DCA or Lump?

[RetireGuy]

Hi BH Community,

I know we don’t want to time the market, but would you make an exception at these valuations with a large lump sum that has been on the sidelines (cash) for years? I missed a great run up, of course, but dollar cost averaging feels right, but clearly what do I know . If DCA is ok, how would you approach it (timeline)? Thank you all as always!

RG

[livesoft]

Please enjoy reading this:
Final definitive: DCA or Lump

[TipsQuestions]

I'd set an asset allocation and stick to it based on your risk tolerance and goal for the funds, not play market timing games.

[rossington]

Hello OP,
You absolutely need to read livesoft's post/link above.
(Please read that first...but the moral of the story is do whatever you are most comfortable with).

[dogagility]

...would you make an exception at these valuations with a large lump sum that has been on the sidelines (cash) for years?

I would not.

[RetireGuy]

Please enjoy reading this:
Final definitive: DCA or Lump

Thank you for the chuckle, livesoft…I should have guessed it will play out like that. I will just lump sum it and hope for the best based on a separate 10-year ladder to cover expenses. Thanks again!