bat_man__ wrote: ↑Wed Oct 30, 2024 2:26 pm
It's open enrollment season, and this year is significant for me since my partner and I got married in 2024 and are considering a post-nuptial agreement. I noticed the Enhanced Metlife plan offers
Postnuptial Agreements.
As a first-time user of legal plans, I'd appreciate any insights. According to the terms, it seems like plan provides access to a network lawyer anytime during the year, with some hour limits.
"No more than a combined maximum total of fifteen (Enhanced) / four (Basic) hours of attorney time and service are provided for the member, spouse, and qualified dependents, annually."
Assuming 15 hours is sufficient for drafting a post-nup it could all be covered for me. My spouse will retain their own attorney (maybe through Metlife too if their employer offers it, otherwise a freelancer). We are based in Seattle, WA if that matters.
Does anyone have firsthand experience with Metlife's legal plans?
- How is finding and working with a network attorney?
- General reviews of the plan's effectiveness?
- Post/Pre-nuptial agreement drafting?
Thanks!
We are in the process of using the MetLife Legal plan to re-do wills/trust docs, etc.
It turned out that we also wanted to make/add some new customed wording, something specific to our current situation. That wasn't "included" in the plan coverage for those documents. There would be bn extra charge IF we wanted to include that extra work.
However, this year, the Metlife plan added an extra cash amount for other legal issues that aren't otherwise covered. The total of the new cash coverage was just slightly more than the extra cost quoted to us, so that will be nice.
We will probably continue the coverage once it is no longer available through Employer (due to partial retirement). IF we let the plan lapse, we can't get it backs But time will tell...
The extra cash available for legal services is nice to have just in case. We know we'll use it this first year.
The monthly fee is quite modest.
No, we don't yet have the work completed.
It seems it will be someone boilerplate, but now we'll be able to customize a bit without paying out of pocket.
That will work fine for our current needs.
It was a bit difficult to find an attorney thorugh the plan (or, one that would return our call...).
bat_man__ wrote: ↑Thu Oct 31, 2024 1:10 pm
Thanks for the insight, I am leaning towards signing up and checking it out next year. Worst case it'll be a ~$200 learning
This was part of our thinking.
If it works, great; if not, we "wasted" a very small amount of what we'll have to pay to have this done "privately".
In our case, we've got old documents, so we have some idea of what we want/want to change.
In your case, IF it isn't what you ultimately want, then perhaps consider the ~$200 as a relatively inexpensive "practice round". That should also help you think more about what issues you might want to consider if you work with another attorney later to do it - and to do this *with* an attorney who can help with prompts, etc. That might even save 1/2 or an hour of more expensive time "learning about" some of the things you might want to be discussing later. (I don't know if it would work that way, but hopefully, at a minimum, you'd get acquainted with some of the issues that are likely to be dealt with in advance of the actual post-nup process.)
RM
This signature is a placebo. You are in the control group.