Share your Net Worth Regression

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills
sil2017
Posts: 614
Joined: Mon Jan 23, 2017 7:25 am

Re: Share your Net Worth Regression

Post by sil2017 »

Parkinglotracer wrote: Tue May 10, 2022 8:53 pm
sil2017 wrote: Sun May 08, 2022 4:53 pm 1/01/2022 - 3 037 000
5/08/2022 - 2 824 000

down about 7 percent based on 39 percent individual stocks and ETFs, 61 percent cash
Isn’t there some risk less short term treasuries we can get some returns from your cash?
Not sure but with the interest rate rising, I may buy multiple year annuity should it ever hit 4.5 to 5 percent...highly unlikely I think but who knows
bernina
Posts: 47
Joined: Sun Nov 03, 2019 4:25 pm

Re: Share your Net Worth Regression

Post by bernina »

As of the end of April we're down about 9% or $180k from the end of last year.

-$280k in market changes offset with $100k in contributions this year.

Portfolio is 75/25 and above numbers don't include value of our house.
homebuyer6426
Posts: 407
Joined: Tue Feb 07, 2017 9:08 am

Re: Share your Net Worth Regression

Post by homebuyer6426 »

The rise in house price seems to have kept the net worth stable in the last year, despite 90% stock portfolio.
808
Posts: 69
Joined: Sun Sep 24, 2017 3:21 am

Re: Share your Net Worth Regression

Post by 808 »

This year (through 5/10), not including primary residence, 70/30, Equities down 16%, overall portfolio down 14%
NabSh
Posts: 288
Joined: Fri Dec 25, 2020 12:09 pm
Location: USA

Re: Share your Net Worth Regression

Post by NabSh »

YTD : 20% down
mnsportsgeek
Posts: 422
Joined: Mon Jan 19, 2015 1:39 pm

Re: Share your Net Worth Regression

Post by mnsportsgeek »

mnsportsgeek wrote: Fri May 06, 2022 5:09 pm December 2021 - 759k
May 2021 - 707k

Might be a little bit lower after these last couple days. Down about 7% in a 90/10 portfolio. Had some bonuses come in that all went into investments. Hoping to see the fruits of that sooner rather than later, but we’ll see.
Down 12% now. :(
formerlybroke
Posts: 99
Joined: Mon Dec 07, 2020 12:56 pm

Re: Share your Net Worth Regression

Post by formerlybroke »

12/31/2021 = $13.46 M
05/11/2022 = $12.16 M
Grover201
Posts: 23
Joined: Fri Feb 05, 2021 3:23 pm

Re: Share your Net Worth Regression

Post by Grover201 »

Down at least 800k
crowdcast
Posts: 1
Joined: Sat Jun 20, 2020 7:40 am
Location: Norfolk

Re: Share your Net Worth Regression

Post by crowdcast »

12/31/2021: $2.9M
05/11/2022: $2.4M

For the first time in my life, I sold and went 80% to cash and paid off my mortgage.

This one feels different than dotcom, 2008, or COVID, primarily because I think inflation is the devil. I'm sitting on the sidelines until after the next rate hike.
chazas
Posts: 578
Joined: Wed Nov 01, 2017 1:22 pm
Location: NoVa

Re: Share your Net Worth Regression

Post by chazas »

groomyface wrote: Mon May 09, 2022 2:16 pm 1.2m down to 1.06m.

Loving the lower prices since I'm accumulating. I hope we have a bear market for the next decade.
For those of us who are trying to retire in the next couple of years, please no.
dboeger1
Posts: 1093
Joined: Fri Jan 13, 2017 7:32 pm

Re: Share your Net Worth Regression

Post by dboeger1 »

LiterallyIronic wrote: Mon May 09, 2022 9:07 pm But it's really irksome that the stock market fell right before I could reach a quarter million invested. Seems like it's always inordinately difficult to break through milestones.
It isn't until it is. One sentiment that has been quite common among older Bogleheads who have been at it for a while is that they kept plugging away for years, and then one day during a big bull market, they looked up and their portfolio had massive gains. If the market goes up over the long term like we expect and you just keep saving and investing, eventually you'll hit a point where the whole thing will take off. There can certainly be a lot of pain along the way, but then again, Bogle never promised that index funds would take you to the moon in a day.
User avatar
LadyGeek
Site Admin
Posts: 82124
Joined: Sat Dec 20, 2008 5:34 pm
Location: Philadelphia
Contact:

Re: Share your Net Worth Regression

Post by LadyGeek »

This is a "No politics" forum. I removed an off-topic post. As a reminder, see: Politics and Religion
In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are:
  • Common religious expressions such as sending your prayers to an ailing member.
  • Usage of factual and non-derogatory political labels when necessary to the discussion at hand.
  • Discussions about enacted laws or regulations that affect the individual investor. Note that discussions of proposed legislation are prohibited.
  • Proposed regulations that are directly related to investing may be discussed if and when they are published for public comments.
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
User avatar
tennisplyr
Posts: 3183
Joined: Tue Jan 28, 2014 1:53 pm
Location: Sarasota, FL

Re: Share your Net Worth Regression

Post by tennisplyr »

It only counts if you sell…so, no.
“Those who move forward with a happy spirit will find that things always work out.” -Retired 11 years 😀
User avatar
vpotus
Posts: 117
Joined: Sat May 04, 2013 4:08 pm
Location: Behind you...

Re: Share your Net Worth Regression

Post by vpotus »

My investments dropped about about 100k. But my house increased about 40k. We are down about 8% overall this year. I'm not worried.
Last edited by vpotus on Fri May 13, 2022 3:34 pm, edited 1 time in total.
Vanguard User
Posts: 876
Joined: Wed May 26, 2021 5:46 pm
Location: Sugar Land, Texas

Re: Share your Net Worth Regression

Post by Vanguard User »

Down -$98k from all time high.
schachtw
Posts: 215
Joined: Mon Jul 06, 2015 6:15 pm

Re: Share your Net Worth Regression

Post by schachtw »

AA is 60/40
YTD -14% (1MM)
bltn
Posts: 1462
Joined: Mon Feb 20, 2017 9:32 pm

Re: Share your Net Worth Regression

Post by bltn »

tennisplyr wrote: Thu May 12, 2022 6:26 pm It only counts if you sell…so, no.
This is what my wife keeps telling me.

A good reason to keep some cash or near cash fixed income investment.
tony_roach
Posts: 139
Joined: Sun Nov 19, 2017 2:05 pm

Re: Share your Net Worth Regression

Post by tony_roach »

Down $200K since end of last year (not counting home value, just investments)
  • End of 2021 - $1.42M
  • May 11, 2022 - $1.22M
smectym
Posts: 1314
Joined: Thu May 26, 2011 5:07 pm

Re: Share your Net Worth Regression

Post by smectym »

invest2bfree wrote: Fri May 06, 2022 1:58 pm
Little_Carmine wrote: Fri May 06, 2022 10:49 am I’ve noticed the “share your net worth progression” thread becomes oddly quiet during times of market declines.

Thought this thread could be used to talk about “regressing” to keep net worth discussion going.

Even if your net worth decreased for reasons other than the market tanking, you can share that as well.
4.5 million to 4.1million, I was 60/40 down 400k.

Did not expect bonds to be crushed like this.

Still up 33% from covid lows.

Need to go little bit conservative like 50 stocks /50 cash. Iam not at all confident with stocks just starting to go down. Next month will be crazy I think.
A lot of bogleheads have lost low-to-mid six figure sums in the last few months, on paper. Me too. But let’s see what happens from here.
Normchad
Posts: 3821
Joined: Thu Mar 03, 2011 7:20 am

Re: Share your Net Worth Regression

Post by Normchad »

I’ve heard there is a new “millionaires club”; a place for folks that are down by a million.

I’m not there yet, but if things keep going this way, I might be eligible soon.
goos_news
Posts: 172
Joined: Mon Jun 10, 2019 7:14 pm
Location: Northern California/French Riviera

Re: Share your Net Worth Regression

Post by goos_news »

Normchad wrote: Thu May 12, 2022 10:14 pm I’ve heard there is a new “millionaires club”; a place for folks that are down by a million.

I’m not there yet, but if things keep going this way, I might be eligible soon.
Yikes! I'm actually not tracking any more month to month. I'm just grateful that I'm not in crypto and FAANG exclusively, like some redditors (allegedly).
WestCoastPhan
Posts: 51
Joined: Sun Apr 24, 2022 10:30 pm

Re: Share your Net Worth Regression

Post by WestCoastPhan »

Normchad wrote: Thu May 12, 2022 10:14 pm I’ve heard there is a new “millionaires club”; a place for folks that are down by a million.

I’m not there yet, but if things keep going this way, I might be eligible soon.
My Vanguard funds are down $950k YTD.
42% VTSAX; 43% other VG equity (VPMAX, VTIAX, VSMAX); 10% 529s (of which, 75% equity index, 25% target date), 2% cash/I bonds, 2% private equity; <1% individual public stocks.
dink2win
Posts: 480
Joined: Tue Jan 15, 2019 6:53 pm

Re: Share your Net Worth Regression

Post by dink2win »

Down 9% YTD. Went from all time high of $1.45M on 12/31/21 to 1.32M on 4/30/22. Has dropped more since then but have not done the math, will find out at the end of the month.

Current Allocation (roughly)
65% - VTI (or equivalent)
15% - VXUS (or equivalent)
10% - REITs and Crypto
10% - Cash
lostdog
Posts: 5035
Joined: Thu Feb 04, 2016 2:15 pm

Re: Share your Net Worth Regression

Post by lostdog »

12/31/21-$1,125,000

5/12/22-$931,000
VT and chill...
piper
Posts: 24
Joined: Sun Dec 22, 2019 9:05 am

Re: Share your Net Worth Regression

Post by piper »

Down about 800K in investment accounts.
mnsportsgeek
Posts: 422
Joined: Mon Jan 19, 2015 1:39 pm

Re: Share your Net Worth Regression

Post by mnsportsgeek »

goos_news wrote: Fri May 13, 2022 12:25 am
Normchad wrote: Thu May 12, 2022 10:14 pm I’ve heard there is a new “millionaires club”; a place for folks that are down by a million.

I’m not there yet, but if things keep going this way, I might be eligible soon.
Yikes! I'm actually not tracking any more month to month. I'm just grateful that I'm not in crypto and FAANG exclusively, like some redditors (allegedly).
Seriously, times like these are when it becomes abundandly clear why investing in one industry (in this case tech) can crush you.
rascott
Posts: 2891
Joined: Wed Apr 15, 2015 10:53 am

Re: Share your Net Worth Regression

Post by rascott »

NW is basically flat year to date.....portfolio is down....investment RE equity + savings up.
CletusCaddy
Posts: 543
Joined: Sun Sep 12, 2021 4:23 am

Re: Share your Net Worth Regression

Post by CletusCaddy »

At beginning of this year I was at
$2.1M investments
$0.6M home equity
$70k car equity
=
$2.7M net worth

As of today I am at
$1.6M investments
$1.0M home equity
$70k car equity
=
$2.7M net worth

Best performing assets have been:
Bay Area house
Saving bonds
Utilities
Luxury SUV
Last edited by CletusCaddy on Sat May 14, 2022 5:23 pm, edited 1 time in total.
WhiteMaxima
Posts: 2620
Joined: Thu May 19, 2016 5:04 pm

Re: Share your Net Worth Regression

Post by WhiteMaxima »

Equity down 15% , RE flat ( haven't been sold, so I don't know), inflation 8% so Networth purchase power is down 25% ish and no end yet. For the long run, I believe only equity and RE will beat inflation. I am still dollar cost averaging. So I will ignore market noise. cheers.
rhubarbpie
Posts: 68
Joined: Mon May 03, 2021 9:18 am

Re: Share your Net Worth Regression

Post by rhubarbpie »

1/22: $360k
5/22: $333K

Still contributing every pay period so it looks less bad than the % probably actually is.
peregrino
Posts: 16
Joined: Mon Jan 14, 2019 2:02 pm

Re: Share your Net Worth Regression

Post by peregrino »

Investment portfolio value down 10% YTD.

Estimated primary residence home equity up 22% YTD.

Net worth (the two categories above plus emergency fund savings) down 3.5% YTD.
sedna273
Posts: 54
Joined: Sat Apr 04, 2015 5:48 pm

Re: Share your Net Worth Regression

Post by sedna273 »

Started off in the $600k bracket, now in $500k bracket with a 90/10 portfolio. I'm in my 30's so will stay the course.
t24b350
Posts: 64
Joined: Mon Mar 15, 2021 10:43 am

Re: Share your Net Worth Regression

Post by t24b350 »

1/1/2022 4.175
5/12/2022 4.291
atlguy
Posts: 36
Joined: Sat Apr 02, 2022 12:20 pm

Re: Share your Net Worth Regression

Post by atlguy »

Down 16% and it is going to get worse.
WhiteMaxima
Posts: 2620
Joined: Thu May 19, 2016 5:04 pm

Re: Share your Net Worth Regression

Post by WhiteMaxima »

atlguy wrote: Sat May 14, 2022 11:33 pm Down 16% and it is going to get worse.
and +8.5% inflation rate = less 24.5% purchase power. Ouch.
srblanco7
Posts: 3
Joined: Mon Jul 05, 2021 5:20 am

Re: Share your Net Worth Regression

Post by srblanco7 »

Normchad wrote: Thu May 12, 2022 10:14 pm I’ve heard there is a new “millionaires club”; a place for folks that are down by a million.

I’m not there yet, but if things keep going this way, I might be eligible soon.
Hoping not to join that club. Down from $5.7M to $5.0M YTD.
chazas
Posts: 578
Joined: Wed Nov 01, 2017 1:22 pm
Location: NoVa

Re: Share your Net Worth Regression

Post by chazas »

From my peak, $4.3M to $3.95M. That’s total, including my house, which has helped - I include it at what I think it would sell for easily, which is less than the Zestimate. Investments from just over $4M to $3.55M.

My goal is (was?) to retire at the end of 2023 with investments of $4.25M but I guess we just gotta go with the flow. I’ve stopped obsessively watching, which is good. I also realized despite getting depressed about the declines, my main risk is not selling everything and going to cash, it’s spontaneously throwing too much cash into the market on down days.
ge1
Posts: 613
Joined: Sat Apr 28, 2012 8:15 pm

Re: Share your Net Worth Regression

Post by ge1 »

House up 150k or so, investments up close to 100k, had a large purchase of 80k, so net up 170k or so.
Post Reply