This is my Roth IRA portfolio.
VTSAX vanguard total stock market 70%
VTIAX vanguard total international 20%
VBTLX vanguard total bonds 10%
I'm 40 years old. I didn't start saving for a retirement earlier because I'm an immigrant to the USA. I need all your suggestions & critics. Thanks.
Portfolio suggestions & critics
Re: Portfolio advice
This thread is now in the Personal Investments forum (portfolio help).
To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.-
arcticpineapplecorp.
- Posts: 7165
- Joined: Tue Mar 06, 2012 9:22 pm
Re: Portfolio suggestions & critics
nothing wrong with that.
do you have a 401k?
some would suggest bonds in a 401k (tax deferred) and stocks in Roth IRA, but there's nothing wrong with what you've done either. You could also use a target date retirement fund in your Roth IRA as well.
in case we're missing other details (like 401k, etc), it would be best if you repost/edit your original post according to the following details:
viewtopic.php?t=6212
welcome.
do you have a 401k?
some would suggest bonds in a 401k (tax deferred) and stocks in Roth IRA, but there's nothing wrong with what you've done either. You could also use a target date retirement fund in your Roth IRA as well.
in case we're missing other details (like 401k, etc), it would be best if you repost/edit your original post according to the following details:
viewtopic.php?t=6212
welcome.
It's "Stay" the course, not Stray the Course. Buy and Hold works. You should really try it sometime. Get a plan: www.bogleheads.org/wiki/Investment_policy_statement
Re: Portfolio suggestions & critics
90/10 AA at 40 years old is pretty aggressive. Is this all of your portfolio?
"Never underestimate one's capacity to overestimate one's abilities" - The Dunning-Kruger Effect
Re: Portfolio suggestions & critics
Mario2222 - You had a duplicate post which I've removed. There were no replies.
To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.Re: Portfolio suggestions & critics
I don't have a 401k. I will have a 12 years pension. A full pension if I work for 30 years. I have 8k in two taxable accounts.
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RamblinDoc
- Posts: 247
- Joined: Sun Jan 14, 2018 2:26 pm
Re: Portfolio suggestions & critics
This looks reasonable.
You will get more actionable information if you read this link and post your information according to the suggested format.
viewtopic.php?f=1&t=6212
You will get more actionable information if you read this link and post your information according to the suggested format.
viewtopic.php?f=1&t=6212