We are of the age where hearing gets to be a problem, but it's not ALL our fault!
I think the sound quality delivered to us is often very bad. As a counter example, Amazon Prime productions generally have good sound and understandable dialog.
So, my equipment (amplifier, speakers, Roku) is very good (as demonstrated by Amazon Prime) but most other source material and my hearing are marginal. Lack of fidelity in the source material pushes my hearing over the edge.