Worth it to keep investing in blue chip stocks?

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
Post Reply
Topic Author
invester123
Posts: 48
Joined: Sun Apr 26, 2020 3:55 pm

Worth it to keep investing in blue chip stocks?

Post by invester123 »

Talking the usual blue chip stocks that drive the market. AAPL gave me >30% gains in the last year, while VTI 20%. However, at the end of a the day with such a small % of portfolio in indiv stocks, big percentage gains barely move the needle. I still often ask myself questions like: should I continue DCAing into AAPL or just drop the money into VTI?. MSFT dipped, should I start a position now?

How do you guys make these decisions .. those of you who use your "play money" for blue chip stocks. Or should play money be reserved for Crypto/speculative stocks :twisted:
Marseille07
Posts: 7065
Joined: Fri Nov 06, 2020 1:41 pm

Re: Worth it to keep investing in blue chip stocks?

Post by Marseille07 »

You can do whatever you want w/ 5% of your AA being "funny money." Could be anything including thou-shalt-not-be-named.
muffins14
Posts: 1223
Joined: Wed Oct 26, 2016 4:14 am
Location: New York

Re: Worth it to keep investing in blue chip stocks?

Post by muffins14 »

I’m not really a fan of “play money”, so I invest everything into index funds, or NTSX.

If I were confident 95% of my money would lead me to FIRE, I could see a 5% “fun money” bet on a high-risk, high-reward asset, but I’m not there yet.

do you get a satisfaction (like enjoyment as a hobby) from having a “play money” account?
35% NTSX, 25% AVUV, 15% NTSI, 15% AVDV, 10% VWO
Normchad
Posts: 3316
Joined: Thu Mar 03, 2011 7:20 am

Re: Worth it to keep investing in blue chip stocks?

Post by Normchad »

I only index at this point. So I don’t have to make these types of decisions. I know that I can’t outsmart the market, so I’m not going to bother trying.

If you want to gamble, go to a casino.

If you set aside 5 or 10% for play money, then what. If you trounce the market, it doesn’t really move the needle. If the market trounces you, you just lost the money for no good reason. That doesn’t move the needle that much either, but it could make you sad knowing you did it to yourself.
User avatar
1789
Posts: 2176
Joined: Fri Aug 16, 2019 3:31 pm

Re: Worth it to keep investing in blue chip stocks?

Post by 1789 »

invester123 wrote: Thu Jan 13, 2022 11:44 pm Talking the usual blue chip stocks that drive the market. AAPL gave me >30% gains in the last year, while VTI 20%. However, at the end of a the day with such a small % of portfolio in indiv stocks, big percentage gains barely move the needle. I still often ask myself questions like: should I continue DCAing into AAPL or just drop the money into VTI?. MSFT dipped, should I start a position now?

How do you guys make these decisions .. those of you who use your "play money" for blue chip stocks. Or should play money be reserved for Crypto/speculative stocks :twisted:
You are right. It is meaningless to gamble if it is small. Waste of time and not going to move the needle. I would either gamble with like 30% of my portfolio or don't waste time. I am allocating 0% currently. However, some BH mentioned that play money accounts even thou small, has some psychological benefits. I also agree with that.
"My conscience wants vegetarianism to win over the world. And my subconscious is yearning for a piece of juicy meat. But what do i want?" (Andrei Tarkovsky)
dbr
Posts: 38867
Joined: Sun Mar 04, 2007 9:50 am

Re: Worth it to keep investing in blue chip stocks?

Post by dbr »

If I wanted to play with stock picking I would do it virtually rather than actually own the stocks.
Post Reply