How much you lost/gain since Feb 20,2020 ?

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EFF_fan81
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Re: How much you lost/gain since Feb 20,2020 ?

Post by EFF_fan81 » Mon Mar 23, 2020 10:59 pm

Down over $500k in an almost 90/10 portfolio.

Worst part is this time last month I was already convinced this virus was going to wreak major havoc around the globe. Still, I stayed the course because that's what I was trained to do and I will still stay the course because... in for a penny, in for a pound I guess.

It hasn't been the funnest of months. But I didn't get to this point by not taking risk so that is how the cookie crumbles.

cognovimus
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Re: How much you lost/gain since Feb 20,2020 ?

Post by cognovimus » Tue Mar 24, 2020 5:37 am

-11% on AA 34/66 Allocation. Now 27/73. Target is 30/70.

At 63, I was poised to retire but still in preretirement phase. Still contributing to 401K and contribution allocation is 50/50. It's discouraging, but hey, a good chunk of post-retirement budget was intended for travel, and we've lost our ability and motivation for that.

BusterScruggs
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Re: How much you lost/gain since Feb 20,2020 ?

Post by BusterScruggs » Tue Mar 24, 2020 5:52 am

averagedude wrote:
Sat Mar 21, 2020 7:22 pm
I'm down 27% from the highs in my stock/bond portfolio. I've been hit hard due to passive strategies (no cash drag), and tilts to small and midsize companies. I'm actually feeling greedy instead of fearful.
I have almost a 30% loss. I feel sick like I’m on a roller coaster and can’t get off. Way too much total market and small cap tilt

panhead
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Re: How much you lost/gain since Feb 20,2020 ?

Post by panhead » Tue Mar 24, 2020 6:09 am

kareysue wrote:
Mon Mar 23, 2020 12:22 am
i was wondering is it possible for stocks to hit 0. I mean the market keeps going down. Why don't the government stop the market or something so it won't keep going down
Sure, it's possible. It would be the end of all companies on the planet and probably result in something like a Mad Max scenario across the globe.

cricket49
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Re: How much you lost/gain since Feb 20,2020 ?

Post by cricket49 » Tue Mar 24, 2020 8:06 am

Lost 23% from my high of 3 weeks ago. I guess it was 3 weeks. Seems like last week was a month long.
The days are dragging due to the change in coronavirus news and numbers from one day to the next. :-(
Expect the best. Prepare for the worst.

revhappy
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Re: How much you lost/gain since Feb 20,2020 ?

Post by revhappy » Tue Mar 24, 2020 9:05 am

Kompass wrote:
Sun Mar 22, 2020 11:22 pm
-$2.2m

Ouch! :shock: deer in the headlights

Nuff said.

Thank the powers it’s paper and I have cash.

For once procrastinating actually paid off…
You mean paper trading account or paper losses as in unrealized losses?

t00sl0w
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Re: How much you lost/gain since Feb 20,2020 ?

Post by t00sl0w » Tue Mar 24, 2020 10:17 am

Down 30% it looks like so far.

100% equities, so that makes sense.
Also, not too worried and glad to buy some on sale again as im only 30 and have some time to go still.

Do feel sorry for people already retired and relying on these accounts though, hope it doesn't get too far under their "safe minimum" line for too long...this way not much damage is caused long term if they have to withdraw at the low.

Kompass
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Kompass » Tue Mar 24, 2020 6:37 pm

revhappy wrote:
Tue Mar 24, 2020 9:05 am
Kompass wrote:
Sun Mar 22, 2020 11:22 pm
-$2.2m

Ouch! :shock: deer in the headlights

Nuff said.

Thank the powers it’s paper and I have cash.

For once procrastinating actually paid off…
You mean paper trading account or paper losses as in unrealized losses?
Unrealized loss. I am fortunate in that I can wait, it still stings to see the portfolio numbers shrink that much.
The large print giveth and the fine print taketh away.

cbs2002
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Re: How much you lost/gain since Feb 20,2020 ?

Post by cbs2002 » Tue Mar 24, 2020 7:00 pm

down around 20%. As someone earlier said, enough to buy a nice house in a MCOL, or a mansion in a LCOL area.

For us this is a good test run for AA comfort on the other side. We're hoping to not be obligated to work within 10 years, and will be making some AA adjustments as equities come back. A good wake up call. Haven't sold a thing. Not saying I've enjoyed it, but haven't sold a thing.

I don't know how many times it takes to say it here for people to believe, but since there was some chatter about "oh everyone I know got out except me" blah blah blah. I stayed in through 2007-2009 and bought into my 401K twice a month. My savings rate actually went way down between 2011-2015 due to kids, job changes, etc. My net worth is more than triple what is was at the end of 2008 as of today. It was quadruple before February 20th. Just sayin'.

e5116
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Re: How much you lost/gain since Feb 20,2020 ?

Post by e5116 » Wed Mar 25, 2020 8:41 am

I'm not sure how most of you have fared so well (relatively speaking)....Perhaps it's selection bias.

My assets are down 26% (inclusive of everything except home) in one month (based on my monthly tracking - Feb 23 to now - would have been much worse yesterday). After saving very diligently over the last several years, I'm at the same level I was at in May 2018. But of course, it's even worse than that considering I've been contributing heavily to investing. Definitely disheartening, but staying the course. I did this after the market went up 10% yesterday, so would have been even worse yesterday.

On the positive front, I'm relatively young at 35 and our incomes have gone up in the past year. So, the amount I "lost" on paper in one month is less than our total combined annual incomes of my spouse and me. Still, pretty amazing how investments can move that much so quickly. But if I think about it from the perspective of "delaying" retirement and that I can make it up in 1 year of income, that's not too bad. It's much worse for those that were heavily invested and are nearing retirement.

I'm 80/20 with about 35% international and a skew to Small-Cap value and slight REIT. So, my skews have probably not helped me in this time. I hope to ride the wave up in the upcoming months/years. Had a relatively small cash cushion / emergency savings (something like 3 months of expenses) as both my wife and my jobs are stable and we could live on one of our incomes if needed.

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meowcat
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Re: How much you lost/gain since Feb 20,2020 ?

Post by meowcat » Wed Mar 25, 2020 9:17 am

panhead wrote:
Tue Mar 24, 2020 6:09 am
kareysue wrote:
Mon Mar 23, 2020 12:22 am
i was wondering is it possible for stocks to hit 0. I mean the market keeps going down. Why don't the government stop the market or something so it won't keep going down
Sure, it's possible. It would be the end of all companies on the planet and probably result in something like a Mad Max scenario across the globe.
No, I would not say that is possible.
More people should learn to tell their dollars where to go instead of asking them where they went. | -Roger Babson

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oldcomputerguy
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Re: How much you lost/gain since Feb 20,2020 ?

Post by oldcomputerguy » Wed Mar 25, 2020 9:22 am

It is certainly possible for an individual company's stock to go to zero. That happens in a bankruptcy, where a reorganization sloughs off all the filing company's stock. That happened with my former employer in the 2009 downturn, and left me with some shares of employer stock that were listed at $0. (Fortunately it was not a large amount of stock.)
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EnterprisingDude
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Re: How much you lost/gain since Feb 20,2020 ?

Post by EnterprisingDude » Wed Mar 25, 2020 9:24 am

Unfortunately after daily checking I know the number all too well. Lot's of peaking but my sell button is broken, only buying for us :D 90/10 currently has us down two commas plus as of this past weekend so on paper it's substantial. Young thirties and a long time horizon so our plan is to continue acquiring VTSAX shares and hoard them like a dragon with gold as they appreciate over the next few decades!

Rajsx
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Rajsx » Wed Mar 25, 2020 5:17 pm

I am down around 1 m YTD as per Vanguard Personal Performance in my all Vanguard Portfolio.

My monthly income will end next year at 65, this paper loss may or may not make a difference in long term but staying in the market for another 15 to 20 years will hopefully make this a non invent. My around 50% in Tax deferred Bonds & cash should tide me over for our living expenses for many years before I start liquidating stocks. I did re balance into stocks on the Market down days. We will see.
We do not stop laughing because we grow old, we grow old because we stop laughing !!

schachtw
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Re: How much you lost/gain since Feb 20,2020 ?

Post by schachtw » Wed Mar 25, 2020 5:27 pm

Down 700K, 12%.
AA 48/48/4

During this period, sold muni’s in taxable, and started to interval purchase more VTI.

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PurpleArc
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How much are you guys down?

Post by PurpleArc » Wed Mar 25, 2020 8:11 pm

[Thread merged into here, see below. --admin LadyGeek]

Hi,

Perhaps not the question to ask, but I am down close to 10% for all my portfolios combined.

Valueinvestor2
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Re: How much are you guys down?

Post by Valueinvestor2 » Wed Mar 25, 2020 8:13 pm

PurpleArc wrote:
Wed Mar 25, 2020 8:11 pm
Hi,

Perhaps not the question to ask, but I am down close to 10% for all my portfolios combined.
One million dollars 😎

bugleheadd
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Re: How much are you guys down?

Post by bugleheadd » Wed Mar 25, 2020 8:14 pm

down 14% from peak

k1982
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Re: How much are you guys down?

Post by k1982 » Wed Mar 25, 2020 8:14 pm

1/3 of my annual wages within 2 weeks :)

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JaneyLH
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Re: How much are you guys down?

Post by JaneyLH » Wed Mar 25, 2020 8:16 pm

I don't know. Haven't looked. What it is is what it is.

Why do you ask?

CheeseheadCycler
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Re: How much are you guys down?

Post by CheeseheadCycler » Wed Mar 25, 2020 8:18 pm

JaneyLH wrote:
Wed Mar 25, 2020 8:16 pm
I don't know. Haven't looked. What it is is what it is.

Why do you ask?
:sharebeer

grettman
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Re: How much are you guys down?

Post by grettman » Wed Mar 25, 2020 8:20 pm

I am curious to know your AA if you are down only 10%.

I haven't looked lately but given that I am around 90% equities (mostly C fund and S&P 500 mutual funds) I am likely down as much as the S&P (probably more given expenses).

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tvubpwcisla
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Re: How much are you guys down?

Post by tvubpwcisla » Wed Mar 25, 2020 8:21 pm

$0.00. You are never up or down until you sell!

:sharebeer
The secret to building wealth is to have a plan, keep expenses low, become an expert in your craft, consistently buy the market, diversify, establish multiple income streams, and always smile.

ionball
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Re: How much are you guys down?

Post by ionball » Wed Mar 25, 2020 8:22 pm

Down but not out. I use a single portfolio approach.

Monsterflockster
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Re: How much are you guys down?

Post by Monsterflockster » Wed Mar 25, 2020 8:23 pm

PurpleArc wrote:
Wed Mar 25, 2020 8:11 pm
Hi,

Perhaps not the question to ask, but I am down close to 10% for all my portfolios combined.
From the cash I put in? Including lifetime gains? From all-time highs?

UpperNwGuy
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Re: How much are you guys down?

Post by UpperNwGuy » Wed Mar 25, 2020 8:27 pm

My primary funds have been the Total Stock Market Index Fund and (after a TLH) the 500 Index Fund, so the stock portion of my 60/40 portfolio is down by approximately the same percentage as the S&P 500.

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LadyGeek
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Re: How much you lost/gain since Feb 20,2020 ?

Post by LadyGeek » Wed Mar 25, 2020 8:32 pm

I merged PurpleArc's thread into a similar discussion.
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DA200
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Re: How much you lost/gain since Feb 20,2020 ?

Post by DA200 » Wed Mar 25, 2020 8:38 pm

Lost 10 times my annual wages (just over $1M).
If I was retired I would be down infinity times my annual wages...

Oakwood42
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Oakwood42 » Wed Mar 25, 2020 8:41 pm

sfnerd wrote:
Thu Mar 12, 2020 3:01 am
Probably a couple million. Easy come easy go. Stay the course, and buy if you have cash.
lol

Oakwood42
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Oakwood42 » Wed Mar 25, 2020 8:42 pm

byungk69 wrote:
Thu Mar 12, 2020 5:27 am
$450k (15%). I’m only 41 so I’m actually looking forward to next 20 years and the rebound.
+1

Oakwood42
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Oakwood42 » Wed Mar 25, 2020 8:42 pm

Starfox wrote:
Thu Mar 12, 2020 6:13 am
5 million :annoyed
Moving 1million from muni into Total US Stock today.
Plan to move another 1 million if sp500 falls further to 2400 (-30% lower than all time highs)
During this market panic, buying helps calm my emotions.
"buying helps calm my emotions." AGREED

cheesepep
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Re: How much you lost/gain since Feb 20,2020 ?

Post by cheesepep » Wed Mar 25, 2020 8:43 pm

Down 5.8% across my entire portfolio, mainly due to one stock: PSX. Still long and buying individual stocks. Got a little crazy during the panic and bought too many stocks (12 now, where I usually have 7 or so). Buying finance stocks, restaurant, and tech mainly.

PSX, I bought 3 weeks too early even before the virus hit the market. I'm down big time, but this company is good and I'll keep holding and possibly buy more.

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PurpleArc
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Re: How much you lost/gain since Feb 20,2020 ?

Post by PurpleArc » Wed Mar 25, 2020 8:44 pm

LadyGeek wrote:
Wed Mar 25, 2020 8:32 pm
I merged PurpleArc's thread into a similar discussion.
Thanks, makes sense

Bama12
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Bama12 » Wed Mar 25, 2020 8:46 pm

up 75k

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quisp65
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Re: How much you lost/gain since Feb 20,2020 ?

Post by quisp65 » Wed Mar 25, 2020 8:55 pm

Not paying attention to my equities, but I did lose $3K in my short corp bonds and bailed. I'm paying off a mortgage and I couldn't wait to get it back if I wanted to. Taking risks with your fixed income is for the wealthy and that ain't me. I'll stay MM, CDs & savings accounts. Though Vanguard's Ultra short term corp bond only lost 1.5% so far :D
Last edited by quisp65 on Wed Mar 25, 2020 8:55 pm, edited 1 time in total.

GoldenFinch
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Re: How much you lost/gain since Feb 20,2020 ?

Post by GoldenFinch » Wed Mar 25, 2020 8:55 pm

Who knows? I am not looking.

I’ll look again when S&P is 3000 or December 31st. Which ever comes first.

runner3081
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Re: How much you lost/gain since Feb 20,2020 ?

Post by runner3081 » Wed Mar 25, 2020 9:06 pm

I have no clue.

luckyducky99
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Re: How much you lost/gain since Feb 20,2020 ?

Post by luckyducky99 » Wed Mar 25, 2020 9:52 pm

Lost about 5 pounds. Spring weather and working from home means I can sneak out during the day and am getting more exercise than usual. Also bars are all closed now and I don't like drinking home alone, which may help me lose even more.

KyleAAA
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Re: How much you lost/gain since Feb 20,2020 ?

Post by KyleAAA » Wed Mar 25, 2020 9:57 pm

Down about 17%, which isn’t nearly as bad as I thought. The last few days sure helped. Realistically, if I could make it through the year down only 10% I would be very happy.

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CABob
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Re: How much you lost/gain since Feb 20,2020 ?

Post by CABob » Wed Mar 25, 2020 10:33 pm

Lost about 7.5%. Actually, that is from 12/30/19 to 3/14/20.
Bob

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CAsage
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Re: How much you lost/gain since Feb 20,2020 ?

Post by CAsage » Wed Mar 25, 2020 11:23 pm

Gained about 3 pounds. Far too much time to bake, the gym is closed, can take walks but no upper body workouts (where are those lost weights in the garage). Oh, and my IRA looks really awful! Dumping bonds to buy stock on the dips.... no dips this week sadly.
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poppa23
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Re: How much you lost/gain since Feb 20,2020 ?

Post by poppa23 » Thu Mar 26, 2020 12:54 am

down 1.3 M on a very conservative AA.. prior to Feb was 20eq /70 fx /10 csh....not staying the course sold some for wealth preservation and to sleep at night..prob have to help family that was laid off and prepare for tenants who cant pay their rent...going to be a tough 6 months but will be fine...stay safe all.

vipertom1970
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Re: How much you lost/gain since Feb 20,2020 ?

Post by vipertom1970 » Thu Mar 26, 2020 1:02 am

Down 800K and all I can think of is my only daughter will enjoy this $$$$ in 35 years.

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Johnsson
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Johnsson » Thu Mar 26, 2020 6:22 am

down 500k as of Friday. Rebalanced a little into a cruise line.
'In theory there is no difference between theory and practice. In practice there is.' Yogi Berra

Chadnudj
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Chadnudj » Thu Mar 26, 2020 6:37 am

I've lost....nothing.

Because I haven't sold. In fact, we've been buying since February 20, 2020, via our 2 401ks which we're both maxing out this year (and feeling very fortunate we're both in the position to do so, with jobs that can continue remotely).

Until you sell, you haven't lost anything.

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nisiprius
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Re: How much you lost/gain since Feb 20,2020 ?

Post by nisiprius » Thu Mar 26, 2020 6:40 am

I haven't calculated. I know our rough grand total and our stock allocation, and the stock market is down by about a third, so I mentally multiply total by stock allocation and take a third of that. It's as accurate as I need to know. More accurate than I need to know

In the era when inflation was 14% but bank interest was capped at 5-3/4% by Regulation Q, banks couldn't complete on interest so they competed on account-opening gifts. The local bank actually had a pile of account-opening gifts in the lobby, with a piece-of-furniture "Color TV" at the summit, clock radios in the middle, and toasters and bathroom scales at the bottom. We scored a bathroom scale, retail value $14.95. We still had it several decades later. It was a piece of junk from the word go. You could change the reading predictably by a couple of pounds by leaning. As time went on, it started to get sticky, perhaps the knife-edge thingies in it were getting worn or rusty, and we would not only lean but jiggle up and down a bit to try to get a reading we liked. I kept begging my wife to let me replace it. And she kept saying the same thing: "Honey, tell me the truth. Do you think you need to lose some weight, yes or no?" And I'd say "Yes." And she would say "Then what more do you need to know?"
Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness; Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.

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Michael Patrick
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Michael Patrick » Thu Mar 26, 2020 7:00 am

I haven't looked. The only account I've looked at was my daughter's 529, and that was mostly to pat myself on the back for dumping the whole thing into a principal-plus-interest fund last year.

Starfox
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Starfox » Thu Mar 26, 2020 9:44 am

Oakwood42 wrote:
Wed Mar 25, 2020 8:42 pm
Starfox wrote:
Thu Mar 12, 2020 6:13 am
5 million :annoyed
Moving 1million from muni into Total US Stock today.
Plan to move another 1 million if sp500 falls further to 2400 (-30% lower than all time highs)
During this market panic, buying helps calm my emotions.
"buying helps calm my emotions." AGREED
I'm back to being down 5 million, it was down 7 million when SP500 closed 2237 a couple days ago. :annoyed

The 1 million lot I purchased at SP500 2386 on March 16 is currently up $80k, portfolio is up $780k today, but still down 5 million from all time highs at SP500 3386.

As much as I'd like to sell the $1m purchase I did at SP500 2386 with today's market rally, my crystal ball doesn't work so the idea of buying back again in a week or month at lower prices isn't guaranteed, it's just easier to wait it out and go back to 75/25 allocation when we reach highs again.

I just reviewed our expenses for the next 2 years and I don't need to sell any stocks and can reinvest the quarterly dividends too. Just will spend the cash that is in VMSXX (VG Muni MMF). I have 4 vacations and 3 new cars in our budget to spend in next 24 months. If this quarantine lasts 2 years and we can't fly to our vacation destinations or buy new 2021 cars, then technically our savings will stretch into 3-4 years without selling stocks or spending dividends.

But I expect this virus to be history in 12-18 months, with the entire world and economy itching to go back to enjoying life and enjoying work like never before, a post war spending boom. :sharebeer

This article resonated with me: https://investingwithoptions.com/blog/2 ... ll-bottom/
Fuel to The Fire
Here’s where we get into the “lucky guess” side of things.

At some point, the fever breaks.

Shutdowns will reverse. Bars will reopen. People will get back to work.

And you will see a righteous fury from the American consumer.

Those postponed trips to Disney? Rescheduled.

Trading in for a new car? Anything to feel normal.

A new ipad with your bailout money? Sure, because you’re already back at work.

Cinco de Mayo will be wild.

The economic recovery won’t be “W” shaped.

It won’t be “V” shaped.

It will be “Y” shaped. We’re at an asymptote where things are pricing in "zero" and will come back online with the same speed.

And all the ugly earnings guidance? Yes, next quarter's gonna be ugly. Probably the quarter after that.

At some point, these companies will guide back higher because we bought things as a big “#@#$ you” to the quarantine we had to endure.

Cipro
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Cipro » Thu Mar 26, 2020 10:03 am

Down 10.5% on conservative allocation of 40% Equity/30% Cash (for home purchase/taxes)/30% bonds. Not sure how those on board with less conservative allocations have such relatively small losses! How do you do it??

Starfox
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Re: How much you lost/gain since Feb 20,2020 ?

Post by Starfox » Thu Mar 26, 2020 3:35 pm

I executed the sale of the $1m purchase I made on March 16th at SP500 2386 right before the close today. If we never go back to 2000-2400 range again, I'll still be happy with this decision because that means the other 90% of my portfolio is performing well and I didn't have to see many millions evaporate on my screen again. It was slightly stressful but now that the sale is done today I'm glad I made the 10% gain, but again this shows me market timing is purely luck and chance, IMO.

It was a bet back on March 16 that we have to have some type of rally and so I risked a couple years of expenses and my "risk management" was that I still had another couple years of expenses sitting in cash and would wait out the eventual recovery if the rally didn't materialize.

With today's 6.25% rally and slight move to cash, I'm now allocated 92% SP500 and 8% VMSXX (Muni Money Market). Portfolio balance is 18% below all time highs. I made some large ill-timed purchases at -10% and -20% of the market not considering it would fall through the floor to -35%, or I'd be a lot closer to even, while at a lower market. If things go as planned, I will move to 75% SP500 and 25% VWSUX/VMSXX at SP500 3287, and will only have gained 4% for my troubles. Not worth it IMO, but due to the size of portfolio, its still an extra $1m. I've updated my IPS so that when SP500 reached 3300, to not buy pullbacks of less than 30%. Market timing isn't worth my time.

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