I need to move few hundred thousand BND in taxable account to more tax efficient bond location in IRA/401k. Which means sell same amount of VOO in IRA/401k and buy in taxable a/c with the BND sold amount. Then buy same amount BND in IRA/401k with the VOO sold amount. I will also realize $100k Taxloss on BND. However instead of BND I prefer to buy 2-3 year Treasuries about 5% now. Any problem with buying TBonds or TIPS instead of BND probably less risk/return ?
Last edited by ebeb on Sun Nov 19, 2023 5:53 pm, edited 3 times in total.
Just to start: the longest maturity T-bill is 52 weeks. Treasuries with 2-3 year maturities are Treasury notes (coupon-paying securities). According to Bloomberg, the current yield of 2-year Treasuries is 4.89% and 5-year is 4.44% (this suggests 3-year Treasuries are less than the 2-year). This implies that the yield you would get on moving to Treasuries will be less than 5%.
