What are you up YTD? [Year To Date]

[Metsfan91]

At the end of month, August, I am up 13.36% YTD. All equity. 55/45 US/Ex-US...Eventful month.

At the end of month, July, I am up 11.25% YTD. All equity. 55/45 US/Ex-US.

At the end of month, June, I am up 6.80% YTD. All equity. 55/45 US/Ex-US.

At the end of month, May, I am up 5.94% YTD. All equity. 55/45 US/Ex-US.

At the end of month, April, I am up 1.45% YTD. All equity. 55/45 US/Ex-US.

At the end of month, March, I am up 5.88% YTD. All equity. 55/45 US/Ex-US.

[TnGuy]

15.47% - (returns only)


David

[Nowizard]

After expenses, we are up 9.9% for the year as of August 30. It has been a very good year at this point. We have made some changes, rebalancing from what had become 67/33 to 53/47 approximately a month ago.

[CloudNine33]

15.8% YTD excluding contributions.

Heavy equities, 60% US, 40% Intl

[welderwannabe]

Long term Treasurys down about 1%
Gold up 25%
Stock Blend (US + INT) up 13.3%

Overall blended returns, 12.4% for the year to date.

[HMSVictory]

16.08% - all equity 80/20 split between us and intl

[trueson1]

11.7% , 60 US stocks/40 US bonds

[mudd]

March in the books -
Stocks in my Roth - +22.23%
Roths Overall - +15.61%
Net Worth Overall - +9.42% (doesn't include house,cars etc)

Portfolio consists of:
AMD -27.89%
MU - 3.99%
MRVL - 6.4%
ARKK - 0.91%
CASH(FZDXX making over 5%) - 60.81%

April in the books - live by the sword Die by the sword!
Stocks in my Roth - +9.28%
Roths Overall - +6.91%
Net Worth Overall - +5.07% (doesn't include house,cars etc)

May in the books -
Stocks in my Roth - +15.42%
Roths Overall - +11.24%
Net Worth Overall - +7.35% (doesn't include house,cars etc)

June in the books -
Stocks in my Roth - +14.24%
Roths Overall - +10.57%
Net Worth Overall - +7.04% (doesn't include house,cars etc)

July in the books -
Stocks in my Roth - +2.67%
Roths Overall - +2.82%
Net Worth Overall - +2.91% (doesn't include house,cars etc)

August in the books -
Stocks in my Roth - +5.77%
Roths Overall - +5.08%
Net Worth Overall - +3.76% (doesn't include house,cars etc)

Better than last month but I still would have been better off in SPY or ITOT lol...

[Sandi_k]

Up 11.64% YTD, not including contributions.

80% stocks/20% cash

[learning30]

100% US equities.

YTD 19.51% cumulative pre-tax return.

[DSBH]

YTD (31 July 2024) returns of a few 60/40 funds for your viewing and benchmarking pleasure.
But looked what happened on August 1-2 which will be in next month's YTD.

As of the end of Aug 2 my roughly 60/40 portfolio is up 7.8% YTD, going downhill in August likely but I'll stay the course.

Well I don't know nothing. Total return of my roughly 60/40 retiree portfolio is up 11.8% as of end of August.

[bgf]

Portfolio up 15.79%. Benchmark VFIFX up 13.88%.

Modified HFEA strategy is up 27.10%. Long term treasuries are finally, after years, no longer constantly kicking me while I'm down and BRK.B has performed exceedingly well this year. I started the year -35.56% compared to a benchmark of VT and have clawed back half of that in just 8 months to down 18.07%. I know how quickly it can go in reverse, but its nice, finally, to see it accelerate in the right direction...

for the first time, we withdrew a sizeable amount from our portfolio for a renovation ($70,000), and despite this withdrawal, our portfolio is up over six figures from the start of the year... a really cool thing to experience!

[rkhusky]

As of 8/30, up 7.6% (excluding contributions and spending) for our 40/60 portfolio.

Benchmark VG Conservative Growth (VSCGX) is up 7.7%.

[Taylor Larimore]

Bogleheads:

I discontinued computing my Year To Date return long ago. I do, however, keep track of the YTD balances in my Three Fund Portfolio.

Best wishes.
Taylor

Jack Bogle's Words of Wisdom: "Simplicity is the master key to financial success. -- We ignore the real diamonds of simplicity, seeking instead the illusory rhinestones of complexity."

[iceport]

As of 9/28, up 11.90% for what has crept up to about a 65/35 AA. New all-time record high for weekend portfolio balance. Portfolio is up 64.65% since the date of my last contribution after retiring over 7 years ago, with no withdrawals, for an annualized rate of return of 7.12%.

Yup, I see the value in maintaining a decent equity allocation in retirement as an inflation hedge.

[mikeyzito22]

YTD 29.4%. Standard 90/10 equity portfolio with VV (large cap), VXUS, BND
LLY, NVDA, GOOG, AVGO as smaller portion of holdings
Fidelity ETFs in employer plan.

[dogagility]

With maximinizing contributions to an HSA, two IRAs, and a 401k we are up 21.4% YTD. 70:30 portfolio

[Hydromod]

Up 14.8% (not including contributions). A 1.1x levered portfolio, currently 67/33 risk/ballast but until recently more like 75/25 risk/ballast. Risk is equities/REITs/commodities/crypto, ballast is bonds/fixed income. The leverage comes from several sleeves using various flavors of levered ETFs, totaling about 7% of the portfolio.

[carminered2019]

9/30/24 No new contributions, up $998,000 YTD and don't have a fixed AA.

[Caduceus]

Up 108%. I've been on cloud nine the last two days. I had very large positions in Chinese stocks at the beginning of the year, especially in Alibaba as I mentioned in various posts like these several months ago:

viewtopic.php?p=7701193#p7701193

viewtopic.php?p=7774175#p7774175

The stocks are up an average of 47% and my options across various levels of moneyness have doubled or tripled. I've sold a substantial portion of the options and stock. Sitting in plenty of cash right now and am considering "rolling up" a much smaller amount of options at a higher strike price in the event the rally continues now that I've booked my gains. The Chinese market in general is still cheap relative to the U.S., but I'm much aware that options are not stocks and prefer to take gains early and fast as some of the underlying positions have hit the low-end of my estimate of their intrinsic value.

[ruralavalon]

Age 79, retired with no pension or annuity, my asset allocation is 60/40.

The total return of my portfolio year to date is 14.11%.

That's more than 4 times my expected withdrawal rate for the entire year. My portfolio is 43% larger than it was the day I retired.

[Gecko10x]

Up around 17% YTD. Holding somewhere around 75% stocks.

[Gecko10x]

Up 14.8% (not including contributions). A 1.1x levered portfolio, currently 67/33 risk/ballast but until recently more like 75/25 risk/ballast. Risk is equities/REITs/commodities/crypto, ballast is bonds/fixed income. The leverage comes from several sleeves using various flavors of levered ETFs, totaling about 7% of the portfolio.

I'm surprised you're not more levered than that. IIRC, you don't have all your funds in levered strategies; out of curiosity, do you have any plans to add more funds to those strategies or are you happy with what you have allocated to them?

[Hydromod]

Up 14.8% (not including contributions). A 1.1x levered portfolio, currently 67/33 risk/ballast but until recently more like 75/25 risk/ballast. Risk is equities/REITs/commodities/crypto, ballast is bonds/fixed income. The leverage comes from several sleeves using various flavors of levered ETFs, totaling about 7% of the portfolio.

I'm surprised you're not more levered than that. IIRC, you don't have all your funds in levered strategies; out of curiosity, do you have any plans to add more funds to those strategies or are you happy with what you have allocated to them?

Almost all of my assets are in 403b accounts, where I have no access to LETFs. Basically everything outside of the 403b is levered. I'm getting very cautious with my 403b right now because I'm edging close to retirement and some of the types of assets that I'd like for stability aren't available in the 403b.

Once I can roll the funds out of the 403b, I'll rearrange things a bit. The tax deferred and taxable parts will go to a stable levered allocation that won't need much tending if I get incapacitated, maybe something like 90/90/40 equity/treasury/alt effective allocation aimed at a stable return. The Roth part will jump to maybe 15 or 20% of the portfolio, and maintain the type of approach I've been doing with the levered funds. The Roth part will be for doing good/posterity, the rest is for living.

[RetiredAL]

Approx 16.2% YTD. 65/35 AA. 75% of equities are Indexes or similar. 25% of equities is a tilted to LC Growth.

[livesoft]

YTD (30 September 2024) returns of a few 60/40 funds for your viewing and benchmarking pleasure.

12.27% VSMGX Vanguard LifeStrategy Moderate Growth fund, has US + International
14.11% VBIAX Vanguard Balanced Index fund, has US only and no international
12.06% DGSIX DFA Global Allocation 60/40 I fund, a small-cap and value tilted 60/40 asset allocation
11.77% SWBGX Schwab MarketTrack Balanced 60/40, a balanced fund of index funds
12.67% AOR iShares Core Growth Allocation ETF 60/40

The performance of a 60/40 portfolio continues to vary by quite a bit depending on how the 60/40 is constituted.

Also note:
8.15% AVUV Avantis US Small Cap Value ETF
29.76% MTUM iShares MSCI USA Momentum Factor ETF

20.58% VTSAX Vanguard Total US Stock Market
13.56% VTIAX Vanguard Total International Stock Market
4.41% VBTLX Vanguard US Bond Index fund
5.38% VSCSX Vanguard Short-Term Corporate Bond Index fund
5.01% VAIPX Vanguard Inflation-Protected Securities fund
2.71% VWITX Vanguard Intermediate-Term Tax-Exempt fund

4.01% VMFXX Vanguard Federal Money Market fund

-4.69% QREARX TIAA Real Estate (drop is moderating, price is up this month)
13.61% VGSLX Vanguard Real Estate Index fund

[Corrections welcome!]

[Dottie57]

60/40 portfolio.

Up 12.5%

Happy with results.

[Metsfan91]

At the end of month, September, I am up 16.00% YTD. All equity. 55/45 US/Ex-US

At the end of month, August, I am up 13.36% YTD. All equity. 55/45 US/Ex-US...Eventful month.

At the end of month, July, I am up 11.25% YTD. All equity. 55/45 US/Ex-US.

At the end of month, June, I am up 6.80% YTD. All equity. 55/45 US/Ex-US.

At the end of month, May, I am up 5.94% YTD. All equity. 55/45 US/Ex-US.

At the end of month, April, I am up 1.45% YTD. All equity. 55/45 US/Ex-US.

[TnGuy]

17.85% - (returns only)


David

[Gecko10x]

Up 14.8% (not including contributions). A 1.1x levered portfolio, currently 67/33 risk/ballast but until recently more like 75/25 risk/ballast. Risk is equities/REITs/commodities/crypto, ballast is bonds/fixed income. The leverage comes from several sleeves using various flavors of levered ETFs, totaling about 7% of the portfolio.

I'm surprised you're not more levered than that. IIRC, you don't have all your funds in levered strategies; out of curiosity, do you have any plans to add more funds to those strategies or are you happy with what you have allocated to them?

Almost all of my assets are in 403b accounts, where I have no access to LETFs. Basically everything outside of the 403b is levered. I'm getting very cautious with my 403b right now because I'm edging close to retirement and some of the types of assets that I'd like for stability aren't available in the 403b.

Once I can roll the funds out of the 403b, I'll rearrange things a bit. The tax deferred and taxable parts will go to a stable levered allocation that won't need much tending if I get incapacitated, maybe something like 90/90/40 equity/treasury/alt effective allocation aimed at a stable return. The Roth part will jump to maybe 15 or 20% of the portfolio, and maintain the type of approach I've been doing with the levered funds. The Roth part will be for doing good/posterity, the rest is for living.

Ah, that makes sense.

[DSBH]

13.7% for my retiree ~60/40 portfolio.

[mudd]

April in the books - live by the sword Die by the sword!
Stocks in my Roth - +9.28%
Roths Overall - +6.91%
Net Worth Overall - +5.07% (doesn't include house,cars etc)

May in the books -
Stocks in my Roth - +15.42%
Roths Overall - +11.24%
Net Worth Overall - +7.35% (doesn't include house,cars etc)

June in the books -
Stocks in my Roth - +14.24%
Roths Overall - +10.57%
Net Worth Overall - +7.04% (doesn't include house,cars etc)

July in the books -
Stocks in my Roth - +2.67%
Roths Overall - +2.82%
Net Worth Overall - +2.91% (doesn't include house,cars etc)

August in the books -
Stocks in my Roth - +5.77%
Roths Overall - +5.08%
Net Worth Overall - +3.76% (doesn't include house,cars etc)

Better than last month but I still would have been better off in SPY or ITOT lol...

August in the books -
Stocks in my Roth - +13.03%
Roths Overall - +10.17%
Net Worth Overall - +6.3% (doesn't include house,cars etc)

[Taylor Larimore]

Bogleheads:

I cannot remember when I last checked the returns of my Three-Fund Portfolio. I accept what the market gives and don't try to beat it.

The Three-Fund Portfolio has given me a very comfortable retirement.

viewtopic.php?t=88005

Best wishes.
Taylor

Jack Bogle's Words of Wisdom: "The Three-Fund Portfolio will help you to develop a sound asset allocation strategy, make smart investment selections, and guide the implementation of your plan.”

[learning30]

Fidelity 401k is up 22.06% YTD

Vanguard brokerage and Roth IRA I'm not sure because it doesn't give me a % for YTD. It is up whatever VTI is up YTD.

My Vanguard brokerage started the year at $82k on 1/1/24 and is currently at $170k. I've contributed quite a bit this year also.

YOU all have changed my life. Thanks for everything