Thanks, and thanks for the encouragement! I'm still psychologically adjusting to not having this pension option, but I agree that I'll be able to max out my 403b options and do more later.baguette wrote: ↑Sun Nov 19, 2023 5:01 pm It may not feel like it for a while, maybe even years, but you will be fine. Early career, expenses are high. Later on, your salary will be higher and some debts paid off.
I just retired from a tenured academic job - no pension, just a small match on a 401a and the option to contribute to both a 403b and a 457b. Once I could, I maxed them both. If you do that, it will add up! I’m in good shape financially, despite feeling like I struggled at the beginning. You will be too.
Worry about being good and your job, and about staying active outside of work. Good luck!
Congrats on your retirement!