I’ve got 50K to invest in an ultra aggressive portfolio—seeking growth to 1 Million

Jdahlen · Post by **Jdahlen** » Sat Sep 12, 2020 11:46 pm

Hi Boggleheads,

Recently I’ve accumulated 50K to invest and have finally pulled the trigger on investing it into stocks, options, and bonds.

I’m seeking advice as far as an ultra aggressive approach as I am willing to risk a majority of it for some short term gains.

As stated before, I’ve accumulated this in a short amount of time, and want to invest it as aggressively as possible. I’ve searched various topics and posts, much are outdated, and with the recent market fluctuations, I thought I’d turn to you guys for some advice.

Devil's Advocate · Post by **Devil's Advocate** » Sun Sep 13, 2020 5:23 am

Why limit growth to just one million?

DA

chw · Post by **chw** » Sun Sep 13, 2020 5:28 am

Good luck with that. How much time do you have?

sycamore · Post by **sycamore** » Sun Sep 13, 2020 5:55 am

Your original post is unclear. Do you want your 50k turned into 1 million (by when?) or "some short term gains" (how much? By when?). Maybe both?

Are you willing to lose it all?
Even if you are, do you realize the incredibly extremely low chance of success you're dealing with?
Do you have a job as a source of income in case your investment/bet goes bust?
Do you have additional money to invest over the next few decades?

JoeRetire · Post by **JoeRetire** » Sun Sep 13, 2020 6:00 am

Jdahlen wrote: ↑Sat Sep 12, 2020 11:46 pm I’m seeking advice as far as an ultra aggressive approach as I am willing to risk a majority of it for some short term gains.

Lottery tickets.

aerosurfer · Post by **aerosurfer** » Sun Sep 13, 2020 6:07 am

Seriously.....

Go to a casino
Head to the roulette table
Cover 34 numbers equally (50k/34= 1470)
Roulette payouts 35:1, with 0 and 00 that means there are 38 total numbers on the table.

By covering 34 of them you have an 89.5% chance of winning. The payout is of course 1 unit of your equal bet.
If you can find a single 0 table, the chance of qinning goes up to 92%

Repeat until satisfied

sambb · Post by **sambb** » Sun Sep 13, 2020 6:37 am

look at tech . risky.

Exchme · Post by **Exchme** » Sun Sep 13, 2020 6:40 am

Forgive us for being flippant in our responses, but no one on earth can give you a recipe to do that. Over a lifetime of patient, low cost investing, that $50K is very likely to turn into $1M, but in a short term bout of greed, it will certainly turn to dust.

You did not provide information about the rest of your finances, but realize that $50K can be the difference between success and ruin in an emergency, so it shouldn't be thrown away so lightly.

anon_investor · Post by **anon_investor** » Sun Sep 13, 2020 6:41 am

How much additional money will you be contributing every year? You probably should take that money invest it in yourself so you can get a high paying job, then $1 mil will be easy peasy.

Nicolas · Post by **Nicolas** » Sun Sep 13, 2020 6:58 am

JoeRetire wrote: ↑Sun Sep 13, 2020 6:00 am
Jdahlen wrote: ↑Sat Sep 12, 2020 11:46 pm I’m seeking advice as far as an ultra aggressive approach as I am willing to risk a majority of it for some short term gains.
Lottery tickets.

+1, that was my second thought. My first was Bitcoin but then I reconsidered that it wasn’t aggressive enough.

Humility101 · Post by **Humility101** » Sun Sep 13, 2020 6:58 am

So many good responses so far, but I think you’ve come to the wrong place for advice. The methods we use are for long term growth based on simplicity of a three fund portfolio and keeping expenses low, not a race to 1mm as soon as possible.

cinghiale · Post by **cinghiale** » Sun Sep 13, 2020 7:07 am

Is it just me...?

Or has there been of late a rash of first-time or nearly first-time posters seeking advice about go-go strategies, can’t lose companies, and other assorted ways to beat the benchmarks?

OP, did you take any time at all to absorb the purpose and philosophy of this board? To grasp what “Investing Advice Inspired by Jack Bogle” means? What it includes, and what it therefore excludes? Maybe even enough time not to misspell “Bogleheads,” which is staring you in the eye every time you log onto the site?

I truly do wonder if we are being serially trolled.

LiveSimple · Post by **LiveSimple** » Sun Sep 13, 2020 7:08 am

I have a solution please invest in total stock market index fund and look at the account in the year 2050, it will be in the range of $1 M.

Compounding at 10% with initial amount of $50000 for 30 years will be $1M

TimeTheMarket · Post by **TimeTheMarket** » Sun Sep 13, 2020 7:12 am

Send it to me. In a year I’ll give you back $25k, which will put you $25k ahead of where you’re going to otherwise be. Win win for both of us.

FishTaco · Post by **FishTaco** » Sun Sep 13, 2020 7:17 am

You might try here:

https://www.reddit.com/r/wallstreetbets/

Impatience · Post by **Impatience** » Sun Sep 13, 2020 7:26 am

Just spend every penny of it on buying short-dated TSLA calls or something. You’ll probably end up losing every penny but there’s an appreciable chance you’ll hit the jackpot too.

bottlecap · Post by **bottlecap** » Sun Sep 13, 2020 8:02 am

OP, what did you learn from the various posts your read?

"Ultra aggressive" isn’t very descriptive. The term alone without any further description suggest you are not at all ready to invest in anything.

I’d wait 6 months to a year before investing and, in the meantime, learn as much as you can about investing.

This is a great place to learn.

JT

Brianmcg321 · Post by **Brianmcg321** » Sun Sep 13, 2020 8:04 am

Ultra aggressive?

25% AAPL
25% TSLA
25% AMZN
25% FB

Or

100% TQQQ

Stock up on Rolaids.

Wade Garrett · Post by **Wade Garrett** » Sun Sep 13, 2020 8:11 am

Go with the millennial portfolio...... bitcoin, weed stocks, and triple leveraged tech ETFs. Probably won't end well.

whereskyle · Post by **whereskyle** » Sun Sep 13, 2020 8:14 am

Jdahlen wrote: ↑Sat Sep 12, 2020 11:46 pm Hi Boggleheads,

Recently I’ve accumulated 50K to invest and have finally pulled the trigger on investing it into stocks, options, and bonds.

I’m seeking advice as far as an ultra aggressive approach as I am willing to risk a majority of it for some short term gains.

As stated before, I’ve accumulated this in a short amount of time, and want to invest it as aggressively as possible. I’ve searched various topics and posts, much are outdated, and with the recent market fluctuations, I thought I’d turn to you guys for some advice.

Invest it in VTSAX (Vanguard Total US Stock Market Index Fund, ER .04), and it should be worth $1m in 30 years.

I honestly don't see what other reliable advice you can follow to turn $50k into $1m.

DesertDiva · Post by **DesertDiva** » Sun Sep 13, 2020 8:23 am

The Bogleheads® Philosophy:

1. Develop a workable plan
2. Invest early and often
3. Never bear too much or too little risk
4. Never try to time the market
5. Use index funds when possible
6. Keep costs low
7. Diversify
8. Minimize taxes
9. Keep it simple
10. Stay the course

aristotelian · Post by **aristotelian** » Sun Sep 13, 2020 8:35 am

OP, beyond diversified index funds, higher risk does not mean higher expected return. You only get the higher return if you get lucky, and over time it is likely your luck will even out. Or rather there is equal probability that you will have good luck as well as bad luck. If you assume relative efficiency, future gains are already priced in to hot stocks like AAPL and TSLA. Therefore, they have approximately the same expected returns as the whole stock market, but with MUCH higher volatility. Why would you want that?

If you really want to increase expected return, you probably have to use leverage, borrowing money to put more dollars at risk. However, that is a dangerous, dangerous game.

That said, I think other posters are being excessively dismissive. A simple portfolio of 100% US Stock Market would be projected to turn into $1M with average returns in 30 years. Unfortunately that would not be inflation-adjusted but it is a realistic outcome.

https://imgur.com/a/2qDAJaY

Flashes1 · Post by **Flashes1** » Sun Sep 13, 2020 8:43 am

I am interested in learning more about triple leveraged tech ETF's. Take a little play money (say $10k-$20K) and wait for the next 40% market decline ----invest and see what happens. The Fed has shown since 2009 that they'll flood the markets with liquidity to support large market declines and that's all investors need to bid-up equity prices.

humblecoder · Post by **humblecoder** » Sun Sep 13, 2020 8:52 am

You are either an Internet troll or super naive. The reason why I say that is if somebody had a strategy to earn 20 times their investment in the short term they aren’t going to share it on the Internet. And if they are willing to share it on the Internet, then they are scamming you... big time.

There are only two ways that I know to do what you want:

1. Be lucky

2. Come up with a novel idea that nobody has thought of and work hard to build a business around it (and be lucky).

Otherwise the formula is to be patient, invest consistently, and you will slowly build wealth. And be lucky!

Robdac · Post by **Robdac** » Sun Sep 13, 2020 9:41 am

Let's assume for a moment that you are not a troll. You are a new member with two post and really have $50K you want to invest. First, welcome.

"Ultra aggressive" is not what investors do here. We make money over the long haul.

If you are real and really have $50K you want to invest aggressively then put it all in VTSAX. That would be the advice for those on here seeking "aggressive growth." But if you don't understand why that's the suggestion then you need to leave it in savings and do some reading and learning first. Never invest in something you don't understand. Right now, we think you don't understand.

Your question and the way it's asked (also at 1am) is so different from what we are about that it leads many of us to doubt you.

wander · Post by **wander** » Sun Sep 13, 2020 9:45 am

Grow to 1 million from that $50k alone? You have come to wrong forum.

frugalecon · Post by **frugalecon** » Sun Sep 13, 2020 11:29 am

Since I assume you (OP) are a novice investor, I recommend that you start by reading widely in the Bogleheads (Not “Boggleheads”) wiki, which is a ton of valuable information that is available for free! If you are willing to spend about $15, it might also be useful for you to buy Morgan Housel’s new book, The Psychology of Money, which might offer a path to valuable insight into yourself and how you relate to money. There are a lot of wise nuggets in it.

JoMoney · Post by **JoMoney** » Sun Sep 13, 2020 11:47 am

Put into a low cost S&P 500 (or Total Stock Market) index fund, keep enough in cash/short-term bonds that you sleep well at night and won't feel compelled to sell if you need some emergency cash and the market starts to tank (as it inevitably does from time to time).
Get back to work at your job/career, and try to increase your ability to earn and save at that... "aggressively".

The securities markets aren't giving out easy or free money. Your willingness to be "aggressive" or take "risk" has very little to do with garnering above average returns, that will be achieved in aggregate by businesses and growth in the larger economy. While you certainly can take coin-flip risks hoping to get ahead, or out-trading the other guy (whose trying to get the best of you) that kind of speculation doesn't offer any long-term advantage, and is as likely to hinder your progress as much as help, and if you can understand concepts like "risk of ruin", you might see that too much risk actually works against you in potentially catastrophic ways. For most people, even 100% stock investing is too much, going into a leveraged investment is not recommended.

galawdawg · Post by **galawdawg** » Sun Sep 13, 2020 11:58 am

cinghiale wrote: ↑Sun Sep 13, 2020 7:07 am Is it just me...?

Or has there been of late a rash of first-time or nearly first-time posters seeking advice about go-go strategies, can’t lose companies, and other assorted ways to beat the benchmarks?

OP, did you take any time at all to absorb the purpose and philosophy of this board? To grasp what “Investing Advice Inspired by Jack Bogle” means? What it includes, and what it therefore excludes? Maybe even enough time not to misspell “Bogleheads,” which is staring you in the eye every time you log onto the site?

I truly do wonder if we are being serially trolled.

No, it isn't just you.

I sometimes wonder if some of the new posters usually gamble at casinos, sports betting and even video poker in sketchy convenience stores, but since COVID are looking for new ways to scratch that itch.

White Coat Investor · Sun Sep 13, 2020 12:19 pm

Jdahlen wrote: ↑Sat Sep 12, 2020 11:46 pm Hi Boggleheads,

Recently I’ve accumulated 50K to invest and have finally pulled the trigger on investing it into stocks, options, and bonds.

I’m seeking advice as far as an ultra aggressive approach as I am willing to risk a majority of it for some short term gains.

As stated before, I’ve accumulated this in a short amount of time, and want to invest it as aggressively as possible. I’ve searched various topics and posts, much are outdated, and with the recent market fluctuations, I thought I’d turn to you guys for some advice.

Put it on Red 5 times straight.

If you want to invest it instead, let us know. Just remember investing isn't really about big short term gains. Sometimes you get those, sometimes you don't, but you can't really invest for them. You gamble for them.

EnjoyIt · Post by **EnjoyIt** » Sun Sep 13, 2020 12:20 pm

OP has two posts so far here. One is starting this thread and another in the hedgefundie thread.

frugalecon · Post by **frugalecon** » Sun Sep 13, 2020 12:24 pm

White Coat Investor wrote: ↑Sun Sep 13, 2020 12:19 pm
Jdahlen wrote: ↑Sat Sep 12, 2020 11:46 pm Hi Boggleheads,

Recently I’ve accumulated 50K to invest and have finally pulled the trigger on investing it into stocks, options, and bonds.

I’m seeking advice as far as an ultra aggressive approach as I am willing to risk a majority of it for some short term gains.

As stated before, I’ve accumulated this in a short amount of time, and want to invest it as aggressively as possible. I’ve searched various topics and posts, much are outdated, and with the recent market fluctuations, I thought I’d turn to you guys for some advice.
Put it on Red 5 times straight.

If you want to invest it instead, let us know. Just remember investing isn't really about big short term gains. Sometimes you get those, sometimes you don't, but you can't really invest for them. You gamble for them.

When I saw the OP's name ("Jdahlen"), I immediately thought of White Coat Investor!

Fallible · Post by **Fallible** » Sun Sep 13, 2020 12:34 pm

cinghiale wrote: ↑Sun Sep 13, 2020 7:07 am Is it just me...?

Or has there been of late a rash of first-time or nearly first-time posters seeking advice about go-go strategies, can’t lose companies, and other assorted ways to beat the benchmarks?

OP, did you take any time at all to absorb the purpose and philosophy of this board? To grasp what “Investing Advice Inspired by Jack Bogle” means? What it includes, and what it therefore excludes? Maybe even enough time not to misspell “Bogleheads,” which is staring you in the eye every time you log onto the site?

I truly do wonder if we are being serially trolled.

Well put on the BH philosophy and always good to read. Not sure about trolling, but there do seem to be many new posters this year possibly related to the pandemic and reports of some people turning from closed casinos to the stock market.

Lalamimi · Post by **Lalamimi** » Sun Sep 13, 2020 12:47 pm

We are not even aggressive, and lost almost that much in one day last week. Just follow the cues on this page and you will be fine.

Stinky · Post by **Stinky** » Sun Sep 13, 2020 12:49 pm

Bet it all on black. Repeat until you get your $1 million. You only need to hit it five times in a row. A one-in-32 chance.

(Or was it red??)

eye.surgeon · Post by **eye.surgeon** » Sun Sep 13, 2020 12:55 pm

Jdahlen wrote: ↑Sat Sep 12, 2020 11:46 pm Hi Boggleheads,

Recently I’ve accumulated 50K to invest and have finally pulled the trigger on investing it into stocks, options, and bonds.

I’m seeking advice as far as an ultra aggressive approach as I am willing to risk a majority of it for some short term gains.

As stated before, I’ve accumulated this in a short amount of time, and want to invest it as aggressively as possible. I’ve searched various topics and posts, much are outdated, and with the recent market fluctuations, I thought I’d turn to you guys for some advice.

Wrong forum. If you're interested in actual smart investing, stick around and do some reading in the wiki.

Malinois000 · Post by **Malinois000** » Sun Sep 13, 2020 1:26 pm

Well if you have 30 years and can achieve a 10% annual growth rate you could grow the $50k to $872K. Good luck.

JoMoney · Post by **JoMoney** » Sun Sep 13, 2020 1:34 pm

Stinky wrote: ↑Sun Sep 13, 2020 12:49 pm Bet it all on black. Repeat until you get your $1 million. You only need to hit it five times in a row. A one-in-32 chance.

(Or was it red??)

.... well, besides the point, but you're not going to find a roulette wheel offering even that favorable a proposition.
There are 18 red , 18 black, and at least 1 green (0) on roulette wheel... ("American Roulette" has 2 green 0, and 00)
So it's a 18 in 37 (or 18 in 38) chance to hit black at each spin.
18/37 ^5th is closer to A one-in-36.7 chance , but your payout should you catch such a lucky streak is only 32x

And if you miss it, the more attempts you take to catch that streak, the further behind you'll get.

nix4me · Post by **nix4me** » Sun Sep 13, 2020 1:53 pm

$50,000 invested in TSLA in 2011 would now be worth $4,678,183. Find the next Tesla. Good luck.

RetiredNewbie · Post by **RetiredNewbie** » Sun Sep 13, 2020 4:00 pm

It's easy to turn $50K into $1 million. Buy $50K worth of gold. Then subscribe to the Peter Schiff podcast. Peter will spin that gold into a million dollar investment in about 3 days.

geerhardusvos · Post by **geerhardusvos** » Sun Sep 13, 2020 4:08 pm

White Coat Investor wrote: ↑Sun Sep 13, 2020 12:19 pm
Jdahlen wrote: ↑Sat Sep 12, 2020 11:46 pm Hi Boggleheads,

Recently I’ve accumulated 50K to invest and have finally pulled the trigger on investing it into stocks, options, and bonds.

I’m seeking advice as far as an ultra aggressive approach as I am willing to risk a majority of it for some short term gains.

As stated before, I’ve accumulated this in a short amount of time, and want to invest it as aggressively as possible. I’ve searched various topics and posts, much are outdated, and with the recent market fluctuations, I thought I’d turn to you guys for some advice.
Put it on Red 5 times straight.

If you want to invest it instead, let us know. Just remember investing isn't really about big short term gains. Sometimes you get those, sometimes you don't, but you can't really invest for them. You gamble for them.

+1
No one wants to get rich slowly. Investing takes time, consistency, and patience.

DSBH · Post by **DSBH** » Sun Sep 13, 2020 4:54 pm

Ultra aggressive? 5-team parlay in Vegas. That’s not investing though.

Jdahlen · Post by **Jdahlen** » Sun Sep 13, 2020 5:06 pm

Not talking days, weeks, or months here fellas. Im talking basic investing in common stocks in what you might believe may be the next big winner.

Is it airlines? [Political comment removed by Mod Misenplace] Is it BioTech? It's not TESLA,[Implied expletive removed by Mod Misenplace] I get you all, it's not a casino either, but im looking for suggestions and advice outside of the usual 401K and retirement allocations--that's all fellas.

MotoTrojan · Post by **MotoTrojan** » Sun Sep 13, 2020 5:09 pm

Jdahlen wrote: ↑Sun Sep 13, 2020 5:06 pm Not talking days, weeks, or months here fellas. Im talking basic investing in common stocks in what you might believe may be the next big winner.

Is it airlines? [Political comment removed by Mod Misenplace] Is it BioTech? It's not TESLA,[Implied expletive removed by Mod Misenplace] I get you all, it's not a casino either, but im looking for suggestions and advice outside of the usual 401K and retirement allocations--that's all fellas.

Doesn’t exist. I’d go all-in in small-cap value and cross your fingers if you want something with any academic reason to beat the market, and a good current situation (historic drawdown). These other ideas are non-starters. Maybe go to WallStreetBets.

EnjoyIt · Post by **EnjoyIt** » Sun Sep 13, 2020 7:22 pm

Jdahlen wrote: ↑Sun Sep 13, 2020 5:06 pm Not talking days, weeks, or months here fellas. Im talking basic investing in common stocks in what you might believe may be the next big winner.

Is it airlines? [Political comment removed by Mod Misenplace] Is it BioTech? It's not TESLA,[Implied expletive removed by Mod Misenplace] I get you all, it's not a casino either, but im looking for suggestions and advice outside of the usual 401K and retirement allocations--that's all fellas.

My apologies but your on the wrong forum if you looking for stock tips. In general we invest in low cost index funds with some exceptions like Hedgefundies thread where they invest in leveraged index funds.

I am pretty sure redit has a stock picking sub you can read and get loads of advice.

000 · Post by **000** » Sun Sep 13, 2020 7:24 pm

Jdahlen wrote: ↑Sun Sep 13, 2020 5:06 pm Not talking days, weeks, or months here fellas. Im talking basic investing in common stocks in what you might believe may be the next big winner.

Is it airlines? [Political comment removed by Mod Misenplace] Is it BioTech? It's not TESLA,[Implied expletive removed by Mod Misenplace] I get you all, it's not a casino either, but im looking for suggestions and advice outside of the usual 401K and retirement allocations--that's all fellas.

Small- and micro-cap common stocks.

tdmp · Post by **tdmp** » Sun Sep 13, 2020 7:32 pm

MotoTrojan wrote: ↑Sun Sep 13, 2020 5:09 pm
Jdahlen wrote: ↑Sun Sep 13, 2020 5:06 pm Maybe go to WallStreetBets.
I discovered WallStreetBets about 1 year ago. I do go there from time to time to reaffirm that Boglehead way is generally the better way to "invest". But I have seen some got rich really, really quick.

rob · Post by **rob** » Sun Sep 13, 2020 7:34 pm

Have access to a monkey you could blindfold ? That has worked in the past.....

Otherwise... I have no real idea.... Asteroid mining will create trillionaires for sure - one day.... Trick is figuring out who and how to get into that.

tdmp · Post by **tdmp** » Sun Sep 13, 2020 7:36 pm

tdmp wrote: ↑Sun Sep 13, 2020 7:32 pm
MotoTrojan wrote: ↑Sun Sep 13, 2020 5:09 pm
Jdahlen wrote: ↑Sun Sep 13, 2020 5:06 pm Maybe go to WallStreetBets.
I discovered WallStreetBets about 1 year ago. I do go there from time to time to reaffirm that Boglehead way is generally the better way to "invest". But I have seen some got rich really, really quick.
clarify: sorry, it was mototrojan that wrote "maybe go to wallstreetbets". somehow i deleted some of the statements incorrectly. Jdhalen didn't write "maybe go to wallstreetbets"

dru808 · Post by **dru808** » Sun Sep 13, 2020 7:38 pm

Jdahlen wrote: ↑Sun Sep 13, 2020 5:06 pm Not talking days, weeks, or months here fellas. Im talking basic investing in common stocks in what you might believe may be the next big winner.

Is it airlines? [Political comment removed by Mod Misenplace] Is it BioTech? It's not TESLA,[Implied expletive removed by Mod Misenplace] I get you all, it's not a casino either, but im looking for suggestions and advice outside of the usual 401K and retirement allocations--that's all fellas.

Do a little research, pick the highest performing company in the next 5 years. Its like picking Tesla or apple back when they were about to blow up. Look at a backtest, it’s easy to see when the dips were and when they had rallied.