers out there , which is why there also seems to be no obvious answer. Asset allocation was an easier quest
