80% of my total holdings (all pre-tax, roth) are just in total world stock market index funds, together those are up 15% on the year. A few things that helped alittle bit:
- In March / April I frontloaded my 401k contributions to 15k, remainder used to capture company match to year end
- In March we frontloaded our Roth IRA contributions
- Frontloaded HSA
This year was the first we frontloaded contributions, due to the drop but I think we will continue in the future. Looking at the basis for the Roth IRA contributions, those hit in March 16th and while that wasn't quite the bottom the basis on the purchases was $60/share for VT, now up over 50%...on total world stock index! All Luck obviously, but still pretty neat
I do have about 15% of my total investable assets in a non-boglehead strategy as a net options premium seller on indexes. That account is up 32% , however it is a taxable account the gains are all short term (taxed as ordinary income for the year).