Quicken 2019 and forward

[CardinalRule]

BECU (formerly known as Boeing Employees Credit Union), one of the largest credit unions in the USA, stopped allowing Quicken access in July(?), allegedly due to a security issue with Quicken, and will keep the access shut down until Quicken fixes it. It's been quite a frustration.

Chase, Bank of America and other large banks abandoned Direct Connect in favor of Express Web Connect+, the newer method. I gotta think those banks have enough smart people between them to know if that was insecure. What does BECU know that the others don't?

This is not an argument in favor of allowing Quicken to connect to your bank. BECU has already decided to allow that, as have you. They just think there's currently a flaw, where others apparently don't.

BECU is indeed one of the larger credit unions, but I have never been impressed with its mom and pop technology capabilities. It sometimes seems like BECU has a tiny security apparatus and one IT guy who takes the summer off. Not long ago, BECU had another Quicken outage that went on and on (although not as long as the current one).

[EZ James]

My copy of Quicken just updated to "Quicken Classic" with the new logo.

The splash screen was replaced with the original which says "Connected to online services from: Fidelity (logo)". I'm wondering how much Fidelity paid Quicken for that ad.

You can find the splash screen location here:

- Navigate to the Quicken configuration folder, C:\ProgramData\Quicken\Config\
- Edit Quicken.ini, search for "Splash=" (path to file) <--- the splash image is here

I replaced it with one of my choosing.

The splash screen image is SPLASH.BMP, but the program will process other image types, such as .jpg. Make a copy of the original file - just in case. Copy your chosen image to "SPLASH.BMP". Restart Quicken. Works fine.

I've found that after the update and after I get the "Quicken Classic" ... it takes longer to get to the actual program than in the past. Anyone else experiencing that? Though tonight It did get there fairly quickly. However a few prior times to today it was taking forever and getting me quite concerned if I'd ever get there.

Classic Premier takes less than 3 seconds to load after entering PW for my Mac mini m1. Data file goes back about 30 yrs.

[michaeljc70]

My copy of Quicken just updated to "Quicken Classic" with the new logo.

The splash screen was replaced with the original which says "Connected to online services from: Fidelity (logo)". I'm wondering how much Fidelity paid Quicken for that ad.

You can find the splash screen location here:

- Navigate to the Quicken configuration folder, C:\ProgramData\Quicken\Config\
- Edit Quicken.ini, search for "Splash=" (path to file) <--- the splash image is here

I replaced it with one of my choosing.

The splash screen image is SPLASH.BMP, but the program will process other image types, such as .jpg. Make a copy of the original file - just in case. Copy your chosen image to "SPLASH.BMP". Restart Quicken. Works fine.

I've found that after the update and after I get the "Quicken Classic" ... it takes longer to get to the actual program than in the past. Anyone else experiencing that? Though tonight It did get there fairly quickly. However a few prior times to today it was taking forever and getting me quite concerned if I'd ever get there.

Classic Premier takes less than 3 seconds to load after entering PW for my Mac mini m1. Data file goes back about 30 yrs.

I have Deluxe with 31 years of data and it takes around 10 seconds to load. I don't know if it is slower than in the past. What seems to take much longer now than it did in the past is the one step update. I have had a similar number of online accounts over the years. I did go in and clean up the number of securities it updates. It seems like it shouldn't update securities I know longer own unless I specifically tell it to. I do have it sync to the app/cloud so that probably adds time.

[abuss368]

Bogleheads -

My understanding is that Quicken was recently sold and bought yet again by another investor. Quicken has now had a serious of different owners.

Mint is also closing down correct?

This is telling about the state of the personal software industry.

In many respects I believe this was inevitable. As the push to the cloud, real time websites, text alerts, informative statements, and other reporting and analysis tools online with banking and investments, in my opinion the value of personal financial software has declined over time.

Is Quicken even an option in the cloud and mobile? Is it still a downloaded software product (which would surprise me in the year 2023).

Best.
Tony

[michaeljc70]

Bogleheads -

My understanding is that Quicken was recently sold and bought yet again by another investor. Quicken has now had a serious of different owners.

Mint is also closing down correct?

This is telling about the state of the personal software industry.

In many respects I believe this was inevitable. As the push to the cloud, real time websites, text alerts, informative statements, and other reporting and analysis tools online with banking and investments, in my opinion the value of personal financial software has declined over time.

Is Quicken even an option in the cloud and mobile? Is it still a downloaded software product (which would surprise me in the year 2023).

Best.
Tony

They have a mobile and web complement to Quicken. It lets you enter data, see transactions, etc. but is not full featured like the desktop app. Those are included with the Quicken subscription.

I was surprised (mentioned above) when the CEO said they had over a million subscribers. That is not likely something a company will throw away.

Private equity is known for trying to squeeze every penny out of a company and then dumping it. I'm afraid they may do that with Quicken. I'm personally fine with what I pay for it now, but if they jack the prices way up I will bail and use something else. It is a very mature product and as far as I'm concerned almost every new feature is practically worthless. They should just concentrate on keeping the downloads working (which they have a lot of issues with) and get all the bugs fixed.

[Lastrun]

...
Mint is also closing down correct?
.....

Is Quicken even an option in the cloud and mobile? Is it still a downloaded software product (which would surprise me in the year 2023).
...

On the first question, I guess we'll wait and see. Yes, Mint is shutting down, but some features are migrating to Credit Karma. What that looks like it still uncertain. Could be OK for old Mint folks, could be a disaster. Bet on the latter.

On the second, you still download Quicken and I have a resident app and data file back up on my machine (I use the Mac version) but I can access it online from a different browser through Quicken on the Web, which is actually pretty good. They also have an iPad app that is not very good at all.

Even though they have changed hands, they still improve the software regularly and I still find value in it.

[Lastrun]

It is a very mature product and as far as I'm concerned almost every new feature is practically worthless. They should just concentrate on keeping the downloads working (which they have a lot of issues with) and get all the bugs fixed.

On the Mac version, the updates have been helpful since that version lagged behind (and still does) the Windows versions. But the investment improvements in the last year or so have been very worthwhile IMHO.

[Peculiar_Investor]

My understanding is that Quicken was recently sold and bought yet again by another investor. Quicken has now had a serious of different owners.

Do you have a source for that information?

According to Quicken - Wikipedia

Intuit sold Quicken to H.I.G. Capital in 2016, and H.I.G. sold Quicken to Aquiline Capital Partners in 2021.

2021 isn't very recent in the software space.

Their Executive Team includes many longtime employees and the CEO Eric Dunn has been in place for quite a number of years.

[stan1]

Details matter, and in this case remember the current Quicken CEO is Eric Dunn who was Intuit employee #4 hired in 1986. He has stated he still has a personal attachment to Quicken. The current ownership has kept him as the CEO after the sale. I do agree they have made a lot of small changes to the software in recent years that have improved it.

That said, I think the market for desktop personal finance software is facing some serious demographic challenges, and I can only guess that they are challenged to recruit new subscribers to replace long time subscribers who pass away or cease to be willing and able to use this software.

They may need to make a difficult decision about the desktop software in five, ten, or twenty years. I would not assume Quicken in its current form will persist for the rest of my life.

[CardinalRule]

Details matter, and in this case remember the current Quicken CEO is Eric Dunn who was Intuit employee #4 hired in 1986. He has stated he still has a personal attachment to Quicken. The current ownership has kept him as the CEO after the sale. I do agree they have made a lot of small changes to the software in recent years that have improved it.

That said, I think the market for desktop personal finance software is facing some serious demographic challenges, and I can only guess that they are challenged to recruit new subscribers to replace long time subscribers who pass away or cease to be willing and able to use this software.

They may need to make a difficult decision about the desktop software in five, ten, or twenty years. I would not assume Quicken in its current form will persist for the rest of my life.

As discussed earlier in this thread, Quicken does seem to be focusing on its Simplifi offering, rather than the product now dubbed Quicken Classic.

[bertilak]

Details matter, and in this case remember the current Quicken CEO is Eric Dunn who was Intuit employee #4 hired in 1986. He has stated he still has a personal attachment to Quicken. The current ownership has kept him as the CEO after the sale. I do agree they have made a lot of small changes to the software in recent years that have improved it.

That said, I think the market for desktop personal finance software is facing some serious demographic challenges, and I can only guess that they are challenged to recruit new subscribers to replace long time subscribers who pass away or cease to be willing and able to use this software.

They may need to make a difficult decision about the desktop software in five, ten, or twenty years. I would not assume Quicken in its current form will persist for the rest of my life.

I fervently hope Quicken is working on a FULL FEATURED online replacement. Or, If they drop features, I hope the dropped features are ones I don't use! My least favorite feature is bill-pay being tied to automated bill downloading. I liked the old behavior where I could simply type "send" into each payment in the register. That doesn't work anymore. I have long ago switched to bill pay via my credit union, credit cards, or merchants' autopay. That is less consolidated than it used to be. One purpose of Quicken was to consolidate things, but in this area they have failed -- gone backward, actually. It's enough to irritate me but not enough to make me drop Quicken as there is NO real alternative.

[TimeRunner]

I don't use Quicken's bill pay feature. With the rise in cybersecurity issues, KYC rules, and complexity in financial institution websites and processes, initiating a bill pay from Quicken rather than from the financial institution makes Quicken's job of "just make it work" that much more difficult, and if something goes wrong, there's additional opportunities for blame-games and finger-pointing between Quicken and your bank or brokerage. YMMV, but I'll skip that feature.

[Lastrun]

.....
That said, I think the market for desktop personal finance software is facing some serious demographic challenges, and I can only guess that they are challenged to recruit new subscribers to replace long time subscribers who pass away or cease to be willing and able to use this software.
......

I don't use Quicken's bill pay feature. .... YMMV, but I'll skip that feature.

The challenges, I think, are more than demographic. Quicken launched in 1983 as one of the first true everyman uses of a personal home computer IMHO. Online banking followed roughly a decade later roughly 1994/5. It looks like Quicken bill pay came online about the same time as online banking. Before the internet hit mainstream and online banking started the only way to check a balance was either through Quicken or something like MS Money, a manual register, go into the branch, or a balance inquiry at an ATM.

Today, folks can log in and have true online banking, so the need for a personal finance program is just not the same as it was in say 1993. The technology and the way we interface with financial institutions has fundamentally changed, and is continuing to change. If gen 2.0 of my family is any bellweather they don't even use Mint at this point, they just use the bank's online products.

Back to billpay, at this point Quicken offering this is largely irrelevant compared to what the banks offer.

Back to demographics, my thinking is for these products to remain relevant, they must offer more than the bank app does, and also be phone based to survive.

[stan1]

.....
That said, I think the market for desktop personal finance software is facing some serious demographic challenges, and I can only guess that they are challenged to recruit new subscribers to replace long time subscribers who pass away or cease to be willing and able to use this software.
......

I don't use Quicken's bill pay feature. .... YMMV, but I'll skip that feature.

The challenges, I think, are more than demographic. Quicken launched in 1983 as one of the first true everyman uses of a personal home computer IMHO. Online banking followed roughly a decade later roughly 1994/5. It looks like Quicken bill pay came online about the same time as online banking. Before the internet hit mainstream and online banking started the only way to check a balance was either through Quicken or something like MS Money, a manual register, go into the branch, or a balance inquiry at an ATM.

Today, folks can log in and have true online banking, so the need for a personal finance program is just not the same as it was in say 1993. The technology and the way we interface with financial institutions has fundamentally changed, and is continuing to change. If gen 2.0 of my family is any bellweather they don't even use Mint at this point, they just use the bank's online products.

Back to billpay, at this point Quicken offering this is largely irrelevant compared to what the banks offer.

Back to demographics, my thinking is for these products to remain relevant, they must offer more than the bank app does, and also be phone based to survive.

That's exactly the demographic issue, they know their customer base and have surely been studying it for decades. They have a XX percentage of 70-90 year old predominantly male customers who have been using Quicken for more than 20 years, don't want their data in the cloud and are fearful of advances like autopay that have been around now for decades. Few 20 and 30 years olds have those mental barriers, they just want to see their data which worked fine with Mint until Intuit appears to have decided that wasn't a viable business model and customers would not be willing to pay a fee to use Mint. My guess is Quicken would love to abandon bill pay and bill presentation capability but they feel too many paying customers would walk if they did that, breaking the fragile balance they have now that keeps it going.

They've been clear about their intent going forward with the recently announced rename to Quicken Classic. Calling something "classic" is not even a subtle cue on what their view of it is. Their future is web based Simplifi not desktop software Quicken Classic. I'm sure they've studied moving all of Quicken Classic capability to a web based version since about 1995 and have over and over again decided they can't make a business case to do it. As far as Intuit goes, they've walked away from this consumer personal finance space over and over again. It seems like Intuit and Quicken still are on decent terms with each other, its possible Intuit yet again has made a business decision to hand this slice of business over to Quicken and make money off the data interfaces which Intuit still owns (e.g. transaction downloading).

[michaeljc70]

.....
That said, I think the market for desktop personal finance software is facing some serious demographic challenges, and I can only guess that they are challenged to recruit new subscribers to replace long time subscribers who pass away or cease to be willing and able to use this software.
......

I don't use Quicken's bill pay feature. .... YMMV, but I'll skip that feature.

The challenges, I think, are more than demographic. Quicken launched in 1983 as one of the first true everyman uses of a personal home computer IMHO. Online banking followed roughly a decade later roughly 1994/5. It looks like Quicken bill pay came online about the same time as online banking. Before the internet hit mainstream and online banking started the only way to check a balance was either through Quicken or something like MS Money, a manual register, go into the branch, or a balance inquiry at an ATM.

Today, folks can log in and have true online banking, so the need for a personal finance program is just not the same as it was in say 1993. The technology and the way we interface with financial institutions has fundamentally changed, and is continuing to change. If gen 2.0 of my family is any bellweather they don't even use Mint at this point, they just use the bank's online products.

Back to billpay, at this point Quicken offering this is largely irrelevant compared to what the banks offer.

Back to demographics, my thinking is for these products to remain relevant, they must offer more than the bank app does, and also be phone based to survive.

Maybe if your finances are very simple or you just don't keep track of anything. I don't think I have particularly complicated finances but Quicken still downloads from probably 5-8 different places. I don't want to login to 5 or 8 websites. Even if I did, I'd have to get out paper and pencil to aggregate the data into something useful (like how much I spent on what).

I do think most people don't keep track of what they spend to much level of detail. A lot of people probably don't want to know how their spending breaks out (like they spent $3k on coffee a year and $4k on credit card interest).

There are enough products out there (new Quicken, Quicken Classic, Spendee, Tiller, YNAB, Pocketguard, etc.) that there must still be some interest.

[DetroitRick]

Just adding one more perspective here, but I am no longer convinced that the end is near for Quicken. If company quotes can be believed, their user base is higher than when the original divestiture occured. The drop in user base that was occuring before then, mainly referencing Intuit's last pre-divestiture 10-k, really concerned me. But I've always prepared for that eventuality - the end of Quicken. While it may be amusing to say that us codgers will cling to our desktop software until it ends, that is just ridiculous. Personally I use whatever works best and I know what functions other replacement software (in any form) would need to provide. No bias here between cloud and desktop computing, no bias between cloud and desktop storage - in general I use them all.

I would be happy to migrate to a fully online version and cloud-based version of Quicken if it's done right. And I do like the current subscription model better than what we had before. So anytime a better version is available, whatever the form, I'm all in. Just understand that no current platform comes close to Quicken's functionality AND has a track record. Whether another alternative provides the same functionality is VERY dependent on exactly what functions you deem relevant to your situation. Quicken can be a waste of time for some people for sure - garbage in, garbage out. Or people who are at a simpler stage in their financial lives (when I was 35, I thought personal financial software was stupid). Regardless, when you come to rely on personal financial management software to meet YOUR evolving needs, you also want longevity or transportability to other platforms. So I don't run to every new startup just to stay "up to date". Not to mention the trust issue with connectivity.

For any of us that have managed finances for other family members, Quicken does make it easy, especially in regards to connectivity to LOTS of different institutions. Far beyond any capability offered by brokerages or banks or other institutions. If you don't use certain functions, sure maybe. I realize some use it solely to monitor spending and such. But I have a far bigger list of requirements and so far nobody else fills that list. I do a deep look every few years. Maybe next year.

If Quicken were to end tomorrow, based on what I've reviewed, I would be inclined to head in two directions. Splitting the functions of income/spending tracking and investment management (I'm an active investor, so I'm different there too).

At the end of the day, Quicken is a tool, nothing more. People can decide what they need, and their personal abilities and resources, and THEN match to the tool. I guess I look at it this way - most people I know do an abysmal job of managing their finances, young and old. So this is not an area where I would seek recommendations. I already have the results - years of better financial and investment management with virtually no effort (and particularly with very little data input). My own early retirement would have been much more difficult without Quicken. I don't "love" Quicken, but at the moment I hope it continues. As always, I have backup plans in case I'm wrong.

[You Know What I Mean]

For any of us that have managed finances for other family members, Quicken does make it easy, especially in regards to connectivity to LOTS of different institutions. Far beyond any capability offered by brokerages or banks or other institutions. If you don't use certain functions, sure maybe. I realize some use it solely to monitor spending and such. But I have a far bigger list of requirements and so far nobody else fills that list.

Same here.

[Gryphon]

Newegg is having a Black Friday sale on Quicken subscription renewals. Deluxe is $30.99 with a promo code, Premier is $44.99.

https://www.newegg.com/quicken-classic- ... 6832624019

Remember you have to have less than 6 months remaining on your subscription to use a renewal code, and the codes have an expiration date.

[GuyInFL]

Newegg is having a Black Friday sale on Quicken subscription renewals. Deluxe is $30.99 with a promo code, Premier is $44.99.

https://www.newegg.com/quicken-classic- ... 6832624019

Remember you have to have less than 6 months remaining on your subscription to use a renewal code, and the codes have an expiration date.

+1
OP, This price is worth stating on a separate thread.

Also, expiration is one year after purchase.

https://www.quicken.com/support/quicken ... bership%3F
How long can I extend my membership plan?
A membership can only be extended in the last six months of a subscription term. Therefore, multiple terms cannot be purchased and used at once to extend a membership. Retail purchases: Activation codes are good for one year after purchase.

[MGBMartin]

Newegg is having a Black Friday sale on Quicken subscription renewals. Deluxe is $30.99 with a promo code, Premier is $44.99.

https://www.newegg.com/quicken-classic- ... 6832624019

Remember you have to have less than 6 months remaining on your subscription to use a renewal code, and the codes have an expiration date.

I also saw the Quicken sale on NewEgg this morning.
As usual it’s a bit vague as to whether it is OK to use for renewal but the image does not say New Subscriptions only.
I did a little digging and see they have another distinct product on their website that the image specifically says New Subscription only.
I’ve messed up in the past and ended up with the wrong one but got around it by registering with different email address.
I do wish Quicken would sell only one version of each product and stop messing about with the New Subscribers only versus renewal; charge a different price if needed.

[LadyGeek]

I'm within the 6 month window (expires 2/2024). Subscription ordered, thanks!

The price is $35.99 with a $5 off promo code. The promo code says "limited offer", so I'm not sure how long that will last.

[michaeljc70]

My subscription doesn't renew until June, but I still picked one up. It seems like this is the cheapest time to buy it. It is silly that they have to mail the code to you, but it is what it is.

[Claudia Whitten]

My subscription doesn't renew until June, but I still picked one up. It seems like this is the cheapest time to buy it. It is silly that they have to mail the code to you, but it is what it is.

How do you know these will work for renewals?

[LadyGeek]

Because it worked the last time I did it. Search this thread for "renewal" and you'll see similar offers from last year.

[Claudia Whitten]

Because it worked the last time I did it. Search this thread for "renewal" and you'll see similar offers from last year.

Okay, I gave it a shot. We'll see. Hope it works.

[Silk McCue]

Because it worked the last time I did it. Search this thread for "renewal" and you'll see similar offers from last year.

Okay, I gave it a shot. We'll see. Hope it works.

It will.

Cheers

[LadyGeek]

Here's the post from last year.

Can I use a retail copy of the Subscription Release of Quicken to extend my membership?
Yes, but you can only redeem the activation code in the retail copy to extend your subscription in the last six months of your current subscription term. Note: Activation codes expire 24 months after being generated.
https://www.quicken.com/support/quicken ... rship-faqs

That's just saying that you can purchase renewals at retail & you don't have to sign up for auto-renewal through Quicken. Nevertheless, there are retail copies of Quicken that are only usable by new customers & can't be used to extend an existing subscription. This, for example.

I just checked it again. All OK. Quicken Subscription Membership FAQs

[cowdogman]

I've done this Newegg sale the last two years for renewal--and it worked for renewal. I have it on my Outlook calendar recurring each year on the 4th Monday in November (which will work for most years).

I just ordered again this morning--bought two copies--one I'll use now and one when I am next able (September 3, 2024). I guessing/hoping the code will still be good at that point.

[VictorStarr]

Newegg is having a Black Friday sale on Quicken subscription renewals. Deluxe is $30.99 with a promo code, Premier is $44.99.

https://www.newegg.com/quicken-classic- ... 6832624019

Remember you have to have less than 6 months remaining on your subscription to use a renewal code, and the codes have an expiration date.

Thank you, it is a good price. I ordered, my renewal is in April.

[You Know What I Mean]

Thanks for the tip. My current Classic Premier subscription ($83.88 last year) ends in January. I ordered from new egg for $49.99 plus tax.

[LadyGeek]

I just ordered again this morning--bought two copies--one I'll use now and one when I am next able (September 3, 2024). I guessing/hoping the code will still be good at that point.

It will be good for 1 year after purchase. From the Quicken Subscription Membership FAQs:

Can I use a retail copy of the Subscription Release of Quicken to extend my membership?

Yes, but you can only redeem the activation code in the retail copy to extend your subscription in the last six months of your current subscription term. Note: Activation codes are good for one year after purchase.

[idenbglhd]

Thanks for the tip. My current Classic Premier subscription ($83.88 last year) ends in January. I ordered from new egg for $49.99 plus tax.

Thanks for the heads up.
I do have a question about Key Cards.
Never ordered software before that said Key Card.
Always downloaded them.
Does the Key Card include the Activation number?
Is this card normally mailed (Post Office - USPS) or sent by email?

Thanks

[rivercrosser]

Thanks for the tip. My current Classic Premier subscription ($83.88 last year) ends in January. I ordered from new egg for $49.99 plus tax.

Thanks for the heads up.
I do have a question about Key Cards.
Never ordered software before that said Key Card.
Always downloaded them.
Does the Key Card include the Activation number?
Is this card normally mailed (Post Office - USPS) or sent by email?

Thanks

I just ordered mine again from Newegg. If it's like last year you'll get a disk. The activation code will be on a card in with the disk. If you already have Quicken all you have to do is enter the new activation code. I never took the disk out of the package.
Edit: Looked at my order. Looks like it may just be the activation card and no disk. Not 100% sure. Would just be a mater of downloading the software and entering the code if it's your first time using Quicken.

[LadyGeek]

You enter the activation code in Quicken. Help --> Manage Your Subscription --> Enter Activation Code...

[idenbglhd]

Thanks for the tip. My current Classic Premier subscription ($83.88 last year) ends in January. I ordered from new egg for $49.99 plus tax.

Thanks for the heads up.
I do have a question about Key Cards.
Never ordered software before that said Key Card.
Always downloaded them.
Does the Key Card include the Activation number?
Is this card normally mailed (Post Office - USPS) or sent by email?

Thanks

I just ordered mine again from Newegg. If it's like last year you'll get a disk. The activation code will be on a card in with the disk. If you already have Quicken all you have to do is enter the new activation code. I never took the disk out of the package.
Edit: Looked at my order. Looks like it may just be the activation card and no disk. Not 100% sure. Would just be a mater of downloading the software and entering the code if it's your first time using Quicken.

So did I.

But they sent a CD with an Activation Code inside the box.
This time it says Key Card. No mention of a CD.
Not sure if they also send a CD or just a Key Card the should have the Activation Code.
Does the Key Card also include a link to download the software if you need to?

Edit from previous post.
I normally download or get a CD of the software. Never a Key Card as mentioned on web page.

[spammagnet]

... This time it says Key Card. No mention of a CD.
Not sure if they also send a CD or just a Key Card the should have the Activation Code.
Does the Key Card also include a link to download the software if you need to?

Edit from previous post.
I normally download or get a CD of the software. Never a Key Card as mentioned on web page.

I'm under the impression that Quicken's primary method of distribution is by download from their web site. While physical CDs may be an option, retail distribution seems to be license codes, primarily. Few new computers have spinning disks of any kind. CDs just contribute to e-waste.

[Gryphon]

... This time it says Key Card. No mention of a CD.
Not sure if they also send a CD or just a Key Card the should have the Activation Code.
Does the Key Card also include a link to download the software if you need to?

Edit from previous post.
I normally download or get a CD of the software. Never a Key Card as mentioned on web page.

I'm under the impression that Quicken's primary method of distribution is by download from their web site. While physical CDs may be an option, retail distribution seems to be license codes, primarily. Few new computers have spinning disks of any kind. CDs just contribute to e-waste.

Considering Quicken's current release schedule where a new version comes out every 2-3 months, any CD in a box is likely to be obsolete by the time the customer gets it. Since they're going to have to download an updated version anyway, might as well cut to the chase & start with that. I'm a little surprised they're still bothering with a box at all; I would have thought that delivering the codes by email would be the norm by now.

In any case, I'm sure the box also contains instructions on downloading the software.

[MGBMartin]

I too ordered the one from NewEgg yesterday.
In the past I’ve bounced between ordering from NewEgg or Amazon and others.
I know in the past Amazon has the option for just giving you the key via email or in your order details, can’t remember if NewEgg have done the same or always sent a box.
I’d rather just get the key digitally, I don’t know why the don’t offer that option all the time.

[marcopolo]

... This time it says Key Card. No mention of a CD.
Not sure if they also send a CD or just a Key Card the should have the Activation Code.
Does the Key Card also include a link to download the software if you need to?

Edit from previous post.
I normally download or get a CD of the software. Never a Key Card as mentioned on web page.

I'm under the impression that Quicken's primary method of distribution is by download from their web site. While physical CDs may be an option, retail distribution seems to be license codes, primarily. Few new computers have spinning disks of any kind. CDs just contribute to e-waste.

When I renewed my license earlier this year, the best deal available at the time was from NewEgg and it required having them ship a box with the CD in it. I got the activation code from the box and threw the box and CD away. It was significantly more expensive to simply purchase an activation code.

It makes no sense. The cost of packaging and the free shipping has to be eating into someone's profit relative to selling me the activation code at the same price!

[Peculiar_Investor]

<rant>
Unfortunately Canadian customers of Quicken never benefit from these type of offers.

Nor does our version get updated as often, Product Releases and Announcements: Windows — Quicken shows Canadian releases generally lag for a couple of months.
</rant>

[Youngblood]

Newegg is having a Black Friday sale on Quicken subscription renewals. Deluxe is $30.99 with a promo code, Premier is $44.99.

https://www.newegg.com/quicken-classic- ... 6832624019

Remember you have to have less than 6 months remaining on your subscription to use a renewal code, and the codes have an expiration date.

Thanks for posting this Gryphon! I just ordered it. I hope the people looking for a new financial app will try it for a year because at $30 it's half priced. I'm a long time user who just appreciates a great deal.

[idenbglhd]

I just placed my order for Quicken Premier.

[marcopolo]

Newegg is having a Black Friday sale on Quicken subscription renewals. Deluxe is $30.99 with a promo code, Premier is $44.99.

https://www.newegg.com/quicken-classic- ... 6832624019

Remember you have to have less than 6 months remaining on your subscription to use a renewal code, and the codes have an expiration date.

Thanks for posting this Gryphon! I just ordered it. I hope the people looking for a new financial app will try it for a year because at $30 it's half priced. I'm a long time user who just appreciates a great deal.

Is this an activation code sent electronically, or does it involve shipping media?
They charge me a $17 shipping charge if I have it sent to our home address!

[cookienadal]

I mainly want quicken so I can know exactly what my asset allocation is and for general expense tracking/budgeting. I don’t mind spending the money. Is it adequate for aggregating what is in my different retirement accounts and doing an asset allocation.
I am not capable of making my own spreadsheets

[idenbglhd]

Newegg is having a Black Friday sale on Quicken subscription renewals. Deluxe is $30.99 with a promo code, Premier is $44.99.

https://www.newegg.com/quicken-classic- ... 6832624019

Remember you have to have less than 6 months remaining on your subscription to use a renewal code, and the codes have an expiration date.

Thanks for posting this Gryphon! I just ordered it. I hope the people looking for a new financial app will try it for a year because at $30 it's half priced. I'm a long time user who just appreciates a great deal.

Is this an activation code sent electronically, or does it involve shipping media?
They charge me a $17 shipping charge if I have it sent to our home address!

@marcopolo

I believe that shipping charge is for Expedited shipping.
I ordered mine and I got free shipping. Was not in a hurry to get the Card. From my Newegg Invoice Total Shipping $0.00
As for media I am still not sure if that being sent. I think it is a Card that will include the Activation Code and a possible link to download
the software if you need it.

If you do not need the software you just go open Quicken and go to Help -down to Manage your Subscription - Enter Activation Code and follow the instructions.

If it was a download there would be NO shipping charges as it would not be mailed or sent via UPS or FedEx for example.
If you don't need it in a hurry you can always try to cancel the order and reorder Quicken before it gets shipped.
You can also try to contact Newegg Support via their Chat.

If I am incorrect then someone will or should post differently.

[Lastrun]

I mainly want quicken so I can know exactly what my asset allocation is and for general expense tracking/budgeting. I don’t mind spending the money. Is it adequate for aggregating what is in my different retirement accounts and doing an asset allocation.
I am not capable of making my own spreadsheets

Are you using/considering the Windows version?

The only issues I had/have with the Windows version and the Mac versions were/are that:
1. I had to classify some securities under the Edit Security tax, the way I wanted them to be classified.
2. Cash accounts are not included in the asset allocation tools, and one you classify them as such it is difficult to unwind.
An example would be a high yield savings accounts or CDs you want to include in your fixed income allocation. You would need to classify these as investment accounts.
3. The Windows versions also makes recommendations, makes rebalancing recommendations, and provides Morningstar X-Ray analysis.

[idenbglhd]

I mainly want quicken so I can know exactly what my asset allocation is and for general expense tracking/budgeting. I don’t mind spending the money. Is it adequate for aggregating what is in my different retirement accounts and doing an asset allocation.
I am not capable of making my own spreadsheets

Take a look at these videos.
Scroll down to Windows Classic.
https://www.youtube.com/quicken#p/a
You can also join and post or browse questions at the Quicken Community before you buy at
https://community.quicken.com/
https://community.quicken.com/categorie ... re_you_buy

Note: I do not use any of Quicken's web products like Simplifi (web based).
I do download my transactions from both Banks and Brokerage firms.

[Lastrun]

I mainly want quicken so I can know exactly what my asset allocation is and for general expense tracking/budgeting. I don’t mind spending the money. Is it adequate for aggregating what is in my different retirement accounts and doing an asset allocation.
I am not capable of making my own spreadsheets

Take a look at these videos. ....

And this link I forgot to add to my post above.

https://help.quicken.com/display/WIN/Ab ... allocation

[marcopolo]

Newegg is having a Black Friday sale on Quicken subscription renewals. Deluxe is $30.99 with a promo code, Premier is $44.99.

https://www.newegg.com/quicken-classic- ... 6832624019

Remember you have to have less than 6 months remaining on your subscription to use a renewal code, and the codes have an expiration date.

Thanks for posting this Gryphon! I just ordered it. I hope the people looking for a new financial app will try it for a year because at $30 it's half priced. I'm a long time user who just appreciates a great deal.

Is this an activation code sent electronically, or does it involve shipping media?
They charge me a $17 shipping charge if I have it sent to our home address!

@marcopolo

I believe that shipping charge is for Expedited shipping.
I ordered mine and I got free shipping. Was not in a hurry to get the Card. From my Newegg Invoice Total Shipping $0.00
As for media I am still not sure if that being sent. I think it is a Card that will include the Activation Code and a possible link to download
the software if you need it.

If you do not need the software you just go open Quicken and go to Help -down to Manage your Subscription - Enter Activation Code and follow the instructions.

If it was a download there would be NO shipping charges as it would not be mailed or sent via UPS or FedEx for example.
If you don't need it in a hurry you can always try to cancel the order and reorder Quicken before it gets shipped.
You can also try to contact Newegg Support via their Chat.

If I am incorrect then someone will or should post differently.

The shipping charge is because we live in Hawaii. Some refer to it as a "Paradise tax".

Last time, i had it shipped to my son on the mainland for free as you indicate (no rush), and he sent me a picture of the activation code.
They shipped a box with a CD. Glad to see they at least have reduce that to just shipping a Card.
No sure why they can't just e-mail you the activation code and do away with the shipping all together. That is what was inquiring/hoping for.

[spammagnet]

... No sure why they can't just e-mail you the activation code and do away with the shipping all together. That is what was inquiring/hoping for.

That's what Quicken does if you buy it from their site. I think the card is so retail vendors have a physical product to put on a shelf. Newegg apparently got a deal on buying a bunch of them.