Share your net worth progression

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills.
keith6014
Posts: 696
Joined: Thu Jan 02, 2014 10:58 pm

Re: Share your net worth progression

Post by keith6014 »

WorkToLive wrote: Sat Jan 27, 2024 3:22 pm Updated for 2022 and 2023. Ages 49/49. College fund around $380k and kiddo heading somewhere in the fall (four early action admits and one deferral so far).

Year Net Worth % Change
1997 356,287.66
1998 539,784.89 52%
1999 784,627.04 45%
2000 739,986.16 -6%
2001 711,787.28 -4%
2002 636,930.95 -11%
2003 1,139,199.50 79%
2004 1,291,329.39 13%
2005 1,423,341.22 10%
2006 1,795,357.28 26%
2007 1,979,565.57 10%
2008 634,913.01 -68%
2009 846,575.70 33%
2010 1,084,009.57 28%
2011 1,198,760.43 11%
2012 1,518,082.65 27%
2013 1,973,249.32 30%
2014 2,210,700.01 12%
2015 2,227,326.52 1%
2016 2,464,882.13 11%
2017 2,999,118.21 22%
2018 2,966,863.19 -1%
2019 3,927,713.26 32%
2020 4,660,007.31 19%
2021 5,847,088.49 25%
2022 5,153,329.16 -12%
2023 6,291,844.38 22%
What were you invested in 2008? 68% drawdown is quite high.
WorkToLive
Posts: 722
Joined: Thu Nov 12, 2009 1:19 pm

Re: Share your net worth progression

Post by WorkToLive »

keith6014 wrote: Sun Jan 28, 2024 7:04 am
WorkToLive wrote: Sat Jan 27, 2024 3:22 pm Updated for 2022 and 2023. Ages 49/49. College fund around $380k and kiddo heading somewhere in the fall (four early action admits and one deferral so far).

Year Net Worth % Change
1997 356,287.66
1998 539,784.89 52%
1999 784,627.04 45%
2000 739,986.16 -6%
2001 711,787.28 -4%
2002 636,930.95 -11%
2003 1,139,199.50 79%
2004 1,291,329.39 13%
2005 1,423,341.22 10%
2006 1,795,357.28 26%
2007 1,979,565.57 10%
2008 634,913.01 -68%
2009 846,575.70 33%
2010 1,084,009.57 28%
2011 1,198,760.43 11%
2012 1,518,082.65 27%
2013 1,973,249.32 30%
2014 2,210,700.01 12%
2015 2,227,326.52 1%
2016 2,464,882.13 11%
2017 2,999,118.21 22%
2018 2,966,863.19 -1%
2019 3,927,713.26 32%
2020 4,660,007.31 19%
2021 5,847,088.49 25%
2022 5,153,329.16 -12%
2023 6,291,844.38 22%
What were you invested in 2008? 68% drawdown is quite high.
The same stuff I'm invested in now (Vanguard broad market mostly US index funds). I think it's misleading because I'm pretty sure I sold something in early 2008 to increase our down payment for the house we bought that year and still own. My column header should read "invested assets" and not "net worth." We paid off the house a few years ago and it's worth about $750k and not included in the numbers above. I think that's the only time I sold assets in my adult life.
DreamsOfRetiring
Posts: 76
Joined: Sat Nov 23, 2019 8:42 am

Re: Share your net worth progression

Post by DreamsOfRetiring »

WorkToLive wrote: Sat Jan 27, 2024 3:22 pm Updated for 2022 and 2023. Ages 49/49. College fund around $380k and kiddo heading somewhere in the fall (four early action admits and one deferral so far).

Year Net Worth % Change
1997 356,287.66
1998 539,784.89 52%
1999 784,627.04 45%
2000 739,986.16 -6%
2001 711,787.28 -4%
2002 636,930.95 -11%
2003 1,139,199.50 79%
2004 1,291,329.39 13%
2005 1,423,341.22 10%
2006 1,795,357.28 26%
2007 1,979,565.57 10%
2008 634,913.01 -68%
2009 846,575.70 33%
2010 1,084,009.57 28%
2011 1,198,760.43 11%
2012 1,518,082.65 27%
2013 1,973,249.32 30%
2014 2,210,700.01 12%
2015 2,227,326.52 1%
2016 2,464,882.13 11%
2017 2,999,118.21 22%
2018 2,966,863.19 -1%
2019 3,927,713.26 32%
2020 4,660,007.31 19%
2021 5,847,088.49 25%
2022 5,153,329.16 -12%
2023 6,291,844.38 22%
The last 5 years were a rocket ship!!
Azaroth16
Posts: 6
Joined: Wed Jan 10, 2024 8:53 am

Re: Share your net worth progression

Post by Azaroth16 »

First time posting in this thread - I'm looking forward to checking in each year as I make continued progress. I spent most of my 20's and early 30's steadily employed working dependable, but relatively low paying jobs. I've always contributed enough to get the company 401(k) match, which wasn't much (50% match of the first 4% of my contributions), but have not saved or invested much in addition to that. After coming across the Bogleheads forum/wiki, I have spent the last year eliminating some credit card debt I was carrying, and got out of a few regrettable stock positions I got myself into chasing dividend payouts and meme stocks in my taxable account. I'm now working on rebalancing my portfolio into the classic 3-fund mix, and have doubled down on contributing to my retirement and taxable accounts to make up for lost time.

2021 (Age 36): $72,500
2022 (Age 37): $57,600
2023 (Age 38): $83,300
Action321
Posts: 7
Joined: Mon Oct 19, 2020 8:33 pm

Re: Share your net worth progression

Post by Action321 »

Azaroth16 wrote: Mon Jan 29, 2024 6:40 am First time posting in this thread - I'm looking forward to checking in each year as I make continued progress. I spent most of my 20's and early 30's steadily employed working dependable, but relatively low paying jobs. I've always contributed enough to get the company 401(k) match, which wasn't much (50% match of the first 4% of my contributions), but have not saved or invested much in addition to that. After coming across the Bogleheads forum/wiki, I have spent the last year eliminating some credit card debt I was carrying, and got out of a few regrettable stock positions I got myself into chasing dividend payouts and meme stocks in my taxable account. I'm now working on rebalancing my portfolio into the classic 3-fund mix, and have doubled down on contributing to my retirement and taxable accounts to make up for lost time.

2021 (Age 36): $72,500
2022 (Age 37): $57,600
2023 (Age 38): $83,300
great job, you are on the right path. :sharebeer
ShatteredFX21
Posts: 4
Joined: Sun Jan 28, 2024 6:43 pm
Location: NYC

Re: Share your net worth progression

Post by ShatteredFX21 »

Well for me I don’t really remember the times before 2021 since I also just joined this forum but I only started to invest in 2016 in the summer before I was just saving money in the bank. I am also a late starter since I started at the age at 32, because I knew about investing but was scared but I am glad I did and staying focused and doing the best I can I just try and live below my means and continue to invest. Also the amounts are included in my Roth IRA, Brokerage Account and Employee Sponsored Plan which is a Traditional and Roth 403b plans. I can say I am glad I took charge and I am able to slowly learn each day whether it’s from podcast or from sites like this. Thank you all.

So for 2021 - $127,912.21
2022 - $197,712.46
2023 - $241,047.62

Currently and presently is $245, 452.89
Triple digit golfer
Posts: 10402
Joined: Mon May 18, 2009 5:57 pm

Re: Share your net worth progression

Post by Triple digit golfer »

Triple digit golfer wrote: Sat Jan 01, 2022 7:47 am We're 36, married couple with a child. Last 5 years net worth at 12/31:

2017: $658k
2018: $672k
2019: $873k
2020: $1,098k
2021: $1,404k
We're now 38 years old.

2017: $658k
2018: $672k
2019: $873k
2020: $1,098k
2021: $1,404k
2022: $1,288k
2023: $1,586k
Lloyd Christmas
Posts: 63
Joined: Sun Apr 05, 2020 6:48 am

Re: Share your net worth progression

Post by Lloyd Christmas »

Triple digit golfer wrote: Mon Jan 29, 2024 8:01 am
Triple digit golfer wrote: Sat Jan 01, 2022 7:47 am We're 36, married couple with a child. Last 5 years net worth at 12/31:

2017: $658k
2018: $672k
2019: $873k
2020: $1,098k
2021: $1,404k
We're now 38 years old.

2017: $658k
2018: $672k
2019: $873k
2020: $1,098k
2021: $1,404k
2022: $1,288k
2023: $1,586k
As someone of a similar age: what was your income during this timeframe? How much are you saving each year?
Triple digit golfer
Posts: 10402
Joined: Mon May 18, 2009 5:57 pm

Re: Share your net worth progression

Post by Triple digit golfer »

Lloyd Christmas wrote: Mon Jan 29, 2024 7:33 pm
Triple digit golfer wrote: Mon Jan 29, 2024 8:01 am
Triple digit golfer wrote: Sat Jan 01, 2022 7:47 am We're 36, married couple with a child. Last 5 years net worth at 12/31:

2017: $658k
2018: $672k
2019: $873k
2020: $1,098k
2021: $1,404k
We're now 38 years old.

2017: $658k
2018: $672k
2019: $873k
2020: $1,098k
2021: $1,404k
2022: $1,288k
2023: $1,586k
As someone of a similar age: what was your income during this timeframe? How much are you saving each year?
My income in 2017 was about $130k and today is pushing $180k. Not a huge jump.

Savings is around 1/3 of gross income.

My wife stopped working in 2017 and went back about six months ago.
tman9940
Posts: 288
Joined: Tue Aug 11, 2015 11:44 pm

Re: Share your net worth progression

Post by tman9940 »

1/2016-$12,700.

1/2017-$36,900

1/2018- $87,400

1/2019- $116,900

1/2020- $187,300

1/2021- $299,900

1/2022- $401,000

1/2023- $420,000

1/2024- $549,000


Hitting 500k was very exciting and it’s starting to really pickup steam.
FIRE@40
Posts: 1
Joined: Mon Sep 11, 2023 7:18 pm

Re: Share your net worth progression

Post by FIRE@40 »

Age: 49/46
Stocks: 38.5%, Bonds/HYS: 36%, RE: 25.5% (includes residence)
Hope to rebalance the portfolio after joining this forum.

Year NW (in K) % Inc
2010 365.9
2011 381.8 4.35%
2012 544.1 42.51%
2013 692.9 27.35%
2014 877.8 26.68%
2015 1005.8 14.58%
2016 1222.8 21.57%
2017 1508.9 23.40%
2018 1736.0 15.05%
2019 2313.7 33.28%
2020 2774.0 19.89%
2021 3231.5 16.49%
2022 3557.6 10.09%
2023 4084.4 14.81% Early Retire/ working
herpfinance
Posts: 248
Joined: Tue Nov 18, 2014 3:52 pm
Location: Denmark

Re: Share your net worth progression

Post by herpfinance »

herpfinance wrote: Fri Jan 12, 2024 9:56 am
herpfinance wrote: Sun Aug 06, 2023 5:40 pm $100k Sep 2014
$150k July 2016
$300k July 2019
$400k Oct 2020
$500k Feb 2021
$650k July 2023

Forgot to update at the last $100k mark, so I'll do 150k this time.

As I'm not using USD as my primary currency, it's getting harder to keep track with currency swings added to the mix.

I'm happy I kept posting in this thread, though. Otherwise I wouldn't have had a good sense of historical progress.
Getting very close to the $700k mark.

Pretty satisfying to be more than twice as far in the net worth journey than I expected a decade ago.
$700k mark hit within the past few days.

I also acquired a vacation home on very favorable terms. I have not included the equity of it above, but a conservative estimate would be around $300k, so including real estate equity I hit seven figures.
"The intelligent investor is a realist who sells to optimists and buys from pessimists" - Benjamin Graham
muitu
Posts: 107
Joined: Thu Feb 03, 2022 8:48 am
Location: Buffalo, NY

Re: Share your net worth progression

Post by muitu »

Age 26/24
Started late 2022.

1/2023: 30k
1/2024: 73k

Salaries are 55k and 88k. Contributing 24% of total income towards investments.

Consists of just 2 Roth IRAs and 2 401(k)s.
"Wealth consists not in having great possessions, but in having few wants." - Epictetus
TwstdSista
Posts: 1399
Joined: Thu Nov 16, 2017 3:03 am

Re: Share your net worth progression

Post by TwstdSista »

muitu wrote: Tue Jan 30, 2024 12:49 pm Age 26/24
Started late 2022.

1/2023: 30k
1/2024: 73k

Salaries are 55k and 88k. Contributing 24% of total income towards investments.

Consists of just 2 Roth IRAs and 2 401(k)s.
This is great! Keep doing what you're doing - you are definitely on the right path!
User avatar
Smartbutnotenough
Posts: 36
Joined: Wed Feb 17, 2021 8:16 pm

Re: Share your net worth progression

Post by Smartbutnotenough »

Age Year Net Worth (EoY, 000s)
30 2011 $105
31 2012 $131
32 2013 $190
33 2014 $462
34 2015 $794
35 2016 $1,084
36 2017 $1,205
37 2018 $1,409
38 2019 $1,808
39 2020 $2,255
40 2021 $2,996
41 2022 $2,170
42 2023 $3,127

Market recovered really well despite all the predictions end of 2022. I'm glad I stayed invested!
pickles27
Posts: 35
Joined: Wed Apr 20, 2016 3:24 pm

Re: Share your net worth progression

Post by pickles27 »

Age: 32 + 30, dual income family, 2 children (3.5yrs + 5months), L-MCOL.

2014: 3k (Graduated College, began career)
2015: 10k (Bought 1st home + rented to friends who lived with me to cover mortgage)
2016: 52k
2017: 92k (Got married, added wife's income)
2018: 186k (Sold 1st home and purchased current family home)
2019: 234k
2020: 309k (Had 1st child, wife stopped working temporarily)
2021: 590k (wife began working again)
2022: 709k
2023: 798k (Child #2 born and home addition/remodel)
2024: 860k

Our goal a few years ago was to hit 2-comma by 2024. Looks like we will fall short as the combination of out-of-pocket expenses for our home addition/remodel and new baby being born slowed down our investing temporarily. Both big events have been incredible for our family and we are excited to set our sights on two-comma by 2025.
Borqa45
Posts: 60
Joined: Tue Jan 16, 2024 10:02 am

Re: Share your net worth progression

Post by Borqa45 »

muitu wrote: Tue Jan 30, 2024 12:49 pm Age 26/24
Started late 2022.

1/2023: 30k
1/2024: 73k

Salaries are 55k and 88k. Contributing 24% of total income towards investments.

Consists of just 2 Roth IRAs and 2 401(k)s.
Time is your best friend. If you keep contributing that much percentage, you are going to be rich! Keep at it!!!
yogesh
Posts: 569
Joined: Thu Oct 11, 2012 6:20 pm

Re: Share your net worth progression

Post by yogesh »

Another day of S&P hitting highs and crossed $1M in 401K at age 45 starting at age 25 by holding a target date index fund. Portfolio in signature!
Emergency: FDIC | Taxable: VTMFX | Retirement: TR2040
Wannaretireearly
Posts: 4750
Joined: Wed Mar 31, 2010 4:39 pm

Re: Share your net worth progression

Post by Wannaretireearly »

yogesh wrote: Thu Feb 08, 2024 7:58 pm Another day of S&P hitting highs and crossed $1M in 401K at age 45 starting at age 25 by holding a target date index fund. Portfolio in signature!
Congrats. It is amazing to see this progress.
I’ve similar milestone progress at roughly same age.
Really helps keep my mind sane, when there is chaos at work and home!

:sharebeer
“At some point you are trading time you will never get back for money you will never spend.“ | “How do you want to spend the best remaining year of your life?“
AlphabetBackward
Posts: 9
Joined: Mon Feb 04, 2019 5:23 pm

Re: Share your net worth progression

Post by AlphabetBackward »

Image

I got a new job but only lasted a couple months as I could not handle the shift. My previous employee took me back and matched ~95% of the new salary. The second job asked me to stay and work weekends when I could before asking me to formally resign after a few months.

I sold some in taxable to buy a new car and I wasn't sure how to account for the "negative" contributions and growth but I'll leave it as good enough. I only have a slight bit of buyer's remorse as I would be in the two comma club had I not bought it. I also now understand the hesitation from people who have shifted from accumulation phase to distribution.

This thread always amazes me at not only how some Bogleheads' net worth have a meteoric rise but how their salary also can have large growth. I've only gotten more than the usual 0-4% COL raises by getting a new job. Will have a lower salary in 2024 since I don't have the extra shifts from the new job and no raise for 2024 (probably because of the 30% raise from coming back).
irr
Posts: 95
Joined: Thu Aug 19, 2021 10:01 am
Location: Carolinas

Re: Share your net worth progression

Post by irr »

AlphabetBackward wrote: Fri Feb 09, 2024 6:43 am Image

I got a new job but only lasted a couple months as I could not handle the shift. My previous employee took me back and matched ~95% of the new salary. The second job asked me to stay and work weekends when I could before asking me to formally resign after a few months.

I sold some in taxable to buy a new car and I wasn't sure how to account for the "negative" contributions and growth but I'll leave it as good enough. I only have a slight bit of buyer's remorse as I would be in the two comma club had I not bought it. I also now understand the hesitation from people who have shifted from accumulation phase to distribution.

This thread always amazes me at not only how some Bogleheads' net worth have a meteoric rise but how their salary also can have large growth. I've only gotten more than the usual 0-4% COL raises by getting a new job. Will have a lower salary in 2024 since I don't have the extra shifts from the new job and no raise for 2024 (probably because of the 30% raise from coming back).
You're doing great across the board and congrats on getting a near pay match in a more enjoyable position. You'll be at the two comma club before you know it.
Real estate, where even the most mediocre can become wealthy.
syngameon
Posts: 19
Joined: Sun Jan 21, 2024 5:35 pm

Re: Share your net worth progression

Post by syngameon »

Don't forget to live your life while you are trying to save big for retirement. You could be dead sooner than you think. In other words, do not pinch yourself because you want to be very comfortable in retirement. There are things you can enjoy while being young that you can't when you are frail due to old age.
Topic Author
techcrium
Posts: 166
Joined: Sun Mar 24, 2013 12:09 am

Re: Share your net worth progression

Post by techcrium »

WorkToLive wrote: Sat Jan 27, 2024 3:22 pm Updated for 2022 and 2023. Ages 49/49. College fund around $380k and kiddo heading somewhere in the fall (four early action admits and one deferral so far).

Year Net Worth % Change
1997 356,287.66
1998 539,784.89 52%
1999 784,627.04 45%
2000 739,986.16 -6%
2001 711,787.28 -4%
2002 636,930.95 -11%
2003 1,139,199.50 79%
2004 1,291,329.39 13%
2005 1,423,341.22 10%
2006 1,795,357.28 26%
2007 1,979,565.57 10%
2008 634,913.01 -68%
2009 846,575.70 33%
2010 1,084,009.57 28%
2011 1,198,760.43 11%
2012 1,518,082.65 27%
2013 1,973,249.32 30%
2014 2,210,700.01 12%
2015 2,227,326.52 1%
2016 2,464,882.13 11%
2017 2,999,118.21 22%
2018 2,966,863.19 -1%
2019 3,927,713.26 32%
2020 4,660,007.31 19%
2021 5,847,088.49 25%
2022 5,153,329.16 -12%
2023 6,291,844.38 22%
So you had half a million dollars at the age of 24 in 1998??? Then 5 years later, you became a millionaire in 2003 at the age of 29?

But then it took you another 10 years to reach 2 million???
WorkToLive
Posts: 722
Joined: Thu Nov 12, 2009 1:19 pm

Re: Share your net worth progression

Post by WorkToLive »

techcrium wrote: Fri Feb 09, 2024 11:14 pm
WorkToLive wrote: Sat Jan 27, 2024 3:22 pm Updated for 2022 and 2023. Ages 49/49. College fund around $380k and kiddo heading somewhere in the fall (four early action admits and one deferral so far).

Year Net Worth % Change
1997 356,287.66
1998 539,784.89 52%
1999 784,627.04 45%
2000 739,986.16 -6%
2001 711,787.28 -4%
2002 636,930.95 -11%
2003 1,139,199.50 79%
2004 1,291,329.39 13%
2005 1,423,341.22 10%
2006 1,795,357.28 26%
2007 1,979,565.57 10%
2008 634,913.01 -68%
2009 846,575.70 33%
2010 1,084,009.57 28%
2011 1,198,760.43 11%
2012 1,518,082.65 27%
2013 1,973,249.32 30%
2014 2,210,700.01 12%
2015 2,227,326.52 1%
2016 2,464,882.13 11%
2017 2,999,118.21 22%
2018 2,966,863.19 -1%
2019 3,927,713.26 32%
2020 4,660,007.31 19%
2021 5,847,088.49 25%
2022 5,153,329.16 -12%
2023 6,291,844.38 22%
So you had half a million dollars at the age of 24 in 1998??? Then 5 years later, you became a millionaire in 2003 at the age of 29?

But then it took you another 10 years to reach 2 million???
Yes; I lived extremely cheaply in my 20s (roommate sharing a one BR apartment--I slept behind a screen in the dining area; manual transmission Honda Accord I drove for 16 years; cooked my meals; never enjoyed traveling) then a lot happened between ages 29 and 39. I got married, bought a condo, had a baby, took off a few years to raise her, worked at a low-paid job until she was Kindergarten age, sold the condo, and bought a townhouse, then paid off the townhouse. My net worth numbers are not accurate because I only tracked home loan debt and never the associated equity. Technically, my townhouse is worth $800k so my net worth is closer to $7M. I considered the home loans as debt that needed to be paid off so I had a place to live. I've always considered money as a means to an end and never set out to be wealthy. So I bought things, sold things, worked or didn't work, etc. as it suited me. I always told myself I would not run the calculation on how bad a decision it was to pay off my mortgage, but I did it anyway last summer. I can't remember the final tally, but I think we'd be somewhere north of $7M invested assets if I had not. But I don't make decisions solely based on numbers--paying off the mortgage was something we both wanted to do, so we did! No regrets here.
Wannaretireearly
Posts: 4750
Joined: Wed Mar 31, 2010 4:39 pm

Re: Share your net worth progression

Post by Wannaretireearly »

WorkToLive wrote: Sat Feb 10, 2024 9:26 am
techcrium wrote: Fri Feb 09, 2024 11:14 pm
WorkToLive wrote: Sat Jan 27, 2024 3:22 pm Updated for 2022 and 2023. Ages 49/49. College fund around $380k and kiddo heading somewhere in the fall (four early action admits and one deferral so far).

Year Net Worth % Change
1997 356,287.66
1998 539,784.89 52%
1999 784,627.04 45%
2000 739,986.16 -6%
2001 711,787.28 -4%
2002 636,930.95 -11%
2003 1,139,199.50 79%
2004 1,291,329.39 13%
2005 1,423,341.22 10%
2006 1,795,357.28 26%
2007 1,979,565.57 10%
2008 634,913.01 -68%
2009 846,575.70 33%
2010 1,084,009.57 28%
2011 1,198,760.43 11%
2012 1,518,082.65 27%
2013 1,973,249.32 30%
2014 2,210,700.01 12%
2015 2,227,326.52 1%
2016 2,464,882.13 11%
2017 2,999,118.21 22%
2018 2,966,863.19 -1%
2019 3,927,713.26 32%
2020 4,660,007.31 19%
2021 5,847,088.49 25%
2022 5,153,329.16 -12%
2023 6,291,844.38 22%
So you had half a million dollars at the age of 24 in 1998??? Then 5 years later, you became a millionaire in 2003 at the age of 29?

But then it took you another 10 years to reach 2 million???
Yes; I lived extremely cheaply in my 20s (roommate sharing a one BR apartment--I slept behind a screen in the dining area; manual transmission Honda Accord I drove for 16 years; cooked my meals; never enjoyed traveling) then a lot happened between ages 29 and 39. I got married, bought a condo, had a baby, took off a few years to raise her, worked at a low-paid job until she was Kindergarten age, sold the condo, and bought a townhouse, then paid off the townhouse. My net worth numbers are not accurate because I only tracked home loan debt and never the associated equity. Technically, my townhouse is worth $800k so my net worth is closer to $7M. I considered the home loans as debt that needed to be paid off so I had a place to live. I've always considered money as a means to an end and never set out to be wealthy. So I bought things, sold things, worked or didn't work, etc. as it suited me. I always told myself I would not run the calculation on how bad a decision it was to pay off my mortgage, but I did it anyway last summer. I can't remember the final tally, but I think we'd be somewhere north of $7M invested assets if I had not. But I don't make decisions solely based on numbers--paying off the mortgage was something we both wanted to do, so we did! No regrets here.
This is fascinating. Thanks for sharing. The dips and peaks are cool to see. What stands out is tremendous progress after $3M :)
I’m guessing compound interest really shows up after this point. Or at least I hope that’s the case!
“At some point you are trading time you will never get back for money you will never spend.“ | “How do you want to spend the best remaining year of your life?“
VegasStrong!
Posts: 1
Joined: Sun Feb 11, 2024 6:56 pm

Re: Share your net worth progression

Post by VegasStrong! »

I am 41 years old and starting tracking my net worth since 2018.

2018 - 2,141,100
2019 - 2,777,586
2020 - 3,828,964
2021 - 4,474,238
2022 - 3,316,919
2023 - 4,807,718
2024 - 5,200,000 (Feb 2024 so far)

Retirement will be 2026/2027. I focus on mutual funds that pay large capital gains.
User avatar
AnnetteLouisan
Posts: 7145
Joined: Sat Sep 18, 2021 10:16 pm
Location: New York, NY

Re: Share your net worth progression

Post by AnnetteLouisan »

AnnetteLouisan wrote: Wed Jan 03, 2024 9:22 am
AnnetteLouisan wrote: Fri Jan 06, 2023 10:27 am
AnnetteLouisan wrote: Fri Apr 01, 2022 8:36 pm
AnnetteLouisan wrote: Sat Jan 01, 2022 6:57 pm 1992: 80k in the red from student loans
1996: ZERO! Hooray!
Don’t invest because the market is “too high”
(Salary goes from 65 to 88 to 105 to 155 to 180 to 200)
2002: $240,000 - ten years out of law school, bank CDs (5yrs)
(Base Salary is at 210)
2008: $564,000 - still plugging away, sr associate in big law
2009: $385,000 😱
2010: started investing in matched 401k (AA 30/70)
2016: 1.05 mil!
reduced equity exposure because the market was “too high” 🙄 (salary: 240)
2017: bought a Manhattan co-op :oops:
2020: $1.66 million - still plugging away, this time with a matched 401k (salary: 285)
2021: $1.84 million 😎 - still working, finally got a Roth IRA (backdoor) and taxable account with Fidelity, and bought some I bonds. (Sal:290)
Goal: $2M by 12/31/22
4/1/22: $1.89 M (sal, 300). Started buying FSKAX, VTI and t-bills.
12/31/22: $2M! Made my year end goal!
12/31/23: $2.1M NW, portfolio 1.5M. Approx $94k pretax investment income (maxing 401k, IRA, I bonds & some taxable investing- VTI and treasuries). May tweak these numbers once I get my official statements. This is from checking my accounts online and does not include my return on zero coupon treasuries.
2/2024: $2.15M, gross income expected 2024 from all sources $410. Unbelievably, my investment gains alone were over $100k last year, a record. Finally received all my 2023 numbers and 2024 projections. I’m a shoo-in for $2.2M, maybe even $2.3 by year end. Continuing to max my 401k, backdoor Roth IRA and catch ups. Saving around 65 percent of net each month, down from 85 percent (enjoying it tho).
mtwistercapitalist
Posts: 32
Joined: Wed Jan 13, 2021 8:34 pm

Re: Share your net worth progression

Post by mtwistercapitalist »

Startled Cat wrote: Sat Dec 30, 2023 11:40 am
Startled Cat wrote: Mon Jan 16, 2023 1:49 pm Year-end figures below. I'm in a registered domestic partnership, but the numbers are just for me.

Code: Select all

Year   age   salary   NW
2011   26    $90k     $280k
2012   27    $105k    $368k
2013   28    $110k    $487k
2014   29    $120k    $555k
2015   30    $165k    $662k
2016   31    $165k    $789k
2017   32    $275k    $1.06M
2018   33    $325k    $1.39M
2019   34    $375k    $1.83M
2020   35    $399k    $1.87M
2021   36    $580k    $2.55M
2022   37    $725k    $2.95M
Didn't quite manage to hit $3M in 2022, but instead reached that milestone on Jan 9, and now sitting at $3.06M. I'm just reaching the point where my savings could sustain my current spending level at a 3% withdrawal rate, which is satisfying.

Code: Select all

Year   age   salary   NW
2011   26    $90k     $280k
2012   27    $105k    $368k
2013   28    $110k    $487k
2014   29    $120k    $555k
2015   30    $165k    $662k
2016   31    $165k    $789k
2017   32    $275k    $1.06M
2018   33    $325k    $1.39M
2019   34    $375k    $1.83M
2020   35    $399k    $1.87M
2021   36    $580k    $2.55M
2022   37    $725k    $2.95M
2023   38    $725k    $3.83M
2023 was another good year, despite the market volatility. I was fortunate to reach my goal of "3 ($M) in '23" very early in the year, and "4 in '24" looks close at hand.

Despite the fantastic increase in NW, there are a few headwinds. My compensation has been flat since late 2021 and won't increase for 2024 either, so my earnings have decreased in real terms and I expect the decline will continue going forward. Based on CPI-U, it's been about a 15% effective cut so far. On top of that, my state taxes are increasing by several thousand dollars in 2024. I also just found out today that my electric utility rate is going up by 26% on Jan 1, compounded on top of multiple recent large increases that nearly doubled the price since 2021. These are pretty small cost increases in the grand scheme of things, and I'm well aware I'm extremely fortunate, but psychologically I'm feeling an impulse to cut back a bit after being a bit more free with spending in the last few years (though still saving a ton by any standard). I also feel much less certain about the future than I did before. The world is changing fast right now, and personally I'm finding it hard to stay motivated at work knowing that I don't need the income to support myself. I definitely don't take the income stream for granted, and that makes me hesitant to inflate my lifestyle to the point where I would actually depend on that income.
Congratulations! What field are you in that allows you to earn such a hefty chunk of change?
sir_throckmorton
Posts: 66
Joined: Tue Dec 26, 2017 10:04 pm

Re: Share your net worth progression

Post by sir_throckmorton »

sir_throckmorton wrote: Sat Dec 31, 2022 7:49 am 2017, 30 yo - 50k
2018, 31 yo - 90k
2019, 32 yo - 260k
2020, 33 yo - 580k
2021, 34 yo - 950k
2022, 35 yo - 1.15m
2023, 36 yo - 1.8m
Lloyd Christmas
Posts: 63
Joined: Sun Apr 05, 2020 6:48 am

Re: Share your net worth progression

Post by Lloyd Christmas »

sir_throckmorton wrote: Sun Feb 11, 2024 10:41 pm
sir_throckmorton wrote: Sat Dec 31, 2022 7:49 am 2017, 30 yo - 50k
2018, 31 yo - 90k
2019, 32 yo - 260k
2020, 33 yo - 580k
2021, 34 yo - 950k
2022, 35 yo - 1.15m
2023, 36 yo - 1.8m
Good grief. That’s incredible. What is your profession?
Startled Cat
Posts: 703
Joined: Thu Apr 03, 2008 8:54 pm

Re: Share your net worth progression

Post by Startled Cat »

mtwistercapitalist wrote: Sun Feb 11, 2024 8:57 pm Congratulations! What field are you in that allows you to earn such a hefty chunk of change?
Tech (FANG)
kumjan
Posts: 70
Joined: Mon Aug 22, 2022 7:33 pm

Re: Share your net worth progression

Post by kumjan »

Lloyd Christmas wrote: Mon Feb 12, 2024 3:54 am
sir_throckmorton wrote: Sun Feb 11, 2024 10:41 pm
sir_throckmorton wrote: Sat Dec 31, 2022 7:49 am 2017, 30 yo - 50k
2018, 31 yo - 90k
2019, 32 yo - 260k
2020, 33 yo - 580k
2021, 34 yo - 950k
2022, 35 yo - 1.15m
2023, 36 yo - 1.8m
Good grief. That’s incredible. What is your profession?
Probably subspecialty physician continuing to live like a resident. Finished training around 32 yo.
sir_throckmorton
Posts: 66
Joined: Tue Dec 26, 2017 10:04 pm

Re: Share your net worth progression

Post by sir_throckmorton »

kumjan wrote: Mon Feb 12, 2024 6:16 am
Lloyd Christmas wrote: Mon Feb 12, 2024 3:54 am
sir_throckmorton wrote: Sun Feb 11, 2024 10:41 pm
sir_throckmorton wrote: Sat Dec 31, 2022 7:49 am 2017, 30 yo - 50k
2018, 31 yo - 90k
2019, 32 yo - 260k
2020, 33 yo - 580k
2021, 34 yo - 950k
2022, 35 yo - 1.15m
2023, 36 yo - 1.8m
Good grief. That’s incredible. What is your profession?
Probably subspecialty physician continuing to live like a resident. Finished training around 32 yo.
Spot on. Radiologist, finished fellowship in 2019. Have had some lifestyle creep, but saving/investing very aggressively.
kumjan
Posts: 70
Joined: Mon Aug 22, 2022 7:33 pm

Re: Share your net worth progression

Post by kumjan »

sir_throckmorton wrote: Mon Feb 12, 2024 7:38 am
kumjan wrote: Mon Feb 12, 2024 6:16 am
Lloyd Christmas wrote: Mon Feb 12, 2024 3:54 am
sir_throckmorton wrote: Sun Feb 11, 2024 10:41 pm
sir_throckmorton wrote: Sat Dec 31, 2022 7:49 am 2017, 30 yo - 50k
2018, 31 yo - 90k
2019, 32 yo - 260k
2020, 33 yo - 580k
2021, 34 yo - 950k
2022, 35 yo - 1.15m
2023, 36 yo - 1.8m
Good grief. That’s incredible. What is your profession?
Probably subspecialty physician continuing to live like a resident. Finished training around 32 yo.
Spot on. Radiologist, finished fellowship in 2019. Have had some lifestyle creep, but saving/investing very aggressively.
At this pace and if the market doesn't tumble, you will be a decamillionaire before your 10th work anniversary. (unsolicited advice: avoid burnout at any cost.)

Congrats and enjoy the fruits of your hard work and delayed gratification!! It sure wasn't easy to get to where you are. If was, everyone would have done it.
as9
Posts: 447
Joined: Mon Jan 27, 2020 8:26 am

Re: Share your net worth progression

Post by as9 »

as9 wrote: Tue Jan 10, 2023 9:49 am Sharing for the first time. It's tough feeling poor / behind on this site, but it's also motivating.

Age 38, single earner in family of 5 (3 young kids)

(numbers are a little fuzzy until 2020)
2017 - 81k
2018 - 147k
2019 - 242k
2020 - 297k
2021 - 387k
2022 - 524k
2023 - 561k
2024 - 690k (hit 700k last week for the first time)
Dmslax45
Posts: 63
Joined: Sat Mar 28, 2020 10:21 am

Re: Share your net worth progression

Post by Dmslax45 »

Dmslax45 wrote: Fri Jan 27, 2023 8:19 pm 2016 (26): $562
2017 (27): $25k
2018 (28): did not calculate
2019 (29): $167k
2020 (30): $260k
2021 (31): $441k
2022 (32): $629k
2023 (33): $771k
User avatar
luminous
Posts: 526
Joined: Sat Dec 30, 2017 9:28 pm

Re: Share your net worth progression

Post by luminous »

Fantastic progress everyone! Keep it up!
65/12/23 US stock/international stock/bonds. Bonds capped at 10x annual spending. Semi-retired as of 2022.
novemberrain
Posts: 697
Joined: Wed May 09, 2018 12:26 pm

Re: Share your net worth progression

Post by novemberrain »

pinhead wrote: Tue Jun 09, 2020 1:59 pm Age: 45, Spouse 44, 2 kids

Dec 1999: Graduated college with $2000 savings. No debt. Fortunate tuition was paid by very frugal parents. Very inexpensive college
2000: $10K (felt amazing hitting the first milestone, my salary was $40K, spouse (fiance then) $50K)
2001: 35K
2002: $50K (Lost job due to 9/11 here. jobless or 8 months)
2003: 80K (Felt financially secure at this point. Bought a used Mercedes for $22K. Foolish move)
2004: 120K
2005: $200K (1st kid born)
2006: $330K (we both started working for ourselves and moved to a major city)
2007: $450K (Bought a townhouse for $300k cash)
2008: $600K
2009: $650K (Mercedes broke down. Bought Camry)
2010: $800K
2011: $1m (hit the $1m mark 4 years before hitting 40, which was my initial target)
2012: $1.25m (2nd kid born)
2013: 1.45m
2014: 1.7m
2015: 2m (I turned 40. Twice the initial target set earlier in life)
2016: 2.5m
2017: 3m
2018: 3.5m
2019: 4m (Finally bought a bigger home after living way below our means for cash. Renting out old townhouse)

2020 Current: 4.4m. On target to reach maybe 4.6m to 4.7m by year end.
(Large jump because a single stock I owned tripled during Covid and i sold 80% of it, which netted me over $250K)

2021: Achieve life goal of $5m

(For me, $5m is the magic number), where I will blow anything after this $5m. I probably wont carelessly blow it because of the discipline I have become accustomed to, but I would be very content with spending on larger toys (Maybe a polaris slingshot). I can breathe, and not hustle daily trying to land opportunities. I currently work 10 - 12 hours a day, 6 days a week.

*Disclaimer: The net worth amounts year by year are approximates based on memory.

Congrats !

Your post brought a smile to my face; because I just crossed the same magic number you quoted, i.e. 5m.
I am curious where you are at now. I assume between 8m - 10m ?
slalom
Posts: 328
Joined: Mon Dec 25, 2017 3:59 am

Re: Share your net worth progression

Post by slalom »

WorkToLive wrote: Sat Jan 27, 2024 3:22 pm Updated for 2022 and 2023. Ages 49/49. College fund around $380k and kiddo heading somewhere in the fall (four early action admits and one deferral so far).

Year Net Worth % Change
1997 356,287.66
The most incredible thing about this is having a $356k NW in 1997 (~$672k today) at age 23. How does that work?
FishEarly
Posts: 40
Joined: Mon Jan 21, 2019 9:46 pm

Re: Share your net worth progression

Post by FishEarly »

novemberrain wrote: Thu Feb 15, 2024 9:32 pm
pinhead wrote: Tue Jun 09, 2020 1:59 pm Age: 45, Spouse 44, 2 kids

Dec 1999: Graduated college with $2000 savings. No debt. Fortunate tuition was paid by very frugal parents. Very inexpensive college
2000: $10K (felt amazing hitting the first milestone, my salary was $40K, spouse (fiance then) $50K)
2001: 35K
2002: $50K (Lost job due to 9/11 here. jobless or 8 months)
2003: 80K (Felt financially secure at this point. Bought a used Mercedes for $22K. Foolish move)
2004: 120K
2005: $200K (1st kid born)
2006: $330K (we both started working for ourselves and moved to a major city)
2007: $450K (Bought a townhouse for $300k cash)
2008: $600K
2009: $650K (Mercedes broke down. Bought Camry)
2010: $800K
2011: $1m (hit the $1m mark 4 years before hitting 40, which was my initial target)
2012: $1.25m (2nd kid born)
2013: 1.45m
2014: 1.7m
2015: 2m (I turned 40. Twice the initial target set earlier in life)
2016: 2.5m
2017: 3m
2018: 3.5m
2019: 4m (Finally bought a bigger home after living way below our means for cash. Renting out old townhouse)

2020 Current: 4.4m. On target to reach maybe 4.6m to 4.7m by year end.
(Large jump because a single stock I owned tripled during Covid and i sold 80% of it, which netted me over $250K)

2021: Achieve life goal of $5m

(For me, $5m is the magic number), where I will blow anything after this $5m. I probably wont carelessly blow it because of the discipline I have become accustomed to, but I would be very content with spending on larger toys (Maybe a polaris slingshot). I can breathe, and not hustle daily trying to land opportunities. I currently work 10 - 12 hours a day, 6 days a week.

*Disclaimer: The net worth amounts year by year are approximates based on memory.

Congrats !

Your post brought a smile to my face; because I just crossed the same magic number you quoted, i.e. 5m.
I am curious where you are at now. I assume between 8m - 10m ?
You've got to buy the Slingshot :sharebeer Wife and I bought one as 55 year olds and we have a blast cruising around in it. We live in a cold climate so we're limited to the summer months, but still a fun toy to reward yourself with!
thegr881
Posts: 23
Joined: Fri Jun 10, 2011 1:19 pm

Re: Share your net worth progression

Post by thegr881 »

Month Net Worth
6/1/2006 $124,000
8/1/2006 $132,785
9/1/2006 $135,229
10/1/2006 $145,668
11/1/2006 $148,901
12/1/2006 $151,225
1/1/2007 $159,187
2/1/2007 $167,023
3/1/2007 $169,807
5/1/2007 $183,707
6/1/2007 $188,511
10/1/2007 $208,287
12/1/2007 $217,972
3/1/2008 $215,084
8/1/2008 $214,837
3/1/2009 $233,485
6/1/2009 $275,402
9/1/2009 $328,931
12/1/2009 $379,091
1/1/2010 $390,458
2/1/2010 $402,689
3/1/2010 $411,434
4/1/2010 $428,875
5/1/2010 $425,465
6/1/2010 $439,343
10/1/2010 $483,148
12/1/2010 $508,600
3/1/2011 $611,926
7/1/2011 $616,049
1/1/2012 $702,192
5/1/2012 $770,201
10/1/2012 $902,306
1/1/2013 $945,830
5/1/2013 $1,093,354
8/1/2013 $1,151,920
11/1/2013 $1,303,993
4/1/2014 $1,359,924
5/1/2014 $1,440,616
7/1/2014 $1,454,000
8/1/2014 $1,478,433
11/1/2014 $1,498,045
3/1/2015 $1,627,788
4/1/2015 $1,628,234
5/1/2015 $1,660,731
7/1/2015 $1,701,001
1/1/2016 $1,749,200
6/1/2016 $1,954,355
9/1/2016 $2,088,674
1/1/2017 $2,325,343
7/1/2017 $2,670,877
12/17/2017 $2,939,224
3/1/2018 $3,108,022
8/1/2018 $3,085,710
1/1/2019 $3,096,888
2/1/2019 $3,040,672
3/1/2019 $3,048,676
4/1/2019 $3,109,529
5/1/2019 $3,090,821
6/1/2019 $3,258,204
7/1/2019 $3,277,957
8/1/2019 $3,243,115
9/1/2019 $3,314,570
10/1/2019 $3,788,828
11/1/2019 $3,710,950
12/1/2019 $3,842,158
1/1/2020 $3,892,019
2/1/2020 $3,735,128
3/1/2020 $3,451,460
4/1/2020 $3,715,963
5/1/2020 $3,906,086
6/1/2020 $3,897,133
7/1/2020 $4,097,982
8/1/2020 $4,290,557
9/1/2020 $4,214,275
10/1/2020 $4,202,155
11/1/2020 $4,538,817
12/1/2020 $4,711,150
1/1/2021 $4,884,192
2/1/2021 $5,005,225
3/1/2021 $5,173,328
4/1/2021 $5,368,825
5/1/2021 $5,427,592
6/1/2021 $5,612,645
7/1/2021 $5,662,049
8/1/2021 $5,662,049
9/5/2021 $5,885,000
1/29/2022 $6,018,368
3/20/2022 $6,181,921
9/4/2023 $6,940,564
1/31/2024 $7,423,365
2/11/2024 $7,621,810
FishEarly
Posts: 40
Joined: Mon Jan 21, 2019 9:46 pm

Re: Share your net worth progression

Post by FishEarly »

Started really tracking my net worth in January of 2019 in preparation for retirement. Still haven't pulled the plug as I our small business is doing well and we enjoy it. We have slowed down a bit and the stress of making the business a success has subsided. We've been at it about 18 years.
2019 (51) $5.1M
2020 (52) $5.6M
2021 (53) $6.4M
2022 (54) $7.7M
2023 (55) $8.8M
2024 (56) $10.1M (Fun milestone to hit, but no real big celebration. My wife is very frugal, but not really interested in our finances. She calls it "funny money" :D )
40% Stock / 20% Bonds / 40% - 4 Investment Properties / Primary Home (all paid off)
Glad to have found this forum back in 2019 :sharebeer
e5116
Posts: 862
Joined: Mon Oct 05, 2009 11:22 am

Re: Share your net worth progression

Post by e5116 »

Hit the $2M+ mark in investable assets this month!! (Excludes home equity which is about $400k.)

Took over 13 years after graduating and first job to hit $1M (joint with wife) and then only 3.5 years after that to hit $2M. (I was teetering on $1M for a looong time though as I was in spitting distance in March 2020, then....we all know what happened).

I like keeping track of how long it takes for me to "make" $100k to see the power of compounding. The first $100k is definitely the hardest.

Investable Assets Amount: Months to Achieve
$100k: 38.3
$200k: 15.2
$300k: 20.5
$400k: 11.0
$500k: 29.4 [can be ignored since put 20% down on house payment so had to make up that]
$600k: 9.0
$700k: 4.0
$800k: 14.2
$900k: 7.3
$1M: 9.1
$1.1M: 3.0
$1.2M: 1.2
$1.3M: 2.1
$1.4M: 2.7
$1.5M: 5.0
$1.6M: 17.7
$1.7M: 2.5
$1.8M: 5.3
$1.9M: 0.8
$2.0M: 2.0

I haven't done anything crazy. Index fund investing, maximize retirement accounts, continue to increase salary (but no stock options or sales of business or anything like that), live below means, kids now finally out of daycare/private school. I'm 38 with 2 kids.
techieguy
Posts: 36
Joined: Wed Nov 05, 2014 6:46 pm

Re: Share your net worth progression

Post by techieguy »

WorkToLive wrote: Sat Feb 10, 2024 9:26 am
techcrium wrote: Fri Feb 09, 2024 11:14 pm
WorkToLive wrote: Sat Jan 27, 2024 3:22 pm Updated for 2022 and 2023. Ages 49/49. College fund around $380k and kiddo heading somewhere in the fall (four early action admits and one deferral so far).

Year Net Worth % Change
1997 356,287.66
1998 539,784.89 52%
1999 784,627.04 45%
2000 739,986.16 -6%
2001 711,787.28 -4%
2002 636,930.95 -11%
2003 1,139,199.50 79%
2004 1,291,329.39 13%
2005 1,423,341.22 10%
2006 1,795,357.28 26%
2007 1,979,565.57 10%
2008 634,913.01 -68%
2009 846,575.70 33%
2010 1,084,009.57 28%
2011 1,198,760.43 11%
2012 1,518,082.65 27%
2013 1,973,249.32 30%
2014 2,210,700.01 12%
2015 2,227,326.52 1%
2016 2,464,882.13 11%
2017 2,999,118.21 22%
2018 2,966,863.19 -1%
2019 3,927,713.26 32%
2020 4,660,007.31 19%
2021 5,847,088.49 25%
2022 5,153,329.16 -12%
2023 6,291,844.38 22%
So you had half a million dollars at the age of 24 in 1998??? Then 5 years later, you became a millionaire in 2003 at the age of 29?

But then it took you another 10 years to reach 2 million???
Yes; I lived extremely cheaply in my 20s (roommate sharing a one BR apartment--I slept behind a screen in the dining area; manual transmission Honda Accord I drove for 16 years; cooked my meals; never enjoyed traveling) then a lot happened between ages 29 and 39. I got married, bought a condo, had a baby, took off a few years to raise her, worked at a low-paid job until she was Kindergarten age, sold the condo, and bought a townhouse, then paid off the townhouse. My net worth numbers are not accurate because I only tracked home loan debt and never the associated equity. Technically, my townhouse is worth $800k so my net worth is closer to $7M. I considered the home loans as debt that needed to be paid off so I had a place to live. I've always considered money as a means to an end and never set out to be wealthy. So I bought things, sold things, worked or didn't work, etc. as it suited me. I always told myself I would not run the calculation on how bad a decision it was to pay off my mortgage, but I did it anyway last summer. I can't remember the final tally, but I think we'd be somewhere north of $7M invested assets if I had not. But I don't make decisions solely based on numbers--paying off the mortgage was something we both wanted to do, so we did! No regrets here.

Really incredible journey! Would you be willing to share your estimated household income and savings rate based on gross income over the last 5-10 years?

Thanks
MichRoots
Posts: 125
Joined: Sun Apr 03, 2022 2:01 pm

Re: Share your net worth progression

Post by MichRoots »

MichRoots wrote: Sat Dec 09, 2023 3:32 pm Found some more stats
1999 ... 10k (age 26)
2000 ... 17k
2001 ... 20k
2002 ... 37k
2003 ... 49k
2004 ... 66k
2005 ... 77k
2006 ... 86k
2007 ...100k
2008 ... 77k
2009 ... 90k
Dec 2010... 102k
Dec 2011 ... 108k
Dec 2012 ... 130k
Dec 2013 ... 166k
Dec 2014 ... 195k
Dec 2015 ... 212k
Dec 2016 ... 249k
Dec 2017 ... 306k
Dec 2018 ... 319k
Dec 2019 ... 414k
Dec 2020 ... 504k
Dec 2021 ... 616k
Dec 2022 ... 605k
Dec 2023 ... 726k (age 50)
Jonbuck
Posts: 78
Joined: Mon Jun 01, 2020 12:16 pm

Re: Share your net worth progression

Post by Jonbuck »

thegr881 wrote: Sat Feb 17, 2024 4:51 pm Month Net Worth
6/1/2006 $124,000
8/1/2006 $132,785
9/1/2006 $135,229
10/1/2006 $145,668
11/1/2006 $148,901
12/1/2006 $151,225
1/1/2007 $159,187
2/1/2007 $167,023
3/1/2007 $169,807
5/1/2007 $183,707
6/1/2007 $188,511
10/1/2007 $208,287
12/1/2007 $217,972
3/1/2008 $215,084
8/1/2008 $214,837
3/1/2009 $233,485
6/1/2009 $275,402
9/1/2009 $328,931
12/1/2009 $379,091
1/1/2010 $390,458
2/1/2010 $402,689
3/1/2010 $411,434
4/1/2010 $428,875
5/1/2010 $425,465
6/1/2010 $439,343
10/1/2010 $483,148
12/1/2010 $508,600
3/1/2011 $611,926
7/1/2011 $616,049
1/1/2012 $702,192
5/1/2012 $770,201
10/1/2012 $902,306
1/1/2013 $945,830
5/1/2013 $1,093,354
8/1/2013 $1,151,920
11/1/2013 $1,303,993
4/1/2014 $1,359,924
5/1/2014 $1,440,616
7/1/2014 $1,454,000
8/1/2014 $1,478,433
11/1/2014 $1,498,045
3/1/2015 $1,627,788
4/1/2015 $1,628,234
5/1/2015 $1,660,731
7/1/2015 $1,701,001
1/1/2016 $1,749,200
6/1/2016 $1,954,355
9/1/2016 $2,088,674
1/1/2017 $2,325,343
7/1/2017 $2,670,877
12/17/2017 $2,939,224
3/1/2018 $3,108,022
8/1/2018 $3,085,710
1/1/2019 $3,096,888
2/1/2019 $3,040,672
3/1/2019 $3,048,676
4/1/2019 $3,109,529
5/1/2019 $3,090,821
6/1/2019 $3,258,204
7/1/2019 $3,277,957
8/1/2019 $3,243,115
9/1/2019 $3,314,570
10/1/2019 $3,788,828
11/1/2019 $3,710,950
12/1/2019 $3,842,158
1/1/2020 $3,892,019
2/1/2020 $3,735,128
3/1/2020 $3,451,460
4/1/2020 $3,715,963
5/1/2020 $3,906,086
6/1/2020 $3,897,133
7/1/2020 $4,097,982
8/1/2020 $4,290,557
9/1/2020 $4,214,275
10/1/2020 $4,202,155
11/1/2020 $4,538,817
12/1/2020 $4,711,150
1/1/2021 $4,884,192
2/1/2021 $5,005,225
3/1/2021 $5,173,328
4/1/2021 $5,368,825
5/1/2021 $5,427,592
6/1/2021 $5,612,645
7/1/2021 $5,662,049
8/1/2021 $5,662,049
9/5/2021 $5,885,000
1/29/2022 $6,018,368
3/20/2022 $6,181,921
9/4/2023 $6,940,564
1/31/2024 $7,423,365
2/11/2024 $7,621,810
Thanks for sharing this progression. I find this very inspiring as it clearly shows the power of compounding and just being consistent over a long period of time. I would be curious to know how much you have averaged investing throughout this time?
mdd
Posts: 15
Joined: Sat Jul 25, 2020 4:54 pm

Re: Share your net worth progression

Post by mdd »

syngameon wrote: Fri Feb 09, 2024 12:58 pm Don't forget to live your life while you are trying to save big for retirement. You could be dead sooner than you think. In other words, do not pinch yourself because you want to be very comfortable in retirement. There are things you can enjoy while being young that you can't when you are frail due to old age.
This has been on my mind lately a lot…I’m making this actionable by booking a Rockies vacation for DW and I this summer, first class accommodations. In true boglehead format I used airline miles :D
RMD8
Posts: 6
Joined: Fri Feb 16, 2024 9:34 pm

Re: Share your net worth progression

Post by RMD8 »

New to forum and very impressive returns by so many!. I thought I was doing so well until I saw how well everyone has been doing over the years... :sharebeer
Heres my limited info;

Year (Age) Portfolio

2007 (38) $973,823
2008 (39) $1,100,608
2009 (40) $729,441
2010 (41) $1,189,184
2011 (42) $1,397,323
2012 (43) $1,686,324
2013 (44) $1,893,648
2014 (45) $2,248,204
2015 (46) $2,562,642
2016 (47) $2,766,221
2017 (48) $3,616,626
2018 (49) $4,503,923
2019 (50) $4,113,364
2020 (51) $5,550,742
2021 (52) $7,556,166
2022 (53) $9,314,756
2023 (54) $9,711,617
2024 (55) $11,411,237

I contribute about 130k/year to my portfolio..(about 30% of yearly salary)
Investments are predominately individual stocks, ETF's, and a few no-load MF's.
Started trading quarterly options in 2016 in most of my accounts.
Zero debt and about 3.1M in real estate... and few "toys".. :D
Chadnudj
Posts: 1260
Joined: Tue Oct 29, 2013 11:22 am

Re: Share your net worth progression

Post by Chadnudj »

Azaroth16 wrote: Mon Jan 29, 2024 6:40 am First time posting in this thread - I'm looking forward to checking in each year as I make continued progress. I spent most of my 20's and early 30's steadily employed working dependable, but relatively low paying jobs. I've always contributed enough to get the company 401(k) match, which wasn't much (50% match of the first 4% of my contributions), but have not saved or invested much in addition to that. After coming across the Bogleheads forum/wiki, I have spent the last year eliminating some credit card debt I was carrying, and got out of a few regrettable stock positions I got myself into chasing dividend payouts and meme stocks in my taxable account. I'm now working on rebalancing my portfolio into the classic 3-fund mix, and have doubled down on contributing to my retirement and taxable accounts to make up for lost time.

2021 (Age 36): $72,500
2022 (Age 37): $57,600
2023 (Age 38): $83,300
Congratulations on getting on a great path. You'll be in excellent shape before you know it (and you already have a pretty decent start!)
Jimsad
Posts: 888
Joined: Mon Mar 20, 2017 5:54 pm

Re: Share your net worth progression

Post by Jimsad »

RMD8 wrote: Sun Feb 18, 2024 10:03 am New to forum and very impressive returns by so many!. I thought I was doing so well until I saw how well everyone has been doing over the years... :sharebeer
Heres my limited info;

Year (Age) Portfolio

2007 (38) $973,823
2008 (39) $1,100,608
2009 (40) $729,441
2010 (41) $1,189,184
2011 (42) $1,397,323
2012 (43) $1,686,324
2013 (44) $1,893,648
2014 (45) $2,248,204
2015 (46) $2,562,642
2016 (47) $2,766,221
2017 (48) $3,616,626
2018 (49) $4,503,923
2019 (50) $4,113,364
2020 (51) $5,550,742
2021 (52) $7,556,166
2022 (53) $9,314,756
2023 (54) $9,711,617
2024 (55) $11,411,237

I contribute about 130k/year to my portfolio..(about 30% of yearly salary)
Investments are predominately individual stocks, ETF's, and a few no-load MF's.
Started trading quarterly options in 2016 in most of my accounts.
Zero debt and about 3.1M in real estate... and few "toys".. :D
I suspect that your gains are most likely from individual stocks like Tesla , NVIDIA etc where you might have gotten lucky as you mention only “few “ mutual funds
Probably not easily reproducible if someone contributes 130k yearly to a boglehead 3 fund portfolio
But congratulations !
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