Insurance check for car repair to me or shop?

[Bengineer]

My car is going into the body shop for repairs.

Is it better for the insurance company to cut me a check that I sign over to them, or for them to pay the shop directly?

I think the amount final amount negotiated between the insurance and body shop will be more than the current estimate.

I'm expecting to pay only the deductible.

Anyone had experience with this?

Thanks much!

[lazydavid]

Let them deal with the shop directly. They will handle all the back and forth for re-adjustments to the claim. When you pick up the car, you will pay the remaining balance (your deductible) to the shop.

[the_wiki]

My insurance paid the body shop directly, less my deductible. So when I picked up the repaired vehicle, the balance due from the shop was my deductible amount.