I'm now 40 and just hit the second comma club for investments today! Will probably be sad to see it slip away tomorrow, but I'm well on my way to independence. Congrats everyone! Don't forget to celebrate the little wins.Joe_R95 wrote: ↑Thu Sep 12, 2019 5:47 am I finally broke $500k in invested assets yesterday for the first time. Was way more exciting when I almost got there a couple months ago. I'm 36 and have only been investing heavily since the very end of 2015. No inheritance or any windfalls. At the rate I'm going it looks like about 80% of my first million will be my money. Can't wait to see the yield curve start to form!
Congrats to everyone else in this thread. Remember to enjoy the ride.
Post your Financial Milestone Announcements Here
Re: Post your Financial Milestone Announcements Here
Re: Post your Financial Milestone Announcements Here
That is fantastic! Congratulations!Joe_R95 wrote: ↑Thu Feb 02, 2023 8:38 pmI'm now 40 and just hit the second comma club for investments today! Will probably be sad to see it slip away tomorrow, but I'm well on my way to independence. Congrats everyone! Don't forget to celebrate the little wins.Joe_R95 wrote: ↑Thu Sep 12, 2019 5:47 am I finally broke $500k in invested assets yesterday for the first time. Was way more exciting when I almost got there a couple months ago. I'm 36 and have only been investing heavily since the very end of 2015. No inheritance or any windfalls. At the rate I'm going it looks like about 80% of my first million will be my money. Can't wait to see the yield curve start to form!
Congrats to everyone else in this thread. Remember to enjoy the ride.
- Darth Xanadu
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Re: Post your Financial Milestone Announcements Here
Congratulations to you! Even though $1,000,000 is an arbitrary number, I would never call it a little win. Well done!Joe_R95 wrote: ↑Thu Feb 02, 2023 8:38 pmI'm now 40 and just hit the second comma club for investments today! Will probably be sad to see it slip away tomorrow, but I'm well on my way to independence. Congrats everyone! Don't forget to celebrate the little wins.Joe_R95 wrote: ↑Thu Sep 12, 2019 5:47 am I finally broke $500k in invested assets yesterday for the first time. Was way more exciting when I almost got there a couple months ago. I'm 36 and have only been investing heavily since the very end of 2015. No inheritance or any windfalls. At the rate I'm going it looks like about 80% of my first million will be my money. Can't wait to see the yield curve start to form!
Congrats to everyone else in this thread. Remember to enjoy the ride.
Re: Post your Financial Milestone Announcements Here
Every $10k is a win. A couple of weeks ago i was just excited I might hit it this year!Darth Xanadu wrote: ↑Thu Feb 02, 2023 8:46 pm
Congratulations to you! Even though $1,000,000 is an arbitrary number, I would never call it a little win. Well done!
- ruralavalon
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Re: Post your Financial Milestone Announcements Here
Congratulations on joining the two comma clubJoe_R95 wrote: ↑Thu Feb 02, 2023 8:38 pmI'm now 40 and just hit the second comma club for investments today! Will probably be sad to see it slip away tomorrow, but I'm well on my way to independence. Congrats everyone! Don't forget to celebrate the little wins.Joe_R95 wrote: ↑Thu Sep 12, 2019 5:47 am I finally broke $500k in invested assets yesterday for the first time. Was way more exciting when I almost got there a couple months ago. I'm 36 and have only been investing heavily since the very end of 2015. No inheritance or any windfalls. At the rate I'm going it looks like about 80% of my first million will be my money. Can't wait to see the yield curve start to form!
Congrats to everyone else in this thread. Remember to enjoy the ride.

"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: Post your Financial Milestone Announcements Here
2.5 years later, Mint says over $4M now, even accounting for one more semester of tuition for our youngest child. I had no money to panic with in 1987, but stayed the course in 2000-02, 2007-08 and recently. Three cheers for Boglehead Diamond Hands!Normchad wrote: ↑Sat Aug 01, 2020 1:54 pmCongratulations, that’s awesome. Seeing your child grow into an independent adult is a fantastic accomplishment. Good job!Minty wrote: ↑Sat Aug 01, 2020 1:48 pm When I checked Mint this morning, I saw that we (mid-early 50s couple) reached a milestone I saw mentioned years ago on Bogleheads but now cannot find. It was something like: "two commas, with the first number not being a 1 or a 2." This $3 million counts Zillow's calculation of home equity, Mint's valuation of two cheap cars, and the cash-out value of a pension. Most of it is in pretax; I don't count as an offsetting liability the tax we will eventually, probably, pay. I expect to dip back under given the current volatility, and one of us has already had a promised raise cancelled and employer retirement contributions suspended, so who knows what the future holds. But still, we can't complain.
More important and better news: Our oldest child, who graduated from college in May, decided to move to another city. She figured out how to get there on her own, and got a job on her own, which she started last week. We paid for her college, but told her after that she should plan on supporting herself. That was a lie, we probably would have subsidized her indefinitely. The pride and relief at having an adult child blessed with a little initiative and energy is absolutely priceless. A toast to all other Boglehead parents and savers out there: Best of luck!![]()
Core Four w/ nominal bonds & TIPS. Refi Rampage: Purchase: 3.875% 30 -> R1 3% 20 -> R2 2.375% 15 -> R3 1.99% 15 -> R4 1.875% 15
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Re: Post your Financial Milestone Announcements Here
That's awesome, I'm in a very similar situation. My wife and I had pretty close to nothing when we married (I was 32, she was 27), but we had two financial goals before I hit 40: 1M portfolio and a paid off house. Paid off the house at 37, then we hit 1M+ in assets ~6 months before I hit 40. I'm going to be 42 in a few months and the portfolio is now ~1.5M.Joe_R95 wrote: ↑Thu Feb 02, 2023 8:38 pmI'm now 40 and just hit the second comma club for investments today! Will probably be sad to see it slip away tomorrow, but I'm well on my way to independence. Congrats everyone! Don't forget to celebrate the little wins.Joe_R95 wrote: ↑Thu Sep 12, 2019 5:47 am I finally broke $500k in invested assets yesterday for the first time. Was way more exciting when I almost got there a couple months ago. I'm 36 and have only been investing heavily since the very end of 2015. No inheritance or any windfalls. At the rate I'm going it looks like about 80% of my first million will be my money. Can't wait to see the yield curve start to form!
Congrats to everyone else in this thread. Remember to enjoy the ride.
Re: Post your Financial Milestone Announcements Here
So you’ve added another million in the last 30 months?Minty wrote: ↑Fri Feb 03, 2023 12:17 pm2.5 years later, Mint says over $4M now, even accounting for one more semester of tuition for our youngest child. I had no money to panic with in 1987, but stayed the course in 2000-02, 2007-08 and recently. Three cheers for Boglehead Diamond Hands!Normchad wrote: ↑Sat Aug 01, 2020 1:54 pmCongratulations, that’s awesome. Seeing your child grow into an independent adult is a fantastic accomplishment. Good job!Minty wrote: ↑Sat Aug 01, 2020 1:48 pm When I checked Mint this morning, I saw that we (mid-early 50s couple) reached a milestone I saw mentioned years ago on Bogleheads but now cannot find. It was something like: "two commas, with the first number not being a 1 or a 2." This $3 million counts Zillow's calculation of home equity, Mint's valuation of two cheap cars, and the cash-out value of a pension. Most of it is in pretax; I don't count as an offsetting liability the tax we will eventually, probably, pay. I expect to dip back under given the current volatility, and one of us has already had a promised raise cancelled and employer retirement contributions suspended, so who knows what the future holds. But still, we can't complain.
More important and better news: Our oldest child, who graduated from college in May, decided to move to another city. She figured out how to get there on her own, and got a job on her own, which she started last week. We paid for her college, but told her after that she should plan on supporting herself. That was a lie, we probably would have subsidized her indefinitely. The pride and relief at having an adult child blessed with a little initiative and energy is absolutely priceless. A toast to all other Boglehead parents and savers out there: Best of luck!![]()
Congratulations!
Retired life insurance company financial officer who sincerely believes that ”It’s a GREAT day to be alive!”
Re: Post your Financial Milestone Announcements Here
Very impressive!stoptothink wrote: ↑Fri Feb 03, 2023 12:47 pm My wife and I had pretty close to nothing when we married (I was 32, she was 27), but we had two financial goals before I hit 40: 1M portfolio and a paid off house. Paid off the house at 37, then we hit 1M+ in assets ~6 months before I hit 40. I'm going to be 42 in a few months and the portfolio is now ~1.5M.
Congratulations.
Retired life insurance company financial officer who sincerely believes that ”It’s a GREAT day to be alive!”
Re: Post your Financial Milestone Announcements Here
Account down about one half million in the last year or so. Was a milestone for me.
Re: Post your Financial Milestone Announcements Here
Yeah really similar. Paid off the house a few years ago. Net worth with the house is 1.3-1.4ish. I was aiming to hit it by 40, missed it by 2 months because last years market was rough. I would be ecstatic if the portfolio grew by 500k in 2 years. It seems to be hitting the point where the market movement is really beginning to outweigh contributions.stoptothink wrote: ↑Fri Feb 03, 2023 12:47 pm That's awesome, I'm in a very similar situation. My wife and I had pretty close to nothing when we married (I was 32, she was 27), but we had two financial goals before I hit 40: 1M portfolio and a paid off house. Paid off the house at 37, then we hit 1M+ in assets ~6 months before I hit 40. I'm going to be 42 in a few months and the portfolio is now ~1.5M.
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Re: Post your Financial Milestone Announcements Here
Well, we have contributed >$300k in the last 2yrs...Joe_R95 wrote: ↑Fri Feb 03, 2023 5:36 pmYeah really similar. Paid off the house a few years ago. Net worth with the house is 1.3-1.4ish. I was aiming to hit it by 40, missed it by 2 months because last years market was rough. I would be ecstatic if the portfolio grew by 500k in 2 years. It seems to be hitting the point where the market movement is really beginning to outweigh contributions.stoptothink wrote: ↑Fri Feb 03, 2023 12:47 pm That's awesome, I'm in a very similar situation. My wife and I had pretty close to nothing when we married (I was 32, she was 27), but we had two financial goals before I hit 40: 1M portfolio and a paid off house. Paid off the house at 37, then we hit 1M+ in assets ~6 months before I hit 40. I'm going to be 42 in a few months and the portfolio is now ~1.5M.
Re: Post your Financial Milestone Announcements Here
You've got me beat. Best I've been able to contribute is $100k/year.